I DON’T LIKE — I WOULD LOVE TO — BE INVOLVED IN THE HR 3684 INFRASTRUCTURE INVESTMENT AND JOBS ACT. DO ANYONE HAVE ANY SUGGESTIONS — PLEASE COMMENT AND SHARE

Opportunities Galore—How much do you get in the Pell Grant?
How much money do students receive? There are a number of factors that go into deciding the award amount for Pell Grant recipients. The minimum amount that can be awarded is currently $650. The maximum is $6,345 for the 2020–21 award year (July 1, 2020, through June 30, 2021).Oct 8, 2021

How many job openings are in the US right now?
U.S. job openings jump to 11 million; fewer workers voluntarily quitting.

Do you have to pay back FAFSA?
FAFSA is not the financial aid itself, so you do not have to pay it back. … Federal student aid that is awarded based on the FAFSA includes the Federal Pell Grant, Federal Work-Study and federal student loans. The FAFSA is also used to award state grants and institutional grants from colleges and universities.

2022 Military Pay Scale (Two to eight years in service)
Grade Less than two years of service More than eight years
E-6 $2,849 $3,864
E-5 $2,610 $3,498
E-4 $2,393 $2,905
E-3 $2,161 $2,436

What is HR 3684 Infrastructure Investment and Jobs Act?
3684, the “Infrastructure Investment and Jobs Act,” which reauthorizes surface transportation programs for five years, through Fiscal Year 2026, and provides for a one-time transfer of funds from the General Fund into the Highway Trust Fund; authorizes programs for water, energy, and broadband infrastructure; an

I don’t like reading — I don’t like listen to motivational audios —
I don’t like going to the movies. If educational or inspiring that will
help me to change, than I don’t like.

CONFIDENCE FAITH CHARACTER LEADERSHIP KNOWLEDGE

The five words above are challenge one to excel, to achieve and reach
their full potential.

I’m getting by, I’m not doing great but I am doing okay. Thing could be
better, but I’m thankful they are no worse.

POSITIVE MOTIVATIONAL SELF HELP BOOKS INSPIRTRATION AUDIOS

The statement I don’t like is an end statement with no thought to
the benefits of the opposite — I would LOVE to read the latest best
seller. I would love to travel–I would love to earn more — I would
love more school so I can get a better position and do more for
myself, my children and my family.

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Reaching one full potential requires love of oneself. Being curious of
what action, thoughts, goals benefits, and caring leads to happiness.

Why is Personal Development so important? Why must someone keep working
to be a better person today than yesterday? Shouldn’t I be okay with myself

Everyday is a challenge. Whether one find success, joy, happiness is all dependent
on choice:
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I DON’T LIKE I WOULD LOVE TO

THE CHOICE IS ALWAYS YOURS — WHAT LIES BEYOND I WOULD TO

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HEALTH AND WEALTH GO TOGETHER —- EMBRACING HEALTHY LIFESTYLE — EMBRACING WEALTH AS A MUST – – PUTTING POVERTY/EXCESSIVE DEBT/LIVING PAYCHECK TO PAYCHECK BEHIND YOU

HEALTH AND WEALTH

I’m sure you must have come across the cliché “health is wealth” but do you know what it means and why you should give it a thought? Well, this article will help you put things in retrospect so that you can finally enjoy an optimum healthy life.

Do you know why health and wealth go together? It’s simple when you’re healthy; you would live longer and hardly spend your money treating one ailment or the other, how cool can this be?

This is why embracing healthy lifestyle choices are the best bet for anyone who wants to enjoy a healthy life.

Yes, you’re rich and can afford all the good things that life has to offer, but without a healthy lifestyle, you’ll spend the majority of your money trying to treat one health conditions or the other, and I’m sure you wouldn’t want that right?

Now is the best time to start making intentional, healthy decisions, if you have been depending on junk foods together with other unhealthy eating habits for far too long, you should strive to change the narrative by embracing healthy lifestyle choices.

Yes, your work schedules may not be giving you all the time you need to eat healthy meals, but you should strive to always eat healthy meals regardless of how busy you’re.

Remember, you can have all the good things in this world and living healthy may not be one of them.

To maintain a synergy between health and wealth, it would be smart to come up with a healthy eating practice that not only includes healthy meals but some form of activities too.

Always remember that when you eat healthily and spruce it up with one exercise or the other, you will enjoy a blast of wellness like never before.

Stop spending your money treating one ailment or the other, all you may need to enjoy a healthy life is making healthy lifestyle choices.

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EIGHT TIPS FOR NATURALLY BEAUTIFUL SKIN — BEAUTY SKIN BASICS —DIET TOUR WAY TO BEAUTIFUL SKIN

Essential Vitamins For Acne Remedy

Many young people are deficient in vitamins and minerals due to improper diet. Studies show that fewer than 32 percent of Americans eat the required servings of vegetables each day. Also, the American diet is comprised of too much of processed sugar and not enough fruits and water. A deficiency in essential vitamins and supplements can only spell trouble for the skin. If your body does not get the required nutrition for skin renewal, tissue repair and for its organs to naturally d…

acne remedy, vitamins for acne

Many young people are deficient in vitamins and minerals due to improper diet. Studies show that fewer than 32 percent of Americans eat the required servings of vegetables each day. Also, the American diet is comprised of too much of processed sugar and not enough fruits and water. A deficiency in essential vitamins and supplements can only spell trouble for the skin. If your body does not get the required nutrition for skin renewal, tissue repair and for its organs to naturally detoxify, then your chances of getting acned skin, along with other health problems, are likely to increase.

