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AGFN Ice Muscular


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Spending Less to Invest More

The process of generating wealth, which can be achieved with even minimal income, requires commitment to basic measures. The measures that can lead to the generation of wealth, if properly implemented are highlighted below.

Pricing: Save 18% with an annual plan

It seems pretty obvious that budgeting should be one of the top measures implemented to spend less and invest more.

As cliche’ as budgeting may seem, it still serves as an established means of spending less of one’s income and investing more of the income.

For budgeting to be effective, a budget has to be functional and include all kinds of expenditure, from the emergency expenses to the regular expenses.

Penalties for exceeding the budget should also be stated and implemented appropriately. An effective budget should be a proper reflection of one’s financial habits and should aim towards cutting unnecessary expenses.

Allocating funds to separate accounts

Having separate accounts, especially savings account, where different categories of funds can be kept is another measure that can be implemented to ensure the most minimal spending.

The allocation of funds to different accounts works better when measures for ensuring that the allocated funds for a specific purpose are not used for other purposes.

For example, an account where regular savings are kept should not have a debit card to ensure against undue withdrawals.

Restricting luxury expenditure

It has been well established that living below one’s means is a clear-cut method of building wealth.

In achieving less expenditure and more investments, it is thus important to implement practical methods of restricting undue spending.

One of such methods that can be implemented is the taxing of such undue expenses.

Taxing these expenses increases the cost of undue expenses thus restricting one from engaging in them.

For example, for every family vacation, for example, a certain amount must be put into the savings account, to balance up that expense.

Thus, whenever one thinks of a family vacation, they would consider the cost of the vacation as well as the saving equivalent and plan properly towards such expenditure.


As much as it is important to save, it is more important to invest savings. A saying goes thus, “No one ever get wealthy from leaving money in a savings account”.

The mindset of continuous and long-term investments is a necessary mindset for developing wealth. While investing, it is important to implement certain important measures such as balancing one’s saving portfolio with long and short-term investments.

It is also important to focus on low-risk investment options and seek appropriate financial advice as necessary.

Reducing debt

A common feature of the different types of loans is the interest they attract. As a result, reducing debt is an effective measure for ensuring less expenses, saving more and investing more.

Debt reduction measures should be applied across all forms of debts, from credit card debts to college loan debts.

A certain proportion of one’s regular income should thus be set aside for servicing debt and ensuring a healthy credit profile.

Ultimately, financial freedom can be attained when one adopts measures of appropriating income to achieve the most minimal spending and best saving.START A BUSINESS NOW — CLICK NOW


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Real estate investing/residual income/flipping house

Over the years, real estate investment has turn out to be one of the most successful means of creating more wealth.

Only few other investments generate as much wealth as investing in land and property.

In the history of investing, real estate investment seems to be most reliable and consistent means of wealth building.

Some of the world’s richest people build their wealth by investing heavily in real estate.

They invest in real estate to create a residual income earning opportunity.

And residual or passive income through real estate can develop into a massive wealth.

Talking about residual or passive income, it is technically the type of income that you continue to receive long after an initial effort has been put in place.

One continues to generate residual income on a regular basis (monthly, quarterly or yearly) with little effort in the management of the investment.FLIPPING HOUSES CLICK NOW

Residual income is something many people work hard to build for themselves and their loved ones.

There’s hardly anything more satisfying than one to continue earning from their hard work or investment.
There are different ways of generating residual income through real estate investment.

These are:
• Rental properties
• Flipping houses, and
• Crowdfunded Real Estate Investment

Rental Properties

Rental property involves buying of properties (residential or commercial) and renting them out to tenants for purpose generating recurring income.

Investing in rental property is one of the most lucrative means of earning residual income.

The success rate of investing in rental properties is high. This can be attributed to the fact that renting remains the best option to many people.

In most cities, the number of renters is increasing day by day due to mobility of labor.

nd the increase in demand for rent has made the renting cost to go high. While this may not be pleasant to tenants, it is surely a good thing for real estate investors.

Flipping Houses

This is when real estate investors purchase properties, improve them by putting in some ‘sweat equity’ and then sell them at a profit.

The term ‘sweat equity’ simply means the effort the investor put in to remodel, renovate or

They are often sold at a lesser price than the estimated value of other properties in the same location. But most of them always require lots of effort from the investors to put them in a saleable state.

The houses are then flipped and sold at a huge profit. Flipping houses are extremely profitable and it is another way real estate investors earn residual income.

Crowdfunded Real Estate Investment

Crowdfunding unlike rental property and flipping houses is an indirect way of investing in real estate. The investors don’t have full control of the property.

