IDENTITY THIEF – WAYS TO SAFE GUARD YOUR CREDIT AND PRIVATE INFORMATION — CREDIT CARDS

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Identity Thief – ways to safe guard your credit and private information

Identity theft happens when someone obtains sensitive personal information, such as credit card data or personal identification number to commit fraud or other crimes.

With so many services and product moving online, you may not remember every store you’ve shopped at or the websites you’ve signed up in, but thieves and hackers can strike anywhere and at any time.

While no measures can guarantee protection against identity theft, there are ways you can take to safeguard your information and have a strong line of defense. Here are some tips stated by experts to prevent identity theft:

Keep track of your paper trail

If you prefer checking your ATM, credit card or gas station receipts on paper, then make sure you destroy it after you’re done the checking. Shred credit cards statements, salary information or documents that contain private financial information often.

Safeguard your Social Security number

Avoid carrying your social security card with your all the time, keep it in a secure place. This is very secure information that identity thieves target first as it will give them access to your credit report and bank accounts.

Watch your mail

Stolen mail is one of the easiest paths to a steal an identity. Use a locked mailbox or ask a trusted source to fetch your mail held if you’re out of town. USPS also has an informed delivery service which can give you a preview of your mail so you can tell if anything is missing.

Track your bank and credit card statements

Check your account statements periodically to check if all purchases and credits are valid. If you recognize irregularities in purchases that you didn’t make, contact your bank and cancel your cards immediately.

Also make sure you recognize the merchants, locations, and purchases listed.

Be cautious when asked for personal information

Even if you’ve signed up for phone banking, ensure that you read through your bank’s verification procedure and do not divulge any unnecessary information.

If salespeople or sign up sheets require information such as Social Security, driver’s license number, or any personal identification, only reveal it if it is absolutely necessary.

Lock down your hardware

Since we use devices so often throughout the day, set up password protection for your phone, laptop, tablet, and other devices, Even if you trust the people at home or at work, there are threats of break-ins putting your data at risk.

Downloading anti-malware apps and software is also good-to-have as they can prevent criminals from stealing your data.

Social Media Safeguards

Secure your social media profiles (Facebook, Google, Dropbox, Apple ID, Microsoft, Twitter) with two-factor authentication.

That means that whenever you log in, you’ll need a code that the site sends to your mobile phone along with your password to enter. Although it may seem time-consuming, it is better to be safe than sorry.

While social media is a great tool to share things about your life, the more you share, the easier it will be for someone to get their hands on your information.

keep your social media profile as barren as possible and try not to divulge your birth date, email address, and phone number.

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Aspects of Creating a Mobile Concession Business

This article offers advice on how to make a mobile food service business as successful as possible. By considering the aspects of location, food type, and advertising, you can make sure your business booms to its best potential.

concession trailer, mobile kitchen, business, food vending

The ability to be one’s own boss and make lots of money doing it is all part of the American Dream. An up and coming segment of the small business world is food concession vending.

This is a form of food service that does not involve being stationary. Mobility is the key to the food concession industry. The ability to pick up and move whenever you have an event or want to switch locations is paramount in this business; which brings attention to the fact that there are several things needed to begin a concession business. STARTING A BUSINESS — CLICK NOW
One of the first important things is location. Another important aspect is choosing the type of food you will serve. One more vital thing to consider is advertisement.

One of the first things to consider when starting a food concession business is the location where you will set up your vending equipment.SPARETIME/PART-TIME RESIDUAL/PASSIVE INCOME BUSINESS — CLICK NOW

Continue reading “GENERATION XYZ — STARTING A BUSINESS –ASPECTS OF CREATING A MOBILE CONCESSION BUSINESS — STARTING A BUSINESS ON A SHOE STRING”

HANDLING YOUR CREDIT REPORT

Learn How To Improve Your Credit

Handling Your Credit Report

Not a lot of people may realize this, but one of the most vital documents that you should take note of, is your credit report.

It is a document that contains detailed information about your credit history, including identifying data, credit accounts and loans, records of late payments, bankruptcies and pretty much almost everything that has to do with how you handle your finances.

This report, depending on its content, can either help you a lot or cause serious hindrances to you, especially if you are operating your own small business or about to make certain loans.

After all, your credit report will basically become one of the major defying factors of your creditworthiness.

How Vital Is Your Credit Report?

If you have not been in a situation that has commenced how important your credit report is, let us allow an example scenario to walk you through. Let us say that one of these days you may need a certain amount of money in order to push through the expansion of your business.

In doing so, you may need to apply for a loan or a credit account in order to gain funding for your project.ADDITIONAL FREE INFORMATION — CLICK NOW

But before any lenders would actually give you a credit account or give you a loan, they would first check on your creditworthiness and whether they can trust you to make the right payments.

With this, they would of course check your credit report to see if you have any histories of bankruptcies, unpaid debts, late payments and so on. If you do not have a very good credit record, then no lender would most likely help you out. And this could be very much of a hassle to you.

Such a situation can be applicable not only to your business needs, but to your personal needs as well, such as asking for a car loan or a housing loan. Continue reading “HANDLING YOUR CREDIT REPORT”