Vitamin A strengthens the protective tissue of your skin and helps in acne remedy. It reduces the production of sebum and works in repairing the tissue that skin and mucous membranes are made of. It’s also a powerful antioxidant. Antioxidants are important and needed to help rid your body of toxins that have built up. A lack in Vitamin A can cause acne!

The Complex B vitamins are also helpful in preserving healthy skin through the relief of stress. Stress has been identified as a major trigger for acne for some people. The B vitamins should always be taken together. Thiamine is an antioxidant, helps circulation, and aids in digestion. Riboflavin works with Vitamin A and is essential for healthy skin, hair, and nails. Niacinamide helps with the metabolism of carbohydrates in your system and improving circulation. Niacinamide shortage in your diet can cause acne. Pantothenic Acid or B5 is popular for helping to reduce stress and is needed for the adrenal glands to function properly. Vitamin B6, or Pyridoxine is important for the correct function of your immune system and antibody production.

Vitamin C with biofavonoids is also referred to as the “super vitamin” and can play an important role in your acne remedy. Vitamin C is instrumental in at least 300 metabolic functions in your body, is needed for tissue growth and repair, and flushes toxins from your system. Vitamin C also improves immunity and protects against infection. If you have diabetes, check with your doctor for the dosage that is best for your body.

Chromium, widely used for weight loss also helps fight acne. Chromium should be taken in an added form since chromium in foods is not easily absorbed. Much of it is lost in processing and high doses of sugar cause the loss of chromium.

Zinc aids in acne remedy by regulating the activity of the oil glands. It promotes the healing in tissues and helps to prevent scarring. Zinc promotes a healthier immune system that in turn aids in the healing of wounds. In addition, a powerful antioxidant that helps prevent the forming of free radicals, or toxins that can harm your body.

Finally, Vitamin E is a powerful antioxidant. It improves healing and tissue repair and prevents cell damage by inhibiting oxidation of fats and the formation of free radicals.

One interesting fact about acne can be noted that is a multivitamin with added chromium supplement will give you most of what your body needs for the day. It should be also noted that taking too much of a vitamin or mineral can also be toxic and dangerous. Read the recommended dosage and stick with it.

With enough vitamins for your body, you are assured of a well nourished body. Your body organs, cells and tissues can perform optimally on the inside and you get to see the benefits on a physical level.

“EIGHTY PERCENT OF SUCCESS IS SHOWING UP”
WOODY ALLEN

Beauty Basics – Eight Tips For Naturally Beautiful Skin

ABSOLTELY GORGEOUS — YES, ABSOLUTELY GORGEOUS

Not sure what to look for when choosing cosmetics? Need some advice on taking care of your skin? Here are eight tips to help your skin look and feel it’s best.

1) Select moisturizers made with vegetable oils. The lotions, creams and body oils that you use should be made with vegetable oils, not mineral oil. Vegetable oils, (like olive oil, sweet almond oil, corn oil, etc.) contain fatty acids which help to moisturize and soften the skin.

Mineral oil is derived from petroleum and does not contain anything that helps to nourish the skin.

2) Look for herbs and herbal derivatives in your cosmetics. Herbs and their derivatives (essential oils, extracts, infusions) contain natural chemicals which soothe, tone and help condition the skin.

Two herbs which are especially useful in natural cosmetics are Lavender and Tea tree. The essential oils of both lavender and tea tree are gentle, natural antiseptics.
3) Once a week soak your feet in warm water, and gently exfoliate dead skin with a pumice stone. Follow up by moisturizing your feet with a natural foot oil or foot lotion.

4) Every week soak in a tub of bath salts. Salt, especially salts mined from the Dead Sea in the Middle East, are rich in minerals and help draw impurities out of the skin.

5) After a shower or bath, seal in moisture by using a body oil or lotion made from natural vegetable oils.

6) If you have blemishes and your skin is dry, moisturize your skin in the morning and at night with products that contain vegetable oils which are high in essential fatty acids.

Essential fatty acids help to soften and hydrate the skin and they can also help soothe minor irritations. Vegetable oils that contain large amounts of essential fatty acids are: corn oil, sunflower seed oil, safflower oil, borage oil, blackcurrant seed oil and evening primrose oil.

7) Look for toners and astringents that are made without ethyl alcohol, rubbing alcohol or isopropyl alcohol. These ingredients are solvents that are extremely drying to the skin.

8) Every time you wash your hands, moisturize them with a natural lotion or cream to help them stay soft.

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GENERATION XYZ — DAILY ACTIONS TO REACH YOUR OBJECTIVES — PHYSICALLY FIT, WELL RESTED, MENTALLY FOCUS

SETTING OBJECTIVES AND DAILY ACTIONS PLANNING TO REACH YOUR OBJECTIVES

Planning is the base of execution and it is practically hard to accomplish anything without it. Serendipity does exist but it doesn’t happen to everyone!

You need plan for everything that you do in your life, even for a normal day that you spend. You setup alarm to wake up in the morning so that you can hit gym at this time and reach office by this time and so on and so forth!

Therefore, it is of prime importance to develop a plan to reach your objectives.

We all are living on this planet with some objective. The trick of achieving objectives is to focus and put in steps in place to achieve them.

This can only happen once you identify what is important and worth your time and effort!
Find enjoyment in setting goalsSTARTING A BUSINESS — CLICK NOW

Objectives set the pulse of your life. You live to achieve them! They vary from person to person and can be short or long term.

It can be starting your own business, building wealth, becoming rich or could be short term like losing weight, attaining promotion in your existing role etc.

If you don’t know how to set goals then you should follow SMART technique which stands for Specific, Measurable, Actionable, Achievable, Result Oriented and Time bound. Your objectives should be SMART for you to head towards them.START TODAY TO LIVE WITH MORE NOT LESS – BUILD WEALTH NOT DEBT

If your goals don’t excite you to achieve them then they are not set correctly. Your objective will excite only if you are looking forward to the results.

