CUTTING SPENDING BY 50% — KEYS TO HAVE 50% DISPOSAL INCOME

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Cutting spending by 50% — It start with cutting debt — that is the first
key to having more disposal income.

The 2nd key is reading books or listening to Audio-Books on cutting debt. Under
standing debt is key.

The 3rd key is having a desire to be debt free.

The 4th key is having a desire to have money. This is a complicated issue with
most people because credit cards is all they use. Who want to have $300.00 or
$400.00 cash in their pocket????

The 5th key is understanding debt cost. Interest rates, fees, annual fees serve
no useful purpose but add additional cost to everything you purchase on credit.

The six key is a simple key — Financial Freedom or Living Paycheck To Paycheck!!!!

CONSUMERS — AMERICAN OWE 13 TRILLION DOLLARS IN DEBT –CORONAVIRUS/PANDEMIC — NEXT — WHAT COMING NEXT????

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Debt is an obligation that requires one party, the debtor, to pay money or other agreed-upon value to another party, the creditor.

Debt is a deferred payment, or series of payments, which differentiates it from an immediate purchase.

The debt may be owed by sovereign state or country, local government, company, or an individual. Commercial debt is generally subject to contractual terms regarding the amount and timing of repayments of principal and interest.

Loans, bonds, notes, and mortgages are all types of debt. The term can also be used metaphorically to cover moral obligations and other interactions not based on economic value.

For example, in Western cultures, a person who has been helped by a second person is sometimes said to owe a “debt of gratitude” to the second person.

FROM widekia

The coronavirus/pandemic is causing substantial financial hardship to millions
of Americans individuals and families.
Focusing on staying safe and healthy is the number one concern of everyone but
number two is the financial loss.

Healthy Living is a must for everyone. As the coronavirus continue to spread
everywhere and ounce of prevention is worth pound of cure.
Millions are asking what coming next?? No one knows the future except God, but
some steps are in order. A little caution is better than a great regret. The more
anyone know the better off they are.

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