WHY FAIL IN NETWORK MARKETING, AFFILIATE MARKETING OR A HOMEBASED BUSINESS WHEN YOU CAN SUCCEED BY SIMPLY FOLLOWING STEP BY STEP BOOKS BY THOSE WHO HAVE BEEN SUCCESSFUL—IT’S JUST THAT SMPLE

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How to build network marketing?

What are the characteristics of network marketing?

What, exactly, is network marketing?

What is the purpose of network marketing?

If you want to make money using Adsense, then the first thing you need to do is make your site attractive both to readers and to Google.

In most cases, these two things are one and the same. Google places sites higher in its rankings if they are more frequently visited – therefore it is a good idea to make your site worth visiting.

A lot of people over complicate this matter by trying to think how they can make their site interesting and keyword-filled.

In actual fact, if you know how to use keywords, you can bypass a lot of the boring stuff.

HOW TO MAKE MONEY WITH A HOME BASED BUSINESS

Often a keyword is not a word in itself, but more accurately a “key phrase”. Think about it – when you search using Google, how often do you limit your search term to a single word?

It may be the case that your search is just that specific, but the more information you use in your search, the more relevant the results will be.

If you want to find a dance studio near you, will you search for “dance studios” or will you try “dance studios [home town]”, possibly adding a few more terms?

POVERTY STRICKEN — POOR — LIVING PAY CHECK TO PAYCHECK —RETIREMENT INCOME

All you need to do to make your content Adsense friendly is write to your subject.

It is best to avoid over-thinking how you can get the keyword in because the sentences in your content will read as though they have been forced.

In the context of writing about your subject, you will undoubtedly need to use the key phrases anyway – and if you read back to see that this has not happened, you can then edit it to ensure it still reads well.

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You may write on any subject. We accept articles less than 100 words.
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DO YOU HAVE A BUDGET??????
HOW INPORTANT IS A BUDGET????
PLEASE COMMENT—-

HEALTH AND BEAUTY — PRECISE AND PURPOSEFUL

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Beauty isn’t about makeup, pouty lips, how many supplements you take or teas you drink! Beauty isn’t abstract opinions but actually a precise and purposeful.

Health and beauty are in many ways synonymous. That’s right! Based on the theory of evolution, outer beauty is a reflection of how healthy you are on the inside.

It’s the message you send to others about your health, youth, and fertility. Not convinced? Think about traditionally ugly things—pus, blood etc. You will definitely correlate them with something unhealthy.

But even the world’s most expensive skincare products won’t help you be at your beautiful best if you don’t take good care of yourself.

e best moisturizer cannot heal your skin if it is exposed to damage and neglect. Going on fad diets will make your skin glow and be youthful if you stick to bad habits and poor lifestyle choices.

In order to help you understand the relationship between health and beauty, here we present a few ways different aspects of our life affect our appearance.
Exercise

Not working out consistently will not just give you a wider waistline – cellulite, double chin, flabby arms, and love handles but also lower confidence.

To look beautiful and be healthy, you must exercise and be consistent at it. You don’t need an expensive gym membership to be fit, you can walk in the park, work out at home, or take up a sport.

There are many forms of exercise today- pilates, yoga, kickboxing, aerobics etc. that will help you sculpt your body and give you the glow.

Diet

Nothing influences the quality of your skin more than your diet. Fast foods aren’t just bad for your cardiovascular system but are bad for your skin as well.

hey can exacerbate oiliness in the T-zone, cause acne, inflammation, redness and irritate sensitive skin.

You have to ensure that your plate looks colorful with servings of green vegetables, fruits, brown lentils/pulses and good sources of protein like fish and chicken, nuts, and whole grains.
Getting enough sleep.

You can easily differentiate the people who are getting enough sleep vs those who aren’t by puffy, swollen eyes, dark circles, and dull skin. They call it beauty sleep for nothing so getting those minimal seven hours of sleep a night is important.

Staying hydrated

This is simple but a lot of people struggle with getting a minimum of 8 glasses of water a day. Not doing so will make the skin dry, prone to bruising and flaky If you have trouble remembering to drink, try carrying your own water bottle with measures of water visible, sipping through a straw, or making it flavorful by adding slices of fruit in it.

Start with small goals, change a few habits, and soon you’ll see just how transformative it can be. If you start living a healthier life, you’ll not only have more energy to do things you love but also feel and look your beautiful best.

