What is the federal funds rate now?

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How does the Russell 2000 work?

The Russell 2000 is a stock market index that tracks the performance of the

smallest publicly traded companies in the United States. Created in 1984, the

index is widely considered to be the most comprehensive barometer for the

performance of the small-cap sector of the economy.

It’s set as a range between an upper and lower limit. The federal funds rate is currently 3.7% to 4%

U.S. payrolls surged by 261,000 in October, better than expected as hiring remains strong

What is the job outlook for 2022?

How many unfilled jobs are in the US in 2022?

10.7 million

Job openings decreased to 10.7 million in June 2022 : The Economics Daily: U.S. Bureau of

Labor Statistics.

What is causing the worker shortage?

Typically, a labor shortage occurs when there are not enough available workers participating
in the labor market to

meet the demand for employees. For example, in the United States, there are nearly 11 million

job vacancies, but only

6.5 million workers are listed as unemployed in 2022.

What was the highest federal funds rate in history?


Key Takeaways. The highest fed funds rate was 20% in 1980 in response to double-digit inflation.

The lowest fed funds

rate was zero in 2008 and again in March 2020 in response to the coronavirus pandemic. The FOMC

announced in

November 2022 that it would continue to raise interest rates in response to rising inflation.

s federal funds rate the same as interest rate?

The fed funds rate is the interest rate that depository institutions—banks, savings and

loans, and

credit unions—charge each other for overnight loans. The discount rate is the interest
rate that

Federal Reserve Banks charge when they make collateralized loans—usually overnight—to



How many people are employed in the U.S. 2022?

about 158.94 million people

U.S seasonally adjusted monthly number of employees 2021-2022. In September 2022, about 158.94

million people were employed in the United States.

The New York Times bestselling author of The 4-Hour Body shows readers how to live more and work less, now with more than 100 pages of new, cutting-edge content.

Forget the old concept of retirement and the rest of the deferred-life plan–there is no need to wait and every reason not to, especially in unpredictable economic times. Whether your dream is escaping the rat race, experiencing high-end world travel, or earning a monthly five-figure income with zero management, The 4-Hour Workweek is the blueprint.

This is the wrong time to borrow. High inflation and maybe a recession. Either way borrowing now, you will have enormous financial problem ahead. Cutting spending, paying down debt and building cash reserves is the only way to come out ahead at the end of 2023.

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Is S&P 500 worth buying?

Lastly, S&P 500 index funds tend to have low fees. This is important because

fees can eat into your investment returns. S&P 500 index funds typically have

lower expense ratios than actively managed mutual funds. All of these factors make

the S&P 500 a potentially good investment for 2022.

The rest of the Globe economies are slowing down. That affect our economy

because we sell products overseas and large number of tourist travel to the US

every year for vacations.

Where does this leave the average hourly working individual that usually have

5 to six months emergency funds, three or 4 weeks in a checking account? Cutting

spending, paying down debt/paying off debt will slow the US economy down to.

At least that is what most people believe but nothing could be further from

the truth. The less debt consumers have the better off they are and the

country. The higher the saving rate the more prosper a country is.

Inflation currently at 7%. Will it be 8%, 9%, 10% or even more is a

possibility. In order to deal with this it will take budgeting for higher


Families and individuals on fixed income will have three choices. Number one

is learning how inflation affect then, number two is going without because

their income simply purchase less and earning more income. Generally most individuals

simply cut back. Lacking the

understanding of inflation which most book on the subject would provide anyone

the knowledge to avoid the pitfalls associated with higher and higher inflation, they

simply live on less.

The annual core inflation rate is 6.3% for the 12 months ended October 2022, the U.S. Labor Department reported Nov. 10, 2022. The core rate marks a slowing from the previous 6.6% level, which was the largest since August 1982.

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What percent of Americans have 5000 in savings?

58% of Americans have less than $5,000 in savings.

