Job growth was much better than expected in November despite the Federal
Reserve’s aggressive efforts to slow the labor market and tackle inflation.
Nonfarm payrolls increased 263,000 for the month while the unemployment rate
was 3.7%, the Labor Department reported Friday. Economists surveyed by Dow
Jones had been looking for an increase of 200,000 on the payrolls number
and 3.7% for the jobless rate.
The monthly gain was a slight decrease from October’s upwardly revised 284,000.
A broader measure of unemployment that includes discouraged workers and those
holding part-time jobs for economic reasons edged lower to 6.7%.
The Inflation Reduction Act of 2022
Makes urgent investments to lower prescription
drug costs, health care costs, and energy costs to create opportunities for
America’s 33 million small businesses and innovative startups. It is the most
aggressive action we have taken to confront the climate crisis.
How much has the U.S. government spent this year? The U.S. government has
spent $406.37 billion in fiscal year 2023 to ensure the well-being of the
people of the United States. Fiscal Year-to-Date (since October 2022)
total updated monthly using the Monthly Treasury Statement (MTS) dataset.
What is the federal funds rate now?
Effective Federal Funds Rate is at 3.83%, compared to 3.83% the previous
market day and 0.08% last year. This is lower than the long term average of 4.60%.
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The next twelve months must see a slow down in job creation for traditional
economic theory to be applied to our current economy. Everyone, most everyone
sees the Federal Reserve as the cure to inflation. The Federal Reserve is
still stimulating the United States Economy with a 3.85% Fed Fund Rate.
Furthermore Build Back Better which didn’t passed the United Congress passed
in other Act which is creating jobs at a record paste in October 265,000
jobs and this will continue even though the Federal Reserve is increasing
interest rates. RECESSION –A period of temporary economic decline during
which trade and industrial activity are reduced, generally. US Real GDP is
at a current level of 20.02T, up from 19.90T last quarter and up from 19.67T
one year ago. This is a change of 0.64% from last quarter and 1.77% from one
year ago. identified by a fall in GDP in two successive quarters. You’re
correct. We’re not in a recession and current Fiscal Polices will prevent one.
Objectives set the pulse of your life. You live to achieve them!
They vary from person to person and can be short or long term.
It can be starting your own business, building wealth, becoming rich or could be short term like losing weight, attaining promotion in your existing role etc.
If you don’t know how to set goals then you should follow SMART technique which stands for Specific, Measurable, Actionable, Achievable, Result Oriented and Time bound.
Your objectives should be SMART for you to head towards them.
If your goals don’t excite you to achieve them then they are not set correctly. Your objective will excite only if you are looking forward to the results!
Modify your daily actions to include activities that will lead to your objective
You gradually head towards your goals. You never achieve them overnight. Hence it is necessary to devise the daily action to reach your objectives.
For instance, if your objective is to lose 10 kgs in two months then you must start with your diet plan and exercising schedule.
Daily routine will help you achieve them. Create the roadmap and then start following it. A cheat day means extension and delays to your objectives, so do those misses, only if you have an appetite to delay!
Strategic and not tactical solutions
It is ok to resort to tactical fixes in the short run especially when you have a strict deadline. But in long run, tactical solutions never bear fruits.
You end up spending extra time and efforts for the results which are below benchmark.
You should constantly work towards increasing the odds of success which can only happen if you work towards it and get additional skill training wherever required.
This holds true in all objectives, it could be concerning your life, the project that you are working on or anything which involves planning.
Hold yourself accountable
You are the owner and driver of your objective. Whether you are working for yourself, your company, you should monitor regular progress of your goals.
This will help you in ensuring if you are on track of achievement or not. Every Friday take a backward look at the week that passed and ask yourself if the week was productive or unproductive.
If it was productive then you are reaching where you want to but if it was unproductive, refocus on the goal and identify the blockers.
Identify what you need to incorporate additionally to cope up for the week that passed.If you’re earning less than twenty dollars per hour. This article is for you.
Living on one income and saving the second one. This is key to building
wealth. If only one income in the household, then definitely additional
school to advance to a higher pay scale.
Thus, saving the additional income. Starting a part time business may also
be the solution. In the meantime, careful spending and budgeting still allows
one to have more disposal income and savings.
Generation X has amass substantial wealth. The key is to continue amassing
wealth and passing it to next retirement plan as well as careful estate planning.
enough to retire and live off while leaving substantial inheritance to children and grand-
children even great grandchildren.
Rich Kids. Broke Kids: The Failure of Traditional Estate Planning- Kindle
Edition by J. Ted Oakley
Pinch Like You Mean It! 101 Ways to Spend Less Money Now — By Dr. Penny Pincher
Kindle Wireless Reading Device (6″ Display, U.S. Wireless by Amazon)
The Modern American House Wife Book # 1: Home Economics — by Abundant Publishing
If you’re unemployed, please sign in at your local state employment office.