QUALIFYING FINANCIALLY FOR VA IMPROVED PENSION WITH AID AND ATTENDANCE

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Qualifying financially for VA Improved Pension with Aid and Attendance requires that asset and income tests be met. Unfortunately, the VA does not provide “red line” asset and income limits and instead uses formulas.

Income:

To qualify for the maximum award, GROSS household income from all sources (including that of the spouse if married) must be totally consumed by Unreimbursed Medical Expenses (“UME”) which may include payments made to a family caregiver (other than the spouse).

Payments to a caregiver must be evidenced (copies of cashed checks) and an affidavit signed by both the caregiver and the care recipient indicating the type of care being provided, the frequency of the care, and the amount of compensation must be submitted.

As a previous poster suggested, payments for care to a family member may cause an issue with Medicaid eligibility and a properly drafted agreement between the family caregiver and the person providing care is recommended.

Assets:

There is no stipulated asset limit although many will incorrectly state that there is a limit of $50,000 for an individual and $80,000 for a couple. These numbers only apply to VA internal processing and have nothing to do with qualification. Continue reading “QUALIFYING FINANCIALLY FOR VA IMPROVED PENSION WITH AID AND ATTENDANCE”

PASSIVE INCOME — RESIDUAL INCOME –2 WAYS TO BEAT INFLATION AND A RECESSION

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Passive income and residual income is two ways to beat the current rate of

inflation (June 13, 2022) and a possible recession late 2022 or sometime in

2023. Earning additional income start with time management. To be effective

building an additional stream of income requires additional skill to be

successful.

If you choose investing in real estate, multi-level marketing or whatever you may

have dreamed of doing on the side to generate passive income and residual income

start by doing research. Research your idea will educate you to what you’re getting into.

This is for example purpose:

START A BUSINESS ON A SHOE STRING BUDGET

Your choice to provide a service or products or both should be simple and well

thought out.

Investing a small amount that your budget can afford until the business can

support itself is 3rd to time management. Can you afford to invest 12 or more hours

week, how much time will your passive income/residual income activity take and

do you have the capital?

The example above is very simple because you can run this business entirely on 

line and anywhere the internet is. You can send an email to all your contacts

and keep then up to date. Just post on the bottom how they can opt-out of

your email.

Millions of people have become rich by investing a little of their time and capital

and millions more will. Your product and service can do the same for you.

Start your passive income and residual income today and beat inflation and if a

recession come, you will have additional income to insure your standard of 

living while building wealth.

 

IDENTITY THIEF – WAYS TO SAFE GUARD YOUR CREDIT AND PRIVATE INFORMATION — CREDIT CARDS

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FREE BUSINESS OPPORTUNITY INFORMATIONWhat does it mean to identify?

Can you identify this tree from its leaves?

When should you identify stakeholders and their interests?

Identity Thief – ways to safe guard your credit and private information

Identity theft happens when someone obtains sensitive personal information, such as credit card data or personal identification number to commit fraud or other crimes.

With so many services and product moving online, you may not remember every store you’ve shopped at or the websites you’ve signed up in, but thieves and hackers can strike anywhere and at any time.

While no measures can guarantee protection against identity theft, there are ways you can take to safeguard your information and have a strong line of defense. Here are some tips stated by experts to prevent identity theft:

Keep track of your paper trail

If you prefer checking your ATM, credit card or gas station receipts on paper, then make sure you destroy it after you’re done the checking. Shred credit cards statements, salary information or documents that contain private financial information often.

Safeguard your Social Security number

Avoid carrying your social security card with your all the time, keep it in a secure place. This is very secure information that identity thieves target first as it will give them access to your credit report and bank accounts.

Watch your mail

Stolen mail is one of the easiest paths to a steal an identity. Use a locked mailbox or ask a trusted source to fetch your mail held if you’re out of town. USPS also has an informed delivery service which can give you a preview of your mail so you can tell if anything is missing.

Track your bank and credit card statements

Check your account statements periodically to check if all purchases and credits are valid. If you recognize irregularities in purchases that you didn’t make, contact your bank and cancel your cards immediately.

Also make sure you recognize the merchants, locations, and purchases listed.

Be cautious when asked for personal information

Even if you’ve signed up for phone banking, ensure that you read through your bank’s verification procedure and do not divulge any unnecessary information.

If salespeople or sign up sheets require information such as Social Security, driver’s license number, or any personal identification, only reveal it if it is absolutely necessary.

