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WEALTH STARTING BUSINESS ON A SHOESTRING BUDGET YEAR 2023
You Can Make Money With An Online Business Opportunity
There are many times in life where you are going to want to make more money.
Think about what you are doing now, and think about ways that you could make
that just a little bit better for yourself.
For instance, if you are able to, you might be just the right kind of person to find
a great deal for a job that allows you to make lots of money, and that allows you
to be the boss, as well. Many times they’ll be a make money business opportunity
that comes out of nowhere, and if.
There are many times in life where you are going to want to make more money.
Think about what you are doing now, and think about ways that you could make
that just a little bit better for yourself.
For instance, if you are able to, you might be just the right kind of person to find a
great deal for a job that allows you to make lots of money, and that allows you to
be the boss, as well.
Many times they’ll be a make money business opportunity that comes out of
nowhere, and if you are to take it and if you can do well, you might just find
that you are able to make more money than you have ever dreamed of making.
This might sound too good to be true, and in many ways, you have to be careful.
But if you are able to, you are going to find that in reality there are many make
money business opportunity sites you could go to, and at some of these sites,
you’ll actually be able to make the money that you want to make, without having
to worry about a thing.STOP LIVING PAYCHECK TO PAYCHECK — CLICK NOW
Of course, there are some sites at which you are going to have to be careful. For
instance, when you go to a make money business opportunity site, it might be
tempting to go with the first offer that you see.
It might sound like something that you could really sink your teeth into. An offer
r that would just be too good to pass up. A make money business opportunity
that you would feel bad about not taking.
However, you have to do your part and do your research because make money
business opportunities are going to not be as common as you might think. You
have to really search to find the ones that are worth doing and to keep those
separate from the ones that are going to rip you off.
In order to find make money business opportunities that you know are going to
be worth your while, there are several things that you should do, first. You need
to make sure that you can get information on the business and what is going on.
INFORMATION IS THE KEY SOURCE TO SUCCESSFUL BUSINESS ONLINE — MILLIONS
TO BE MADE
MILLIONS OF CUSTOMERS — NO LIMIT TO INTERNET OPPORTUNITY
It needs to sound viable to you – which means that it has to sound like it makes
sense. If the idea tells you you don’t have to spend any time or spend any money
on the business, that you will simply start to get checks in the mail, this is probably
going to be a scam.
You have to be sure that you are given information about the make money business
opportunity, and that the information checks out. Blog post: This post/site contains
affiliate links, at no additional cost to
you I am compensated if you purchase after clicking on the links.
5.44%
Basic Info. 6 Month Treasury Rate is at 5.44%, compared to 5.46% the previous
market day and 1.52% last year.5/30/2023
WEALTH
How do I start a shoestring budget business?
7 steps to starting a small business on a shoestring budget – with free startup help
Step 1: Self-assessment.
Step 2: Pick the right business.
Step 3: Consider your name and brand.
Step 4: Draft a business plan.
Step 6: Get your business funded.
Step 7: Set up your physical and digital shop.
You can Earn Money by Blogging!
OR
YOU CAN START A BUSINESS OF YOUR CHOICE — The site below is the United
State Official Small Business site. FREE INFORMATION
Indeed this is true. If the first outburst of blogging in the Internet was introduced
for hobbyists, now, you can enjoy doing it, while earning thousands of dollars.
blog, adsense revenue, revenue sharing, free blog
Indeed this is true. If the first outburst of blogging in the Internet was introduced for
hobbyists, now, you can enjoy doing it, while earning thousands of dollars.
Yes, truly and surely, you can make money blogging. Realistically, the most you can
make is a few hundred dollars a month that cannot be found on trees or scoffed at.
Nowadays, a social network of bloggers, have provided more options and ways
wherein you can maximize your earning potential by blogging.https://ChamberofCommerce.org
Do you want to make money blogging? Then, choose an ideal blog site that will
cater to your requirements for a blog, sign up, create a blog and publish it right away!
Blogging sites allow you to build blogs according to your tastes. Others have HTML
and link options. Others have customized templates where you can change your
blog page’s color and design.
In between signing up and creating a blog, though, you must know what subject to
blog about. Your subject is an important consideration, so take your time
conceptualizing before jumping into the fray. If you must know, the subject will be
the determining factor how much money you can earn with the blog you’re going
to create.STARTING AN ONLINE HOMEBASED BUSINESS
Try to look for subjects or topics that pay more from per click among others. Check
out Google AdWords and AdSense to know how much each clicks on a subject
costs. Google AdSense then allows you to place ads on your blog. Once a user
happens to open your blog and click on the advertisement, you will earn money on
it. Just that!
