So many people travel for important holidays that you may be quite disappointed with the cost of it. There are great ways you can save money though whether you are traveling by plane, train, or bus to get to your destination for the holidays. It is essential that you book your travel arrangements early. You don’t want to be stuck without a way to get where you want to be for the holidays due to everything being sold out. You also want to take your time to compare prices. Continue reading “SAVE MONEY ON HOLIDAY TRAVEL — GET LOWER PRICES AND AVOID THE CROWDS”
You can buy T-bills online directly from the U.S. government at TreasuryDirect.
Alternatively, you can also buy T-bills through a bank or broker. Bills are issued weekly
through an auction bidding process.
What is the current 1 year T bill rate?
Basic Info. 1 Year Treasury Rate is at 4.32%, compared to 4.38% the previous market
day and 1.55% last year. This is higher than the long term average of 2.88%.
Are 6 month T-bills tax free?
Interest from Treasury bills (T-bills) is subject to federal income taxes but not
state or local taxes. The interest income received in a year is recorded on Form
1099-INT. Investors can opt to have up to 50% of their Treasury bills’ interes
earnings automatically withheld.
Interest rates continues to be low but not for long. The Federal Reserve
have begun to tighten. Recent statements state an additional rate hike as early as
May 2023. With inflation still high the Federal Reserve is left with no choice.
What are the primary generations today?
Gen Z, iGen, or Centennials: Born 1996 – 2015.
Millennials or Gen Y: Born 1977 – 1995.
Generation X: Born 1965 – 1976.
Baby Boomers: Born 1946 – 1964.
Traditionalists or Silent Generation: Born 1945 and before.
How much did the Federal Reserve make in 2022?
The Federal Reserve Board on Friday announced preliminary financial information
indicating that the Federal Reserve Banks had estimated net income of $58.4 billion in 2022.
The Federal Reserve raising interest rates will earn even more in 2023.
Most Pell Grants are awarded to students whose families make less than $30,000 annually.
Some Pell Grants are awarded to students whose families make $30,000-$60,000 annually.
It’s possible but rare for students to be awarded the grant if their families make more
than $60,000 annually.
Is it hard to get a Pell Grant?
Because Pell Grants are need-based aid, applicants must prove their income is low enough
to receive the funds. This discourages many people from even applying, but the application
takes into account the number of students in a household who are enrolled in college, as well as other factors.
What makes someone eligible for Pell Grant?
Federal Pell Grants usually are awarded only to undergraduate students who display
exceptional financial need and have not earned a bachelor’s, graduate, or professional
degree. (In some cases, however, a student enrolled in a post baccalaureate teacher
certification program might receive a Federal Pell Grant.)
A Pell Grant is a subsidy the U.S. federal government provides for students who need it to pay for college.
Federal Pell Grants are limited to students with financial need, who have not earned their first bachelor’s degree, or who are enrolled in certain post-baccalaureate programs, through participating institutions.
 The Pell Grant is named after Democratic U.S. Senator Claiborne Pell of Rhode Island, and was originally known as the Basic Educational Opportunity Grant.
A Pell Grant is generally considered the foundation of a student’s financial aid package, to which other forms of aid are added.
The Federal Pell Grant program is administered by the United States Department of Education, which determines the student’s financial need and through it, the student’s Pell eligibility.
The U.S. Department of Education uses a standard formula to evaluate financial information reported on the Free Application for Federal Student Aid (FAFSA) for determining the student’s expected family contribution (EFC).
Pell Grants were created by the Higher Education Act of 1965. These federal funded grants are not like loans, and need not be repaid.
Students may use their grants at any one of approximately 5,400 participating postsecondary institutions. These federally funded grants help about 5.4 million full-time and part-time college and vocational school students nationally.
 As of 2016, six of the top ten colleges (by total Pell Grant money awarded) were for-profit (proprietary) institutions.
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