CONSUMERS — AMERICAN OWE 13 TRILLION DOLLARS IN DEBT –CORONAVIRUS/PANDEMIC — NEXT — WHAT COMING NEXT????

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Debt is an obligation that requires one party, the debtor, to pay money or other agreed-upon value to another party, the creditor.

Debt is a deferred payment, or series of payments, which differentiates it from an immediate purchase.

The debt may be owed by sovereign state or country, local government, company, or an individual. Commercial debt is generally subject to contractual terms regarding the amount and timing of repayments of principal and interest.

Loans, bonds, notes, and mortgages are all types of debt. The term can also be used metaphorically to cover moral obligations and other interactions not based on economic value.

For example, in Western cultures, a person who has been helped by a second person is sometimes said to owe a “debt of gratitude” to the second person.

FROM widekia

The coronavirus/pandemic is causing substantial financial hardship to millions
of Americans individuals and families.
Focusing on staying safe and healthy is the number one concern of everyone but
number two is the financial loss.

Healthy Living is a must for everyone. As the coronavirus continue to spread
everywhere and ounce of prevention is worth pound of cure.
Millions are asking what coming next?? No one knows the future except God, but
some steps are in order. A little caution is better than a great regret. The more
anyone know the better off they are.

Please comment on topic that will helpful in this time of crisis.
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CORONAVIRUS—SELF-HELP AUDIO BOOKS—STAY POSITIVE—STAY MOTIVATED

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The role self-help audiobooks play in maximizing Generation X potential

To be successful in this 21st century, we all need to be regularly motivated so as to able to withstand the different challenges that life throws at us.

But the access to motivational resources is becoming slimmer by the day.

The most prominent sources of motivation are in books, and there are thousands of them out there. But with our busy and tight schedule, most people hardly have time to read books.

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This is where audiobooks become handy.
Most speakers or authors now have their work published in the form of audiobooks.

This gives them the opportunity to reach out to more audiences, most especially those who find it difficult to read books.

Self-help motivational audiobooks are the next biggest source of inspiration. Listening to them will help to maximize and grow your potentials.

They are what you need if you want to move to the next level in your career and profession.
In this post, we will be discussing the role self-help audiobooks play in maximizing potential.

Self-help audiobooks enable you to easily identify your strengths and weaknesses. They give you insights to your potentials and make question yourself on how to fully utilized.
Knowing your strengths and weaknesses helps you to better manage yourself, time, and other resources at your disposal.
Listening to motivational audiobooks before getting out of bed in the morning will let you stay motivated and prepare you for the challenges of the day. Audiobooks are powerful tools for motivation.

Make it a habit of listening to your favorite self-help audiobook for at least 15 minutes every day before leaving your home.

By listening to motivational audiobooks, you feed your mind with positive and inspiring content. This enables you to regularly stay inspired and stand tall against all life tides.

Many people listen to music for inspiration or just to improve their mood. But audiobooks are a better alternative to music because they enable you to stay motivated and at the same time you’re learning.

And just like your music, audiobooks are accessible and portable. You can easily carry them about on your phone, computer, or any other device.

People can listen to them anywhere and whenever they want. You can listen to them while you’re doing other things. For example, you can listen to motivational audiobooks while driving to and from work.
Most real-life challenges are discussed in audiobooks.

Sometimes listening to them makes one feel as if the speaker or author is talking directly to you. In their discussions, they offer practicable solutions to some of the problems we face in our daily lives.

For anyone to improve and get to the next level, one needs to understand the essence of getting things done effectively within a speculated time frame.

There are many motivational audiobooks that teach people how they can simplify and gets things done in order to achieve the desired results.
It is only natural for colleagues and other people around to believe in you and trust in your judgments when you are good at getting results.

When people see you as a goal-getter, the level of your confidence increases, and invariably it helps you to maximize your potential.

In addition, listening to positive inspirational audiobooks let you understand that no one is perfect. In one way or the other, we all have our weaknesses. This weakness may either be physical or mental.

Motivational audiobooks teach you how you can master your imperfection and overcome the feeling of inadequacy. This in effect, spurred you for greater life achievements.

Do you want to increase the level of your confidence or you want to be able to fully utilize your potentials? The only thing that is stopping you from getting what you want is you.

There are many audiobooks that will guide you through the process of how to become a better you. They help you to positively change your thought pattern. Consequently, this gives room for a new you to evolve.

Reasons why you should listen to self-help motivational audiobooks
They are a great source of motivation and inspiration – Just like music, audiobooks can be used to improve your mood and boost your spirit.

They provide you with the right words that can boost your confidence and prepare you for day-to-day life challenges.

Lead to easy and fast learning – One of the great advantages of audiobooks is that they make comprehension easy and faster. They make you go through a lot of information within a short period of time.

They are effective – Listening to audiobooks produces effective results better than reading text from the pages of a book. You won’t have to flip through several pages before getting all the information that is contained therein in an audiobook.

Sometimes the content of a book may be great, but it is hard to read and you get bored reading it. This is not a popular occurrence with audiobooks.

Accessible – Audiobooks are convenient and accessible. Most audiobooks are compatible with devices such as phones, laptops, iPods, tablets, etc. You can easily store them on any of these devices and carry them with you wherever you go.

Another amazing thing about audiobooks is that you conveniently continue from where you stop from the last time.

In conclusion, we all need inspiration for our day-to-day survival and to remain the focus. But because we long for inspiration or motivation, we surely don’t want to add to an already tight schedule. Self-help audiobooks are great sources of daily inspiration.

