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Recently families and individuals have been spending down saving
due to high inflation. Accoriding to the large banks, families and
individuals have been saving less and taking on more debt. Spending
down saving and saving less is not good for financial security.
The 6 steps to financial freedom clearly state tight budgeting, cutting
spending, pay down debt, save, invest and earn additional income. A strong
financial plan is key to financial independence.
Inflation will be with us for a while. It will be sometime before
inlfation return to 2%. In the menatime prices will continue to stay
elevated for families and individuals. So, be weary of excessive debt,
low saving and invest wisely.