Lock down your hardware

Since we use devices so often throughout the day, set up password protection for your phone, laptop, tablet, and other devices, Even if you trust the people at home or at work, there are threats of break-ins putting your data at risk.

Downloading anti-malware apps and software is also good-to-have as they can prevent criminals from stealing your data.

Social Media Safeguards

Secure your social media profiles (Facebook, Google, Dropbox, Apple ID, Microsoft, Twitter) with two-factor authentication.

That means that whenever you log in, you’ll need a code that the site sends to your mobile phone along with your password to enter. Although it may seem time-consuming, it is better to be safe than sorry.

While social media is a great tool to share things about your life, the more you share, the easier it will be for someone to get their hands on your information.

keep your social media profile as barren as possible and try not to divulge your birth date, email address, and phone number.STOP LIVING PAYCHECK TO PAYCHECK/START AN ONLINE BUSINESS IN LESS THAN 20 MINUTES — CLICK NOW

BOOST YOUR IMMUNE SYSTEM — ANNUAL PHYSICAL CHECKUP — PANADEMIC CORONAVIRUS COVID- — 19 PLUS THE FLU SEASON IN A FEW WEEKS —- BOOST YOUR IMMUNE SYSTEM

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An annual physical checkup is practical for people of all ages, especially those above 50 years of age, to check in with their doctor and make sure all the body’s main functions are working like it’s supposed to.

Being healthy involves a lot of factors but the payoff is absolutely worth it. Maintaining good health can decrease your risk of developing diseases and slowing down genetic conditions such as heart disease, some cancers etc.

Here are some things you can do to maintain your and your family’s health and ensure things are positive in your annual checkups:

Eat healthy

While picking up happy meals seems so convenient and quick, it’s serving you nutrition out of it. Not only does your eating habits affect your physical health but also your mood.

Eating a balanced diet or a rainbow plate even with fruits, vegetables, protein and healthy fats can lower your cholesterol, keep heart disease at bay and also keep your body active and strong.

It’s not a stretch to say that eating well can give you more energy to do more tasks thus keeping you happy.

And little piece of cheesecake every now and then is also fine! There is no need to be extreme with your diet unless you’re training to be an Olympic athlete.

Eating healthy can require a bit more planning, it is the most important way to be healthy.

Get regular exercise

Everyone knows that exercise is important to keep your body healthy and here’s how we can prove it:

– Exercise increases blood flow, makes your heart stronger which lowers your risk of heart diseases, diabetes, some kind of cancers etc.

– Exercise releases good hormones that improves your mood, reduces stress and helps manage depression.

– Regular exercise prevents injuries from happening by slowing the loss of bone density and increase muscle mass.

– Routine exercise can make you feel better and keep your weight under control.

Scientists recommend 30 to 60 minutes about 3 times a week to be optimal.

Protect your skin

Too much of the sun is not just a cause of a tan but also downright harmful. Too much exposure to the sun is linked to skin cancer, skin aging, cataracts and immune problems.

So be sure to apply a minimum of SPF 30 sunscreen 30 mins before you venture out and wear protective clothing if it is too hot outside.

Take Time to Relax

Stress is a silent but deadly killer. Anything from work, family problems,

It can incite frequent colds, inability to sleep, poor concentration, learning problems, anxiety, depression, driving recklessly, and showing aggression.

Relax in any form that works for you such as walking, reading, exercising, meditation, taking vacations etc. Since work is such an influencer in our lives, maintaining a work-life balance can increase personal satisfaction and reduce your stress levels.

Drink Water

This tip is so basic that it is very easy to forget to drink enough water. A human requires at least twelve, 8-ounce glasses of water per day.

Your body requires water to function, alleviate aches and pains, improve energy, and flush out toxins.

To drink water regularly, keep a bottle of water with you at your desk, add fruit pieces to make it tastier or use hydration apps to remind you.

Limit your alcohol intake

If you consume alcoholic, the Dietary

Excessive or binge drinking can cause liver damage, some cancers, such as throat, liver, or pancreas

INFLATION — RECESSION

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Inflation — Recession. June 12, 2022 inflation is out of control and

rising. CNBC, BLOOMBERG, FOX BUSINESS guests all agree and the 8.6%

CPI supports inflation have gotten away from Federal Reserve Chairman

J. Powell.

The solution to inflation is raising interest rates according to practically

everyone. Even though supply and demand is the cause of inflation. To

few goods, to much spending power by consumers.