Once your offering is announced to companies, consequently, they will contact you
for an ad space on your blog. Google, meanwhile, will place any ad that has
keywords related to your blog. Any which way, you are guaranteed to earn.
Other ways to secure earning from your blogging activities is to become an affiliate
partner to another company.
There is a popular affiliate program, which provides commission to its partners for
every click on the ad, placed on their site/blog. You will also get a percentage from
the sale of their product made in your blog.
There are plenty of affiliate programs with varied commission percentages. Others
even offer profit sharing.
If you are blogging for a specific cause, you still can take advantage of it in a positive
way. You can earn money blogging for a cause. You can ask people to give donations
for a specific cause, though most of it will go to you.
You can use the PayPal donation button and put on your site. There is also Amazon
with its honor system that sets up a donation button for you.
Are picking up nice ideas already? Well, here is one you will definitely enjoy, how about
making money through blogging about unique merchandise and then offering them
up for sale simultaneously in your blog site?
There are people who would gladly spend for merchandise that are custom-made,
unique and totally out of this world! Edit your blog headline into a catchy one, create
your very own logo and then offer up these kinds of items with your logo in it. It will
be a sort of brand tag.
There are online companies that allow you to design your own items and those that
allow you to custom design your logo, too. You will see how it will boost your blog
once people start wearing and using your items with your logo attached in it.
Do not just concentrate on one way of money – earning opportunity. You can even
combine these methods and earn more.
As the www.Chillicious.com develops, evolves and takes with it lots of internet users,
so as earning opportunities increase by blogging. Just think, you will enjoy blogging
as a hobby and earn in the outset, too!
I’m sure you must have come across the cliché “health is wealth” but do you know w
hat it means and why you should give it a thought? Well, this article will help you put
things in retrospect so that you can finally enjoy an optimum healthy life.
Do you know why health and wealth go together? It’s simple when you’re healthy; you
would live longer and hardly spend your money treating one ailment or the other,
how cool can this be?
This is why embracing healthy lifestyle choices are the best bet for anyone who wants
to enjoy a healthy life.CLICK HERE–WEALTH BUILDING
Yes, you’re rich and can afford all the good things that life has to offer, but without a
healthy lifestyle, you’ll spend the majority of your money trying to treat one health
conditions or the other, and I’m sure you wouldn’t want that right?
Now is the best time to start making intentional, healthy decisions, if you have been
depending on junk foods together with other unhealthy eating habits for far too long,
you should strive to change the narrative by embracing healthy lifestyle choices.
Yes, your work schedules may not be giving you all the time you need to eat healthy
meals, but you should strive to always eat healthy meals regardless of how busy you’re.
Remember, you can have all the good things in this world and living healthy may not
be one of them.
To maintain a synergy between health and wealth, it would be smart to come up with
a healthy eating practice that not only includes healthy meals but some form of
activities too.
Always remember that when you eat healthily and spruce it up with one exercise or
the other, you will enjoy a blast of wellness like never before.
Stop spending your money treating one ailment or the other, all you may need to
enjoy a healthy life is making healthy lifestyle choices.
The best businesses to start when you have $100 or less are either sales or service
businesses.
All you need is your phone and the internet. It could be a consulting business or
selling cars,
life insurance or even vacuum cleaners door to door
26 Businesses You Can Start for Free
-
- Blogging. While not a new concept, monetized blogging is always a popular option for an essentially no-cost business. …
- In-home child care. …
- In-home dog care. …
- Pet services. …
- Dog training. …
- Freelance writing. …
- Freelance editing. …
- Resume building.
PLEASE MAKE A SMALL DONATION — HAVE AN AWESOME BLESS DAY
P.S. PLEASE DONATE – YOUR SMALL DONATIONS HELPS TO KEEP THIS SITE GOING
FINANCIAL FREEDOM — HAVE YOU THOUGHT ABOUT STARTING A BUSINESS???
Starting a business for the purpose of passive or residual income
The motive behind starting a business is often to make money that will be
enough to cater for one’s needs. Earning large enough income will give you
the opportunity to accomplish and live the type life you desire.
