Essential Boundaries for Mom Entrepreneurs and Their Husbands
Following these essential boundaries will help entrepreneurial couples ease the transition to working together.
Work at home, entrepreneurs, home-based business
In the beginning, I thought it was going to be a breeze when my husband, Terry, joined me working full-time in my business. If anyone could do it, we could! We already had a healthy relationship built on trust and respect.
We communicated well.
We both strongly believed in what we were doing. We understood the need to help each other with the children, keeping the house, and with the business.
We planned to allow for fluctuations in income to keep stresses over money to a minimum. Yet I still wasn’t prepared.
For anyone considering working with your spouse, here are 3 Essential Boundaries for Entrepreneurial Couples to help to ease your transition:
1. Clarify expectations for work/home.
Nothing can prepare you for the blurring of boundaries and turf that occur as you transition into working together. When you join together with your spouse, most likely, both of you have experienced success throughout your careers, and have developed your own working style.
Suddenly you have a whole new dynamic in your relationship with your spouse you must learn to work through. I always knew that we had different gifts and talents: Terry is very techie and he loves to write, and I am a people person who is an administrative whiz.
Even though I should have probably seen it coming, I was still surprised at the difference in our work styles. I multi-task all day long, and he prefers to work on one project at a time.
Just like being newlyweds all over again, we had to put some effort into getting to know each other on a whole new level to be able to work well together.
Beth Butler, creator of the Boca Beth Program has some helpful tips for clarifying expectations with your spouse. “I make us lunch each day and we try to talk about BOCA BETH items that are pressing. I
t’s our time to reconnect – he works from home for the wine company he represents and I work from home sharing my passion for second language learning with young children.
A funny mix, but it works! We talk about what each of us has planned the next day so there are no surprises – and I use that time to ask for his help. I can’t expect him to guess what I need so I have learned to be very specific.”
2. Schedule time for love.
Most entrepreneurial couples complain they have less time together than before. It is possible to work beside your spouse in the same office all day long and barely speak on a personal level.
How difficult is it to turn off your cell phone and talk a walk with your love?
It is imperative to make it a point to schedule time for your relationship so that the business does not overtake it. Terry and I plan ahead to sneak away for lunch or to take a break at Starbucks.
We have found if we don’t take the time to schedule these lunch or coffee dates, then they are less likely to happen as we work to meet deadlines or get a project done.
We haven’t yet been able to master scheduling “regular dates”, but it’s next on our list of priorities in order to help keep our close relationship.
3. Schedule time for yourself.
It can be a shock when you suddenly have so much time with your spouse. In your previous life, they left at 7 AM and came home at 6 PM, and then you discussed your day during dinner.
Now you spend most (if not all) of the day with them, and during dinner, there is nothing new to discuss. Where is the time for you? Karyn Fagan, Founder of Team Women, tells “We both have hobbies that we love outside of the house so we have that important away time.”
Pandemic Coronavirus COVD-19 26 Million unemployed Americans unemployed. An opportunity
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With any new (or even new-ish) system that comes in to play, there will always be bold claims made about how rich it will make you, and for how little work you can become successful.
Some people are naïve enough to believe that this latest program will end their money worries at a stroke, but the fact is that it’s not likely to happen.
Imagine for a moment that someone designed a machine that printed viable money, in whatever currency and denomination you wanted, and you could spend that money in any shop.
Would the machine retail for a low price? Of course it wouldn’t, because it has the potential to give you money without you working for it.
Why, then, would you believe that any plug-and-play system would make you immediately wealthy without you needing to work with it?
Adsense can make you real money, there is no doubt about that. However, you have to work with it.
Just as having an exercise bike in your garage will not develop your calf muscles if you don’t actually use it, Adsense won’t make you any money if you don’t harness it and put your own effort into the mix.
If you have a website and you host Adsense ads, then maintain your content, add to it at least occasionally and check your Adsense results regularly so you can see what is working and what isn’t.
Lose the stuff that isn’t making you money and do more of the things that are. Work with Adsense – the more you do that the more you will learn.
Buying a beach front property or a vacation villa may be easy for rich and wealthy but not for common middle class people.
he introduction of timeshare concept gave hope to those people who could not afford to buy a brand new vacation home.
That is one of the reasons why the timeshare industry has grown by leaps and bounds ever since its inception in the United States.
One of the aspects of a timeshare property that attracts most people is that they can have a wonderful vacation home without having to worry about its upkeep and maintenance.
But at the same time people have many misconceptions about timeshares. One of the biggest misconceptions is that they compare timeshares to regular real estate property and consider it as an investment option.