Modify your daily actions to include activities that will lead to your objective
You gradually head towards your goals.

You never achieve them overnight. Hence it is necessary to devise the daily action to reach your objectives. For instance, if your objective is to lose 10 kgs in two months then you must start with your diet plan and exercising schedule.

Daily routine will help you achieve them. Create the roadmap and then start following it. A cheat day means extension and delays to your objectives, so do those misses, only if you have an appetite to delay!

Strategic and not tactical solutionsPOSTIVE THINKING — REACH YOUR FULL POTENTIAL — REAP ALL THE BENEFITS THAT GOES WITH WINNING

It is ok to resort to tactical fixes in the short run especially when you have a strict deadline. But in long run, tactical solutions never bear fruits.

You end up spending extra time and efforts for the results which are below benchmark. You should constantly work towards increasing the odds of success which can only happen if you work towards it and get additional skill training wherever required.

This holds true in all objectives, it could be concerning your life, the project that you are working on or anything which involves planning.

SETTING OBJECTIVES AND DAILY ACTIONS PLANNING TO REACH YOUR OBJECTIVES

Objectives set the pulse of your life. You live to achieve them! They vary from person to person and can be short or long term.

Modify your daily actions to include activities that will lead to your objective
You gradually head towards your goals.

you never achieve them overnight. Hence it is necessary to devise the daily action to reach your objectives.
For instance, if your objective is to lose 10 kgs in two months then you must start with your diet plan and exercising schedule. Daily routine will help you achieve them. Create the roadmap and then start following it.

Hold yourself accountable

You are the owner and driver of your objective. Whether you are working for yourself, your company, you should monitor regular progress of your goals.

This will help you in ensuring if you are on track of achievement or not. Every Friday take a backward look at the week that passed and ask yourself if the week was productive or unproductive.

If it was productive then you are reaching where you want to but if it was unproductive, refocus on the goal and identify the blockers. Identify what you need to incorporate additionally to cope up for the week that passed.

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STARTING A BUSINESS — HONESTY IN BUSINESS IS AN EXCELLENT TO HAVE CONTINUING SUCCESS

Honesty in Business

The internet is a wonderful place to do business, but with the continuous flood of spyware, malware, and spam, it can be a horrible and very frustrating for the average user.

I am amazed, but not surprised, by the unethical practice of businesses using popups and spam to sell a product.

honesty in business

What I want to discuss in this article is the basic idea of honesty. The internet is a wonderful place to do business, but with the continuous flood of spyware, malware, and spam, it can be a horrible and very frustrating for the average user.

I am amazed, but not surprised, by the unethical practice of businesses using popups and spam to sell a product.

It isn’t surprising because the fact is that those business practices work. Any of us that have worked in this field for awhile know that traffic is king.

My experience has been one of honest return for honesty when dealing with customers. Maybe it’s not a quick buck, but I can look at myself in the mirror in the morning and know I did the right thing.

I would rather have a customer for life than a fly by night sale to a customer that I tricked into buying my product. It isn’t always about the bottom line of making cash.

It should be about service and product value. Over the past couple of years I have had more business cleaning up computers that have been completely overran with viruses, trojans, and spam than I’ve done computer builds.
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he number one complaint is ‘I just want to be able to use my computer, not worry about viruses and trojans and updates!!!’ Do I profit from unethical business practices? Yes I do when I spend an hour cleaning up a computer.

Do I take the time to teach the user? You bet I do! I spend an hour to two hours with a client after I do a cleanup or a computer build. Do I lose money with this practice? Yes I do, but I gain respect from the customer and that customer will always come back.

The one major challenge with doing business online is that we don’t always get to be face to face with our customers. Even so, there are ways around this that will bring value to your customer and value in repeat business.

It doesn’t cost that much to call and thank someone for their business. It doesn’t cost much to send out a thank you card. I think at times we forget that email isn’t the only way to communicate.

With the prevalence of spam it isn’t always the best way to communicate either. The internet can be a very impersonal place. It is ethically challenging to all of us who try to sale a product or business online.

Is there a chance of giving away too much with little return? That is always a chance we take when we offer advice or tips to a customer. I can guarantee that over time, the word gets around, and your business will develop a core group of customers who value your service and will tell others.

Being a small business is a challenge in the fast paced retail world of chain stores. We can’t offer the huge discounts the major chain stores can, but we can offer service value for the product.
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I challenge anyone in the IT industry to take that little bit of extra time to teach users the do’s and don’ts of surfing the web.

It will benefit your business and benefit the customer as well.

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KICKING OFF 2024 WITH AN INVEST MORE SPEND LESS DEBT FREE LIFESTYLE

Spending Less to Invest More

The process of generating wealth, which can be achieved with even minimal income, requires commitment to basic measures. The measures that can lead to the generation of wealth, if properly implemented are highlighted below.

It seems pretty obvious that budgeting should be one of the top measures implemented to spend less and invest more.

As cliche’ as budgeting may seem, it still serves as an established means of spending less of one’s income and investing more of the income.

For budgeting to be effective, a budget has to be functional and include all kinds of expenditure, from the emergency expenses to the regular expenses.

Penalties for exceeding the budget should also be stated and implemented appropriately. An effective budget should be a proper reflection of one’s financial habits and should aim towards cutting unnecessary expenses.

Allocating funds to separate accounts

Having separate accounts, especially savings account, where different categories of funds can be kept is another measure that can be implemented to ensure the most minimal spending.

The allocation of funds to different accounts works better when measures for ensuring that the allocated funds for a specific purpose are not used for other purposes.

For example, an account where regular savings are kept should not have a debit card to ensure against undue withdrawals.