So prices have risen out of control causing everyone to wish for a recession.

Lower prices at the supermarket, lower prices at the gas pumps, lower interest

rates on home loans, even lower prices on homes, would make everyone

happy if–if–if at the same time we do not have a real RECESSION. A RECESSION

without job loss(lay offs), a RECESSION in which the economy continues to

grow and the standard of living remain the same for everyone. Of course this

is the impossible dream.

On the other hand an individual or a family that budget, cut spending, pay

down debt, have a sinking fund, emergency fund, investor, retirement account

and earning additional income can ignore not only current INFLATION but

also any coming RECESSION. In other words the more you keep, the more you

have to make even more.

WHAT TO DO BEFORE SELLING YOUR TIMESHARE???????

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START A BUSINESS ON A SHOE STRING BUDGETWhat to do before selling your timeshare?

What is the best way to sell a timeshare?

Do you really want to sell your timeshare?

How to sell my timeshare for cash now?

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MOVING WEALTH TO THE NEXT GENERATION — BABY BOOMERS

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UNCONVENTIONAL SUCCESS: A Fundamental Approach to Personal Investment by Free Press

THE FINANCIAL PEACE PLANNER: A Step-By-Step Guide to Restoring Your Family Financial
Family Health by Penguin Books

THE 1-PAGE MARKETING PLAN: Get New Customers, Make More Money, And Stand Out From
The Crowd by SUCCESSWISE

LIVING TRUST FOR EVERYONE, Second Edition: Why a Willis not the way to avoid Probate,
Protect Heirs, and Settle Estates by Tantor Audio

TAX – FREE WEALTH: How to Build Massive Wealth by Permanently Lowering Your Taxes
(RICH DAD – ADVISORs) by RDA PRESS, LLC)

ESTATE PLANNING FOR THE HEALTHY, WEALTHY FAMILY: How to Promote Family Harmony,
Affirm your Values, and Protect Your Assets by Audio Studios

.

PLEASE COMMENT – SHARE YOUR THOUGHTS ON ESTATE PLANNING AND RETIREMENT Continue reading “MOVING WEALTH TO THE NEXT GENERATION — BABY BOOMERS”

WHY YOU SHOULD READ MOTIVATIONAL BOOKS?

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STOP LIVING PAYCHECK TO PAYCHECK/START AN ONLINE BUSINESS IN LESS THAN 20 MINUTES — CLICK NOW

Why you should read motivational books?

Do motivational books really help?

What is the best book for motivation?

What are the benefits of reading motivational books?

What are the best books for personal growth?

ABSOLUTELY AWSOME BOOK. HAVE SOLD MILLIONS OF COPIES AN VERY
PRACTICAL. WHAT MOTIVATIONAL BOOK YOUR’RE READING OR HAVE READ
LATELY. PLEASE COMMENT? TIME TO GET RICH

Howdy! I could have sworn I’ve been to your blog before but after going through
many of the posts I realized it’s new to me. Anyways, I’m definitely delighted I
discovered it and I’ll be book-marking it and checking back often!

Thank you for posting a comment. Would you like to write a post???
You may write on any subject. We accept articles less than 100 words.
Just write the article in the comment section. Thank You

ARE YOU HAVING PROBLEMS WITH INFLATION????
PLEASE COMMENT——

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INCOME TO BEAT INFLATION PAY DOWN DEBT

RISKS INVOLDED IN BUYING A TIMESHARE

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Buying Timeshares can be rewarding for many people. It might a money wheel for some. Last but not the least; it can be a profitable investment for many. But the story doesn’t end here itself.

While many people may reap the rich benefits of timeshares there are several others for whom the timeshare investment was nothing more than a mere fraud and dream resorts turned into nightmares.

Thus investing in a timeshare should always be done with high alertness and caution. Before signing a contract or a check always weigh in both the benefits and the risks involved.

If proper precautions are not taken these money-spinners can turn into money losers. Always read the finely written statements before signing a contract.

The timeshares are basically classified into deeded and non-deeded plans. In a deeded plan, an individual buys ownership of a piece of real estate property.
The owner usually gets the title of the property and the property is also inheritable to the heirs of the owner.

Whereas, in a non-deeded plan or right-to-use plan, an individual buys a lease, a club membership, or a license that lets you use the property for a specific amount of time each year and for the stated number of years. But in both cases, the cost of the unit is directly proportional to the season of the year and the length of time an individual wants to buy.