But in fact it should be thought as an investment in your dreams i.e. vacationing at a place where you want to go every year.
Investing in real estate could reap profitable returns but if you invest in a timeshare it may not be guarantee in fact you may end up losing money.
But what if you still want to buy it and you expect no profit from it but neither loss also at the same time. There is always one question in the minds of those people who are planning to buy timeshares.
Is it really worth buying a timeshare? To answer this question you have to go through an analysis of various factors.
An analysis should consider factors like comparable rent of alternative accommodation, appreciation of the timeshare property and your finance rate. How do you do it? Here is a simple calculation.
Consider the worth of your investment as profitability. The profitability should be a measure of the comparable rental rate, rate of appreciation and your finance rate.
If the sum of all these is a negative number then, assume that you are losing money in your investment. The rental rate is the ratio of the rent of that vacation property to the buying price of that timeshare.
Suppose if corresponding rent of that vacation timeshare is $1,000 and the buying price is $10,000 then the rental rate is 10%. Now if we include the annual maintenance cost, membership and all other miscellaneous expenses, if it comes around $500.
So the actual saving in rent will be $500 now and the rental rate will be the ratio of $500 to $10,000 which gives us 5%.
Now if we assume the annual appreciation of that property is 10% and the rate of our finances is 16%.
If we add rental rate and appreciation and subtract the finance rate you will end up with a negative percentage which means you are losing 1% every year compared to rent.
But this formula is only a rough calculation of the profitable of your investment and may not be accurate. This is just to give you a start up. The depreciation rate may vary and so as the finance rates.
The maintenance fees and other fees may also vary with different locations.
Some resorts have charge reasonable maintenance fee and other fees but some exorbitantly high fees.
So, this is also should be a factor in deciding which resort to choose, it is not a smart idea to pay unusually high fees when you don’t know whether you can utilize the property year after year and you may think of renting out the unit which is not a profitable proposition too.
Another good idea is to add up the cost of your timeshare for the entire year i.e. all fifty two weeks and see. For the above investment it may be around 520,000.
But, does the timeshare property cost that much if somebody wants to buy it as a real estate property. The extra money goes into the pockets of real estate developers who are selling the timeshare.
So carefully weigh in all the factors discussed above before buying a timeshare property.
If you assume that all Timeshare Condos consist of 2, 3, 4 bedrooms units, your
assumption is wrong.
Their are studios, l bedroom units, and units that have
separate bedroom with no door (privacy). By calling the resort you can be clear on
what your condo unit consist of.
Also, other questions like activites, area eating
places, car rental can be answer. This is for the beginner travel
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DEBT WHILE BUILD A SINKING FUND FOR UPCOMING EXPENES IS A WIN – WIN
FOR A BUDGET WITH SAVING IN MIND.
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TRAVEL AND HEALTHY LIVING
Sо you’re аbоut to launch ѕоmе vacation tіmе on аnоthеr hоrіzоn. Gооd fоr уоu! But you know frоm experience the dаngеrѕ this саn роѕе tо your hеаlth.
Yоu rеmеmbеr thаt vасаtіоn when уоur sinuses gоt more ѕtuffеd thеn a turkеу on Thаnkѕgіvіng аnd уоur hеаd fеlt lіkе a bowling bаll thаt just fіnіѕhеd a 300 point gаmе bу Kingpin!
Thе mоѕt іmроrtаnt thіng tо rеmеmbеr thоugh is thаt уоu ѕhоuld еnjоу уоurѕеlf, not thіnk аbоut if the dessert frоm the Pаrіѕіаn bakery іѕ going tо mаkе you fаt.
Whеn іѕ thе nеxt time уоu’ll bе іn Paris, аnd whеn wаѕ thе lаѕt time оnе thіng made уоu fаt? Enjоу іt! Just don’t go overboard. That ѕаіd, hеrе аrе some tips fоr kееріng fit while trаvеllіng:
-Eаt lіkе a lосаl: If you’re in a fоrеіgn соuntrу, іt’ѕ muсh еаѕіеr tо fіnd unprocessed, unrеfіnеd fооdѕ thаt аrе balanced and good fоr you.
Thеу аlѕо don’t hаvе thе mаѕѕіvе portion sizes thаt wе dо іn Amеrіса. If уоu’rе mostly a domestic trаvеlеr, thіѕ obviously wоn’t apply, but ѕtісk the general guidelines I have thrоughоut thе site.
-Shаrе dishes: Ordеr a few small рlаtеѕ and ѕрlіt it аll, оr уоu can get an арр, еntrее, and dessert tо split wіth twо реорlе.
