GENERATION XYZ — DO YOU HAVE A HOLIDAY BUDGET — BE WEARY OF EXCESSIVE SPENDING/HOLIDAY DEBT

IT SEEMS IMPOSSIBLE TO SAVE WITH EVERYTHING COSTING MORE BECAUSE

OF THE INCREASE IN GAS PRICES.  YET, A TIGHT BUDGET JUST MAYBE THE ANSWER.

THE MORE ONE SAVE THE MORE ONE HAVE TO PAY DOWN  DEBT WHICH WILL ALWAYS

SAVE ON INTEREST EXPENSE.  THUS, INCOME BECOME AVAILABLE TO SAVE AND OVER

A PERIOD OF TIME INVESTING BECOME POSSIBLE.

LEAVING A BUSINESS FOR YOUR CHILDREN/GRANDCHILDREN

INTEREST EXPENSE IS A USELESS WASTE IN A BUDGET. OKAY, WHY IS BORROWING

BAD THING. PAYING SOMEONE ELSE TO USE THEIR MONEY RATHER THAN SOMEONE

PAYING YOU TO USE YOUR MONEY JUST MAKE SENSE.  A BUSINESS FOR YOUR GRANDCHILDRENCREDIT CARDS

ARE ALMOST A HELPFUL IN TRANSACTION, BUT ACCUMULATING HIGH BALANCES IS A SURE ROAD

TO FINANCIAL AGONY EVEN LITTLE OR NO EXTRA INCOME.  LARGE CREDIT DEBT STEALS AWAY FUTURE

PURCHASING POWER FROM ONE PAY CHECK.  A GREAT WAY TO BECOME A HAVE NOT.

THE POOR WILL BECOME POORER AND THE RICHER, RICHER. THE CHOICE IS LEFT

TO EVERYONE TO MAKE THE DECISION TO DEAL WITH THEIR FINANCIALS. WE HAVE

PROVIDED A WEBSITE THAT HAVE LOTS OF HELPFUL INFORMATION. RICH OR POOR

EARLY HOLIDAY SHOPPING IS GREAT. GET THE CHOICES OF GIFTS YOU
WANT AND BEAT THE HOLIDAY CROWD. PLEASE COMMENT ON HOLIDAY SHOPPING
TIPS, ESPECIALLY WHERE YOU CAN GET THE BEST GIFTS AT GREAT PRICES.