2022— THE YEAR TO CUT DEBT 35%/SAVE 35% — THE YEAR TO DREAM BIG — THE YEAR TO BUILD WEALTH

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What are the 6 generations?

Baby Boomers: born 1946 to 1964.

Generation Jones: born 1955 to 1965.

Generation X: born 1965 to 1980.

Xennials: born 1977 to 1983.

Millennials: born 1981 to 1996.

Generation Z: born 1997 or after.

Generation Alpha: born 2010 or after.

NEED A JOB — JUST TYPE IN (Upcoming Job Fair Near Me) As of
October 15, 2022 their are over 10 million job opening in the USA.

2022 –2023 WILL BE A YEAR WHEN WEALTH WILL BECOME A FOCUS FOR MILLIONS OF
AMERICAN. AS THE RICH GET EVEN RICHER, MORE WILL SEE THE WISDOM IN
BUILDING WEALTH. DISPOSAL INCOME RATHER THAN EXCESSIVE DEBT WILL BECOME
THE NORM. POVERTY WILL BE DEFINE AND NUMEROUS PEOPLE WHO BELEIVE THEY
WERE POOR WILL REALIZE THE TRUTH.

LIVING PAYCHECK TO PAYCHECK IS NO JOY —
JUST GETTING BY IS NO JOY
IF ONLY I HAD A FEW MORE DOLLARS
I’M DOING ALL RIGHT — I’M COMFORTABLE

EVERYONE POTENTIAL IS GREATER THAN THEY THINK IT IS. THE
POTENTIAL TO EARN MORE, HAVE MORE IN 2022 –2023 IS POSSIBLE.

THE TRUTH IS ANYONE CAN CANGE THEIR FINANCIAL CIRCUMSTANCE IF THEY
UNDERSTAND WHAT THEIR CIRCUMSTANCE IS. ANYONE CAN ANOTHER DIGIT TO
THEIR SAVING ACCOUNT

THE BOOK POSTED BELOW IS VERY INEXPENSIVE. IT HAS BEEN READ BY
MILLIONS. JUST READING THE REVIEWS WILL ENDORSE THE READING OF THIS BOOK.

MORE BOOKS WILL BE ADDED IN THE NEXT 24 HOURS. PLEASE FEEL FREE TO COMMENT.

2022 THE YEAR TO ACHEIVE FINANCIAL FREEDOM/FINANCIAL INDEPENDENCE

HOW MUCH DO RETIREES PAY FOR MEDICARE?

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How much do retirees pay for Medicare?

The Centers for Medicare and Medicaid Services has announced the standard Medicare

premiums for Part B beneficiaries will be $164.90 a month in 2023, down $5.20 from

the $170.10 monthly charge in 2022, or about 3% less.

Do you still pay into Medicare after 65?

Many people enroll in Medicare Part A at 65, even though they have employer coverage,

because it’s free unless they or their spouse has paid fewer than 40 quarters of Medicare

taxes. However, they may decide to wait if they want to continue contributing pretax

dollars to a health savings account (HSA).

Why is Medicare B free?

Medicare Part B is only free if you have a low income and are enrolled in one of the Medicare

Savings Programs for financial assistance. Eligibility for these programs varies by state,

and some states make it easier to qualify because of higher income limits or by eliminating

the asset requirement.

What happens if you don’t enroll in Medicare at 65?

Generally speaking, if you do not sign up for Medicare on time, you may have to pay a 10%

surcharge on Medicare Part B premiums for each year you go without coverage starting the

month you’re eligible for coverage. You’ll have to pay this penalty each time you pay your

premiums as long as you have Part B.

Should I keep my health insurance if I have Medicare?

There is no compulsion to have other health insurance legally speaking. However,

most people will want to have additional health insurance even when they have Medicare.

This is because Medicare doesn’t cover everything that most retirees would like covered.

The core inflation rate is the price change of goods and services minus food and energy. The prices of food and energy products are volatile; they change so quickly that including these categories can skew an accurate reading of the true severity of inflation.

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Nashua Nutrition
What is core inflation vs inflation?