It is usually done through Real Estate Investment Trusts (REITs) and does not involve direct or immediate ownership of the property.

n Crowdfunding, properties are professionally managed and investors don’t have to worry about the maintenance of the properties.

It is the new opportunity for real estate investors to generate passive or residual income.

Although, there are many opportunities for earning

To be successful in real estate you need to have adequate knowledge of the market or hire someone who knows.Pricing: Save 18% with an annual plan



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Endurance: Being able to succeed in face of adversity

Every day gives room for adventure, growth, joy, happiness and adversity. Each day also comes with its surprises, twists and turns.

A day may begin as an overly happy one and end plagued with adversity. Thus, it is important to develop the capacity to handle the good days as well as the bad days, and that capacity is sometimes endurance in the midst of adversity.

The dictionary defines adversity as a state of great misfortune or calamity. One is said to be undergoing adversity when everything they plan whether for the long-term or short-term seems to backfire.

Such moments or periods of one’s life occur unexpectedly, and some times, endurance is the best way to deal with adversity.CLICK FOR WEALTH NOW

Countering adversity with endurance is a very necessary process.

Even with the need for developing endurance and countering adversity with endurance when the need arises, endurance is not the easiest skill there is to develop.

There is thus a need to strategically develop endurance skills, especially as adversity generally doesn’t come with a notice.

Here are some ways of countering adversity with endurance.

Have a plan

One thing that is very true about life is the fact that a lot of the happenings are unpredictable.

Even with this very unpredictable nature of life, it is still very important to work with a plan.

Even if you can’t control everything that will happen to you, you can control how you will react to the things that will happen to you and make the best out of them.

It is thus important to have a plan about the different aspects of one’s life, from career to personal relationships. Reviewing the plan every now and then is also important.

Stick with the plan

As much as it is important to have a plan, it is also important to stick with the plan. That’s what endurance basically is: believing that there is light at the end of the tunnel and working towards finding that end.

Sticking with a plan when adversity arises not only helps one develop endurance skills but also builds up willpower which can be applied in other aspects of life.

Even if you need to review the initial plan, it is still important to stick with a plan. Sticking with even half the plan is better than throwing in the towel during adversity.

It is also worth mentioning that faith and hope are very important during adversity. Build up faith and hope because you will need a lot of these two attributes when facing adversity.

Visualize a better place

A lot of the time, during adversity, it seems like it’s the end of the world. It’s not usually the end of the world, and the ability to visualize that better place is essential for countering adversity with endurance.

Life will throw you adversity, and it is essential to develop strategies with dealing effectively with adversity. Endurance is of those strategies that have been proven to effectively manage adversity.

When one counters adversity with endurance, they are better equipped to handle life.

Turn leads into sales with free email marketing tools (en)


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Earning additional income

Most young entrepreneurs around us today have created for themselves an offline venture which can fetch them some little money and with this the have utilize their idea and skills.

For you to become a successful entrepreneur your passion most speak for you and not just the way you rush to get the money daily.

For you to earn more you need to add more value to their life just like the way you fuel your machinery you will surely benefit from it that is how your idea works too.

Earning additional income simply mean creating another source of earning money daily it could be anything but it must be what you love more.

Over the years I have love the online business that fetch me some little money to my offline and this online activity that fetch me some money is blogging.

Although blogging is not the only business that can fetch you more we have other reliable business to get involve and you won’t regret it.

Blogging can be defined as the process of updating g you web blog daily just like a dairy or an, arena where your visitors can come and read some useful content.

Blogging has been the big money niche online over the years and does not require much stress or coding.

Most people get frustrated of blogging because the fail to understand how it work. You need to be consistent and also your articles must be unique for your reader to read daily.

Earn additional income through blogging

Blogging basically if for publishing content to reach a wide range but aside the publishing you can make money through advertising, link placement, sponsored article, banner placement, affiliate marketing and lot more.


Most people are full time bloggers and some are per time bloggers.
Earn additional income through Real Estate Investing

This is simple the process by which an individual gets involve in the management or ownership of the estate in return of profit.

So, the development of your business strategy to estate investment is known as Real Estate Investing.

Earn additional income through Online student Tutor

Earning additional income through Online Tutor this is mainly for those with teaching skills and with this you can make some cool cash online with platforms like and for you be a tutor you should either be a high school certified graduate and also have a license to become a tutor.


Making additional money online require much time and also try to figure what you love most.

The above listed ways on how Earn additional income through different means is not just the whole channels that you can make additional, money online, we have thousand of ideas on how to make this money online.