Average savings amount Share of Americans

$5,000-$10,000 9%

$10,000-$25,000 8%

$25,000-$50,000 5%

$50,000+ 20%

What can I do with excess cash savings?

What to do with extra cash

Pay off debt. If you have a significant amount of debt, consider putting your

extra money toward paying that down or off. …

Boost your emergency fund. …

Increase your investment contributions. …

Invest in yourself. …

Consider the timing. …

Go ahead and treat yourself.

What is 24% APR on a credit card?

A 24% APR on a credit card is another way of saying that the interest you’re

charged over 12 months is equal to roughly 24% of your balance. For example, if

the APR is 24% and you carry a $1,000 balance for a year, you would owe around

$236.71 in interest by the end of that year

What is core inflation vs inflation?

Image result for core inflation

One common way economists use inflation data is by looking at “core

inflation,” which is generally defined as a chosen measure of inflation

(e.g., the Consumer Price Index or CPI, the Personal Consumption Expenditures

Price Index or PCEPI, or the Gross Domestic Product Deflator) that excludes

the more volatile.

What are the 7 types of inflation?
Image result

Types of Inflation

Demand Pull Inflation.

Cost-Push Inflation.

Open Inflation.

Repressed Inflation.


Creeping and Moderate Inflation.

True Inflation.

What are the components of core inflation?

The core inflation rate is the price change of goods and services minus

food and energy.

THE LABOR FORCE PATICIPATION RATE, or the percentage of working-age adults who have

a job, fell to 62.1% last month, a 0.3-percentage point drop from August. And that

remains a far cry from the pre-pandemic rate of 63.4%, which signals that the labor

market is far from fully recovered. Yes, we have December 4, 2022 two jobs for the

6.2 million unemployed people. The solution us to expand Job Corp. This is a government

free training program for 16 years old to 24. Increase the age from16 to 32 years of

age. Our business can only train a few people at a time and not in skill area. The

budget for the Job Corp is less than 2 billion dollars. Double it to 4 billion.

The 4 economic theories are supply side economics, new classical economics, monetarism and Keynesian economics.

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What are the 3 types of poverty?

There are multiple types of poverty.

Situational poverty.

Generational poverty.

Absolute poverty.

Relative poverty.

Urban poverty.

Rural poverty.

How do I apply for Job Corps?

To enroll, call 1-800-733-JOBS [5627] or visit the Recruiting and

Enrollment Interest page. People who are hearing-impaired may call this

toll-free TTY number: 1-877-889-5627

Job Corps is the largest Free residential education and job training program

for young adults ages 16–24. We connect you with the skills and education.

The US economy is on record pace to end 2022 with the most jobs created in any

12 month period. Get ready for 2023 when we see more than 300,000 jobs created

each month in the United States. Returning manufacturing from overseas, exporting

more goods/services, chip manufacturing, infrastructure spending, not to mention

the billions of dollars states have in surplus. The Federal Reserve will raise

the Federal Fund rate in 2 weeks, again in January and February of 2023 stalling

out inflation which will only boost the United States of America Economy.What are the Types of GDP?

Nominal GDP – the total value of all goods and services produced at current market prices. …

Real GDP – the sum of all goods and services produced at constant prices. …

Actual GDP – real-time measurement of all outputs at any interval or any given

time. Your definition of GDP is FLAWED. Two quarters generally only make a

recession if GDP falls enough to impact the economy. First quarter and 2nd quarter

of 2022 GDP did fall but job creation was great and 3rd quarter GDP and job

creation was awesome. Families are cutting spending, paying down debt and building

cash reserves. It is unclear why so many reducing debt. Yes, I agree every year

people over spend during the months before Christmas. As to labor Job Corp which

is a free government training program for 16 – 24 years and have trained over 2

million is ONE solution to labor shortage. The United States economy need more

skill labor and opportunity for those lack skill training. Job Corps—Suggested—16

to 30 years and double the budget from infrastructure bill, Inflation Reduction Act

and the Chip Bill.
What is a recession in the economy?

