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HEALTH AND WEALTH
I’m sure you must have come across the cliché “health is wealth” but do you know what it means and why you should give it a thought?
Well, this article will help you put things in retrospect so that you can finally enjoy an optimum healthy life.
Do you know why health and wealth go together? It’s simple when you’re healthy; you would live longer and hardly spend your money treating one ailment or the other, how cool can this be?
This is why embracing healthy lifestyle choices are the best bet for anyone who wants to enjoy a healthy life.
Yes, you’re rich and can afford all the good things that life has to offer, but without a healthy lifestyle, you’ll spend the majority of your money trying to treat one health conditions or the other, and I’m sure you wouldn’t want that right?
Now is the best time to start making intentional, healthy decisions, if you have been depending on junk foods together with other unhealthy eating habits for far too long, you should strive to change the narrative by embracing healthy lifestyle choices.
Yes, your work schedules may not be giving you all the time you need to eat healthy meals, but you should strive to always eat healthy meals regardless of how busy you’re.
Remember, you can have all the good things in this world and living healthy may not be one of them.
To maintain a synergy between health and wealth, it would be smart to come up with a healthy eating practice that not only includes healthy meals but some form of activities too. Continue reading “HEALTH AND WEALTH –WHAT IT MEANS AND WHY YOU SHOULD GIVE IT A THOUGHT”
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Qualifying financially for VA Improved Pension with Aid and Attendance requires that asset and income tests be met.
Unfortunately, the VA does not provide “red line” asset and income limits and instead uses formulas.
To qualify for the maximum award, GROSS household income from all sources (including that of the spouse if married) must be totally consumed by Unreimbursed Medical Expenses (“UME”) which may include payments made to a family caregiver (other than the spouse).
Payments to a caregiver must be evidenced (copies of cashed checks) and an affidavit signed by both the caregiver and the care recipient indicating the type of care being provided, the frequency of the care, and the amount of compensation must be submitted.
As a previous poster suggested, payments for care to a family member may cause an issue with Medicaid eligibility and a properly drafted agreement between the family caregiver and the person providing care is recommended.
There is no stipulated asset limit although many will incorrectly state that there is a limit of $50,000 for an individual and $80,000 for a couple.
These numbers only apply to VA internal processing and have nothing to do with qualification.
In determining an “asset limit” the VA looks at the family’s “gross estate” (essentially everything except the homestead residence, automobile and personal effects) and asks the following question:
“If the gross estate is divided by life expectancy, will the result cover reported unreimbursed medical expenses for the life of the claimant?”.
If the answer is “yes”, no award. If the answer is “no” an award may be granted.
A partial award may be granted which seems to be the case here. Continue reading “VETERAN/THOSE WHOM HAVE SERVED — QUALIFYING FINANCIALLY FOR IMPROVED PENSION WITH AID AND ATTENDANCE”