FINANCIAL FREEDOM IS ALL ABOUT BUDGETING – DO YOU HAVE A BUDGET 5 STEPS TO BUDGETING # 1 – GET A NOTEBOOK AND A COUPLE PENCILS # 2 – LIST ALL YOUR INCOME # 3 – LIST ALL OF YOUR BILLS/EVERYONE YOU OWE # 4 – LIST UPCOMING EXPENSE – VACATION – DENTAL -BACK TO SCHOOL ALL UPCOMING EXPENES IN THE NEXT 12 MONTHS # 5 – LIST WAYS YOU CAN EARN ADDITIONAL INCOME/CUT EXPENSE AND SAVE