TAX CUT — SPEND IT OR SAVE IT

4 YEARS NINE MONTHS BEFORE THE TAX RATE CUT GO AWAY.  HOW MUCH CCN YOU SAVE????

HOW MUCH DEBT CAN YOU PAY OFF BEFORE THE TAX CUT GO AWAY. MAYBE START A SPENDING

HABIT THAT WILL BUILD WEALTH EVEN THE TAX CUT ENDS.  IT MAY PERFECT SENSE DUE TO

THE FACT INTEREST RATES WILL RISE, INFLATION, AND POSSIBLE TARFF WAR. SO, WHY NOT

GET READY FOR THE UNEXPECTED.  WEALTH PENNY PINCHING HABITS–SAVE AND INVEST

 

 

TOP TIMESHARE TRAVEL DESTINATIONS

Everyone would think that top timeshare travel destinations would only be in coastal states like Florida, North Carolina, Cancun (Mexico) and South Carolina. But you would be amazed to find that even places like Nevada, California and Minnesota are vying to occupy the top timeshare destination spot. Also the rocky mountain states of Arizona and Utah are also not far behind. Each of these destinations has some special traits which attract visitors from all over the world. Not to forget the kind of amenities these destinations offer which makes them a crowd puller.

Talking of Florida, one destination that immediately strikes everyone’s mind is Orlando. It is considered to be the most favorite family destination in the world. Home to some of the world’s largest and most popular entertainment companies it has number of wonderful theme parks to surpass the expectations of families across the globe. The unlimited and impressive list includes Disney World Resort, Universal Studio’s Universal Orlando Resort, Sea World Orlando and Islands of Adventure. Millions of tourists around the world are overwhelmed by the joy and excitement offered by these resorts. Daytona Beach is also one of the world’s most famous beaches with nearly twenty three miles of beach front. It offers visitors a chance to experience sailing, surfing and jet skiing. Many competitions take place round the year here.

When thinking of vacationing who can forget Cancun, Mexico which is know for its white sandy beaches, great weather, bright blue sky and outstanding hospitality. One can get attractive timeshare packages and vacation discounts here.

Next on the list is Hilton Head Island, South Carolina. This destination is popular for its mild climate round the year. It offers excellent golf courses and cruises with the experience of watching dolphins. One of the main attractions of Cancun is the swim with dolphins feature and interactive aquariums. It is also home to many world class resorts. It also offers best of night life with many bars serving free drinks also. Nearly four million visitors pay visit to Cancun every year.

One can never ignore California when it comes to tourism industry. While Anaheim is home to Disneyland providing greatest excitement and pleasure and offering great discount on timeshare accommodations one cannot return without visiting San Francisco and experiencing its magic. The list of attractions include Fisherman’s Wharf ,Ghirardelli Square, Coit Tower, the mansions of Pacific Heights, world’s biggest Chinatown outside Asia, Union Square, world renowned landmarks like crooked Lombard Street. Night life is one of the greatest. One can go hiking also in Muir Woods and taste world’s greatest wines. Cable rides, Pedi-cabs, Pier 39 etc. there is fun unlimited in San Francisco offering you the complete experience of your lifetime.

Las Vegas, Nevada is not far behind any other timeshare destination as it offers visitors the 360 degree of entertainment. It is second to none in providing the ultimate in fun and excitement. It is the casino capital of the world and wouldn’t be wrong to call it the night capital of the world. Whatever one can think of, Las Vegas has it and that too the greatest of them all, big hotels, big casinos, big convention halls, big malls and what not. You only some good cash in your wallet if you visit this place and rest assured you will get the fun of your lifetime.

BOOKS BEST SELLERS AT HUGE DISCOUNTS

BEACHFRONT FRONT VACATION CONDOS

Buying a beach front property or a vacation villa may be easy for rich and wealthy but not for common middle class people. The introduction of timeshare concept gave hope to those people who could not afford to buy a brand new vacation home. That is one of the reasons why the timeshare industry has grown by leaps and bounds ever since its inception in the United States. One of the aspects of a timeshare property that attracts most people is that they can have a wonderful vacation home without having to worry about its upkeep and maintenance. But at the same time people have many misconceptions about timeshares. One of the biggest misconceptions is that they compare timeshares to regular real estate property and consider it as an investment option. But in fact it should be thought as an investment in your dreams i.e. vacationing at a place where you want to go every year. Investing in real estate could reap profitable returns but if you invest in a timeshare it may not be guarantee in fact you may end up losing money.OWNING A SECOND HOME

But what if you still want to buy it and you expect no profit from it but neither loss also at the same time. There is always one question in the minds of those people who are planning to buy timeshares. Is it really worth buying a timeshare? To answer this question you have to go through an analysis of various factors. An analysis should consider factors like comparable rent of alternative accommodation, appreciation of the timeshare property and your finance rate. How do you do it? Here is a simple calculation.