Restricting luxury expenditure

It has been well established that living below one’s means is a clear-cut method of building wealth. In achieving less expenditure and more investments, it is thus important to implement practical methods of restricting undue spending.

One of such methods that can be implemented is the taxing of such undue expenses.

Taxing these expenses increases the cost of undue expenses thus restricting one from engaging in them. For example, for every family vacation, for example, a certain amount must be put into the savings account, to balance up that expense.

Thus, whenever one thinks of a family vacation, they would consider the cost of the vacation as well as the saving equivalent and plan properly towards such expenditure.

Investing

As much as it is important to save, it is more important to invest savings. A saying goes thus, “No one ever get wealthy from leaving money in a savings account”.

The mindset of continuous and long-term investments is a necessary mindset for developing wealth. While investing, it is important to implement certain important measures such as balancing one’s saving portfolio with long and short-term investments.

It is also important to focus on low-risk investment options and seek appropriate financial advice as necessary.

Reducing debt

A common feature of the different types of loans is the interest they attract. As a result, reducing debt is an effective measure for ensuring less expenses, saving more and investing more.

Debt reduction measures should be applied across all forms of debts, from credit card debts to college loan debts.

A certain proportion of one’s regular income should thus be set aside for servicing debt and ensuring a healthy credit profile.

Ultimately, financial freedom can be attained when one adopts measures of appropriating income to achieve the most minimal spending and best saving.

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BASIC BUSINESS ATTRIBUTES, DO YOU HAVE THEM? ? — WOULD YOU READ A BOOK ON STARTING A BUSINESS, WOULD YOU READ A BOOK ON TIME MANAGEMENT, WOULD YOU READ A BOOK ON BUDGETING? ?

Basic Business Attributes, Do You Have Them

How many times have we heard the saying “we learn from our mistakes”. I have to agree with this saying, and also that the lessons we learn hardest we learn best!

I have learned a lot from my mistakes, sadly (for me) most of them were made before the Internet existed as the fantastic networking tool it is today.

Today it is possible to read articles or join a forum and get great advice (and not so great advice) from forums.

While it is great to learn from our mistakes, it I…

Business basics, business,

How many times have we heard the saying “we learn from our mistakes”. I have to agree with this saying, and also that the lessons we learn hardest we learn best!

I have learned a lot from my mistakes, sadly (for me) most of them were made before the Internet existed as the fantastic networking tool it is today.

Today it is possible to read articles or join a forum and get great advice (and not so great advice) from forums.

While it is great to learn from our mistakes, it is better to learn from the mistakes of others, or by ‘standing on the shoulders of giants’ as Newton said.

These are my ‘business mistakes’ I have learned from.

1) Keep your monthly fixed costs as low as possible, and make your number one priority to arrange an equal amount of regular income on a regular monthly basis to cover this amount.

If there was one piece of advice I would give it would be the above, as more businesses go bust due to poor cash flow than anything else!

2) Thoroughly research and work in your mind and bounced off other trusted people, your idea. Market test it as much as possible while keeping the idea as quiet as possible.

3) Get a business plan on paper (not the sort the bank or enterprise agencies use as they are by and large a load of rubbish (although you will need this for the bean counters).

(1) above, and set in stone a solid plan for achieving this. After you hit break even continue it on to the next target, and so on.

I just used the magic word there, ‘target’. you MUST be sales orientated in business as the owner, if you are not then you are failing in your main duty which is to ensure the continued existence of the business.

4) Do NOT care what others think about you, i.e. what car you drive etc. ALL of this will change if you stick to the plan and keep your focus on short term targets and longer term goals.

I just tripped another magic word in business ‘ Focus’ .

5) Keep your focus, decide what the targets are, work out how to get them, and focus on doing that. If you need £1000 a month to pay the bills, then this is what you MUST do.

If you lose focus of your core objective, you are going to lose out big time, and end up failing.

If you doubt the power of focus, then try this test:-
Get a friend to hold 3 tennis balls in their hand
Get the friend to throw all three at you in one go
Try to catch the balls
Repeat three times. I bet you will not catch many, if any at all.

Now get them to throw them again, and this time focus on catching one ball.
Repeat three times
Now you will have caught one ball three times.
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It is true in business that you must focus on the core objective, just as with the balls once you catch one, you move onto the next, until you have achieved all your goals, or at least your most important ones.

Of all the skills needed to succeed, I would say focus is up there with the top 3 along with enthusiasm and determination.

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7 HABITS OF OUTRAGEOUSLY SUCCESSFUL WORK AT HOME BUSINESS —STARTING A BUSINESS ON A SHOE STRING WITH LITTLE INCOME

7 Habits of Outrageously Successful Work At Home Businesses

Do you ever wonder why some homebased businesses are outrageously successful while others barely get off the ground? It’s no secret that some work at home maverics have cracked the code. Discover 7 Habits ro creating your own work at home empire.

Work from home, work at home, home based income businesses, home based career

You’ve read the ads or seen the infomercials. “Build a six or seven figure income while lounging in your pajamas in your work at home business.”

For many people who hear this, their scam detector goes up and they become defensive.

Why? Because they have heard countless horror stories of people who have lost their shirt trying to create a business from home.

However, the truth is there are thousands of home based entrepreneurs around the country who have cracked the code, created their place in the world and taking it to the bank.

o how did they do it? Why do some people struggle and never ever break even while others create outrageously successful homebased careers?

There are certain habits which I believe are consistent with all of these enterprises. Here are seven habits or traits when implemented work to insure an outrageously profitable venture.

1. Find a hungry target market and look for a product or service to meet their needs. I am surprised how many frustrated entrepreneurs miss this.