The rights of the timeshare owner cease after the lease expires in right to use the timeshare.

Every individual takes adequate care while making a major investment. And this applies in the case of buying a timeshare also. You must read all the documents carefully and understand fully what you are getting for your investment before signing any agreements or paying any fees. Professional advice might also be critical involving big timeshare investments. So take expert advice from people who have bought timeshare before or your attorney. Here is a checklist of what all people should consider before buying a timeshare property.

If you are buying a timeshare from a timeshare resale company verify that they are licensed, brokers. The easy way to verify this is by asking the license number of the broker. Then you can verify that with the State Department which deals with these kinds of transactions and knows about the history of the broker.
Be vigilant when you are buying a timeshare from a non-licensed firm, your money would be at stake as the non-licensed firms wouldn’t have much to lose, so greater chances of fraud exist.

Keep in mind that timeshares are for personal recreational use and do not expect profit or loss. A resale of a timeshare may or may not reap a good return.

If you are buying a right to use timeshare watch out, if the sponsor declares bankruptcy, you may lose your rights.

If you are buying a timeshare in a property where the facilities have not been fully installed take a written commitment from the seller that they will be finished in a specific amount of time.

Any claims made by the seller about the returns on the investment in timeshare should be questioned because the future value of a timeshare depends on many factors.

Do not get impulsive when buying a timeshare. Read each and every paper thoroughly. Take adequate time in researching, analyzing, and making a decision to buy a timeshare.

Never believe in the word of mouth, neither on the phone or face to face. Request everything in writing especially the promises that were made orally.

Try to find out whether the exchange program will be guaranteed or not. Sometimes it isn’t. So make sure to find it out before buying. Buying a timeshare without an exchange program is not worth the money because you will get bored going to the same property every year and also you will not have the flexibility of schedule if you don’t have an exchange facility.





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are extremely appreciated. PLEASE DONATE NOW





5 REASONS TO BUY A TIMESHARE — 5 REASONS TO BE CAUTION

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START A BUSINESS ON A SHOE STRING BUDGET

FREE BUSINESS OPPORTUNITY INFORMATION

Buying Timeshares can be rewarding for many people can be rewarding.

It might a money wheel for some. Last but not the least; it can be a profitable investment for many.

But the story doesn’t end here itself. While many people may reap the rich benefits of timeshares there are several others for whom the timeshare investment was nothing more than a mere fraud and dream resorts turned into nightmares.

Thus investing in a timeshare should always be done with high alertness and caution. Before signing a contract or a check always weigh in both the benefits and the risks involved.

If proper precautions are not taken these money spinners can turn into money losers. Always read the finely written statements before signing a contract.

FREEBIES,COUPONS,INCOME OPPORTUNITES

The timeshares are basically classified into deeded and non-deeded plans. In a deeded plan, an individual buys an ownership in a piece of real estate property.

The owner usually gets the title of the property and the property is also inheritable to the heirs of the owner.

Where as, in a non-deeded plan or right to use plan, an individual buys a lease, a club membership or a license that lets you use the property for a specific amount of time each year and for stated number of years.

But in both the cases the cost of the unit is directly proportional to the season of the year and length of time an individual wants to buy. The rights of the timeshare owner ceases after the lease expires in right to use timeshare.

FREE INFORMATION — FREE INFORMATION

Every individual takes adequate care while making a major investment. And this applies in the case of buying a timeshare also.

You must read all the documents carefully and understand fully what you are getting for your investment before signing any agreements or paying any fees. A professional advice might also be critical involving big timeshare investments.

So take expert advice from people who have bought timeshare before or your attorney. Here is a checklist of what all people should consider before buying a timeshare property.

If you are buying a timeshare from a timeshare resale company verify that they are licensed brokers. Easy way to verify this is by asking the license number of the broker.

Then you can verify that with the State Department which deals with these kinds of transactions and know about the history of the broker.

Be vigilant when you are buying a timeshare from a non-licensed firm, your money would be at stake as the non-licensed firms wouldn’t have much to lose, so greater chances of fraud exist.

Keep in mind that timeshares are for personal recreational use and do not expect profit or loss. A resale of timeshare may or may not reap good return.

If you are buying a right to use timeshare watch out, if the sponsor declares bankruptcy, you may lose your rights.

If you are buying a timeshare in a property where the facilities have not been fully installed take a written commitment from the seller that they will be finished in a specific amount of time.