Image result for recession definition economics

A recession can be defined as a sustained period of weak or negative growth in

real GDP (output) that is accompanied by a significant rise in the unemployment

rate. Many other indicators of economic activity are also weak during a recession.


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Job growth was much better than expected in November despite the Federal

Reserve’s aggressive efforts to slow the labor market and tackle inflation.

Nonfarm payrolls increased 263,000 for the month while the unemployment rate

was 3.7%, the Labor Department reported Friday. Economists surveyed by Dow

Jones had been looking for an increase of 200,000 on the payrolls number

and 3.7% for the jobless rate.

The monthly gain was a slight decrease from October’s upwardly revised 284,000.

A broader measure of unemployment that includes discouraged workers and those

holding part-time jobs for economic reasons edged lower to 6.7%.

The Inflation Reduction Act of 2022

Makes urgent investments to lower prescription

drug costs, health care costs, and energy costs to create opportunities for

America’s 33 million small businesses and innovative startups. It is the most

aggressive action we have taken to confront the climate crisis.

How much has the U.S. government spent this year? The U.S. government has

spent $406.37 billion in fiscal year 2023 to ensure the well-being of the

people of the United States. Fiscal Year-to-Date (since October 2022)

total updated monthly using the Monthly Treasury Statement (MTS) dataset.

What is the federal funds rate now?

Effective Federal Funds Rate is at 3.83%, compared to 3.83% the previous

market day and 0.08% last year. This is lower than the long term average of 4.60%.

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The next twelve months must see a slow down in job creation for traditional

economic theory to be applied to our current economy. Everyone, most everyone

sees the Federal Reserve as the cure to inflation. The Federal Reserve is

still stimulating the United States Economy with a 3.85% Fed Fund Rate.

Furthermore Build Back Better which didn’t passed the United Congress passed

in other Act which is creating jobs at a record paste in October 265,000

jobs and this will continue even though the Federal Reserve is increasing

interest rates. RECESSION –A period of temporary economic decline during

which trade and industrial activity are reduced, generally. US Real GDP is

at a current level of 20.02T, up from 19.90T last quarter and up from 19.67T

one year ago. This is a change of 0.64% from last quarter and 1.77% from one

year ago. identified by a fall in GDP in two successive quarters. You’re

correct. We’re not in a recession and current Fiscal Polices will prevent one.


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Planning is the base of execution and it is practically hard to accomplish anything without it.

Serendipity does exist but it doesn’t happen to everyone! You need plan for everything that you do in your life, even for a normal day that you spend.

You setup alarm to wake up in the morning so that you can hit gym at this time and reach office by this time and so on and so forth!

Therefore, it is of prime importance to develop a plan to reach your objectives.

We all are living on this planet with some objective.

The trick of achieving objectives is to focus and put in steps in place to achieve them.

This can only happen once you identify what is important and worth your time and effort!


Find enjoyment in setting goals

Objectives set the pulse of your life. You live to achieve them!

They vary from person to person and can be short or long term.

It can be starting your own business, building wealth, becoming rich or could be short term like losing weight, attaining promotion in your existing role etc.

If you don’t know how to set goals then you should follow SMART technique which stands for Specific, Measurable, Actionable, Achievable, Result Oriented and Time bound.

Your objectives should be SMART for you to head towards them.

If your goals don’t excite you to achieve them then they are not set correctly. Your objective will excite only if you are looking forward to the results!

Modify your daily actions to include activities that will lead to your objective

You gradually head towards your goals. You never achieve them overnight. Hence it is necessary to devise the daily action to reach your objectives.

For instance, if your objective is to lose 10 kgs in two months then you must start with your diet plan and exercising schedule.

Daily routine will help you achieve them. Create the roadmap and then start following it. A cheat day means extension and delays to your objectives, so do those misses, only if you have an appetite to delay!

