WOULD YOU LIKE TO BE A BEGINNERS INVESTOR IN REAL ESTATE??? START
WITH READING BOOKSBY SUCCESSFUL REAL ESTATE INVESTORS. REAL ESTATE
INSVESTING IS TO RISKY TO DO IT TRAILAND ERROR.EVEN READING AND STUDYING
REAL ESTATE INVESTING STILL COMES WITH ENOROMOUS RISK.YET, REAL ESTATE
INVESTING IS PROBALY THE NUMBER ONE WAY TO BECOME RICH. AS A MATTER OF
FACT, TIME ACTIVITY. SO, BEGINWITH A FEW GREAT BOOKS. THE $10,00 TO
$30.00 BOOKS ON THIS BLOG CAN HELP YOU IN MORE WAYS
THANK YOU THINK.

BECOMING A MILLIONAIRE

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INVESTING IN REAL ESTATE IS ONE OF THE MOST PROFITABLE BUSINESS IN THE US. AW, BEFORE YOU SAY YES. GRAB A BOOK FROM YOUR LOCAL BOOK STORE ON BUYING AND FLIPPING HOUSES. FUNDING YOUR INVESTMENTS CAN COME FROM A SECOND BUSINESS A SECOND BUSINESS FOR REAL ESTATE INVESTING PLEASE COMMENT ON INVESTING. ALL COMMENTS WILL BE POSTED THAT HELPFUL.

IDENTIFY THIEF – WAYS TO SAFE GUARD YOUR CREDIT AND PRIVATE INFORMATION

Identity Thief – ways to safe guard your credit and private information

Identity theft happens when someone obtains sensitive personal information, such as credit card data or personal identification number to commit fraud or other crimes. With so many services and product moving online, you may not remember every store you’ve shopped at or the websites you’ve signed up in, but thieves and hackers can strike anywhere and at any time.
While no measures can guarantee protection against identity theft, there are ways you can take to safeguard your information and have a strong line of defense. Here are some tips stated by experts to prevent identity theft:

Keep track of your paper trail

If you prefer checking your ATM, credit card or gas station receipts on paper, then make sure you destroy it after you’re done the checking. Shred credit cards statements, salary information or documents that contain private financial information often.

Safeguard your Social Security number

Avoid carrying your social security card with your all the time, keep it in a secure place. This is very secure information that identity thieves target first as it will give them access to your credit report and bank accounts.

Watch your mail

Stolen mail is one of the easiest paths to a steal an identity. Use a locked mailbox or ask a trusted source to fetch your mail held if you’re out of town. USPS also has an informed delivery service which can give you a preview of your mail so you can tell if anything is missing.
Track your bank and credit card statements
Check your account statements periodically to check if all purchases and credits are valid. If you recognize irregularities in purchases that you didn’t make, contact your bank and cancel your cards immediately. Also make sure you recognize the merchants, locations, and purchases listed.

Be cautious when asked for personal information
Even if you’ve signed up for phone banking, ensure that you read through your bank’s verification procedure and do not divulge any unnecessary information. If salespeople or sign up sheets require information such as Social Security, driver’s license number, or any personal identification, only reveal it if it is absolutely necessary.

Lock down your hardware
Since we use devices so often throughout the day, set up password protection for your phone, laptop, tablet, and other devices, Even if you trust the people at home or at work, there are threats of break-ins putting your data at risk. Downloading anti-malware apps and software is also good-to-have as they can prevent criminals from stealing your data.
Social Media Safeguards
Secure your social media profiles (Facebook, Google, Dropbox, Apple ID, Microsoft, Twitter) with two-factor authentication. That means that whenever you log in, you’ll need a code that the site sends to your mobile phone along with your password to enter. Although it may seem time-consuming, it is better to be safe than sorry.
While social media is a great tool to share things about your life, the more you share, the easier it will be for someone to get their hands on your information. Keep your social media profile as barren as possible and try not to divulge your birth date, email address, and phone number. Continue reading “IDENTIFY THIEF – WAYS TO SAFE GUARD YOUR CREDIT AND PRIVATE INFORMATION”

HAS THE AMERICAN DREAM OF HOME OWNERSHIP JUST GOTTEN MORE COMPLICATED????