As inflation continue to rise in 2022 it will be an extreme hardship on anyone
that unemployed or earning less than $20.00 per hour.
PLEASE LEAVE A COMMENT. BOOKMARK, TWEET IT TO YOUR SOCIAL MEDIA FRIENDS.
Xennials refer to the generation born between 1977 and
1985. This microgeneration did not only witness the release of
the original Star Wars trilogy but is also at the sweet spot of the Millennial
and Gen X generations.
Why xennials are the best generation?
Xennials were the first people to grow up with computers and have access
to the internet, making them “pros” at surfing the web. They also were
able to experience the rise of the internet at an age where they could
understand what it meant, rather than just being born into a world where it’s
already prevalent.
What are the 6 generations?
Image result for xennials generation
Generation Names and Dates
The Greatest Generation (GI Generation): Born 1901–1924.
The Silent Generation: Born 1928–1945.
Baby Boom Generation: Born 1946–1964.
Generation X: Born 1965–1980.
Millennial Generation or Generation Y: Born 1981–1996.
Generation Z or iGen: Born 1997–2010.
Jun 28, 2022
What generation is happier?
Millennials
Overall, 48% of those surveyed said they’re very happy at work.
Among the working generations, Millennials were the happiest
with 57%.Nov 18, 2021
Which is the best generation?
Greatest Generation (Born 1901-27).
Pros: Survived the Depression, fought and won World War II, rebuilt Europe
and led the U.S. economy to the top of the world after the war.
Key Insights. An emergency fund can serve as your personal safety net during periods of financial stress. While you’re working, we recommend you set aside at least $1,000 for emergencies to start and then build up to an amount that can cover three to six months of expenses.
Bloomberg on Bank of America’s flow data: The “Rush to Cash Is Now at Fastest Pace
Since Pandemic.”
What is not clear is how far this phenomenon has run/can run … which, of course, is
critical for determining when this negative technical turns into a positive one for markets.
How do you build cash reserves?
It is important you build a cash reserve in order to improve the financial security of
your business.
…
How to build up your business cash reserves in 5 simple steps
Improve debt management. …
Have a tight invoice. …
Consider invoice finance. …
Cut down your expenses. …
Ensure you pay back your reserve.What does it mean to have cash reserves?
What Are Cash Reserves? Cash reserves refer to the money a company or individual keeps
on hand to meet short-term and emergency funding needs. Short-term investments that
enable customers to quickly gain access to their money, often in exchange for a lower
rate of return, can also be
called cash reserves
How do you maintain cash reserves?
Set a Monthly Target
Aiming to put aside whatever money is left each month is not going to work. It would be best
to budget your transfer to cash reserves in the same way you budget for costs. So, include
a specific amount of cash to transfer to your reserve account each month in your forecasts
Where can I invest cash reserves?
Money market funds are a good option as a secondary savings account or to hold a portion
of your emergency money. They’re offered by mutual funds and investment companies. The
funds invest in debt: super-safe, short-term Treasury bills, plus short-term municipal
and corporate debt (also known as “commercial paper”).
Here are 7 basic ways in which you can profit from your traffic today:
1. First, you can sell a product or service to your visitors. This is the best way to cash in from your own product. Usually, an e-book or software works the best – they can be downloaded right away without hassle and shipping charges.
2. Opt-In list
It is crucial you try to convert every visitor of yours to a subscriber of your mailing list. The most important asset that an Internet marketer has is his or her list of subscribers. They define whether you will go far in the venture.
With an opt-in list, there are tons of ways you can profit further into the future. You can build repeat customers and turn your list members into partners for your products. For an example of a good opt-in page.
3. Viral marketing
You can provide a free product or bonus on your site to be downloaded by your visitors. Usually, it’ll be an e-book where people can read from and learn useful information. In this bonus, you include give away rights and urge readers to give it away to anyone they want to. This way, you increase your own traffic, publicity, and branding without needing to spend a cent.
4. ‘Pay-per-click
In this case, you get paid when your visitors click on ads you place on your site. There are many advertising programs that give you a percentage of the profits based on click-through, including Google Adsense, Chitika, Yahoo Publisher Network, and Kontera.
When people click on the ads shown from either of these advertising programs, they will earn money. And if your site receives good traffic, these programs alone can bring in huge paychecks to you.
5. Offer an advertising space
Targeted niche websites with high traffic can ‘rent’ a portion of space on their web page to advertisers. For example, you can charge $300 per month in advertising fees if your web page is pulling more than 2000 visitors a day. I use this strategy at my Online Marketing Secrets blog.