Image result for core inflation

One common way economists use inflation data is by looking at “core inflation,” which is

generally defined as a chosen measure of inflation (e.g., the Consumer Price Index or CPI,

the Personal Consumption Expenditures Price Index or PCEPI, or the Gross Domestic Product

Deflator) that excludes the more volatile …

SET DAILY GOALS

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Set daily goals.

This is very important, as it will give you a challenge for the day. Something you need

to work to meet up to. A daily standard. Once you have this goal set out every day you

won’t find it hard to work. You will always thrive to meet your daily target no matter

what.

Getting the training for the job and staying motivated daily to do the job.

Starting a new job can be very challenging for anyone. It’s never an easy experience, in

fact the whole process is very tedious. From the job searching, job application and

interview to starting the job itself. Most jobs require additional training before one is

hired. These trainings are usually things you weren’t familiar with before, but can help

you start up the job with much

ease once learned.

Apply for the job training with the mindset that this what you’re going to be doing for a

long time.

STARTING A SUCCESSFUL BUSINESS

Pay good attention to the training lessons and try to practice anything learnt immediately.

Make additional research on the job descriptions so that you won’t be lost in the training.

At least you will have good knowledge of what is being taught. One common mistake people

make when they go for job trainings is believing they know it all already. Swallow your

ego/pride and bend low to learn during a job training. After the training you’re good to go.

Staying motivated daily to do a job.

Motivation to work is something that can be very hard to a lot of people. Overtime, we tend

to lose interest to do a particular work because we no longer find reason to go on. Below

are ways to stay motivated daily to do your work.

1. Don’t think about your work as hard.

Try to see it as something you need to do to make a living. Without it you won’t eat nor

pay bills. Seeing it as hard work will only make your daily bread harder to come by.

2. Set daily goals.

This is very important, as it will give you a challenge for the day. Something you need

to work to meet up to. A daily standard. Once you have this goal set out every day you

won’t find it hard to work. You will always thrive to meet your daily target no matter what.

3. Learn to celebrate/reward success.

When you reach milestones, celebrate them. Reward yourself and/or colleagues. Let your

celebrations motivate you to work harder for the next milestones. Rewards and celebrations

are well known to motivate even the worst of us to try and do better in our tasks.

4. Read daily.

Learn to read daily, pick a chapter or couple of pages to complete before day’s end. Read it

whenever you’re free (less busy) from your work. Once you make this a habit, you will b highly

motivated to work daily because there’s always a great read awaiting you at the end of your work.

STUDENT LOAN FORGIVINESS

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Who qualifies for the student loan forgiveness program?

You qualify to have up to $10,000 forgiven if your loan is held by the Department

of Education and you make less than $125,000 individually or $250,000 for a family.

If you received Pell grants, which are reserved for undergraduates with the most

significant financial need, you can have up to $20,000 forgiven. Can I ask for my

student loans to be forgiven? Forgiveness programs are available based on the

borrower’s loan type (federal or private), repayment plan, career, employer and financial

or personal situation. There are also special circumstances, such as attending a

predatory for-profit school, that may qualify for student loan forgiveness.

What is the deadline for student loan forgiveness?

Dec. 31, 2023

Apply today (but no later than Dec. 31, 2023). We’ll determine your eligibility and will

contact you if we need more information. Your loan servicer will notify you when your

relief has been processed.

How does student debt relief work?

They call it an “Income-Driven Student Loan Repayment Plan” which is government speak

for student loan debt relief program. If your income is too low and you can’t afford

to make payments, they will reduce your monthly payment to a realistic portion

DO I QUALIFY FOR STUDENT LOAN FORGIVINESS!!!!!!!!

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DO I QUALIFY FOR STUDENT LOAN FORGIVINESSWho will qualify for student loan forgiveness?

You qualify to have up to $10,000 forgiven if your loan is held by the Department of

Education and you make less than $125,000 individually or $250,000 for a family. If you

received Pell grants, which are reserved for undergraduates with the most significant

financial need, you can have up to $20,000 forgiven.

Where do you apply for student loan forgiveness?

Individuals seeking to apply for student debt relief can now fill out the form in English or

Spanish at Studentaid.gov. The form includes information on federal student loan debt

relief, who qualifies for it and how it works.

What is the deadline for student loan forgiveness?