Consider the worth of your investment as profitability. The profitability should be a measure of the comparable rental rate, rate of appreciation and your finance rate. If the sum of all these is a negative number then, assume that you are losing money in your investment. The rental rate is the ratio of the rent of that vacation property to the buying price of that timeshare. Suppose if corresponding rent of that vacation timeshare is $1,000 and the buying price is $10,000 then the rental rate is 10%. Now if we include the annual maintenance cost, membership and all other miscellaneous expenses, if it comes around $500. So the actual saving in rent will be $500 now and the rental rate will be the ratio of $500 to $10,000 which gives us 5%.

Now if we assume the annual appreciation of that property is 10% and the rate of our finances is 16%. If we add rental rate and appreciation and subtract the finance rate you will end up with a negative percentage which means you are losing 1% every year compared to rent. But this formula is only a rough calculation of the profitable of your investment and may not be accurate. This is just to give you a start up. The depreciation rate may vary and so as the finance rates. The maintenance fees and other fees may also vary with different locations. Some resorts have charge reasonable maintenance fee and other fees but some exorbitantly high fees. So, this is also should be a factor in deciding which resort to choose, it is not a smart idea to pay unusually high fees when you don’t know whether you can utilize the property year after year and you may think of renting out the unit which is not a profitable proposition too.

Another good idea is to add up the cost of your timeshare for the entire year i.e. all fifty two weeks and see. For the above investment it may be around 520,000. But, does the timeshare property cost that much if somebody wants to buy it as a real estate property. The extra money goes into the pockets of real estate developers who are selling the timeshare. So carefully weigh in all the factors discussed above before buying a timeshare property.

If you assume that all Timeshare Condos consist of 2, 3, 4 bedrooms units, your
assumption is wrong. Their are studios, l bedroom units, and units that have
separate bedroom with no door (privacy). By calling the resort you can be clear on
what your condo unit consist of. Also, other questions like activites, area eating
places, car rental can be answer. This is for the beginner travel

 

A time share is a name given to a piece of property shared among number of owners. This involves use and cost of maintaining the property. Although the majority of the timeshare properties are condominiums resorts but it will not be a surprise if you find a hotel timeshare or a motor home timeshare or a cruise timeshare or a campground. The choices are increasing by the day. The idea of a timeshare property originated in Europe in 1960s when the property rates were skyrocketing and it was impossible for people to afford a full time vacation house. But by sharing the ownership the burden of maintenance and other costs on single person were greatly reduced. These also boosted the fortune of real estate developers as they were able to successfully market and sell the properties to a greater number of people. But a key point to remember in timeshare property.

A technical definition of timeshare property is that an owner has specific time to share you own in a property. But as more and more properties are being converted into timeshare, flexible timeshare options cannot be ruled out. The flexible timeshare offers owners the option of choosing more than one timeshare destination and also more than one specific time of a year.

Timeshare properties are usually found in warm destinations like Florida where people like to vacation a lot. They can also be found in cold weather areas near ski resorts. The timeshare properties are typically furnished in full and usually have one to three bedrooms, multiple bathrooms, a kitchen and a living room. It may not come as a surprise if you find timeshare properties with indoor or outdoor pools. They have become a common feature of most timeshare properties nowadays.

The typical duration of a timeshare ownership unit is one week. Depending on what time of the year you own the timeshare the price may vary. For example, a timeshare property in the month of April in Florida will be much higher than in August. So the rates may vary with varying season and demand. Some resorts give color coding to different seasons depending on the demand. For example some resorts term high demand season as red season meaning the prices of the timeshare will be highest in that season.

Timeshares can usually be inherited to your children like any other real estate property. Timeshare offers not only a great vacation but also great investment. Most people rent their timeshare to others when they do not use their timeshare. This has a double advantage. You earn rent also along with appreciation of the property with passage of time. Timeshare properties are exchangeable and tradable with other properties in most of the cases. While it may be easy for the owners of the red season timeshares to exchange their unit with other owners in any season it might be impossible for owners of low season timeshare owners to get a high season timeshare unit in exchange.

Timeshares can be purchased through financing also but mostly the resale properties purchased from individuals are paid in cash. The cost of maintenance, management and cost to maintain common areas like pools and tennis courts are paid by timeshare owners. Fees may vary and always make sure to find it out before buying a timeshare.