What often happens is someone gets excited, hit by an entrepreneurial seizure and tries to start a business with a product or service and feels it will sell simply because of their emotional attachment. Keep your mind open when looking at home based business income opportunities.

However, make sure someone wants to buy whatever you have to sell before you jump in.

Don’t get me wrong you want to have a passion for what you do. However, if you love 8 track tapes it might be a problem.

And depending on your age you might be thinking, “What’s an 8 track tape?” Get my point? However, if you find a group of people who are hungry for what you have is like shooting fish in a bucket.

When you find a group that has a problem they want solved they will pay you to do it.

2. Understand nothing happens until a sale is made. I am amazed at how many budding entrepreneurs say they hate sales. This is unfortunate because everything else in a business is an expense. If you don’t have sales coming in the door eventually the doors will close.

Sales and marketing if done correctly is the engine to a company’s success. The key is to add value to the customer at every opportunity.

One of the vital things to remember is the first time you obtain a client is the most expensive. But the real wealth is built when you have the opportunity to sell to a customer over and over again.

Some companies even take a loss to get the customer in the pipeline because they realize the real money is on the back end and the true profit is in the lifetime value of the customer.

3. Develop a strong team. One of the traits that will accelerate the success of any business is the leverage generated by the help of others.

Robert Kiyosaki Author of Rich Dad Poor Dad says, “Business and investing are team sports.” The average investor or small-business person loses financially because they do not have a team.

Instead of a team they act as individuals who are trampled by very smart teams.”

While you are building a home based business you don’t want to do it alone. There are only 24 hours a day and you can’t do everything.

ou want to look for opportunities to outsource all non revenue generating activities. Successful proprietors don’t waste a lot of time on filing and organizing.

4. Focus on the business not just working in the business. What separates you from being able to create a company that provides you with great income and lifestyle versus one that you are chained to the doors is a matter of focus.

Successful entrepreneurs focus on the big picture.

I’m saddened when people say, “No one can do what I do.” This might be true however it presents a great challenge. You are now a slave to your business. The business no longer serves you.

The goal must be to take “you” out of as much of your business as possible.

Look for ways to remove you, automate and systemize the process. One of the ways to do this is to use the leverage of technology.

You might want to use a website that allows people to order your product or service 24/7. Or you might write a book which can be sold while you are sleep. Get the picture.

5. A highly successful home based business has a central theme or mission. Many home based businesses never reach success because they are trying to do too many things at the same time.

You might be saying, “But I want to create multiple streams of income.”

The problem with multiple streams of income can be a nightmare if approached incorrectly. New entrepreneurs often make the mistake of trying to create several profit centers from non aligned businesses.

For example, you will find people who try to start real estate, network marketing and internet marketing all at the same time.

The reason you will almost never have success with this strategy is you can not build momentum. Each business has a totally different business model and you can’t leverage the energy of one to another.

However, the successful home based entrepreneur understands the law of momentum. For example, if you were an author one of your products would be the book.

However, you could spin that product into an empire by leveraging it into an e-book, tape set, work-book, seminar, boot camp and coaching program.

Do you see the power of having one central product or theme and how you can leap frog to success? You want to be focused and committed to a central theme.

Once you have success you can add another stream of income. This trait is one of hidden keys to success.

6. Resilient and quick to adapt to change. This is one of the distinct advantage solo-entrepreneurs have over large companies. Often time’s large corporations invest thousands of dollars in a project and even when they know it’s not working they are slow to change.

In Corporate America this may not kill a business because one mistake is just a cog in the wheel.

However, in small business your ability to change on a dime allows you test things and when things work you do it with massive all out action. And when something is not what working you simply let it go, test something else and move forward.

7. Commit to continual education. Now, I am not talking about another degree or certificate. There are plenty of people with plaques on their walls that aren’t able to create the income and lifestyle they want.

However, I love the quote by one of the leading experts in self-development. Jim Rohn says, “Formal education will make you a living; self education will make you a fortune.”

Personal development and specialized knowledge often is the difference between a fledgling operation and one that has an outrageously bottom line.

Why? Because successful people know that the best investment they can make is in self.

Make sure that you are always staying ahead of the curve and immerse yourself in your area of expertise. You can do this by attending seminars, tele-classes, boot camps or participating in coaching programs.

Do you want to build wealth from home? Cut your learning curve by modeling one or all of these traits from successful home based businesses.

You will find when you model those who have had success you will too if you embody the same traits. Start today and you will be on your way to outrageous success.

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YES – – YOU CAN START A HOMEBASED BUSINESS NOW

“ What If ? ”
Why go into internet marketing????

internet marketing, home business, online business, make money online.

What if, What if, What if. This question comes at us every day. What if I said this, What if I did that or what if I didn’t. It comes down to decisions. We all have decisions to make every day of our lives.

We all make good and bad decisions. That’s life. When you look back on your life you can think of some really great decisions that you made, decisions that have altered the course of your life. You can also remember some really bad ones that have affected you in a negative way.

Life is never static, it’s always changing and opportunities come and go. Doors open and we have to decide whether to step through and seize the opportunity or not. UNEMPLOYED — START EARNING FROM HOME

When you are standing in front of that open door of opportunity the question arises “What if?” do I or don’t I. We need to make a decision. How do we make decisions? This depends on our background, education, life experiences and sometimes advice from others.

We don’t know each other, but I would like to give you some advice. Suppose I said that I knew something that could change your life forever for the better. Would you be interested?

Suppose I said I knew someone that was showing other people how to acquire something like real estate for free. Suppose you could also learn how to build on your “land” something like a five star hotel.

You would also learn how to market your “hotel” and collect rent from guests that pay to stay. Would you be interested?