The American dream just got more complicated. With interest rates continuing to
rise and the Federal Reserve possible raising interest rate again in December 2018 it’s
quickly becoming a question of affordability.
First time buyers are finding lots of homes available whether FHA, VA, Freddie Mac,
Fannie Mae or Bank owned. Not to mention individual owned. But down payment and higher monthly
notes is problematic.

WHAT IS TIMESHARE AND HOW DOES TIMESHARE WORK?

What Is and How Does Timeshare Work?

We discovered a housing regime that we have not yet discussed: timeshare. It works on the basis of an agreement by which each co-owner makes use of a property during a certain time.

It is the option chosen for those who want ‘something more’ than a rental apartment, but also do not want to opt for a 100% hotel regime: in other words, it is like having a small apart-hotel than being ‘owner’ for a while Determined, over several years. It is slightly more expensive than a current rental and cheaper than what you would pay in a X-star establishment, although – as always – you know that each owner puts the prices that he deems appropriate.

The most common is that timeshare is exercised in the case of holiday residences: in other words, this procedure allows you to have a flat on the beach or on the mountain and that you take turns with other owners to occupy it for weeks, two weeks , Months ?? Those details depend on your agreement, which of course must be in writing.

The first thing you should know if you consider this option, is your maximum budget to face this investment. It is difficult task to get an idea of the expenses that you will have in the next years, you can help you with online tools like Fintonic that will organize your expenses by categories automatically (supermarket, sports, children ??) and will help you to have controlled your fixed expenses Annually, the progression of your estate and your debt, the state of your securities accounts and, therefore, the remainder that you have real to face the purchase.

Why is not the first term accurate? Because what we exercise on that shared housing is a right of use, not property: we are not their owners literally. The law considers that the word ‘timeshare’ may be misleading.

According to the law, it is not possible to “buy” a “timeshare” home, although this is the expression used in these cases. In any case, we advise that before embarking on an operation to share housing under that scheme, study your rights and obligations well. In these types of agreements the usual thing is that you need legal advice.

First, ask for the papers
If you finally decide to sign up for this type of formula, you will acquire the right to use a specific tourist accommodation, for a few days a year, over a certain number of years.

How do we translate this? What you get is ‘buy’ – for example – fifteen days of annual vacation for ten years in an apartment complex on your favorite beach.

However, you should not be confused: that apartment on the coast or in the middle of the forest that you will enjoy for X days next summer is a type of tourist accommodation. The original owner of the property, so to speak, has to have in order a series of licenses to offer you the enjoyment of that house: the one that empowers you to exercise the tourist activity, another that allows access to common areas, habitability certificate …

In other words: do not trust the good words and ask to be taught all the documentation that must have that accommodation. You should also have several insurance policies – at least one civil liability, one that covers damages to third parties and another one of fires – and make it very clear how the supplies and their corresponding receipts (electricity, water, gas) are managed. Most of the expenses are grouped in the maintenance fee, which is what is paid per year to enjoy that space.

DRESSING FOR SUCCESS IS KEY TO FIRST IMPRESSION IS A LASTING IMPRESSION. OPPORTUNITY TO IMPRESS MAY HAPPEN AT ANY TIME SO LOOKING YOUR BEST IS NOTE ENOUGH. APPEARANCE REQUIRES STUDYING. WHAT IS APPROIATE FOR AN ASSEMBLEY LINE WORK THAT WOULD LOVE TO BE A MANAGER IS DIFFERENT. BEFORE YOUR’RE PASSED OVER FOR THAT NEXT DREAM JOB WITH THE BIG PAY RAISE AND AN OPPORTUNITY TO GET INTO THE CAREER PATH YOU LOVE, LETS READ SOME GREAT BOOKS ON DRESSING FOR SUCCESS

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