They provide you with rich resources for personal growth without adding more to your already tight to-do list.

There are several collections of self-help, motivational, spiritual, fitness, and health audiobooks. Like we said earlier, all of these audiobooks are accessible.

You can listen to them while on the go. For your daily motivation, listen to your favorite audiobooks while on the treadmill, in your car, on the train.

Whenever or anytime you need a boost, audiobooks are what you need to get to the next level and to maximize your potential.

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GENERATION MILLINEALS — ADVICE ABOUT SETTING UP YOUR OWN BUSINESS — STARTING A BUSINESS

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Advice About Setting Up Your Own Business

Are you thinking about setting up your own business? Have you an idea for a new business but are unsure about how to proceed?

If you have answered yes to either of these questions, this article could be of benefit to you. I am going to write about how to plan and create a successful small business.

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Are you thinking about setting up your own business? Have you an idea for a new business but are unsure about how to proceed?

If you have answered yes to either of these questions, this article could be of benefit to you. I am going to write about how to plan and create a successful small business.

Many people are looking at ways in which they can become self-employed as they have had enough of being dictated to and fed up of long and frustrating commutes to work.

They want the freedom of being their own boss and to be able to choose their own hours of work.

Leaving a full time career can be quite a scary prospect however. The security of having a regular income and other benefits such as a pension and a share save scheme can seem hard to let go.

I am sure many people whether rightly or wrongly have opted to stick with this security and to merely keep their business plan as an idea, which they never see through or use.

Other people are willing and happy to take the risk and see it as a way of getting out of the rat race.

When you have an idea for a new business you then need to think of a name to call it. I would keep this name quite short as it makes it easier to remember for people.

It obviously needs to have something to do with the business sector you are entering.

You will now need to work out how much money you will need to set up the business. This can be quite daunting but is essential.

In the short term I would advise to keep these start up costs as low as possible, you can always buy or rent better machinery in the future as an example.

Once you are aware of how much money you need, you then have to find it. You may have enough yourself via savings or a redundancy payout, however most people are not in this position.

If you do not have enough money, you could try and raise money via the family, by seeking a partner or by releasing the equity from your house. There is also the option of a business loan.

The next stage is to market your product or service. There are many ways of doing this including:

The internet via a website

An advert in the newspaper

Direct marketing in the form of leaflets

An advert in the yellow pages

Exhibitions

Trade fairs

I would advise finding out where other people from your industry advertise as they will have tried and tested many of the above options.

You then need to work out how much to charge for your product or service. I always keep these charges fairly low at the outset in order to attract as many people as I can and to get some income in.

I then hope that word of mouth will take over and the idea is that after a few months I will be in a position to increase my fees.

It is also important to realize that we will make mistakes along the way. When this happens we need to think positive and not to beat ourselves up. It is an experience we can learn from.

Always have belief in yourself. At times any business will go through a rocky period, this is when we need to be strong. In my opinion the more work we put in, the more rewards we are likely to obtain.
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Continue reading “GENERATION MILLINEALS — ADVICE ABOUT SETTING UP YOUR OWN BUSINESS — STARTING A BUSINESS”

GENERATION XYZ — STARTING EARNING AND GET PAID

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Start earning and get paid

It’s the perfect job! Work from home and set your own hours

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Everybody would love to make lots of money quickly, working from home, and only doing a few hours of work per week. I’ve spent the past two years trying to find a great way of doing this.

Only over the course of the past few months have I found any “get rich quick” programs worth buying. I’ve been trying to make money online for a long time.

I had a few small websites, but they never made much more than a few hundred per month. It was easy money and didn’t require much work on my part, but I knew there were people out there doing better than I was and I knew I could do as well as them.

Now, I’ve seen a lot of “get rich quick” programs. Most of these people make claims about earning $2000/day with Google or something similarly insane.

Almost all of these people are complete liars. Even if they were making $2000/day with Google AdSense, it’d be because they had high- traffic websites with a lot of quality content.

I’d know, because in one whole month, I never even made half of what they promised I’d make daily with their programs. Maybe you’ve already been scammed by one of these fraudsters.

Anyway, I finally got sick of what was being offered.

I decided I’d look through the all of the “get rich quick” programs I could find and see if there were any that were actually legitimate.

I found that there were owners selling their programs for well over $100, but the information in them could be found almost anywhere online for free. Additionally, they all contained out-of-date information, had no e-mail support, no money back guarantees, and broken links in the downloads section.

In conclusion, almost all of the programs I found were completely useless. The owners knew it, but they couldn’t care less about their customers since they didn’t offer refund policies! Amazingly, while looking through all of the programs, I actually did find a few legitimate programs.

They were run by ordinary people like you and me, and they had found some great methods of making money from their home by doing very little work.OKAY — TRY A BUSINESS OF YOUR OWN ON THE INTERNET — CLICK NOW

I spent some time working with those programs, and my income is now ten times what it used to be. These programs provided a large amount of great information on how to make extra money on your computer doing very little work.

Numerous customers had provided great feedback and reviews for their products. Many of them have started to make money just days after buying!FREE BUSINESS INFORMATION

Their programs have excellent prices, and the authors have a group of paid staff who are dedicating to helping you or providing assistance if you need any.

I must say I was amazed! If you do decide to purchase any of the programs listed below, I recommend you join quickly. Continue reading “GENERATION XYZ — STARTING EARNING AND GET PAID”