But most people don’t have the ability to live life on their own terms because
they are either a slave to their debts or cannot break away from living on pay
check. But this problem can be solved by the many benefits of residual or
passive income.
One of the best ways to gain financial freedom is by setting up a business with
residual income opportunity. There are many businesses both online and offline
that one can set up to generate residual income.
Residual income by definition is the income one generated long after the work
has been completed. It is the type of income that one continues to generate for
as long as the business lives. Residual income also known as passive income has
no limitations based on time.
Starting a business with residual income opportunity will enable you live life in
your terms. You will continue to earn money whether you are there working or not.
The amount of money you can make does not stop whether you get out of bed or not.
In addition, it is possible to have different streams of residual income. Unlike having
two jobs that will consume your time, multiple streams of residual income will
increase your earnings while also giving you enough free time. Residual income
gives you a more lucrative alternative to finding a side hustle that will stress you
and consume your precious time.
To kick start your dream of financial freedom, here some of the residual business
opportunities that you can venture into.AWSOME FASHIONS
Invest in real estate
Rest estate is one of the most lucrative means of generating passive income. Apart
from being lucrative, it give you rest of mind and requires little or no work.
Affiliate marketing
This involves promoting other people’s product online of which you get a
commission once it leads to sale. Affiliate marketing can be done by marketing
people’s product on your website. It can also be done by promoting them on
social media platforms.
Affiliate marketing is a great way of making money online. You can make up to
six figures every month from the comfort of your home. And remember, you do
this at your time and pace.
Write an EBook
Selling a book online can be another great way of generating residual income. After
the initial work of writing and creating the book, the only thing left is to make your
money on every sale. You don’t need much capital to produce an EBook, no printing
and shipping costs.
Other residual income business opportunities that you engage in include:
• Create lead generation website
• Start a drop shipping business
• Create a mobile app
• Invest in vending machines
• Rent out your spare room
And the list is endless. Stimulus bill stalled out. Shame–So many families and individual, cities
counties, states, business, and especially unemployed mothers in need during
this crisis.
SELF-RELINANCE — It is time to utilize time and knowledge to start an additional
flow of income. It’s so simple. Just Google starting a business.
FINANCIAL FREEDOM — Stop living paycheck to paycheck.
Which are the real MLM businesses?
What are the best MLM companies?
How to succeed with a MLM company?
What are the disadvantages of a MLM business?
There is a role everyone can play and profit from. Starting a small business,
employing the millions that will need a job is a worthwhile endeavor.
Yes, it is simple than anyone think. Step by step books will tell you how to
achieve success.
How do I get free money to start a business?
What are the steps in starting a business?
What to do before starting a business?
SMALL BUSINESS LOANS
Things To Consider For Starting A Business
Are you are planning to start a business? You must have a clear plan and strategy
for achieving your goals. Too often new entrepreneurs jump ahead without mentioning
what they sell, how they sell it and to whom they will sell it.
Thanks to the internet, it is straightforward than ever to start a business in the
comfort of your own home. Although it is not easy to be an entrepreneur, it is generally
known that starting a project is very rewarding. The hardest part is starting. So many
people have business ideas that never leave their notebook. Others want to have a
business, but they do not know where to start. These are the six necessary steps for
starting a business in 2022
1. Get Online
First, if you start a business, you have to install it on the internet. The number of
people buying online is increasing every year. More than 3 billion people have access
to the internet, and more and more people connect every day. These are all potential
customers. When your business is on the internet, you can sell your products and services
24 / 7 for the whole year.
2. Get starting capital
Although the costs of starting a business in 2016 on the internet are considerably lower
than those of a traditional company, you still need a little money to start an online
business. The main reason why most companies fail is the lack of capital. Provide a
plan to make financial resources possible, whether it concerns sales, your funds or
external investors.
3. Choose The Right Location:
Location plays a significant role in determining the success of your business. A wrong
location can jeopardize all prospects, and at the same time, a right one can build a
strong foundation for a fruitful venture. Therefore choose the location wisely. Discuss
with people who have vast knowledge in the industry that you have chosen. If you set
up your business amidst your competitors, there are higher chances of success, studies
have show.
4. Establish Your Unique Selling Proposition
What makes your company unique? The Internet is a big market, and when you start a
business in 2022, you have to make a unique sales proposal (USP) for your product or
service. Why would people buy from you instead of someone else? If you do not know,
how can you expect your potential customer to know?