Strategic and not tactical solutions

It is ok to resort to tactical fixes in the short run especially when you have a strict deadline. But in long run, tactical solutions never bear fruits.

You end up spending extra time and efforts for the results which are below benchmark.

You should constantly work towards increasing the odds of success which can only happen if you work towards it and get additional skill training wherever required.

This holds true in all objectives, it could be concerning your life, the project that you are working on or anything which involves planning.

Hold yourself accountable

You are the owner and driver of your objective. Whether you are working for yourself, your company, you should monitor regular progress of your goals.

This will help you in ensuring if you are on track of achievement or not. Every Friday take a backward look at the week that passed and ask yourself if the week was productive or unproductive.

If it was productive then you are reaching where you want to but if it was unproductive, refocus on the goal and identify the blockers.

Identify what you need to incorporate additionally to cope up for the week that passed.If you’re earning less than twenty dollars per hour. This article is for you.

Living on one income and saving the second one. This is key to building
wealth. If only one income in the household, then definitely additional
school to advance to a higher pay scale.

Thus, saving the additional income. Starting a part time business may also
be the solution. In the meantime, careful spending and budgeting still allows
one to have more disposal income and savings.

Generation X has amass substantial wealth. The key is to continue amassing
wealth and passing it to next retirement plan as well as careful estate planning.
enough to retire and live off while leaving substantial inheritance to children and grand-
children even great grandchildren.

Rich Kids. Broke Kids: The Failure of Traditional Estate Planning- Kindle
Edition by J. Ted Oakley

Pinch Like You Mean It! 101 Ways to Spend Less Money Now — By Dr. Penny Pincher

Kindle Wireless Reading Device (6″ Display, U.S. Wireless by Amazon)

The Modern American House Wife Book # 1: Home Economics — by Abundant Publishing

If you’re unemployed, please sign in at your local state employment office.
As inflation continue to rise in 2022 it will be an extreme hardship on anyone
that unemployed or earning less than $20.00 per hour.



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What is the fastest way to build wealth?

5 Tactics to Build Wealth Fast

1) Pay off high interest debt now. …

2) Establish an emergency fund for liquidity. …

3) Mercilessly cut spending on things that don’t serve you. …

4) Seek out higher income streams. …

5) Invest money as soon as you get it.

I would love to see the Federal Reserve bring inflation under control. I would

love to see the Federal Reserve bring inflation back to 2% – 3% level. At the

same time the strong dollar (Nov 24, 2022), Number of jobs created (Oct 24, 2022),

the chip bill, Inflation Reduction Act, Student Loan Forgiveness, and exports

increasing/imports going down and the Federal Fund Rate of 3.75% all stimulate

the USA Economy. The only solution I see is the consumer cutting spending, paying

down debt and building cash reserves. This will slow down demand and allow the


What are the 5 positive quotes?

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Image result for inspirational quotes

Short motivational quotes

  • “Just one small positive thought in the morning can change your whole day.” — …
  • “Opportunities don’t happen, you create them.” — …
  • “Love your family, work super hard, live your passion.” — …
  • “It is never too late to be what you might have been.” —

What are good short quotes?

Here are 55 of my favorite short quotes for you to read, remember and retell:

Love For All, Hatred For None. …

Change the world by being yourself. …

Every moment is a fresh beginning. …

Never regret anything that made you smile. …

Die with memories, not dreams. …

Aspire to inspire before we expire.

What is inspiring in life?

To live an inspiring life means that you are living life to the fullest. It

also means that you are living a meaningful life that is based on your passion

and your life’s true calling. By doing so, you can feel the happiness most

people are just dreaming to have.

What is positive inspiration?

Being positively inspired is when someone is making progress towards their

immediate, conscious goals and awakening to something new, better, or more!

What are some unique quotes?

Image result

Being Unique Quotes

“What sets you apart can sometimes feel like a burden and it’s not. And a lot

of the time, it’s what makes you great.” — Emma Stone. …

“In order to be irreplaceable one must always be different.” – Coco Chanel. …

“Always remember that you are absolutely unique. Just like everyone else.” –

What generation is xennials? WHICH GENERATION IS THE HAPPIEST????