Dec. 31, 2023

Apply today (but no later than Dec. 31, 2023). We’ll determine your eligibility and will

contact you if we need more information. Your loan servicer will notify you when your relief

has been processed.

Can I ask for my student loans to be forgiven?

Forgiveness programs are available based on the borrower’s loan type (federal or private),

repayment plan, career, employer and financial or personal situation. There are also special

circumstances, such as attending a predatory for-profit school, that may qualify for student

loan forgiveness.

Is student loan forgiveness canceled?

A federal appeals court on Friday evening blocked the imminent cancellation of federal student

loans under President Biden’s debt relief program, days after millions of borrowers began

applying for up to $20,000 in forgiveness.

Do I qualify for loan forgiveness?

Only borrowers who hold federal student loans and meet certain income requirement can qualify

for forgiveness. In 2020 or 2021, single-earners must have made less than $125,000, and for

households, less than $250,000. Note that you only need to meet the income requirements for

either 2020 or 2021, not for both years.

DOES EVERYONE ON SOCIAL SECURITY GET THE COST OF LIVING ADJUSTMENT?????

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2023 Social Security Cost Of Living AdjustmentDoes everyone on Social Security get the COLA?

Not only those who receive social security benefits will receive the COLA, rather all

those who receive benefits from the various programs administered by the SSA will see

the COLA applied to their checks. This includes Supplemental Security Income as well as

Social Security Disability Insurance.

Who qualifies for COLA increase?

RELATED: Social Security increase 2023: What month will I get my COLA increase? Anyone

who is eligible to receive Social Security benefits, including retirees over 62 years

old, disabled and blind people, is eligible to receive the COLA associated with Social

Security benefits.

Will everyone on SSI get a COLA in 2022?

The latest COLA is 8.7 percent for Social Security benefits and SSI payments. Social

Security benefits will increase by 8.7 percent beginning with the December 2022 benefits,

which are payable in January 2023. Federal SSI payment levels will also increase by 8.7 percent

effective for payments made for January 2023.

Are SSI recipients getting a COLA check?

Cost-of-Living Adjustment (COLA) Information for 2023

Social Security and Supplemental Security Income (SSI) benefits for approximately 70 million

Americans will increase 8.7 percent in 2023. Read more about the Social Security Cost-of-Living

adjustment for 2023.

How do I get the $16728 Social Security bonus?

How to get the $16,728 bonus in retirement?

Work as long as you can: the later you retire the higher your benefit will be. Remember that 70 is the maximum age. …

Years worked: If you work less than 35 years you will have a reduction in your SSA check. …

High salary: with a high salary you will have a high retirement.

WINTER FASHION THAT MUST HAVE

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Winter Fashion That Must Have

Long ago, fashionable women decided that even if the cold would come every year and forced

them to stay packed, this did not mean they had to look dull. It is thanks to these women

that the winter fashion has started. Nowadays many exciting styles and styles can be used

during the colder months. There are plenty of great styles that many women wait for autumn

and winter every year, to be able to wear their favorite trends in cold weather!

Winter comes every year. This gives rise to a whirlwind of parties, parties and many
occasions to wear clothing that is more varied than we usually do in the summer. In short, winter is the perfect time of year to show off and be noticed. That’s why it is no wonder that there is a winter fashion to admire and dress in exotic winter clothes to dazzle during joint social gatherings this season. There are fashionable winter clothing materials and accessories that people of all ages want to own, wear and enjoy. If you’re going to update your style with the latest fashion trends, you can consult the shortlist we have determined. After reading, choose the one that suits you best.BEING SUCCESSFUL CLICK NOW

Unfortunately, there is a disadvantage. Fall and winter clothes tend to cost more than spring and summer clothes. Perhaps it is because more material is put into the material, or maybe it is due to the need to manufacture it differently. So before you step into the bank and all the news tries the trends of this year, make sure you have this classic winter fashion clothing that will never go out of trend!

1. Black boots

A nice pair of black boots never goes out of fashion. Make sure you invest in good quality, so you can wear it for several seasons before you replace it with another pair! Choose a boot with a slightly pointy nose, but not a fully pointed boot. This type of boot is of the kind that suits all the clothing you own!

