Is TreasuryDirect a legitimate website?
TreasuryDirect.gov is the one and only place to buy and redeem U.S. savings bonds and other
securities directly from the U.S. Treasury! Your investments are backed by the full faith and
credit of the United States government.
Does TreasuryDirect charge fees?
We sell marketable securities at auctions held regularly throughout the year. Buying Treasury
securities through TreasuryDirect costs you nothing—except, of course, the cost of the security.
We charge no purchase fee or commission.
Are TreasuryDirect bonds a good investment?
Treasury bonds can be a good investment for those looking for safety and a fixed rate of
interest that’s paid semiannually until the bond’s maturity. Bonds are an important piece of
an investment portfolio’s asset allocation since the steady return from bonds helps offset the
volatility of equity prices.
What is the safest way to buy I bonds?
The main way is to go online using TreasuryDirect.gov, and the I bonds bought through this
website are digital. There’s also an entirely separate way to purchase paper I bonds.
Is there a limit to how many I bonds I can buy?
A given Social Security Number or Employer Identification Number can buy up to these amounts
in savings bonds each calendar year: $10,000 in electronic EE bonds. $10,000 in electronic I bonds.
$5,000 in paper I bonds that you can buy when you file federal tax forms.