5. Know your ideal customer
No company can sell anything to anyone. You need to be clear about who your
ideal customer is so that you can create your marketing messages to attract them
directly. What are their needs, wishes, concerns, problems or wishes? How can your
products or services help them?
6. Implement a proven business model
Use a proven business model that will work in your market. If you do not have one,
look at your competitors and see what they do. Buy a business mentor that shows you how
to grow your business and move a potential customer to a customer. Very often you can
learn a lot from people who have preceded your industry. They can help you avoid
pitfalls and make your path to success faster and easier.
It may not sound natural to start a business, but if you have a passion and want to
see it become a successful business, it will take planning and organization. Use these
tips to get started and build a company you can be proud of.
Regardless of your age, education, technical skills or qualifications there are no
specific requirements for being a successful online entrepreneur. However, you will
be more successful with a solid business model to work from, clear direction, training,
and support.
FREE FROM DEBT = FREE FROM STRESS = FREE FROM WORRYING
START WITH CUTTING SPENDING, PAYING DOWN DEBT, SAVING, INVESTING. LIVING FINANCIAL FREE.
THIS IS A DREAM FOR SO MANY WHILE A REALITY FOR SO FEW. WHETHER YOU READ ONE OR MORE SELF
HELP BOOK IT IS A CHOICE THAT WILL GET YOU THEIR. INSPIRATION BOOKS, SELF MOTIVATION BOOKS,
PROGRAMS, AND TRAINING IS A WAY TO BE A WINNER. YOUR CHOICE, FREE FROM WORRYING IS JUST
BEING HAPPY.BEING HAPPY
5 STEPS TO BUILDING WEALTH TO ENJOY FOR GENERATION X AND TO PAST IT TO THE NEXT GENERATION — MILLINEAS
If you’re earning less than twenty dollars per hour. This article is for you.
Living on one income and saving the second one. This is key to building
wealth. If only one income in the household, then definitely additional
school to advance to a higher pay scale.
Thus, saving the additional income. Starting a part time business may also
be the solution. In the meantime, careful spending and budgeting still allows
one to have more disposal income and savings.
Generation X has amass substantial wealth. The key is to continue amassing
wealth and passing it to next retirement plan as well as careful estate planning.
enough to retire and live off while leaving substantial inheritance to children and grand-
children even great grandchildren.
Rich Kids. Broke Kids: The Failure of Traditional Estate Planning- Kindle
Edition by J. Ted Oakley
Pinch Like You Mean It! 101 Ways to Spend Less Money Now — By Dr. Penny Pincher
Kindle Wireless Reading Device (6″ Display, U.S. Wireless by Amazon)
The Modern American House Wife Book # 1: Home Economics — by Abundant Publishing
If you’re unemployed, please sign in at your local state employment office.
As inflation continue to rise in 2022 it will be an extreme hardship on anyone
that unemployed or earning less than $20.00 per hour.
PLEASE LEAVE A COMMENT. BOOKMARK, TWEET IT TO YOUR SOCIAL MEDIA FRIENDS.
STARTING A BUSINESS ON A SHOESTRING BUDGET —HOW TO RETIRE WEALTHY — TRAVEL – ENJOY –START A BUSINESS NOW AND HAVE ADDITIONAL INCOME IN RETIREMENT
How to retire with (WEALTH IS A BEAUTIFUL LIFESTYLE) Please order one of
these books regardless of your age. Building wealth now is fundamentally to
having wealth in retirement.
Cutting Spending, paying down debt, saving 20% or more of your income, investing
in bonds, stocks, real estate, earning additional income is the way to avoid
income inequality. Millions of individuals retire with less than $2000.00 per
month after a lifetime of work.
Anyone can achieve income and wealth wealth equality. Thousands of speeches, videos
on youtube, lots of books on Amazon and Ebay will tell you step by step how to.
HERE’S SOME GREAT INFORMATIONS TO ENJOY YOUR RETIREMENT A LOT MORE
I am reading, studying THE ROAD TO WEALTH. It is to anyone advantage
to study money management. I am totally surprise at how much income/wealth one
will need in retirement to maintain the same standard of living they had before
retirement.
I was blown away when I took a look at total income. Total bills and what will
happen if one of pass. Practically half of the household income would cease.
Job retirement and social security check.