Other than that, you can also generate advertising revenue using exit pop-ups. By doing this, you won’t clutter your website with too many ads and spoil the visitor’s experience.
6. Affiliate marketing
If you don’t have your own products for sale yet, you can sell other people’s products instead and receive a commission on every sale. With affiliate marketing, you have an unlimited source of products to sell and you don’t need to go through any fulfillment issues after your sales.
One of the best affiliate marketing training resources can be found where I provide continual education on affiliate marketing to members.
7. Pay-per-lead
Instead of earning money from click-through, you are paid if your visitors subscribe to other people’s mailing lists.
Alternatively, there are a lot of big companies like Coca-Cola who need surveys to be done, and by referring your visitors to complete surveys, you can also earn good profits from your website.
10 Ways To Reduce Tax Burden For Your Small Business
An ideal lawyer will not just have a string of impressive credentials or gold lettering on his door. He or she will be caring, concerned, and devoted to their work. You need to think carefully before laying your trust in a lawyer after all in some cases your life, future, money or property will be in his hands.
An ideal lawyer will not just have a string of impressive credentials or gold lettering on his door. He or she will be caring, concerned, and devoted to their work. You need to think carefully before laying your trust in a lawyer after all in some cases your life, future, money or property will be in his hands.
Apart from doing extensive research to short list possible lawyers you must ensure that there is not conflict of interest, that you understand everything the retainer agreement states, and that you have checked the references and details regarding the practice.
You will know the lawyer you have chosen is the perfect one if:
1. He makes an effort to spend time to understand your case himself. He will not assign a legal assistant to take facts of the case down.
2. From experience and knowledge he will know what is relevant and what is not. He will set aside and ignore irrelevant facts, opinions, and personal emotions that cloud the case on hand.FREE INFORMATION
3. He will insist that the footwork for the case be done thoroughly. All facts must be checked for accuracy and solid arguments jotted down with backing of earlier rulings.
Customer service software helps small businesses and large businesses alike
by offering customer service messenger, support messenger and support messenger.
These offer 24/7 customer service to customers and potential customers. They can
also allow you track customers online and track consumer behavior online as well.
.
Customer service software can offer live chat help and/ore animated avatar help,
animated avatar service, animated avatar support and animated avatar guide.
Many people prefer the avatar because it makes them feel more like they are talking
to an actual person. Serious quality customer service means a serious customer service
solution. Consider customer service software for your online business if you would
like to convert visitors to buyers and improve your ROI.
One difficulty with such a policy, of course, is that the Fed would be
responding to past economic conditions with policies that are not likely to affect the
economy for a year or more. Another difficulty is that inflation could be
rising when the economy is experiencing a recessionary gap.
What does the dollar index do?
The dollar index tracks the relative value of the U.S. dollar against a basket of important world currencies. If the index is rising, it means that the dollar is strengthening against the basket – and vice-versa.
NEED A JOB — JUST TYPE IN (Upcoming Job Fair Near Me) As of
October 15, 2022 their are over 10 million job opening in the USA.
2022 –2023 WILL BE A YEAR WHEN WEALTH WILL BECOME A FOCUS FOR MILLIONS OF
AMERICAN. AS THE RICH GET EVEN RICHER, MORE WILL SEE THE WISDOM IN
BUILDING WEALTH. DISPOSAL INCOME RATHER THAN EXCESSIVE DEBT WILL BECOME
THE NORM. POVERTY WILL BE DEFINE AND NUMEROUS PEOPLE WHO BELEIVE THEY
WERE POOR WILL REALIZE THE TRUTH.
LIVING PAYCHECK TO PAYCHECK IS NO JOY —
JUST GETTING BY IS NO JOY
IF ONLY I HAD A FEW MORE DOLLARS
I’M DOING ALL RIGHT — I’M COMFORTABLE
EVERYONE POTENTIAL IS GREATER THAN THEY THINK IT IS. THE
POTENTIAL TO EARN MORE, HAVE MORE IN 2022 –2023 IS POSSIBLE.
THE TRUTH IS ANYONE CAN CANGE THEIR FINANCIAL CIRCUMSTANCE IF THEY
UNDERSTAND WHAT THEIR CIRCUMSTANCE IS. ANYONE CAN ANOTHER DIGIT TO
THEIR SAVING ACCOUNT
THE BOOK POSTED BELOW IS VERY INEXPENSIVE. IT HAS BEEN READ BY
MILLIONS. JUST READING THE REVIEWS WILL ENDORSE THE READING OF THIS BOOK.
MORE BOOKS WILL BE ADDED IN THE NEXT 24 HOURS. PLEASE FEEL FREE TO COMMENT.