2. A Dark Classic Cut Coat

Well-made winter coats must last at least three years, longer if you adhere well. You need an excellent coat, because that’s what most people see you walking! Curved jackets are perfect for showing your figure and making you look small, while classic single-breasted coats with big buttons will always look good.

3. Knitted sweaters

Investing in great sweaters that suit you is always a good idea for the winter. It is a great way to show your figure while you stay warm. Stand in solid color sweaters that suit almost everything.

4. Scarves and hats

The neck and the helmet are always fashionable in the winter, but it can be difficult to choose a style that stays in fashion. Scarves are straightforward than hats because if you stick to the primary colors, you can match any outfit and you look stylish. Hats, on the other hand, are much more complicated. Try to buy a beret or a classic winter cap. If they are okay, you’re done!

5. Panty and well-fitting jeans

It is essential to keep your legs warm during the colder months. Wear fashionable panty and perfect jeans that suits you well. Dark colored jeans and dark colored tights are usually your best choices but do not be afraid to add a touch of bright color here and there.

6. Fine but sparkling jewels

Autumn and winter clothes are often big and thick because they have to keep you warm. However, you look voluminous. Try to compensate the volume of your appearance by accessing with thin sparkling pieces that jump out. This makes the outfit more delicate and feminine.
When you buy these items, try to stay with fancy pieces that fit almost everything. Here’s a hint: take something that looks like what you saw in old films. Wearing classic and vintage is currently in fashion, and with so many contemporary designers working on pieces from the past, you are sure that you will stay in style for a while.

Conclusion

Once you have your winter fashion must-haves, stylize your clothes by adding cute trendy pieces

from cheap stores. If these pieces do go out of style, at least you didn’t spend too much money

on them. Check out fashion magazines and the Internet to see which pieces will be fashionable

each winter. Trust me; once you have the basics, the rest is easy!

There is nothing to fear from the winter fashions of this season, autumn winter 2022—2023

We can embrace this winter in the sure knowledge that we will be warm and stylish with minimal

effort. The intricate work has already been done for us thanks to our very talented designers,

and it is now up to us to show our appreciation by wearing their designs with pride.

SMALL BUSINESS LOANS

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2nd 8% OFF?3rd 20% OFF?5th 60% OFF Thanksgiving Day

Things To Consider For Starting A Business

Are you are planning to start a business? You must have a clear plan and strategy

for achieving your goals. Too often new entrepreneurs jump ahead without mentioning

what they sell, how they sell it and to whom they will sell it.

Thanks to the internet, it is straightforward than ever to start a business in the

comfort of your own home. Although it is not easy to be an entrepreneur, it is generally

known that starting a project is very rewarding. The hardest part is starting. So many

people have business ideas that never leave their notebook. Others want to have a

business, but they do not know where to start. These are the six necessary steps for

starting a business in 2022

1. Get Online

First, if you start a business, you have to install it on the internet. The number of

people buying online is increasing every year. More than 3 billion people have access

to the internet, and more and more people connect every day. These are all potential

customers. When your business is on the internet, you can sell your products and services

24 / 7 for the whole year.

2. Get starting capital

Although the costs of starting a business in 2016 on the internet are considerably lower

than those of a traditional company, you still need a little money to start an online

business. The main reason why most companies fail is the lack of capital. Provide a

plan to make financial resources possible, whether it concerns sales, your funds or

external investors.

3. Choose The Right Location:

Location plays a significant role in determining the success of your business. A wrong

location can jeopardize all prospects, and at the same time, a right one can build a

strong foundation for a fruitful venture. Therefore choose the location wisely. Discuss

with people who have vast knowledge in the industry that you have chosen. If you set

up your business amidst your competitors, there are higher chances of success, studies

have show.

4. Establish Your Unique Selling Proposition

What makes your company unique? The Internet is a big market, and when you start a

business in 2022, you have to make a unique sales proposal (USP) for your product or

service. Why would people buy from you instead of someone else? If you do not know,

how can you expect your potential customer to know?

5. Know your ideal customer

No company can sell anything to anyone. You need to be clear about who your

ideal customer is so that you can create your marketing messages to attract them

directly. What are their needs, wishes, concerns, problems or wishes? How can your

products or services help them?