3 TIPS — STARTING A BUSINESS — FORGET LIVING PAYCHECK TO PAYCHECK
3 Things To Do Prior To Submitting Articles
With modern communication technology comes the popularity of information-based marketing, which is one of the oldest and most effective techniques in getting targeted prospects to sites and converting them into buyers. This is why article writing, submissions and publications are also getting popular.
internet business plan, small business advertising, business newsletter, business location, business competitors, business website, search engine optimization, pay-per-click marketing, business marketing tips
To all writers and non-writers out there, now is the time to start digging up those creative writing skills back.FINANCIAL FREEDOM
With modern communication technology comes the popularity of information-based marketing, which is one of the oldest and most effective techniques in getting targeted prospects to sites and converting them into buyers.
This is why article writing, submissions and publications are also getting popular.
There are already many tools that people can use to make the process of distributing their articles more easily. Continue reading “3 TIPS — STARTING A BUSINESS — FORGET LIVING PAYCHECK TO PAYCHECK”
7 WAYS BUILDING WEALTH IS SO SIMPLE FOR ANYONE
SAVING IS EVERYTHING
Practical Ways to Save Money
RESIDUAL/PASSIVE INCOME PAY DOWN DEBT BUILD WEALTH RETIRE EARLY
Say goodbye to debt.
Cut down on your grocery budget.
Cancel automatic subscriptions and memberships you don’t use.
Buy generic.
Cut ties with cable.
Save money automatically.
Spend extra or unexpected income wisely.5 SIMPLE STEPS TO SMALL BUSINESS SUCCESS ON THE INTERNET–EARNING ADDITONAL INCOME — PAYING OFF STUDENT LOANS, CREDIT CARD DEBT, SAVING MORE, AND MOST OF ALL BECOMING AN INVESTOR
Adjust your tax withholdings.
Best Frugal Ways to Save Money
Buy produce on sale or in season.
Go meatless at least once a week.
Pack your lunches.YOU CAN MAKE MONEY WITH AN ONLINE BUSINESS OPPORTUNITY
Stretch your hand soap.
Watch detergent amounts and wash only full loads.
Hang out your laundry.
Save on Gas.
Skip the bought coffee and coffee drinks.
BUDGETING
A budget is a plan you write down to decide how you will spend your money each month.
A budget helps you make sure you will have enough money every month. Without a budget,
you might run out of money before your next paycheck. A budget shows you: how much
money you make.
What is the 50 30 20 budget rule?
The rule states that you should spend up to 50% of your after-tax income on needs and
obligations that you must-have or must-do. The remaining half should be split up between
20% savings and debt repayment and 30% to everything else that you might want.
What should I invest in as a beginner?
6 best investments for beginners
High-yield savings accounts.
Certificates of deposit (CDs)
401(k) or another workplace retirement plan.
Mutual funds.
ETFs.
Individual stocks.
How to invest $100 dollars to make $1,000?
How To Invest $100 To Make $1000 a Day in 20 Ways
Invest in real estate.
Gather your savings in a high-yield savings account.
Invest in the stock market.
Start a blog.
Use robo advisors.
Invest in cryptocurrency.
Start an e-commerce business.
Start a drop shipping business.
Minimalism
Is all about owning only what adds value and meaning to your life (as well as the
lives of the people you care about) and removing the rest. It’s about removing the
clutter and using your time and energy for the things that remain. We only have a
certain amount of energy, time, and space in our lives.
What is a minimalist lifestyle?
4 Ways to Adopt A Minimalist Lifestyle | Chase
A minimalist lifestyle is intentionally living with fewer possessions — focusing only on
the ones you need. Living with less may be the right choice if you’re feeling overwhelmed
with clutter, if you’re looking for fewer distractions, or if you’re looking to cut back
on spending.
What does it mean to be penny-pinching?
Penny-pinching is the practice of trying to spend as little money as possible. [disapproval]
Government penny-pinching is blamed for the decline in food standards. Synonyms: meanness,
selfishness, parsimony [formal], stinginess More Synonyms of penny-pinching.
What is another word for penny-pinching?
Synonyms of penny-pinching (adj. tight with money)
miserly.
parsimonious.
penurious.
stingy. tight.
Is Penny-pinching good?
Is Pinching Pennies The Ultimate Secret To Wealth
Sometimes, it makes sense to pinch pennies and save as much as you can. However, there
are times when saving the extra money costs you in a number of other ways. Carefully
consider all the costs involved before making your spending decisions. Sometimes, the
non-money costs outweigh your savings.
