GENERATION XYZ — HOW YOU CAN OWN A HOME — PART ONE

Interest rates continue to be low. Inventory of homes available for purchase
makes it a buyer market in most area of the country.

Rent on the other hand in most market continue to rise. Their still a
tax advantage for ownership as well as building up equity.FREE BUSINESS INFORMATION

Their are so many loan programs available such as VA, FHA,USDA loans and seem
like every state as well as some municipalities have home ownership programs.

Additional income to purchase a home is a great way to start an additional income.

Please Comment.ADDDITIONAL INCOME FOR DOWNPAYMENT Continue reading “GENERATION XYZ — HOW YOU CAN OWN A HOME — PART ONE”

BOOMERS GENERATION — DON’T HAVE TIME TO READ — LISTEN AND LEARN

NEED EXTRA INCOMEBeautiful resorts, great places to eat and the beautiful sandy beaches.
Grab a timeshare and enjoy.

INVESTING IN REAL ESTATE IS ONE OF THE MOST PROFITABLE BUSINESS
IN THE US. AW, BEFORE YOU SAY YES. GRAB A BOOK FROM YOUR LOCAL BOOK
STORE ON BUYING AND FLIPPING HOUSES.

FUNDING YOUR INVESTMENTS CANCOME FROM A SECOND BUSINESS A SECOND BUSINESS
FOR REAL ESTATE INVESTING.
PLEASE COMMENT ON INVESTING. ALL COMMENTS WILL BE POSTED THAT HELPFUL.

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BATTLING TRAVEL ANXIETY — GENERATION Y

Battling Travel Anxiety

The classic anxiety story about travel involves being on the road for a while only to suddenly remember that you forgot to turn off the oven.

While that is a domestic story, there is just as much or more anxiety that can go into getting on the road for a business purpose as there is for private travel.

The details that must be taken care of to put a business trip on the road can be overwhelming.

It is easy to develop an anxiety complex when going on a business trip and get to where you are in a constant state of stress and worry that you have forgotten something or that there is an important detail that was left undone before you left.

This stress anxiety can be destructive to your business goals for the trip. So you need some basic concepts that you can go back to just before the business trips gets underway and as you get on the road so you have some ammunition to combat travel anxiety en route.

* Call in the troops. One big way to stop travel anxiety in its tracks is to utilize your business partners to help you prepare for the trip.

It is likely that a number of people in your chain of command or in your department have a vested interest in seeing the trip you are setting out to accomplish is a success. Use their help to plan the trip and to develop detailed check lists of what has to happen before you leave and what has to go with you.

Then on the day before you depart, meet with those associates and review those lists. As you check off each thing, insist that your associate initial the list to validate that the detail was taken care of. Then take the list with you.

By consulting it often, you can calm yourself that you did take care of all the details along the way.

* Did you forget your head? Ok so you have a good system in to make sure all of your business needs are covered, the next level of anxiety comes when you are sitting on the airplane and you wonder if you packed everything you need for travel personally.

There are a couple of antidotes to this type of travel anxiety. First of all, use a similar check list system to assure you have what you need on the flight. You can develop a travel check list that you maintain and update from business trip to business trip.

As you use that list each trip, you will discover any missing items or things to do and update the list.

And by checking each need off as you take care of it before you travel, you can calm that nervous system of yours that you have done everything so its time to relax.

* What do you really need after all? Second of all, if that check list system has dozens of items and issues on it, much of that can be eliminated by that simple question.

The truth is there is very little you really need that you cannot get there if you forgot something at home. You must have your airline tickets, your driver’s license and credit card and any special medication that cannot be found at your destination.

If you have plenty of credit, there really is little else you cannot buy at your destination point if you forgot something or other. Comfort yourself that the trip won’t grind to a halt if you forgot something.

* But what if? That question literally can drive you insane. If you let yourself start thinking about whether the plane will crash or if your dog dies while you are away or the hundred of other “what ifs” that might happen, you will turn into a ball of anxiety before the first flight is done.

So the answer to “but what if?” is “that has not happened so far and the odds it will happen this time are remote.” Use some logic and adult thinking to combat emotional urge to worry.