6. Implement a proven business model

Use a proven business model that will work in your market. If you do not have one,

look at your competitors and see what they do. Buy a business mentor that shows you how

to grow your business and move a potential customer to a customer. Very often you can

learn a lot from people who have preceded your industry. They can help you avoid

pitfalls and make your path to success faster and easier.

It may not sound natural to start a business, but if you have a passion and want to

see it become a successful business, it will take planning and organization. Use these

tips to get started and build a company you can be proud of.

Regardless of your age, education, technical skills or qualifications there are no

specific requirements for being a successful online entrepreneur. However, you will

be more successful with a solid business model to work from, clear direction, training,

and support.

HOW MUCH WILL YOUR SOCIAL SECURITY RAISE BE IN 2023?

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How much will your Social Security raise be in 2023?

8.7 percent

Editor’s note: An 8.7 percent cost-of-living adjustment (COLA) for Social Security

beneficiaries, in line with AARP’s COLA forecast, was announced on Oct. 13. The COLA

goes into effect in January 2023. Read more about the Social Security COLA for 2023.

What will SSI payments be in 2023?

Estimated average monthly Social Security benefits in 2023

Supplemental Security Income, or SSI, beneficiaries will see the standard individual

monthly payment increase $73 per month, to $914 per month in 2023 from $841 this year.

Will Medicare Part B premiums rise in 2023?

Lower costs for seniors

The Medicare Part B deductible will decline to $226 in 2023 from $233 in 2022. The

projected average premium for 2023 Medicare Advantage plans is $18 per month, a

decline of nearly 8% from the 2022 average premium of $19.52

WEALTH BUILDING FIRST TIME HOME BUYER REAL ESTATE INVESTOR FLIPPING HOUSES

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First time home buyer, real estate investor, flipping houses. All three have one

thing in common–WEALTH BUILDING –. Posted below are several books that covers the subjects.

Giving insights into how to get started and be successful in Real Estate.

All three requires

subject areas requires some general knowledge. I would highly recommend reading beginners

books on each topic. Real Estate have a few subjects matters that every one should understand.

In real estate their is the possibility to purchase property with no money down. Lots of investors

have been successful doing just that. Additional income from a steady source will let you sleep

a lot better.

Here is a great book that you can afford. Invest in your Financial Management Library.

Lot’s of book available both used and new at low prices. Just reading a few chapters each week.

HOMEOWNERSHIP — THE AMERICAN DREAM JUST GOT LESS COMPLICATED

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$3 OFF $59, $10 OFF $99, $15 OFF $139, $25 OFF $17, CODE: XMAS

First time buyers are finding lots of homes available whether FHA, VA, Freddie Mac,

Fannie Mae or Bank owned. Not to mention individual owned. But down payment and higher monthly

notes is problematic.

Still rent is so high that homeownership is still the best option. If you listen to headline news and

you’re renting and have high hopes of owning your own home than purchase a first

time homebuyers book for less than your pocket change.

TIMESHARE QUESTIONS AND ANSWER TRAVELING TO THE FINSEST VACATION PLACES AND STAYING IN THE FINEST RESORTS

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Although the concept of timeshares is not new to the public still people have many questions about timeshares. Few of the most important frequently asked questions that people enquire about are discussed as follows

Is renting a timeshare better than buying it?

Buying a timeshare gives you much bigger choices. As an owner of the timeshare you get the amenities are better and cost much less. Owners can get discounts on lodging, entertainment, food, travel and many other resort facilities. The average rental fee is way higher than the average maintenance fee and is also increasing every year. In addition to all the above benefits a timeshare owner has equity in the property which can come to the advantage of the owner when he wants to sell it.TRY A LITTLE SUCCESS START HERE

Is buying a timeshare good investment?

Many people get this question in their minds whether to buy timeshares as an investment. The answer can be disappointing to you because it has been seen that the value of the timeshare depreciates with time and they can go do as much as 30%-50% depending on the location and season. A timeshare should be thought as an investment in life, for guaranteed vacations and better facilities. Also if you compare the cost of owning a timeshare with a hotel in long term period, a timeshare would save you a lot of money.

Can you rent your timeshare to somebody else?

Sure you can as long as you are the legal owner of that timeshare meaning you cannot rent out a timeshare that is received in exchange.
What is the procedure of making an exchange?