Try to make use of your free house to go more on a research you can become twice richer if you can devote your time for this idea.

Also, you need to work with passion and not the money in the first instance to enable you overcome some challenges and when you get rid of this the sky will be your starting point.

What are the steps in starting a business?

What are some good ideas for starting a business?

What to do before starting a business?

What to consider before starting a small business?

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Everyone would think that top timeshare travel destinations would only be in coastal states like Florida, North Carolina, Cancun (Mexico) and South Carolina.

But you would be amazed to find that even places like Nevada, California and Minnesota are vying to occupy the top timeshare destination spot. Also the rocky mountain states of Arizona and Utah are also not far behind.

Each of these destinations has some special traits which attract visitors from all over the world. Not to forget the kind of amenities these destinations offer which makes them a crowd puller.

Talking of Florida, one destination that immediately strikes everyone’s mind is Orlando. It is considered to be the most favorite family destination in the world.

Home to some of the world’s largest and most popular entertainment companies it has number of wonderful theme parks to surpass the expectations of families across the globe.

The unlimited and impressive list includes Disney World Resort, Universal Studio’s Universal Orlando Resort, Sea World Orlando and Islands of Adventure. Millions of tourists
a chance to experience sailing, surfing and jet skiing. Many competitions take place round the year here.

When thinking of vacationing who can forget Cancun, Mexico which is know for its white sandy beaches, great weather, bright blue sky and outstanding hospitality. One can get attractive timeshare packages and vacation discounts here.FREE INFORMATION — START A BAUSINESS–CLICK NOW

Next on the list is Hilton Head Island, South Carolina. This destination is popular for its mild climate round the year. It offers excellent golf courses and cruises with the experience of watching dolphins.

One of the main attractions of Cancun is the swim with dolphins feature and interactive aquariums. It is also home to many world class resorts. It also offers best of night life with many bars serving free drinks also. Nearly four million visitors pay visit to Cancun every year.

One can never ignore California when it comes to tourism industry. While Anaheim is home to Disneyland providing greatest excitement and pleasure and offering great discount on timeshare accommodations one cannot return without visiting San Francisco and experiencing its magic.

The list of attractions include Fisherman’s Wharf ,Ghirardelli Square, Coit Tower, the mansions of Pacific Heights, world’s biggest Chinatown outside Asia, Union Square, world renowned landmarks like crooked Lombard Street. Night life is one of the greatest.

One can go hiking also in Muir Woods and taste world’s greatest wines. Cable rides, Pedi-cabs, Pier 39 etc. there is fun unlimited in San Francisco offering you the complete experience of your lifetime.

Las Vegas, Nevada is not far behind any other timeshare destination as it offers visitors the 360 degree of entertainment. It is second to none in providing the ultimate in fun and excitement.

It is the casino capital of the world and wouldn’t be wrong to call it the night capital of the world. Whatever one can think of, Las Vegas has it and that too the greatest of them all, big hotels, big casinos, big convention halls, big malls and what not.

You only some good cash in your wallet if you visit this place and rest assured you will get the fun of your lifetime.


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What are the benefits of healthy living?

How do I started living a healthy lifestyle?

What is your idea of healthy living?

What do you define as healthy living?

Sо you’re аbоut to launch ѕоmе vacay tіmе on аnоthеr hоrіzоn. Gооd fоr уоu! But you know frоm experience the dаngеrѕ this саn роѕе tо your hеаlth.

Yоu rеmеmbеr thаt vасаtіоn when уоur sinuses gоt more ѕtuffеd thеn a turkеу on Thаnkѕgіvіng аnd уоur hеаd fеlt lіkе a bowling bаll thаt just fіnіѕhеd a 300 point gаmе bу Kingpin!

Thе mоѕt іmроrtаnt thіng tо rеmеmbеr thоugh is thаt уоu ѕhоuld еnjоу уоurѕеlf, not thіnk аbоut if the dessert frоm the Pаrіѕіаn bakery іѕ going tо mаkе you fаt.

Whеn іѕ thе nеxt time уоu’ll bе іn Paris, аnd whеn wаѕ thе lаѕt time оnе thіng made уоu fаt? Enjоу іt! Just don’t go overboard.

hat ѕаіd, hеrе аrе some tips fоr kееріng fit while trаvеllіng:CLICK NOW — SUCCESS START HERE

-Eаt lіkе a lосаl: If you’re in a fоrеіgn соuntrу, іt’ѕ muсh еаѕіеr tо fіnd unprocessed, unrеfіnеd fооdѕ thаt аrе balanced and good fоr you. Thеу аlѕо don’t hаvе thе mаѕѕіvе portion sizes thаt wе dо іn Amеrіса. If уоu’rе mostly a domestic trаvеlеr, thіѕ obviously wоn’t apply, but ѕtісk the general guidelines I have thrоughоut thе site.