Any claims made by the seller about the returns on the investment in timeshare should be questioned because the future value of a timeshare depends on many factors.

Do not get impulsive when buying a timeshare. Read each and every paper thoroughly. Take adequate time in researching, analyzing and making a decision to buy a timeshare.

STARTING A BUSINESS — ADDING ADDITIONAL INCOME
Never believe in the word of mouth, neither on phone or face to face. Request everything in writing especially the promises that were made orally.

Try to find out whether the exchange program will be guaranteed or not.

Sometimes it isn’t. So make sure to find it out before buying.

Buying a timeshare without an exchange program is not worth the money because you will get bored going to the same property every year and also you will not have the flexibility of schedule if you don’t have exchange facility.




Thank you for reading our blog and please donate $2, $5, $10. All donations
are extremely appreciated. PLEASE DONATE NOWSTART A BUSINESS ON A SHOE STRING BUDGET



START A BUSINESS ON A SHOE STRING BUDGET

SAVING 35% — CUTTING DEBT 35% — EARNING 35%

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SAVING 35% — CUTTING DEBT 35% — EARNING 35%

BEFORE THE PANDEMIC CORONAVIRUS COVID – 19 CRISIS THE SAVING RATE WAS LESS
THAN 10% FOR THE AVERAGE AMERICIAN.  SOME ARE SAVING MORE AND SOME LESS.

AS FOR DEBT, THE FEDERAL RESERVE, THE FEDERAL GOVERNMENT AND CORPORATE AMERICA
IS OUT OF CONTROL. DEBT DEBT AND MORE DEBT.

STARTING A HOMEBASED BUSINESS IS THE SOLUTION TO EARNING AN ADDITIONAL 35%.
TO AVOID THE HIGH INFLATION CUTTING SPENDING IS A SOLUTION ALSO.

THE MORE ANYONE HAVE THE BETTER OFF EVERYONE IS. IT IS ALL POSSIBLE FOR
ANYONE. LOT’S OF BOOKS GIVE ANYONE WHO CAN READ, OR EVEN LISTEN TO AUDIO
BOOKS CAN ACHEIVE WEALTH.START AN ONLINE BUSINESS WITH YOUR OWN WEBSITE

IT IS NOT DIFFICULT. IT IS JUST TRYING TO ACHEIVE THIS AND MAKE SMALL STEPS.
BUILD OVER TIME ON YOUR SMALL ACHEIVEMENTS, IT HAS WORKED FOR MILLIONS
AND CAN WORK FOR YOU.

WEALTH BUILDING STEP BY STEP IN YOUR FREE OR SPARE TIME — CLICK NOW AND GET FREE INFROMATION AND HELP

VALUE OF CUTTING SPENDING DISPOSAL INCOME

Your disposable income is necessary if you want to decrease payments to your creditors when you can no longer afford the common contractual payments.

Debt management companies use your disposable to work out what you can sincerely afford to repay your creditor commitments.

Below we have explained how to work out your disposable income for yourself should you need to reduce your debts without contacting a debt management company – that being said we would imagine a debt management company would get a better response from your creditors as they are under no obligation to accept any new payment arrangements and putting this to them through a debt management company will normally yield better results.

Work out your income.

You will need to work out your income on a monthly basis as most creditors will prefer to have regular monthly payments.

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The basic to working out your income is not to take the lowest or highest amounts you might get each month but relatively an average of what your normal takes home pay would be.

This can be easily done by adding up your last 6 or 12 wage slips and diving the total by the number of wage slips you added together. For example, if you added together your take-home pay for the last six months you would divide the total amount by 6 to give a normal monthly average of your take-home.
Work out your committed outgoings

Your committed outgoings are what you need to pay each month. With things like your phone bill or water bill which you may be paying quarterly simply divide your normal quarterly bill by 4 to get a monthly allowance.

After you have added all these together, which will ensure you, have made allowances for the essential living costs we can deduct this from your monthly take-home pay. What’s left is your disposable income and is what you can genuinely afford to pay your creditors. MAKE MONEY NOW

What amount of my disposable income should my creditors get?

Your disposable income should be spread around your creditors on the basis that whoever you owe the most to get paid the most. This is normally referred to as payment pro-rata, which can be worked.