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Xennials refer to the generation born between 1977 and 1985. This microgeneration did not only witness the release of the original Star Wars trilogy but is also at the sweet spot of the Millennial and Gen X generations.

Why xennials are the best generation?

Xennials were the first people to grow up with computers and have access

to the internet, making them “pros” at surfing the web. They also were

able to experience the rise of the internet at an age where they could

understand what it meant, rather than just being born into a world where it’s

already prevalent.

What are the 6 generations?

Image result for xennials generation

Generation Names and Dates

The Greatest Generation (GI Generation): Born 1901–1924.

The Silent Generation: Born 1928–1945.

Baby Boom Generation: Born 1946–1964.

Generation X: Born 1965–1980.

Millennial Generation or Generation Y: Born 1981–1996.

Generation Z or iGen: Born 1997–2010.

Jun 28, 2022

What generation is happier?


Overall, 48% of those surveyed said they’re very happy at work.

Among the working generations, Millennials were the happiest

with 57%.Nov 18, 2021

Which is the best generation?

Greatest Generation (Born 1901-27).

Pros: Survived the Depression, fought and won World War II, rebuilt Europe

and led the U.S. economy to the top of the world after the war.

How much should my cash reserves be?

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Key Insights. An emergency fund can serve as your personal safety net during periods of financial stress. While you’re working, we recommend you set aside at least $1,000 for emergencies to start and then build up to an amount that can cover three to six months of expenses.

Bloomberg on Bank of America’s flow data: The “Rush to Cash Is Now at Fastest Pace

Since Pandemic.”

What is not clear is how far this phenomenon has run/can run … which, of course, is

critical for determining when this negative technical turns into a positive one for markets.

How do you build cash reserves?

It is important you build a cash reserve in order to improve the financial security of

your business.

How to build up your business cash reserves in 5 simple steps

Improve debt management. …

Have a tight invoice. …

Consider invoice finance. …

Cut down your expenses. …

Ensure you pay back your reserve.What does it mean to have cash reserves?

What Are Cash Reserves? Cash reserves refer to the money a company or individual keeps

on hand to meet short-term and emergency funding needs. Short-term investments that

enable customers to quickly gain access to their money, often in exchange for a lower

rate of return, can also be

called cash reserves

How do you maintain cash reserves?

Set a Monthly Target

Aiming to put aside whatever money is left each month is not going to work. It would be best

to budget your transfer to cash reserves in the same way you budget for costs. So, include

a specific amount of cash to transfer to your reserve account each month in your forecasts

Where can I invest cash reserves?

Money market funds are a good option as a secondary savings account or to hold a portion

of your emergency money. They’re offered by mutual funds and investment companies. The

funds invest in debt: super-safe, short-term Treasury bills, plus short-term municipal

and corporate debt (also known as “commercial paper”).

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Create A Website for $1.99/MonthWebHostingPad Shared Hosting starting at $1.99/month

“7 Ways To Convert Your Traffic Into Cash

If you have a website, you can profit from even the tiniest number of visitors it receives simply by not wasting that traffic…

Ewen Chia, blog, marketing, web marketing, internet marketing, affiliate marketing, online marketing, make money online, make money on the internet

If you have a website, you can profit from even the tiniest number of visitors it receives simply by not wasting that traffic.

The KEY is in leveraging on each visitor and making sure you have a monetization strategy in place. Once you get this, you can make any website profitable with a little effort.

Here are 7 basic ways in which you can profit from your traffic today:

1. First, you can sell a product or service to your visitors. This is the best way to cash in from your own product. Usually, an e-book or software works the best – they can be downloaded right away without hassle and shipping charges.

2. Opt-In list

It is crucial you try to convert every visitor of yours to a subscriber of your mailing list. The most important asset that an Internet marketer has is his or her list of subscribers. They define whether you will go far in the venture.