You can use the purist definition, whereby debt-free means you have no debt at all—from
credit cards, loans or other creditors. As a result, you don’t rely on credit cards or
other forms of credit for everyday spending.
Is it good to be debt free at 40?
Being debt-free — including paying off your mortgage — by your mid-40s puts you on the
early path toward success, O’Leary argued. It helps you free yourself from financial
obligations at a time when your income is presumably stable and potentially even growing.
Is it better to be debt free or have savings?
Our recommendation is to prioritize paying down significant debt while making small
contributions to your savings. Once you’ve paid off your debt, you can then more
aggressively build your savings by contributing the full amount you were previously
paying each month toward debt.
BUILDING YOUR WEALTH WITH US TREASURY T-BILLS
What is the 2 year Treasury rate today? 9/28/2023
5.12%
2 Year Treasury Rate is at 5.12%, compared to 5.08% the previous market
day and 3.96% last year.
How to buy 2 year Treasuries?7 STEPS TO AVOID POVERTY AND ACHIEVE PROSPERITY 2023
Using a brokerage or bank is the only way to trade a Treasury before its maturity date.
Treasurys must be traded outside of TreasuryDirect through a bank, brokerage or dealer
by selling to investors looking to buy.Is the 2 year treasury a bond?
Key Takeaways
T-bonds mature in 20 or 30 years and offer the highest interest payments bi-annually. T-notes
mature anywhere between two and 10 years, with bi-annual interest payments, but lower yields.
T-bills have the shortest maturity terms—from four weeks to one year.
What is the 3 month Treasury rate?9/28/2023START YOUR JOURNEY TO FINANCIAL FREEDOM WITH PASSIVE INCOME
3 Month Treasury Bill Rate (I:3MTBRNK)
3 Month Treasury Bill Rate is at 5.34%, compared to 5.35% the previous market day and 3.30%
last year. This is higher than the long term average of 4.18%.
How often do 2 year Treasury bonds pay interest?
every six months
Bonds and Notes
Bonds are long-term securities that mature in 20 or 30 years. Notes are relatively short
or medium-term securities that mature in 2, 3, 5, 7, or 10 years. Both bonds and notes pay
interest every six months.
Are 2 year Treasuries tax free?STARTING A BUSINESS FOR THE PURPOSE OF PASSIVE/RESIDUAL INCOME
Interest income from Treasury securities is subject to federal income tax but exempt from
state and local taxes. Income from Treasury bills is paid at maturity and, thus,
tax-reportable in the year in which it is received.YOU CAN MAKE MONEY WITH AN ONLINE BUSINESS OPPORTUNITY
PRIVACY POLICY
PRIVACY POLICY: WE DO NOT SHARE OR SELL ANY PERSONAL INFORMATION. SO,PLEASE
DON’T ASK. IMGENERATIONX BLOG CONSIDER IT A PRIVILEGE TO HAVE YOU AS A DONOR,
READER, AND SUPPORTING THIS BLOG BY PURCHASING ITEMS ON THIS BLOG WHICH IN
SOME CASE WE RECEIVE A VERY SMALL PERCENTAGE. AGAIN, WE DO NOT SELL OR
SHARE ANYONE INFORMATION THAT PROVIDED TO US.
JUST A TIP FOR TODAY
THANKS FOR READING THIS BLOG, SHOP, DONATE AND COMMENT OFTEN.
PLEASE SHARE THIS BLOG WITH EVERYONE. OUR INFORMATION IS FOR EVERYONE.
What are the 5 financially healthy habits?
Image result for how to live a responsible financial life
Financial habit #1: Regularly review and update your financial plan. Financial habit #2: Set financial goals that
are meaningful. Financial habit #3: Create a budget and use it to guide your spending. Financial habit #4: Find
passive income to improve your income.
What’s the 50 30 20 budget rule?
One of the most common percentage-based budgets is the 50/30/20 rule. The idea is to divide
your income into three categories, spending 50% on needs, 30% on wants, and 20% on savings.
Learn more about the 50/30/20 budget rule and if it’s right for you.