Owing to a total of 10,000 to 3 creditors with a disposable income of 200 Creditor A 5,000 Creditor B 3,000 Creditor C 2,000a Total owed 10,000

First, we need to work out what percentage of the total debts you owe to each creditor. To do this you would simply take the amount owed to the creditor, divide by the total owed nd multiply by 100.

Creditor A= 5,000 ÷ 10,000 (total owed) * 100 = 50% Creditor B= 3,000 ÷ 10,000 (total owed) * 100 = 30% Creditor C= 2,000 ÷ 10,000 (total owed) * 100 = 20% We then apply these percentages to your disposable income as follows.

Disposable income is 200

• Creditor A 200 ÷ 100 * 50 = £100
• Creditor B 200 ÷ 100 * 30 = £60

Doing things this way means each creditor would receive a payment based on the percentage of how much you owe them and how much you can afford to pay which is the fairest way of spreading your disposable income around your creditors.

START TODAY TO DOUBLE YOUR INCOME

YOUR HEALTH AND WEALTH — FORGET LIVING PAY CHECK TO PAYCHECK

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STOP LIVING PAYCHECK TO PAYCHECK/START AN ONLINE BUSINESS IN LESS THAN 20 MINUTES — CLICK NOW

HEALTH AND WEALTH

I’m sure you must have come across the cliché “health is wealth” but do you know what it means and why you should give it a thought?

Well, this article will help you put things in retrospect so that you can finally enjoy an optimum healthy life.

Do you know why health and wealth go together? It’s simple when you’re healthy; you would live longer and hardly spend your money treating one ailment or the other, how cool can this be?ADDITIONAL INCOME — WEALTH BUILDING — CLICK NOW

This is why embracing healthy lifestyle choices are the best bet for anyone who wants to enjoy a healthy life.

Yes, you’re rich and can afford all the good things that life has to offer, but without a healthy lifestyle, you’ll spend the majority of your money trying to treat one health conditions or the other, and I’m sure you wouldn’t want the wealth.

IT’S ABOUT YOU

Now is the best time to start making intentional, healthy decisions, if you have been depending on junk foods together with other unhealthy eating habits for far too long, you should strive to change the narrative by embracing healthy lifestyle choices.

Yes, your work schedules may not be giving you all the time you need to eat healthy meals, but you should strive to always eat healthy meals regardless of how busy you’re.

Remember, you can have all the good things in this world and living healthy may not be one of them.

To maintain a synergy between health and wealth, it would be smart to come up with a healthy eating practice that not only includes healthy meals but some form of activities too.

Always remember that when you eat healthily and spruce it up with one exercise or the other, you will enjoy a blast of wellness like never before.

Stop spending your money treating one ailment or the other, all you may need to enjoy a healthy life is making healthy lifestyle choices.

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CREATING AN ONLINE BUSINESS IS SO EASY — TO BUILD A WEBSITE OR IN MINUTES START AN ONLINE BUSINESS ON AN SHOESTRING BUDGET

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PLEASE CHECK OUT THIS. THIS INCOME ONLINE BUSINESS IS SIMPLE. YES, I JOINED
BECAUSE I WAS LOOKING FOR A WAY IN RETIREMENT TO DOUBLE MY INCOME AND ENJOY
TRAVELING ANY AND EVERWHERE. SO, I STARTED THIS BLOG AND THIS INCOME ONLINE
BUSINESS.

JUST CHECK IT OUT AND REVIEW THE INFORMATION. THIS BUSINESS HAVE AN EXCELLENT
RECORD OF SUCCESS, AND A TRAINING PROGRAM ANYONE CAN LEARN IN A JIFFY.

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OF COURSE THIS IS A NO OBLIGATIONS OPORTUNITY. PLEASE SHARE WITH FAMILY, FRIENDS
AND COWORERS. DOT’T FORGET YOUR SOCIAL MEDIA FRIENDS OR PEOPLE YOU KNOW THAT
UNEMPLOYED.

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QUESTION YOU MAY HAVE WHEN BUYING A TIMESHARE—TRAVELING TO THE FINEST RESORTS IS AN AWSOME WAY TO ENJOY VACATIONS AFTER VACATIONS

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Many people have a question when thinking of buying a timeshare.

Does it make financial sense or does it make sense at all to buy a timeshare? Well the answer can be both yes or no depending on who is buying and for what purpose it is being bought.

In this article we will discuss why it makes sense to buy a timeshare. One of the most traditional answers could be that you own it, but when you rent something you don’t own it.