With an opt-in list, there are tons of ways you can profit further into the future. You can build repeat customers and turn your list members into partners for your products. For an example of a good opt-in page.

3. Viral marketing

You can provide a free product or bonus on your site to be downloaded by your visitors. Usually, it’ll be an e-book where people can read from and learn useful information. In this bonus, you include give away rights and urge readers to give it away to anyone they want to. This way, you increase your own traffic, publicity, and branding without needing to spend a cent.

4. ‘Pay-per-click

In this case, you get paid when your visitors click on ads you place on your site. There are many advertising programs that give you a percentage of the profits based on click-through, including Google Adsense, Chitika, Yahoo Publisher Network, and Kontera.

When people click on the ads shown from either of these advertising programs, they will earn money. And if your site receives good traffic, these programs alone can bring in huge paychecks to you.

5. Offer an advertising space

Targeted niche websites with high traffic can ‘rent’ a portion of space on their web page to advertisers. For example, you can charge $300 per month in advertising fees if your web page is pulling more than 2000 visitors a day. I use this strategy at my Online Marketing Secrets blog.

Other than that, you can also generate advertising revenue using exit pop-ups. By doing this, you won’t clutter your website with too many ads and spoil the visitor’s experience.

6. Affiliate marketing

If you don’t have your own products for sale yet, you can sell other people’s products instead and receive a commission on every sale. With affiliate marketing, you have an unlimited source of products to sell and you don’t need to go through any fulfillment issues after your sales.

One of the best affiliate marketing training resources can be found where I provide continual education on affiliate marketing to members.

7. Pay-per-lead

Instead of earning money from click-through, you are paid if your visitors subscribe to other people’s mailing lists.

Alternatively, there are a lot of big companies like Coca-Cola who need surveys to be done, and by referring your visitors to complete surveys, you can also earn good profits from your website.


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10 Ways To Reduce Tax Burden For Your Small Business

An ideal lawyer will not just have a string of impressive credentials or gold lettering on his door. He or she will be caring, concerned, and devoted to their work. You need to think carefully before laying your trust in a lawyer after all in some cases your life, future, money or property will be in his hands.

Legal Advice Forum, legal advices, legal information, lawyers, laws, tax, legal insurance

An ideal lawyer will not just have a string of impressive credentials or gold lettering on his door. He or she will be caring, concerned, and devoted to their work. You need to think carefully before laying your trust in a lawyer after all in some cases your life, future, money or property will be in his hands.

Apart from doing extensive research to short list possible lawyers you must ensure that there is not conflict of interest, that you understand everything the retainer agreement states, and that you have checked the references and details regarding the practice.

You will know the lawyer you have chosen is the perfect one if:

1. He makes an effort to spend time to understand your case himself. He will not assign a legal assistant to take facts of the case down.

2. From experience and knowledge he will know what is relevant and what is not. He will set aside and ignore irrelevant facts, opinions, and personal emotions that cloud the case on hand.FREE INFORMATION

3. He will insist that the footwork for the case be done thoroughly. All facts must be checked for accuracy and solid arguments jotted down with backing of earlier rulings.

4. He will not just focus on the problem at hand but examine the problem from all sides. This will create a complete picture highlighting all factors of relevance and the different ways one can approach the case. Continue reading “BABY BOOMERS — STARTING A BUSINESS — 10 WAYS TO REDUCE TAX BURDEN FOR YOUR SMALL BUSINESS — 2022-2023”


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Are you Serious about Customer Service

Is your online company really serious about Internet customer service? When it comes

down to it, excellent customer service is pretty much the only way you will convert

visitors to customers.

Customer Service, Business, Live Chat

Is your online company really serious about Internet customer service? When it comes

down to it, excellent customer service is pretty much the only way you will convert

visitors to customers.

You can also increase your ROI and improve online sales with excellent customer service.