The urge to worry is natural in all of us. Its part of your urgent desire to do well on the road. But make one of the things on that check list of things that must happen for this business trip to be a success just one word which is “RELAX”.

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MAKING MONEY FROM THE INSIDE OUT — BUILDING WEALTH AND FINANCIAL FREEDOM

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Making Money from the Inside Out

It is a well-understood axiom of the business world that there are two ways to improve the bottom line of the business. Stated simply, those two ways are to make money or to cut costs. Now no business can cost cut their way to profitability.

But by the same token, waste and excessive internal costs for any business can eat away any profits that business is enjoying. So to get ahead in a competitive business environment, both methods must be employed.

When a business turns its eye to cost cutting, there is a stated or unstated business objective that the business owners will discover significant bleeding of revenues that are going on within the systems of doing business.

So if those systems can be improved to eliminate that waste, the business would literally make money from the inside out because the overhead of the business would drop so dramatically.

The usual progress of such a cost saving campaign by a business is to find “the low hanging fruit” first. By that we mean that in order to satisfy the demands of management, middle management will identify superficial savings in hopes of satisfying the requirement.

Hence switching from disposable cups to mugs or cutting back on break room amenities often go on the chopping block first.

Sadly, while there may be some superficial savings to be found in such places, the significant introduction of efficiencies for any business lie at a deeper level and take a more in-depth process of locating problems with how things get done internally. Continue reading “MAKING MONEY FROM THE INSIDE OUT — BUILDING WEALTH AND FINANCIAL FREEDOM”

COURTING THE MILLENIALS — START A SUCCESSFUL BUSINESS — MILLIONS OF MILLENIALS BUYERS AND THEY DO SHOP ON THE INTERNET

Courting the Millenials

Recruitment of top notch young talent who can enter your work force and provide that kind of long term growth potential and can only come from a smart and productive staff is always a challenge.

One of the big reasons any business works to keep its public image high and to project the concept that they are an employer of choice is to recruit the best and the brightest from the youth ranks.

Young employees bring a lot to a business that can compliment an older work force and make the business much more vital.

Younger employees are savvy to the wants and needs of their peers. So instead of trying to guess how to market to the current generation of 18-28 year olds who are the age segment with disposable income, by keeping such employees on staff, you have the inside track to the priorities of the current generation.

Further youthful employees are often optimistic and out to change the world. Their sense of mission and belief in the system as a means to make the world a better place results not only in a better morale internally but in business philosophy that shares those values.CLICK TO START AN ONLINE NOW

The tendency to name the upcoming generations can be a bit trite but it helps in knowing who the target group for recruitment are.FREE BUSINESS INFORMATION

And that group of youthful future employees that will be hitting the job market in the next few years has been dubbed “the millennials”. Continue reading “COURTING THE MILLENIALS — START A SUCCESSFUL BUSINESS — MILLIONS OF MILLENIALS BUYERS AND THEY DO SHOP ON THE INTERNET”

CUTTING SPENDING — WHY SHOULD I SEPERATE MY PERSONAL CREDIT FROM MY BUSINESS CREDIT — PAYIN DOWN DEBT

Why Should I Separate My Personal Credit from My Business Credit?

Most people who want to start up their own businesses today usually make use of personal resources to finance their ventures.

They either utilize their savings, loan money from significant others or even use up their retirement funds.

Due to mixing their personal accounts with that of their business’ transactions, these people often risk utilizing their major assets for collateral, give personally guaranteed business mortgages, and so on.

They often end up pushing their personal credits to the limit. And whenever this happens, they are left to compromise their personal financial security.

It is sad to say, however, that a significant percentage of small firms operate through personal credit cards.

What these people should actually know and should be doing in running their ventures is how to separate their personal credit and their business credit and how life saving this can be, not only for the company, but for their personal assets as well.

The use of credit cards in small businesses is currently on the rise. What this does is that it protects both of the entrepreneur’s personal as well as business assets and allows opportunities for better growth and organization to the company. Continue reading “CUTTING SPENDING — WHY SHOULD I SEPERATE MY PERSONAL CREDIT FROM MY BUSINESS CREDIT — PAYIN DOWN DEBT”