Most timeshare companies have business network with timeshare companies and you are automatically enrolled into exchange program and also the fee for the first year is paid by the timeshare developer in most cases. You can also go to the timeshare exchange company and put your timeshare for exchange. But keep in mind few things like you will get similar kind of unit meaning you can’t expect to get a two bedroom timeshare in exchange of a one bedroom. Also plan in advance if you plan to exchange timeshare as it may take a while depending on the availability. Also remember there is a fee for exchanging timeshares.

What are fixed week and floating week?

In a fixed week plan you are entitled to use your timeshare only at a specific week each year and specific unit. But in a floating week you have the option of choosing a range of week but only on first come first serve basis as many owners would like to do the same thing. The advantage of a fixed week is that your timeshare week is assured and also the unit you want. While floating week is advantageous to people who have schedule conflicts with fixed unit timeshare.

Are there any other additional fees when you buy a timeshare?

The answer is yes. Typically there is a maintenance fee and other fee like transfer fee if you are transferring a timeshare. There may be property tax also.

Should I have to pay any upfront fee while buying/selling a timeshare through a broker?
The answer is strict no. Experts say never every pay an upfront fee to buy or sell or rent timeshare. Like any other industry timeshare industry is also prone to many scammers and frauds. There have been instances where people paid huge upfront fee and they got nothing in return.

READY FOR A NEW CAR. READY FOR A NEW SUV OR A NEW PICKUP????
WHY NOT JOIN NEW CAR BONUS — NO CAR NOTE
MOST FAMILIES WILL NOT BE ABLE TO AFFORD A LARGE SUV WHICH COST
$50,000 PLUS. YET IT WOULD BE WONDERFUL TO ROLL IN ONE. THIS IS
ONE WAY ANYONE OF GENERATIONX OR ANY GENERATION CAN. JUST AN
OPPORTUNITY. PLEASE COMMENT AND MOST OF CLICK AND SEE HOW ANONE
CAN RIDE IN THE CAR OF THEIR CHOICE CAR OF YOUR CHOICE–CLICK

FRUGAL SPENDING & PAYING DOWN DEBT

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Frugal Spending & Paying down debt

“Annual income twenty pounds, annual expenditure nineteen six, result happiness. Annual income twenty pounds, annual expenditure twenty-pound ought and six, result misery”. These words from Charles Dickens popular novel David Copper Field summarize frugality accurately. In a layman’s term frugality is thriftiness or the quality of being economical with available resources.

Adapting frugality is more than just a habit, in fact it is a mindset. While saying that, it is a mindset which can be adapted with practice and patience. It is especially important for those who are in the process of paying down debt. The mathematics of frugality are straightforward as every dime you save can go to paying down your debt. This in turn means that you can pay down your debt much faster and be done with it much quicker.

There are numerous ways in which you can adapt frugality and be more sensible with how you spend your resources. Below are the three easy ways of initiating frugal habits:BUILD WEALTH NOW CLICK NOW

1. Creating a 30-Day purchase list; Impulse buying can prove very costly but it can be curbed. One way of doing that is to create a 30-day buying list. If you want to buy something other than a true necessity (medicine, food) just put it on the list with the date you want to purchase it. The rule is not to buy anything (apart from necessities) for 30 days after purchasing that item.

2. Carpooling or taking the bus; Carpooling is a major money saver, plus it helps you to socialize more. Find a friend or a neighbor who lives and works in the same vicinity as yours. Your rides will be more joyous and economical. If carpooling does not work, simply take a bus and enjoy a stress-free ride to work.

3. Quit smoking; Apart from being bad for health smoking is a money vampire. On an average, a smoker loses close to $1500+/- in an year (Depending on habits). In monetary terms smoking is a two-ended spear. It hurts the smoker in the present (monetary cost of purchasing tobacco) and in the future when the smoker must deal with the additional health costs. Quit smoking and live a simpler and healthier life.

As mentioned earlier, frugality is a mindset therefore starting with a few of these habits will enlighten up your mind. You will start seeing room for frugality in every aspect of your life. The shift in your view will help you save even more money. This is good news for your debt payment ambitions because it means that you are well on your way to pay down your debt more quickly.