If you are truly serious about offering quality customer service, your best option

would be customer service software.< With customer service software you can reduce

customer service costs and increase your conversion rate at the same time.

All the while, you will be making your customers happier, which will lead to more sales


Customer service software helps small businesses and large businesses alike
by offering customer service messenger, support messenger and support messenger.

These offer 24/7 customer service to customers and potential customers. They can

also allow you track customers online and track consumer behavior online as well.


Customer service software can offer live chat help and/ore animated avatar help,

animated avatar service, animated avatar support and animated avatar guide.

Many people prefer the avatar because it makes them feel more like they are talking

to an actual person. Serious quality customer service means a serious customer service

solution. Consider customer service software for your online business if you would

like to convert visitors to buyers and improve your ROI.2nd 8% OFF?3rd 20% OFF?5th 60% OFF


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Glam is Back!

Starting a business after retirement is an excellent way to earn extra income,

supplement your retirement savings, reduce your tax bill, improve your mental

and physical health, and pursue your dream of becoming an entrepreneur while

passing on your skills and knowledge to the next generation.

Is 70 too old to start a business?

No, it is never too late to start a business! The data shows that the highest rate

of entrepreneurship worldwide is inthe 55-64 age group and the over-50 age group is

twice as likely to be successful. Sometimes people newly retiring from

a fast-paced career find retirement to be too slow.

How do you know when to start your own business?

14 signs it’s time to start your own business

You’re excited about your idea.

You have a business plan.

Your product or idea has a market.

You understand the competition.

You are able to take on financial risk.

You look good to lenders.

You understand the risk of failure.Down to $9.99


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Glam is Back!










Sep 1, 2022 — The following year, bankruptcy filings dipped to about 600,000, the lowest point in 20 years.

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Consumer economics is a branch of economics. It is a broad field, principally concerned

with microeconomic analysis behavior in units of consumers.

Do treasury bills have high returns?

That depends on your investing goals, your risk tolerance and your portfolio’s makeup.

Treasurys are considered low-risk, with a fixed return, but that return will likely be

lower than other investments long-term. Weigh the pros and cons to find out if Treasury

bonds deserve a spot in your portfolio.

What is an example of consumer economy?

The definition of consumer economy is an economy that relies heavily on how much people

are buying and spending. An example of a consumer economy in the United States is when

the consumer is spending as much as 70% of the gross domestic product with investment

and government spending accounting the remaining 30%.

What is the study of consumer economics?

Image result for consumer economics definition

Consumer economics deals with the question of how the consumer allocates his scarce means

over a variety of different commodities and services. The consumer is thought to be able

to order the various sets of quantities of goods and services that fit in the limited budget

according to his or her preferences.

Why is consumer important in economy?

Consumers are the main source of demand for all the goods. The producers of industrial

goods or the producers of agricultural products are all producing the various items

according to the demand in the market. According to Prof. Marshall, it is the demand

which controls the production or market.

What is the prime rate today 2022?


The current Bank of America, N.A. prime rate is 7.00% (rate effective as of November 3, 2022).

The prime rate is set by Bank of America based on various factors, including the bank’s

costs and desired return, general economic conditions and other factors, and is used as a

reference point for pricing some loans.

What is the difference between Fed funds rate and prime rate?

The federal funds rate is the interest rate commercial banks charge each other for

overnight lending. Generally, the prime rate is about 3 percent higher than the federal

funds rate. That means that when the Fed raises interest rates, the prime rate

also goes up.

6 Month Treasury Bill Rate is at 4.44%, compared to 4.45% the previous market day

and 0.07% last year. This is lower than the long term average of 4.48%.

Change from The Previous Market Day: -0.22%

Last Updated: Nov 4 2022, 16:20 EDT

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What is the main problem of monetarist policy?

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One difficulty with such a policy, of course, is that the Fed would be responding to past economic conditions with policies that are not likely to affect the economy for a year or more. Another difficulty is that inflation could be rising when the economy is experiencing a recessionary gap.