HOW TO GENERATE WEALTH BY INVESTING IN TREASURY NOTES
5.52%
6 Month Treasury Rate is at 5.52%, compared to 5.52% the previous market day and
3.85% last year. This is higher than the long term average of 2.79%. The 6 Month
Treasury Bill Rate is the yield received for investing in a US government issued
treasury security that has a maturity of 6 months. 9/26/2023
PRIVACY POLICY
PRIVACY POLICY: WE DO NOT SHARE OR SELL ANY PERSONAL INFORMATION. SO, PLEASE
DON’T ASK. IMGENERATIONX BLOG CONSIDER IT A PRIVILEGE TO HAVE YOU AS A DONOR,
READER, AND SUPPORTING THIS BLOG BY PURCHASING ITEMS ON THIS BLOG WHICH IN
SOME CASE WE RECEIVE A VERY SMALL PERCENTAGE. AGAIN, WE DO NOT SELL OR SHARE
ANYONE INFORMATION THAT PROVIDED TO US.
EVERYONE CAN BE FINANCIAL SUCCESSFUL IN AMERICA STARTING NOW
THE AMERICAN DREAM IS HOMW OWNERSHIP
SIX TIPS TO HELP ANYONE ACQUIRE THEIR DREAM HOME
https://www.alabamarealtors.com/posts/2023/08/28/6-ways-your-buyers-can-save-on-their-mortgage SHARE THIS LINKS/ARTICLE WITH FRIENDS, FAMILY AND YOUR SOCIAL
MEDIA FRIENDS. ACQUIRING WEALTH IS POSSIBLE.
Thank you for reading our blog and please donate $2, $5, $10. All donations
are extremely appreciated. PLEASE DONATE NOW OR MAIL A $2.00 DONATION TO
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5 STEPS TO BEAT INFLATION IN YEAR 2024 PROSPERING
STEP 1 OF 5 STEPS TO BEAT INFLATION IN YEAR 2023 AND PROSPER EARN MORE!!!!!!!!!
How often does a variable interest rate change?
A variable interest rate can change on a monthly, quarterly or annual basis. Variable interest
rates may increase or decrease, depending on changes in prevailing interest rates. The loan
payments on a variable-rate loan are less predictable, because the loan payments will change
when the interest rate changes. Your variable rates on debt is key to beating inflation 2023.
Paying high interest rates will in 2023 is affect your savings in a negative way.
4.68% — The number one way to beat inflation in year 2023 is to earn more on your saving/
to pay less interest on debt. Secured credit card versus high interest rates cards.
6 Month Treasury Bill Rate is at 4.68%, compared to 4.64% the previous market day and 0.23% last
year. This is higher than the long term average of 4.48%.WHEN DEBT VS CUTTING SPENDING–CREATING WEALTH YEAR 2023
STEP 2: What does pinching my pennies mean?
to spend as little money as possible: When we were first married we had to pinch pennies just to
get by. SMART
Is penny pinching positive or negative?
Penny pincher is synonymous with the word miser, but whereas miser is always used negatively
(to refer to Ebenezer Scrooge types), penny pincher can be used either in a negative way or in
a more neutral way to refer to someone who’s just trying to save money because they’re on a tight
budget.
How do you save penny pinching money?
9 Ways to Pinch Pennies Around the House. I’m certainly not an extreme frugalist. …
Eliminate Food Waste. …
Turn the Thermostat Up or Down. …
Don’t Buy Expensive Cleaning Products. …
Hang Clothes to Dry. …
Drink Tap Water. …
Reduce Home Entertainment Costs. …
Clean Out Your Closet and Junk Drawer.
Will minimalism automatically make me content?
Although it is a great start, it isn’t an instant cure. It is a pathway, not the end goal.
Becoming a minimalist will give you more time and will free up more of your money than ever
before. But we must focus on gratitude every single day in order to see the results.
It’s that journey of intentional self-improvement, and appreciating what we already have,
that will bring us contentment.
STEP 3: What are the 3 biggest strategies for paying down debt?
Image result for pay down debt
In general, there are three debt repayment strategies that can help people pay down or pay
off debt more efficiently. Pay the smallest debt as fast as possible. Pay minimums on all
other debt. Then pay that extra toward the next largest debt.
STEP 4: What Is a Variable Interest Rate? A variable interest rate is one that can fluctuate over
time, causing your loan payments to change. Variable rates are common on credit cards and home equity
lines of credit (HELOCs). 1 You may also find variable-rate private student loans. How much interest
will you pay in 2023??? Will you pay $1000.00, $2000.00 or even more??? Remember variable rates
can change at anytime.