PHYSICAL FITNESS IN RELATION TO VITAMINS AND MINERALS SUPPLEMENTS

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Physical fitness in relation to vitamins and mineral supplements

Vitamins and mineral supplements play several important roles in the body. They assist in energy production, body building, repair and maintenance of body tissue, boost immune system, hemoglobin synthesis and general protection of the body.SUCCESSFUL LIFE CLICK NOW

These micronutrients are essential in the metabolism of food macromolecules (carbohydrates, proteins and fats) in the body. Although, vitamins and minerals are not themselves source of energy. But they help in transforming the chemical energy in food to energy for work.
During physical activities the metabolic rate of the body increases and vitamins and minerals help in regulating the metabolic pathways. The biochemical adaption of the muscle that takes during exercise requires micronutrients for building, repairing and maintaining the body mass._
Therefore, engaging in regular exercise will increase the use and loss of vitamins and minerals from the body. And as a result, there will be needs for greater intake of supplements so as to meet the demand of the body. The physical fitness of the body largely depends on the availability of vitamins and mineral supplements.

The most common vitamins and minerals that are essential for building and repairing the muscle include but not limited to the following: Vitamins C, D, E and B (B3, B6 and B12), calcium, iron, zinc, magnesium and β-carotene.
The B vitamins – these include vitamin B1, vitamin B2, vitamin B3, vitamin B6, vitamin B12 and folate. The B vitamins take part in carbohydrates metabolism and help to convert food into energy that you need for physical activities. They help in the formation of red blood cells which supplies oxygen to the muscle. And they synthesize proteins responsible for building and repairing the muscle.BOOSTING YOUR IMMUNE SYSTEM — CLICK NOW

Vitamin C and Vitamin E – these two vitamins act as an anti-oxidant in the body. They help the body to quickly recover after physical activities. They also help to reduce muscle damage.
Calcium – is a mineral supplement that helps to build and maintains strong bones. Lack of calcium in the body makes the bones fragile and they can easily be fractured.

Vitamin D – this is responsible for the absorption of calcium in the body. Both vitamin D and calcium works together to help maintain strong healthy bones.
Iron – this is a mineral nutrient that is responsible for transporting oxygen round the body. During exercise, iron ensures that enough oxygen is supplied to your muscles. Lack of enough iron in the body may lead to tiredness and muscle may not perform maximally.

Zinc and Magnesium – Zinc and magnesium are both micronutrients. They are required by the body in small amount but perform important roles. They regulate the body metabolism ensuring energy.

In conclusion, physical fitness is connected to the availability of vitamins and mineral supplement in the body. It is important for you to maintain a healthy eating habit in order to stay healthy. Your diet can have effects on your physical performance. Always eat variety of foods that are rich in essential vitamins and minerals.

KEYS TO LIVING THE SUCCESSFUL LIFE

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KEYS TO LIVING THE SUCCESSFUL LIFE

You would only get to live this life once, so why not make it a successful one. Yes, everyone has a different definition of success and happiness. For one person, success may mean winning a Grammy. For another, success may simply mean a stable job and family. As different as what is referred to as success is across individuals, success typically has several characteristics. These characteristics include peace of mind and stability in its different forms, from financial stability to emotional stability.

Although a lot of person agree that they want a successful life, a majority of the persons that seek a successful life are not deliberate enough about staying the course that leads to success. The way a person leads their life determines if it will be successful or not. Success doesn’t just happen; it happens as a result of deliberate actions. This article highlights some deliberate actions one could engage in over time to lead a successful life.

Be consistent

Success is as a result of deliberate continuous actions. Thus, there is the need to be consistent. Consistency is a value that every successful person have, whether in the smallest goal or in the biggest goal. Consistency simply means putting in the right amount of efforts over time in the different activities. Consistency means showing up at the job and putting in the best amount of energy daily, committing to activities that largely prove that one is putting in their best every day.SUCCESS — CLICK NOW AND COMMENT PLEASE

Be present

Every day is a gift and comes with opportunities to create new memories and win new battles. If a day is spent largely thinking about the future or past, one is bound to miss out on the opportunities of that day. Since success is as a result of culminated effort, the contribution of that day towards achieving a successful life is lost.

