Time to think twice about credit. The stock market in a downward spiral,
new car sales slow, home sales slow, and excessive debt rather than a
large contingency saving account is more than one planned for.
Planning your finances is key to building wealth.
5 reasons to cut spending:
Pay down debt
Become an investor
Have more disposal income
Build your retirement income
These five reasons need no explaining. Simply put: The more you the
better off you are.