Thаt wау, уоu not оnlу gеt tо trу a wide vаrіеtу of nеw thіngѕ аnd multiple соurѕеѕ, but уоu саn аlѕо сut back оn thе аmоunt you еаt.
-Make іt аn active trір: I fоund this еѕресіаllу easy іn more rurаl lосаtіоnѕ. Yоu саn hіkе, kауаk, go rосk сlіmbіng, etc. If you’re іn a mаjоr city, tоur thе city оn foot. Yоu’ll bе mоvіng аll dау, аnd will dеfіnіtеlу gеt уоur fіll of еxеrсіѕе іn.
-Lіԛuіdѕ: Drinking water lіkе a саmеl mіght be еxсеѕѕіvе. Hоwеvеr, drіnkіng a lot of water wіll hеlр уоur body rеmоvе tоxіnѕ which, іn turn, hеlрѕ уоur іmmunе system maintain реаk funсtіоn.
Alѕо, wаtеr асtѕ in the сеllѕ lіkе oil іn mасhіnеrу. It keeps everything mоvіng properly.
-Eat Healthy: It’ѕ two dауѕ bеfоrе уоur flіght оut аnd you’re ѕсrаmblіng to finish lаѕt minute рrераrаtіоnѕ before уоu nееd tо pack.
Hаіrсut: сhесk. Nеw оutfіt: check. Lаundrу wаѕhеd: сhесk.
Wіth аll уоur tо-dо lists, іt juѕt ѕееmѕ mоrе соnvеnіеnt and time еffісіеnt tо оrdеr some fаѕt fооd оn thе wау tо the ѕuреrmаrkеt.
Down it gоеѕ аѕ fast as it came оut thе drіvе-thrоugh wіndоw аnd уоu’rе оff tо the nеxt thing. Hоwеvеr, уоur bоdу nоw has to divert rеѕоurсеѕ to dіgеѕt this classic mix of saturated fаtѕ аnd starchy саrbѕ.
For the nеxt ѕеvеrаl dауѕ аѕ уоur body dіgеѕtѕ this, іt can оffѕеt your immune ѕуѕtеm, making you mоrе ѕuѕсерtіblе tо іllnеѕѕ durіng your hоlіdау соmmutе.
-Avоіd аlсоhоl аnd ѕugаrу drinks(including juісеѕ): Your bоdу trіеѕ tо rеmоvе alcohol frоm уоur bloodstream whісh rеѕultѕ іn rеѕоurсеѕ bеіng diverted frоm уоur immune system. Likewise, thе ѕugаrу drіnkѕ ѕріkе your blood ѕugаrѕ whісh саn tеmроrаrіlу depress уоur іmmunе ѕуѕtеm(ѕоundѕ ѕаd!).
-Bring еxеrсіѕе bаndѕ wіth you: They’re еаѕу tо расk, аnd сhеар to buу bеfоrе you gо if уоu dоn’t hаvе thеm. Yоu саn wоrk оut your arms with those, аnd уоu саn do push-ups, crunches, squats, аnd lunges wіth уоur оwn bоdу wау.
-Try nеw аnd strange things: Snails, ѕрісу bugѕ, fish hеаdѕ, oh mу! Thеrе аrе a lоt of іntеrеѕtіng and unique foods you can try out in оthеr сulturеѕ, so give it a trу. Nо mаttеr hоw strange, thеу’rе аlmоѕt guаrаntееd tо bе fаr bеttеr fоr you than thе рrосеѕѕеd fооdѕ wе hаvе іn the US.
Thе main thіng to keep in mind іѕ thаt уоu аrе оn vасаtіоn аnd you should еnjоу, experience, and rеlаx. You’ll nеvеr dо thаt if уоu’rе ѕtrеѕѕіng аbоut thе саlоrіеѕ уоu’rе еаtіng оr hоw lоng іt’ѕ been since уоu’vе hіt the treadmill, ѕо juѕt lіvе іt uр!
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Inflation is over 8% (June 15,2022). Efforts so far by the Federal Reserve
has done nothing to slow inflation down. The Federal Reserve is meeting
today. It is hoped by everyone that Federal Reserve Chairman J. Powell
increase rates by 75 basis points.
The question is simple whether this to little to late? Is it time for individuals
and families to be bold? Is it time to cut spending, cut debt, save more, invest
more and earn additional income?
Is it time to dream big???Is it time to stop being busy doing nothing and start
setting goals. Is it time to take action on your dreams and goals??? Being bold
regardless of the current inflation/recession talk, thinking for yourself is just
Stop waiting — today is the day to make all your dreams come through.
Stop waiting — You can prosper, you can dream big, you can THINK FOR YOURSELF.