If a person thus continues to dwell on the past or future a lot, they jeopardize their chances of leading a successful life. The victory or losses of yesterday shouldn’t deter one from going after the goals of today. The fear of tomorrow shouldn’t also deter one from giving today the best.

Be grateful

It has been said that gratitude is an application for more victories. It is largely true since gratitude is an attribute of successful people. Successful people are typically grateful expression gratitude for everything, from the biggest losses to the smallest wins. Gratitude is a form of positive energy that can propel a person to success. A grateful person is more often than not thankful for opportunities that have come their way and give every opportunity they get the best shot.

It is also important to add that successful people value their time and manage it as effectively as possible. Every person on earth gets 24 hours every day, and what becomes of their life depends on how well they use the 24 hours they get each day.

On this note, we point out the fact that successful doesn’t just happen once again. Successful people are deliberate people.

BUILDING WEALTH — CREATING WEALTH — BYPASSING INFLATION — STAYING AHEAD 0F 2022 — 2023 RECESSION

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According to the four largest United States Bank the economy is strong, consumers are

spending and have good savings. Great news for business but bad news for inflation

coming down. How do you slow an economy down, with 10 million job opening available,

creating over 250 thousands jobs monthly, and Federal Reserve with a Fund rate of less

than 3.5%???? November may see another 75 bps by the Federal Reserve but will do

absolutely nothing to slow the inflation down. The reason is even at 4% Federal Fund Rate

this is still a stimulus rate not a rate that discourage anyone from borrowing. I would

concede that mortgage rates at 7% will have a negative impact on purchases of homes and

the high prices of homes but this will not stall out inflation because it just to small

percentage of the overall economy. The solution to stall out inflation is the consumer

cutting spending, paying down debt and investing in USA Government Securities. Even a

6 months T-Bill is paying around 4%. The stronger families and individuals balance sheets,

the more disposal income and the stronger the economy.

NAVIGATION SYSTEMS YOU CAN USE FOR HOLIDAY TRAVEL BABY BOOMERS

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Navigation Systems you can use for Holiday Travel

Nothing is more frustrating that trying to travel for the holidays and not be able to figure out how to get there. Even if you have a plan when you leave home, things can get turned around quickly if you don’t have a good sense of direction. Stopping for directions isn’t always effective because people don’t always have the information you need to get to your destination.

There are plenty of amazing navigation systems you can use to help take the frustration out of holiday travel though. Advances in technology offer us a great way to have these tools at our fingertips. Many people travel with their laptop computers and you can access travel routes either online or with various types of computer software programs.STOP LIVING PAYCHECK TO PAYCHECK

Even a simple compass in your vehicle can assist you when you least expect it. I was recently driving along when there was a detour due to road construction. I followed everyone else and then came to some signs. It said 5 miles East and then 11 Miles North to get to my destination. The problem was there were no arrows and I didn’t know which way I was headed on that road. Luckily my car has a built in compass so I was able to figure it out. If you vehicle doesn’t have one then you need to purchase one. It will come in handy as you travel for the holidays.

This information will allow you to find the fastest route as well as the shortest route to get to your holiday destination. You can also find the route that has access to hotels, restaurants, and rest areas. This is great information if you are traveling with children because you will find you have to stop more often in order to keep everyone happy.

Having a laptop can also keep you up to date with the weather conditions during your holiday travel. This is important because if roads are closed or there are delays due to an accident you can easily find yourself an alternate route. Many people have similar types of navigation systems on their cell phones. The most high tech gadget is the very popular iPhone. If offers access to the internet and has a 3 ½ inch monitor for you to view the information on.

Many vehicles feature a Global Positioning System known as GPS. There are some models you can purchase separately and then add them to any model of vehicle that you have. This is a very good tool that you will always have when you are operating your vehicle. Even if you don’t know exactly where you are, a satellite system does and it send that information to the GPS system. You can then enter the information for your travel destination and it will give you the directions you need to get there.

Don’t spend your time traveling for the holidays caught up in traffic or bad weather. You also don’t want to drive for hours and then realize you have been going the wrong direction. The landscaping of the area can change over the years leaving you unfamiliar with the way to get there on your own. These types of navigational tools will definitely help you to get your berrings and to arrive for the holidays on time.