What am I talking about? It’s called virtual real estate. Your own space on the World Wide Web or Internet if you prefer. If you own a space there it can turn out to be very valuable property.

The most expensive house in the world is a 12 bedroom mansion in London England for which an Indian steel tycoon paid $128 million.

The most valuable web page in history, to date, will probably be thesixmilliondollarpage by Alejandro Saavedra and Robert Kanaat. Now here’s the difference. The tycoon paid $128 million for the house.

How much did these two guys pay for the page. Next to nothing. Maybe a couple hundred bucks at the most depending on how they went about it.

I am going to open a door for you that could literally change your life. The only cost is your time and effort. Now you must decide! Ask yourself the following question:-

“What if” I click on this link:

EVERYONE IS ORDERING PRODUCTS FROM HOME — EARN MONEY FROM HOME

It could make all the difference.

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2021 – 2022 CUT DEBT BY 35% TIME FOR YOUR CHECK TO BE YOUR CHECK

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What is the poverty rate in the US 2021?
This means that 13.4% of the national population lives below the poverty line. This is equal to more than approximately 42.5 million Americans living below the poverty line.Nov 4, 2021

Alabama $7.25 (Federal, no state minimum) $7.25 (Federal, no state minimum) $7.25
Alaska $10.19 $10.34 $10.34
Arizona $12.00 $12.15 $12.80
Arkansas $10.00 $11.00 $11.00
California $13.00 $14.00* $15.00*
Colorado $12.00 $12.32 $12.56

Wages/minimum. It is time to start a business of your own. It is
hard to enjoy a good standard of living on minimum wages unless
you’re working two jobs.

Debt consolidation, credit restoration, debt management. 2021 is the year most
Americans are putting purchases on hold and paying down debt.

Credit repair is an awesome thing. Raising credit scores has become a priority.
Saving has become an absolutely must.

Credit counseling is now offer by most financial services to insure more clients
is on target to achieve debt relief.

Cutting spending by 35%, Cutting debt by 35% Increase Saving y 35%. 2020
is the perfect time.

Below is some books that will help you along the way. Some have step by
step programs you can do on your own.

Pick one and spend 30 days reading, studying, practicing, and carrying
out your financial freedom from debt to saving.

I START MY DAY WITH EXERCISE FOLLOW BY A BOOK ON CUTTING SPENDING. THIS IS A KEY TO MORE DISPOSAL INCOME, LARGER SAVING ACCOUNT AND MORE MONEY TO INVEST. WIN WIN WIN

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BOTH HEALTH AND WEALTH — WHY NOT

HEALTH AND WEALTH

I’m sure you must have come across the cliché “health is wealth” but do you know what it means and why you should give it a thought? Well, this article will help you put things in retrospect so that you can finally enjoy an optimum healthy life.

Do you know why health and wealth go together? It’s simple when you’re healthy; you would live longer and hardly spend your money treating one ailment or the other, how cool can this be? This is why embracing healthy lifestyle choices is
the best bet for anyone who wants to enjoy a healthy life.

Yes, you’re rich and can afford all the good things that life has to offer, but without a healthy lifestyle, you’ll spend the majority of your money trying to treat one health condition or the other, and I’m sure you wouldn’t want that right?

Now is the best time to start making intentional, healthy decisions, if you have been depending on junk foods together with other unhealthy eating habits for far too long, you should strive to change the narrative by embracing healthy lifestyle choices.

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Yes, your work schedules may not be giving you all the time you need to eat healthy meals, but you should strive to always eat healthy meals regardless of how busy you’re. Remember, you can have all the good things in this world, and living healthy may not be one of them.

To maintain a synergy between health and wealth, it would be smart to come up with a healthy eating practice that not only includes healthy meals but some form of activities too. Always remember that when you eat healthily and spruce it up with one exercise or the other, you will enjoy a blast of wellness like never before. HEALTH AND WEALTH

I’m sure you must have come across the cliché “health is wealth” but do you know what it means and why you should give it a thought? Well, this article will help you put things in retrospect so that you can finally enjoy an optimum healthy life.

Do you know why health and wealth go together? It’s simple when you’re healthy; you would live longer and hardly spend your money treating one ailment or the other, how cool can this be? This is why embracing healthy lifestyle choices are the best bet for anyone who wants to enjoy a healthy life.

Yes, you’re rich and can afford all the good things that life has to offer, but without a healthy lifestyle, you’ll spend the majority of your money trying to treat one health condition or the other, and I’m sure you wouldn’t want that right?

Now is the best time to start making intentional, healthy decisions, if you have been depending on junk foods together with other unhealthy eating habits for far too long, you should strive to change the narrative by embracing healthy lifestyle choices.

Yes, your work schedules may not be giving you all the time you need to eat healthy meals, but you should strive to always eat healthy meals regardless of how busy you’re. Remember, you can have all the good things in this world,and living healthy may not be one of them.

To maintain a synergy between health and wealth, it would be smart to come up with a healthy eating practice that not only includes healthy meals but some form of activities too. Always remember that when you eat healthily and spruce it up with one exercise or the other, you will enjoy a blast of wellness like never before. SIMPLY ENJOY LIFE MORE

Stop spending your money treating one ailment or the other, all you may need to enjoy a healthy life is making healthy lifestyle choices.

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GETTING FIT — HEALTHY LIVING — LIVING LONGER

Components of Physical fitness

Martial Arts Martial arts are codified systems and traditions of combat practiced

for a number of reasons such as self-defense; military and law enforcement applications;

competition; physical, mental spiritual development; and entertainment or the

preservation of a nation’s intangible cultural heritage.





.