SETTING OBJECTIVES AND DAILY ACTIONS PLANNING TO REACH YOUR OBJECTIVES
SETTING OBJECTIVES AND DAILY ACTIONS PLANNING TO REACH YOUR OBJECTIVES
Planning is the base of execution and it is practically hard to accomplish
anything without it.
Serendipity does exist but it doesn’t happen to everyone! You need plan for
everything that you do in your life, even for a normal day that you spend.
You setup alarm to wake up in the morning so that you can hit gym at this
time and reach office by this time and so on and so forth!
Therefore, it is of prime importance to develop a plan to reach your objectives.
We all are living on this planet with some objective.
The trick of achieving objectives is to focus and put in steps in place to achieve them.
This can only happen once you identify what is important and worth your
time and effort!
Find enjoyment in setting goals
Objectives set the pulse of your life. You live to achieve them!
They vary from person to person and can be short or long term.
It can be starting your own business, building wealth, becoming rich or could
be short term like losing weight, attaining promotion in your existing role etc.
If you don’t know how to set goals then you should follow SMART technique
which stands for Specific, Measurable, Actionable, Achievable, Result Oriented
and Time bound.
Your objectives should be SMART for you to head towards them.
If your goals don’t excite you to achieve them then they are not set correctly.
Your objective will excite only if you are looking forward to the results!
Modify your daily actions to include activities that will lead to your objective
You gradually head towards your goals. You never achieve them overnight. Hence
it is necessary to devise the daily action to reach your objectives.
For instance, if your objective is to lose 10 kgs in two months then you must start
with your diet plan and exercising schedule.
Daily routine will help you achieve them. Create the roadmap and then start
following it. A cheat day means extension and delays to your objectives, so do
those misses, only if you have an appetite to delay!
Strategic and not tactical solutions
It is ok to resort to tactical fixes in the short run especially when you have a
strict deadline. But in long run, tactical solutions never bear fruits.
You end up spending extra time and efforts for the results which are below
benchmark.
You should constantly work towards increasing the odds of success which can
only happen if you work towards it and get additional skill training wherever required.
This holds true in all objectives, it could be concerning your life, the project
that you are working on or anything which involves planning.
Hold yourself accountable
You are the owner and driver of your objective. Whether you are working for
yourself, your company, you should monitor regular progress of your goals.
This will help you in ensuring if you are on track of achievement or not. Every
Friday take a backward look at the week that passed and ask yourself if the
week was productive or unproductive.
If it was productive then you are reaching where you want to but if it was
unproductive, refocus on the goal and identify the blockers.
Identify what you need to incorporate additionally to cope up for the week
that passed.
How do I start being financially responsible?
Be Smart About Your Money
Develop a financial plan. Identify your long-term goals, establish a budget
and save regularly.
Save.
Build an emergency safety net.
Got a raise?
Build your credit and manage it.
Pay bills on time. …
Read the fine print. …
Choose the right insurance plan.
5 STEPS OF HOW SUCCESSFUL PEOPLE RECEIVE BREAKTHROUGHS 2023
STEP 1
What words mean successful?
Synonyms of ‘successful’ in American English
thriving.
booming.
flourishing.
fortunate.
fruitful.
lucky.
profitable.
prosperous.
STEP 2
What leads to success?
To achieve success you must strive very hard to meet your goals, and that requires big ideas
and an indeterminate will to execute them. If you were to ask any successful person or
motivational coach about how to achieve success, then their first piece of advice would most
probably be to “think positively.”
How do I make my life successful?
8 Simple Ways to Be Successful—from 8 Inspiring Leaders.
Be Passionate. And do what you for love.
Work Hard. Don’t ever fool yourself—success comes from really hard work.
Be Good. And by that, I mean damn good.
Focus.
Push the Limits.
Serve.
Create Ideas.
Be Persistent.FREE WAY PELL GRANT 2023 PAY SOME COLLEGE EXPENSE–
STEP 4:
Prepare for the UNFORESEEN
Focus on your Goals.
Foster Good Habits.
Learn from your Mistakes.
Try another Approach.
Take Smart Risks.
Learn from Professionals.
STEP 5:
What is the biggest key to success?
With these simple and some of the most important essentials, I believe everyone can achieve
their goals and be successful.
1.Goals Clarity.
2.Self Belief.
3.Passion.
4.Knowing your Skill Set.
5.Values and Principles.
6.Persistency.
7.Positive Attitude.
8.Commitment and Hard Work.