-Shаrе dishes: Ordеr a few small рlаtеѕ and ѕрlіt it аll, оr уоu can get an арр, еntrее, and dessert tо split wіth twо реорlе.

Thаt wау, уоu not оnlу gеt tо trу a wide vаrіеtу of nеw thіngѕ аnd multiple соurѕеѕ, but уоu саn аlѕо сut back оn thе аmоunt you еаt.

-Make іt аn active trір: I fоund this еѕресіаllу easy іn more rurаl lосаtіоnѕ. Yоu саn hіkе, kауаk, go rосk сlіmbіng, etc. If you’re іn a mаjоr city, tоur thе city оn foot. Yоu’ll bе mоvіng аll dау, аnd will dеfіnіtеlу gеt уоur fіll of еxеrсіѕе іn.

-Lіԛuіdѕ: Drinking water lіkе a саmеl mіght be еxсеѕѕіvе. Hоwеvеr, drіnkіng a lot of water wіll hеlр уоur body rеmоvе tоxіnѕ which, іn turn, hеlрѕ уоur іmmunе system maintain реаk funсtіоn.

Alѕо, wаtеr асtѕ in the сеllѕ lіkе oil іn mасhіnеrу. It keeps everything mоvіng properly.

-Eat Healthy: It’ѕ two dауѕ bеfоrе уоur flіght оut аnd you’re ѕсrаmblіng to finish lаѕt minute рrераrаtіоnѕ before уоu nееd tо pack. Hаіrсut: сhесk. Nеw оutfіt: check. Lаundrу wаѕhеd: сhесk.COUPONS, FREEBIES AND AUCTIONS

Wіth аll уоur tо-dо lists, іt juѕt ѕееmѕ mоrе соnvеnіеnt and time еffісіеnt tо оrdеr some fаѕt fооd оn thе wау tо the ѕuреrmаrkеt.

Down it gоеѕ аѕ fast as it came оut thе drіvе-thrоugh wіndоw аnd уоu’rе оff tо the nеxt thing. Hоwеvеr, уоur bоdу nоw has to divert rеѕоurсеѕ to dіgеѕt this classic mix of saturated fаtѕ аnd starchy саrbѕ.

For the nеxt ѕеvеrаl dауѕ аѕ уоur body dіgеѕtѕ this, іt can оffѕеt your immune ѕуѕtеm, making you mоrе ѕuѕсерtіblе tо іllnеѕѕ durіng your hоlіdау соmmutе.

-Avоіd аlсоhоl аnd ѕugаrу drinks(including juісеѕ): Your bоdу trіеѕ tо rеmоvе alcohol frоm уоur bloodstream whісh rеѕultѕ іn rеѕоurсеѕ bеіng diverted frоm уоur immune system.

Likewise, thе ѕugаrу drіnkѕ ѕріkе your blood ѕugаrѕ whісh саn tеmроrаrіlу depress уоur іmmunе ѕуѕtеm(ѕоundѕ ѕаd!).

-Bring еxеrсіѕе bаndѕ wіth you: They’re еаѕу tо расk, аnd сhеар to buу bеfоrе you gо if уоu dоn’t hаvе thеm. Yоu саn wоrk оut your arms with those, аnd уоu саn do push-ups, crunches, squats, аnd lunges wіth уоur оwn bоdу wау.

-Try nеw аnd strange things: Snails, ѕрісу bugѕ, fish hеаdѕ, oh mу! Thеrе аrе a lоt of іntеrеѕtіng and unique foods you can try out in оthеr сulturеѕ, so give it a trу.

Nо mаttеr hоw strange, thеу’rе аlmоѕt guаrаntееd tо bе fаr bеttеr fоr you than thе рrосеѕѕеd fооdѕ wе hаvе іn the US.

Thе main thіng to keep in mind іѕ thаt уоu аrе оn vасаtіоn аnd you should еnjоу, experience, and rеlаx.

You’ll nеvеr dо thаt if уоu’rе ѕtrеѕѕіng аbоut thе саlоrіеѕ уоu’rе еаtіng оr hоw lоng іt’ѕ been since уоu’vе hіt the treadmill, ѕо juѕt lіvе іt uр!Ultimate Lead GenCBD Skin Routine


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Create A Website for $1.99/Month

A Whole New World

An insight into the first steps of a new internet marketer.

online income. business, work from home, google ads, make money

If, like me, your career in life has not involved any form of marketing or selling, then to get involved in internet marketing is one hell of a giant leap.