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HOME SCHOOL – HOME SCHOOLING — LEARN AT HOME

Homeschooling, also known as home education, is the education of children at home or a variety of places other than school. Home education is usually conducted by a parent, tutor, or an online teacher. Many families use less formal ways of educating. “Homeschooling” is the term commonly used in North America, whereas “home education” is commonly used in the United Kingdom, Europe, and in many Commonwealth countries.

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SETTING YOUR INCOME IN 2022-2023

Small business ideas for teen — How to start a small business at home
Online Business — best online business — extra income —
how do timeshare work

What would you like to earn in 2022 -2023 and beyond?

What do you believe your potential is?

Do you know that you can decide for yourself what you want?

What service or product would you enjoy offering to consumers?

Are you easily persuaded to ignore your goals?

How Many books have you read or listen to on being successful?

How many books do you own on positive thinking?

How many books do you own on motivation?

If someone gave you free books on self help, would you
read then?

Would you listen to self-help books on audio tapes?

These 10 questions is just a thought for someone who is ready to
maximize their full potential. Information is everywhere. Read it
study it, practice it, and live it.

DO IT NOW IT WILL BE DONE

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Create A Website for $1.99/Month

5 Top Things Baby Boomers Must Do Before Starting a Home Based Business

HOW MUCH MONEY DO YOU NEED TO START A SMALL BUSINESS??

Leaving the security of a job with established 401(k) plans, health insurance or other benefits can create a real tug of war for baby boomers who want to pursue their dreams of owning their own business

Baby Boomers in Business, Create Passive Income Online, Learn Affiliate Marketing for Free

5 Top Things Baby Boomers Must Do Before Starting a Home Business

Don’t quit your day job just yet. If you are a baby boomer looking to start a home business, there are 5 essentials things you must do first.

Leaving the security of a job with an established 401(k) plan, health insurance, or other benefits can create a real tug of war for baby boomers who want to pursue their dreams of owning their own business.

Analyze Your Exit Strategy

At the time of this writing, the youngest of the baby boomers are turning 42 and the oldest are turning 60. No matter where you fall into this group, analyzing and preparing your exit strategy from your job will be crucial to your long-term success as a home business entrepreneur.

Do you have adequate savings? If you’re married, will you be able to participate in your spouse’s health insurance?

Create a Financial Plan

How much is your salary now? What are your fixed, variable, and frivolous expenses? Creating a solid plan so that you and your family will know exactly what the financial picture will be until your business gets off the ground and starts generating revenue.

Choosing a Business Model and Legal Entity

There are several business models to choose from; home party plans, consulting, and affiliate marketing to name a few.

You have to make the decision based on your personality and what you are best suited for. Choosing a legal entity for your business should be discussed with a tax accountant or your attorney. Options are sole proprietor, LLC or Subchapter S- Corp.

Set Business Benchmarks

You wouldn’t travel across the country without a road map, your business is the same. Setting financial and business-building benchmarks will help you to create a focused plan that will help you to reach your success.

Get a Physical

What does getting a physical have to do with your business? Once you leave your job, most likely your health insurance will change, and as unfair as it may be, trying to get new health insurance when in your 40’s, the 50s or 60’s can be difficult.

While pursuing your dreams of a home business is something you are probably very passionate about, if you do not have good health to enjoy the rewards of your efforts, then not much else is important.

The baby boomer generation is like no other before it or after it. Technically, we are considered middle-aged, but we are anything but middle-aged in mind, body, and spirit.

We know there is more meaning to life than a commute to an unrewarding 9-5 job, but there are also important steps we must take first. Planning and preparing for your home business now will lead to less headache’s later on.

5 Tips To Make Your Home-Based Business Not Appear “Homemade”

One of the toughest obstacles we face when working from home is making it appear that we’re not, in fact, working from home.

HOW TO START A BUSINESS PLAN???

When clients call and there are kids screaming in the background, pets barking and meowing and timers going off for laundry and cooking, it doesn’t appear professional. So, how can we appear more professional?

Tip # 1: Have a clean, professional website with your own domain name.

Do not, under any circumstances, have a “free” website hosted on anoth…

One of the toughest obstacles we face when working from home is making it appear that we’re not, in fact, working from home.

When clients call and there are kids screaming in the background, pets barking and meowing and timers going off for laundry and cooking, it doesn’t appear professional. So, how can we appear more professional?

Tip # 1: Have a clean, professional website with your own domain name.

Do not, under any circumstances, have a “free” website hosted on another domain name with other company’s ads all over the place!

This is one of the biggest no-no’s out there! Decide, instead, that in order to appear professional, you must invest in a professional website.

If you aren’t skilled in web design, hire someone to do it for you or barter with another home-based business owner who does do web design. Choose a domain name that is closely related to your business’s name.

Tip # 2:

Invest in a separate phone line or in a distinctive ring tone for that line.
Most phone companies offer a plan where you can have two or more numbers ringing to one phone line with distinctive rings.

It’s usually better to have a separate phone line in your office, in order to avoid after-hours phone calls from clients. This also enables you to “shut the door” on work when you’re not there. Use a professional voicemail message or answering machine message and check the messages often.

Tip # 3: Think about how to display your business address.

How are you going to display your physical location? There are a few different options available. Most home-based business owners will say that they accept meetings by appointment only, to discourage clients from “dropping in” while they’re still in their jammies and haven’t had their morning coffee yet.

If you don’t want your customers to know you work from home, two other options are using a P.O. Box or attaching a “Suite” number to your address. If you use a P.O. Box, you will have to give your home address out for packages and anything they want to courier to you, but it does provide anonymity and discourages drop-in visitors.

If you attach a suite number to your address in order to make it appear a “business office,” make sure you mention to your postal carrier that you’re running a home-based business and that’s why there’s a different address on there.

Tip # 4: Define your office etiquette rules to your family.