Timeshare industry has grown by leaps and bounds since its inception in this country and many notions that people had earlier have been clarified. Timeshare is no more a small business.

Big hotels and resorts are into timeshare business now. It is estimated to be a Five billion dollar a year industry worldwide and approximately two million Americans have timeshares.

You might be wondering what lured so many people in America alone to timeshares. Here are some reasons.

Consider this fact you pay rent to stay in a hotel. You pay the rent for staying in a hotel for a week. Suppose it is $900.

If you consider a period of 30 years, multiply the cost of living in a hotel for 30 years with $900. It will be $27,000. You spend that much amount and only get a suite with only a bathroom.

Now consider this, if you buy a timeshare for $10,000 which has a maintenance fee of $450 annually. The cost for 30 years will be $10,000 plus 450 multiplied by 30.

The answer will be $23,500 which is $3,500 less than renting a hotel suite. But here is the interesting fact. You still get to own your timeshare property which will earn some money if not the original price.

So your actual expenditure on your vacation will be way less than renting a hotel suite. Then who can ignore the comfort of a home in a timeshare property.

A typical timeshare unit has two or three bedrooms, more than one bathroom, a kitchen, a laundry room and a pool plus not to forget all the resort facilities. 

Does it make sense now? It does because it also saves you from the hassle of planning your vacation each year because you know when you have to go in turn offering you a guaranteed vacation every year.

How many hotel rooms can accommodate large families and friends? With a timeshare vacation you can invite who ever you want and can host reasonable size gatherings.

A timeshare is like money lying safely in your bank. You can sell it whenever you want. Not only that if you buy a deeded plan, the timeshare gets inherited to your heirs also.

Compare the timeshare with buying a vacation home. You don’t have to worry about upkeep and maintenance also. The management company will take care of everything.

You just have to pay the maintenance fee for that. But what a pleasure you can live like you are living in a hotel and still get a feel of your home and have to do nothing.

Apart from these benefits, timeshare companies offer you so many discounts like bonus weeks, discounts on airfare, car rentals, attraction tickets, restaurants and much more.

4 STEPS TO DRESSING FOR SUCCESS — 1ST IMPRESSIONS ARE LASTING IMPRESSION

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Dressing For Success

It is rightly said that the way you dress, explains a lot about your personality and lifestyle.

Most offices have proper dress codes but there is a way to polish your look even more following professional dress code and make your outfit up the date yet still sophisticated.

Here are four ways to dress for success and look visually prominent among the rest.

#1 Choose Colors That Are Easy On the Eye:

Whenever you are going for an interview or just going to work, opt for a neutral color palette.

Bold colors are not easy on the eye and can easily cause distractions.

Go for colors like black, white, or beige to avoid any obstructions.RESIDUAL INCOME DRESSING IS A KEY TO SUCCESS

#2 Get It Tailored To Your Exact Fit:

Shopping off the rack is easy but sometimes those clothing pieces could be a bit slouchy.

Don’t worry and get them tailored according to your body shape and size for a more polished and put together appearance.

#3 Learn To Style Your Go-Tos Differently:

Have a favorite cardigan? Don’t worry, you don’t have to part ways with it.

Learn to style it more professionally for office wear rather than discarding it.

Pair it with a light colored inner and button it up for an office-perfect look.A BUSINESS OF YOUR OWN ADDITONAL INCOME

#4 Wrinkled Clothes Are A Big No:

The way you take care of your clothes explain a lot about your lifestyle.

If you want to look professional and put together, make sure there are no wrinkles and unnecessary creases on your work wear.

In a nutshell, tweaking your outfit up a little and paying attention to little details can make your outfit look more put together and professional.

With these tips up your sleeve, you will definitely be celebrating your success.

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DO YOU KNOW THE MEANING OF RESIDUAL INCOME — DO YOU KNOW THE MEANING OF ADDITIONAL INCOME

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Network marketing, multi level marketing, residual income. Several reasons to
join.

Income generally the primary reasons most people start a business.

With network marketing you can build a marketing group in your spare time and practical
from anywhere.

As you’re setting on the beach, kicking back on the front porch or
just relaxing.

MULTI STREAMS OF INCOME BECOMING RICH

Residual income gives one the opportunity to be paid for exception work unlike
hourly job or many jobs.

It is a suprise that more individuals is not engage in a multi-level marketing business.

his is Their long history speak for what great about network marketing. Please visit the
site and write a comment

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