There are many types of timeshare properties. A fixed unit, fixed week, deeded timeshare allows you to own a specific timeshare at a specific time each year. A floating time agreement allows you to be flexible about the dates that you can use your timeshare. But reservations may be only first come first serve as many owners would like to go for that o

HEALTH AND WEALTH—–GENERATION X WHY NOT

HEALTH AND WEALTH
I’m sure you must have come across the cliché “health is wealth” but do you know what it means and why you should give it a thought? Well, this article will help you put things in retrospect so that you can finally enjoy an optimum healthy life.
Do you know why health and wealth go together? It’s simple when you’re healthy; you would live longer and hardly spend your money treating one ailment or the other, how cool can this be? This is why embracing healthy lifestyle choices are the best bet for anyone who wants to enjoy a healthy life. Yes, you’re rich and can afford all the good things that life has to offer, but without a healthy lifestyle, you’ll spend the majority of your money trying to treat one health conditions or the other, and I’m sure you wouldn’t want that right?
Now is the best time to start making intentional, healthy decisions, if you have been depending on junk foods together with other unhealthy eating habits for far too long, you should strive to change the narrative by embracing healthy lifestyle choices. Yes, your work schedules may not be giving you all the time you need to eat healthy meals, but you should strive to always eat healthy meals regardless of how busy you’re. Remember, you can have all the good things in this world and living healthy may not be one of them.
To maintain a synergy between health and wealth, it would be smart to come up with a healthy eating practice that not only includes healthy meals but some form of activities too. Always remember that when you eat healthily and spruce it up with one exercise or the other, you will enjoy a blast of wellness like never before. Stop spending your money treating one ailment or the other, all you may need to enjoy a healthy life is making healthy lifestyle choices.HOW TO BUILD WEALTH BOOKS FOR YOUR LIBRARY

ORLANDO FLORIDA——-WHAT NOT TO LOVE——-ABSOLUTELY AWSOME VACATION PLACE

Orlando is the world’s most popular family vacation destination. Blessed with one of the longest white sandy beachfronts of the world and safest bathing beach Orlando offers unlimited excitement and fun. It is a paradise for vacationers and especially children. Dotted with theme parks it offers a complete experience to the visitors. The popular destinations of Orlando are:

* SeaWorld
* Downtown Disney Marketplace
* Orlando Convention Center
* Epcot Center
* Disney’s Animal Kingdom
* Disney’s Pleasure Island
* Disney’s Magic Kingdom
* Walt Disney World Resort
* Disney – MGM Studios
* Prime One Outlet Mall
* Universal Studios
* Church Street Station
* Citrus Bowl
* Kennedy Space Center

Also Orlando offers vacationers with a plethora of amenities like beaches, boating, live entertainment, golf, water skiing, restaurants, shopping area, grocery stores, auto rentals, hairdressers, best medical facilities, innumerable resorts, top class hotels and what not. There might not be many people who have not visited Orlando but yes there are some people who cannot afford expensive Orlando. The timeshares provides an ideal choice to those people who want to come to Orlando year after year with families and friends. Some of the best names in the business are Westgate Timeshare, Marriott Vacation Club, Hilton Ground Vacation Club and Disney Vacation Club. The best thing about timeshares is that it not only gives you accommodation but also gives you discount on many entertainment places, theme parks and also restaurants.

No other place in the world offers such outstanding theme parks and facilities as Orlando. Orlando has seven theme parks, three water parks and ninety other attractions. And from world class shopping malls to theaters to fine restaurants, Orlando has everything one needs for a perfect vacation trip. Not only that many departmental stores are located near theme parks for visitor’s convenience.

Coming to the climate, summers are very hot and hum in Orlando. The winters are mild with temperatures keeping around Sixty to Seventy Fahrenheit. The rains lash Orlando from June to September with prevailing hot temperatures. So vacation should be planned accordingly because weather is a factor to be considered. And remember to take light clothing when going to Orlando for the summers.

Orlando is well connected to the rest of the nation and the world by air. Orlando International Airport serves many international and national destinations. It is fifteen miles from central Orlando. There is another airport located thirty five miles north from Orlando by name Sanford Orlando Airport. Also one can travel by train if traveling within U.S. There is an Amtrak station which provides service from Orlando to neighboring cities and to many other states of the country. There is a bus service also within Orlando which connects different parts of the city and suburbs. It also provides free service on some routes.

So, one doesn’t need to think of what to do in Orlando with so many world class theme parks and exceptional facilities. Also the availability of wide variety of transportation choices makes it an ideal choice for visitors to go to Orlando year after year. Also availability of reasonably priced timeshares is another reason to go to Orlando. Many big companies and resorts sell timeshare ensuring the safety of your money and offering the best services. Do you need to know more to get ready for your next vacation to Orlando?

CHOICE OF VACATION PLACES

IT’S TIME TO SELECT A VACATION PLACE WHERE YOU WOULD LIKE TO TRAVEL

TO ON AN AFFORDABLE BUDGET.  I PERSONALLY PREFER CONDOS ON THE BEACH.

EMERALD GREEN WATERS OF THE FLORIDA PANHANDLE OR WHAT ABOUT THE

BLUE WATERS OF THE CARRIBEAN.  THE COAST OF CALIFORNIA WITH IT WONDERFUL

SURFS.

BUDGET MINDED.  DEFINITELY SHOPPING THE INTERNET FOR BARGAINS,  OWNING

A TIMESHARE OR A FEW.  TRAVELING OUT OF SEASONS, BEFORE OF AFTER HOLIDAYS

BARGAINS RATE CAN BE EASILY FOUND.  DON’T FORGET REVIEWS ON SITES, WITH

VACATIONS ADS.