What are the rules going to be for your kids and family members when you’re on the phone or meeting with a client?

Are you going to set a timer so they know when you’ll be available? Are you going to have set office hours and not meet with clients outside of those times? Are you going to have a play space in your office? This is especially important if you’re going to have small kids playing nearby (quietly) while you work.

Tip # 5: Invest in professional-quality promotional products and marketing pieces.

Don’t print off business cards from your printer, unless you have a top-of-the-line printer. Invest in professional-quality business cards and brochures.

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If you can, have some letterhead printed up, too, for contracts, letters to prospective clients, and any correspondence that is business-related.

If you’re printing promotional products like T-shirts or apparel, coffee mugs, mousepads, etc., check the quality of the products put out by the printer you wish to use. Don’t just “price-hunt,” look around for the best quality and invest in your business.

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STEPS TO BUILD DISPOSAL INCOME — FORGET DEBT — SAVE TO BE WEALTHY

STREAMS OF INCOME. FOR THE NEXT 2 HOURS OUR BLOG WILL BE ABOUT STREAMS OF INCOME. OKAY, LETS SAY YOU SPEND TEN BUCKS (10.00) ON
A BOOK ABOUT STREAMS OF INCOME, FRUGAL SPENDING, BEING DEBT FREE, SAVING, INVESTING. IT WOULD BE ONE OF THE BEST INVESTMENT YOU
WILL EVER MAKE.RESIDUAL INCOME BECOMING RICH IN 2020


WEALTH FOR GENERATIONS TO COME—RESIDUAL INCOME

YES, THEY HAVE CHNAGE MILLIONS OF LIVES, ELEVATING PEOPLE FROM POVERTY, TO POOR, TO
WEALTHY MILLIONAIRES. THE ONLY DIFFERENCE BETWEEN BEING RICH AND POOR IS READING, STUDYING, PRACTICING, AND LIVING
WHAT YOU HAVE.

LEARN. WELL, ORDER 2 OR 3 BOOKS AND PLEASE SHARE YOUR COMMENTS ON WHAT YOU LEARN AND HELP.

START A HOBBY — PHOTOGRAPHY
VERY LOW INVESTMENT — SET YOUR OWN APPOINTMENTS AND SCHEDULE
SIMPLE AND EASY

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ZERO INVESTMENT INTERNET MARKETING TECHNIQUES

Zero Investment Internet Marketing Techniques

ENORMOUS AMOUT OF HOW TO ACHIEVE ZERO INVESTMENT INTERNET MARKETING TECHNIQUES
CHECK OUT SOME OF THE MATERIAL AVAILABLE AND PLEASE RETURN TO THIS SITE
OFTEN. SHARE THIS INFOMATION WITH FRIENDS, FAMILY, AND ESPECIALLY WITH THOSE
WHOM HAVE BEEN LAID OFF, UNEMPLOYED OR BUSINESS HAVE FAILED.

Seems like every time you turn around someone is hawking the latest and greatest new internet marketing ebook that is sure to make you rich.

If you’re an internet marketer chances are really good that you’ve been burned at least once by an e-book that was all fluff and absolutely useful information.

Or worse yet, the author, deliberately or not, leaves out a step that leaves you scratching your head over how to execute what you did learn. It’s enough to make you scream if you’r…

zero investment internet marketing techniques, who loves money buzz, Internet marketing, profit, niche

Seems like every time you turn around someone is hawking the latest and greatest new internet marketing e-book that is sure to make you rich.

If you’re an internet marketer chances are really good that you’ve been burned at least once by an e-book that was all fluff and absolutely useful information.

Or worse yet, the author, deliberately or not, leaves out a step that leaves you scratching your head over how to execute what you did learn. It’s enough to make you scream if you’re really serious about learning how to build an online business.

By now you’ve heard the Who Loves Money buzz. It’s the new e-book from Kyle & Carson, Wealthy Affiliate founders, that are claiming they can teach you how to make money online with zero investment internet marketing techniques. UNEMPLOYED — NEED INCOME — START A HOMEBASED BUSINESS NOW

It claims to blow the lid off the current internet marketing theories that have been around for decades. The start up costs are supposed to be minimal and there are some techniques which require no money at all.

Most folks are thinking that it’s just another internet marketing eebook.

That’s a true enough statement. However, the Who Loves Money buzz claims are that it’s different in the fact that although the techniques presented are not necessarily brand new, these zero investment internet marketing techniques are said to be explored in depth and then explained in a way that is supposed to be easy to understand as well as easy to apply.

If you’re new to internet marketing, then you should know that a number of standard website promotion techniques can get very expensive.

f you aren’t sure what you’re doing, you could end up costing yourself money rather than making any. Here are some examples of what can be considered zero investment marketing techniques.

Niche Hunting – Deciding what topic to base your website on can be difficult. Building a site about a topic you enjoy doesn’t necessarily mean that you can make a profit.

You must learn how to choose a niche that has good profit potential.

Selection of Niche Keywords – You may have picked out a profitable niche, but if you target the wrong keywords for your webpages, you have just shot yourself in the foot.

There is an art to selecting the keywords that will turn visitors into customers.

Affiliate Product Selection – You need to be able to review and select an appropriate product to promote on your site. A great website and a lousy affiliate product equals not many sales or lots of refunds.

Refunds equal revoked commissions and that’s something you don’t want to happen.

Article Marketing – Writing topic based articles, usually 300-700 words, and submitting them to article directories.

While this seems very easy, there is most definitely a specific technique to making it effective and productive.

Zero investment internet marketing techniques are not the hot new thing. They’ve been around for quite a while now, but are currently getting lots of attention.

he Who Loves Money buzz is definitely building, but whether or not this e-book lives up to its claims still remains to be seen.

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