What does the dollar index do?

The dollar index tracks the relative value of the U.S. dollar against a basket of
important world currencies. If the index is rising, it means that the dollar is
strengthening against the basket – and vice-versa.



What is the basic definition of economics?

Economics is the study of scarcity and its implications for the use of resources, production

of goods and services, growth of production and welfare over time, and a great variety of

other complex issues of vital concern to society.

What is the meaning economic theory?

What are the 4 economic theories?

The 4 economic theories are supply side economics, new classical economics, monetarism and

Keynesian economics.

Supply-side economics is a theory that maintains that increasing the supply of goods and

services is the engine for economic growth. It advocates tax cuts as a way to encourage

job creation, business expansion, and entrepreneurial activity.

Keynesians believe that, because prices are somewhat rigid, fluctuations in any component

of spending—consumption, investment, or government expenditures—cause output to change.

If government spending increases, for example, and all other spending components remain

constant, then output will increase.

What is classical economic theory?

What are the main features of classical economics?

It focused on economic growth and economic freedom, advocating laissez-faire ideas and belief

in free competition. The classical economic theory propagated the countries to move from

the monarch rule to a capitalistic democracy factored with self-regulation.

What does consumer mean in economics?

Consumers are people who buy or use goods and services to satisfy their wants. When you eat

your dinner, you will be a


What is the study of consumer economics?

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Consumer economics deals with the question of how the consumer allocates his scarce means over

a variety of different commodities and services. The consumer is thought to be able to order

the various sets of quantities of goods and services that fit in the limited budget according

to his or her preferences.

Every fifth American or 19% of the U.S. population uses welfare. That accounts for 59 million WELFARE RECIPENT

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What is the economics theory?

Economic theory is based on the assumption that investors and consumers are rational and

very “efficient machines,” namely, that they make the best choices for themselves.

Laboratory tests reveal that investors’ behavior is much more complicated relative to the

behavior assumed in most economic theories.

What are the 4 economic theories?

The 4 economic theories are supply side economics, new classical economics, monetarism and

Keynesian economics.

What is the population of the United States in 2022?


As our nation prepares to ring in the new year, the U.S. Census Bureau projects the United

States population will be 332,403,650 on Jan. 1, 2022. This represents a 0.21% increase in

population or an additional 706,899 people since New Year’s Day 2021.Jan 6, 2022

What percentage of US population is on Social Security?

Around 25% of the adult U.S. population receives some form of Social Security benefit.

Overall, this is divided into three major groups: retirees, disabled individuals, and

survivors. Retirees are by far the largest group, making up 75.2% of beneficiaries

Sixty-four million beneficiaries were in current-payment status; that is, they were being

paid a benefit.

How much of the US population is on welfare?

59 million welfare

Every fifth American or 19% of the U.S. population uses welfare. That accounts for 59 million

welfare recipients in the U.S. In 2021, the federal government spent almost $1.5 trillion on

welfare programs in the U.S. In 2022, $1.3 trillion is projected to be spent on welfare

programs in the U.S.Oct 1, 2022

What was the purpose of the Job Corps?

Job Corps is a no-cost education and vocational training program administered by the U.S.

Department of Labor that helps young people ages 16-24 improve the quality of their lives

by empowering them to get great jobs and become independent.

Does Job Corps really help you?

In addition to helping students complete their education, obtain career technical skills and

gain employment, Job Corps also provides transitional support services, such as help finding

employment, housing, child care, and transportation.

How much money do you get for completing Job Corps?

The living allowance (i.e., pay) is based on stay duration (e.g., up to 56 days is $25/pay

period or two weeks, 57-112 days is $30/pay period, 113-182 is $40/pay period and 183+ days

at $50/pay period).

Can Job Corps help you get in the military?

Did you know Job Corps has a security/military career preparation (MILCAP) program? MILCAP

students train in areas to prepare them for careers in security and the U.S. armed forces