I was first introduced to internet marketing through an email that I received twice weekly. I kept seeing an advert for something called Google Ads.

Now, at this point, all I used the internet for was either playing games or just browsing in general for any information that I needed on any subject matter under the sun.

The advert said that all I needed to do to make any money was place adverts onto Google’s search engine and people would buy products and I would receive a generous commission. A Simple thought, that is until you try it as an uneducated marketer.

I lost more money than I made, but this can be quite normal for the beginner. I accepted the fact that I had lost money but vowed to continue looking for something that I could do.

So, being curious about money-making on the internet I decided to investigate further.

I came across many money-making opportunities that promise this that and the other, which I am sure a lot of you have seen yourselves.
Anyway, after a while. I found an offer that I thought I could try out and see what happens without losing an absolute fortune.

After starting a venture into internet marketing for the first time you will find yourself seemingly lost in a world of information. There is so much to learn and so many ways to learn it.

It takes time to learn what you need to know about internet marketing And I don’t think that there are any real secrets, just techniques.

On the internet, there are thousands of people trying to make money and they are all either making new products or looking for products to help themselves financially.

There are endless programs and E-Books and ideas available that try to help you succeed in whatever money-making business you are involved in.

I am not trying to promote anything here, I am just trying to say that when you go into internet marketing, take your time, learn, read, re-read, and learn again.


Nothing is right if it is not right for you.

If you don’t fully understand something, keep asking questions until you do understand it or don’t do it.

There is no easy answer for the beginner, it is just a matter of that person finding out what is right for them. I just hope that anybody who tries internet marketing for the first time takes my advice on board and succeeds.href=””>Be known by your own web domain (en)


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Things To Consider For Starting A Business

Are you are planning to start a business?

You must have a clear plan and strategy for achieving your goals. Too often new entrepreneurs jump ahead without mentioning what they sell, how they sell it and to whom they will sell it.

Thanks to the internet, it is straightforward than ever to start a business in the comfort of your own home.

Although it is not easy to be an entrepreneur, it is generally known that starting a project is very rewarding.

The hardest part is starting. So many people have business ideas that never leave their notebook.

Others want to have a business, but they do not know where to start. These are the six necessary steps for starting a business in 2019.

1. Get Online

First, if you start a business, you have to install it on the internet. The number of people buying online is increasing every year.

More than 3 billion people have access to the internet, and more and more people connect every day.

These are all potential customers. When your business is on the internet, you can sell your products and services 24 / 7 for the whole year.

2. Get starting capital

Although the costs of starting a business in 2019 on the internet are considerably lower than those of a traditional company, you still need a little money to start an online business.

The main reason why most companies fail is the lack of capital. Provide a plan to make financial resources possible, whether it concerns sales, your funds or external investors.

3. Choose The Right Location:

Location plays a significant role in determining the success of your business.

A wrong location can jeopardize all prospects, and at the same time, a right one can build a strong foundation for a fruitful venture.

Therefore choose the location wisely. Discuss with people who have vast knowledge in the industry that you have chosen.

If you set up your business amidst your competitors, there are higher chances of success, studies have shown.

4. Establish Your Unique Selling Proposition

What makes your company unique? The Internet is a big market, and when you start a business in 2019, you have to make a unique sales proposal (USP) for your product or service.

Why would people buy from you instead of someone else?

If you do not know, how can you expect your potential customer to know?

5. Know your ideal customer

No company can sell anything to anyone. You need to be clear about who your ideal customer is so that you can create your marketing messages to attract them directly.

What are their needs, wishes, concerns, problems or wishes? How can your products or services help them?

6. Implement a proven business model

Use a proven business model that will work in your market. If you do not have one, look at your competitors and see what they do.

Buy a business mentor that shows you how to grow your business and move a potential customer to a customer.

Very often you can learn a lot from people who have preceded your industry.
They can help you avoid pitfalls and make your path to success faster and easier.START NOW

It may not sound natural to start a business, but if you have a passion and want to see it become a successful business, it will take planning and organization. Use these tips to get started and build a company you can be proud of.

Regardless of your age, education, technical skills or qualifications there are no specific requirements for being a successful online entrepreneur.

However, you will be more successful with a solid business model to work from, clear direction, training, and support.CLICK NOW 24/7 ADDITIONAL INCOME





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