STARTING A BUSINESS ON A SHOESTRING BUDGET — STARTING A BUSINESS ONLINE — BUILDING A MULTI-LEVEL MARKETING — HAVING RESIDUAL AND PASSIVE INCOME

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😊Starting a business on a shoestring budget is possible. Building residual/passive income
in your free time can be a great past time enjoyable hobby. If you have a few hours a week
you can be successful building an online business. Thousands of individual have and you
an be one of the thousands in 2022 that can do the same.

Step one is very simple. What do you have a passion for, your big dream. That’s all it take to get started.

Tools to sell knowledge online

ABUNDANCE —– PROSPERITY —— START WITH GOAL SETTING — TO ACCOMPLISH YOUR DREAMS AND WISHES

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Inflation hurt senior citizens on fix income, unemployed, low income families and first time home buyers.

As prices goes up, more income is needed just to keep up.
This is one solution 3% pay raises which is often called cost of living adjustment want keep up with

inflation. So additional income is one solution.
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From Wikipedia, the free encyclopedia

This article is about a rise in the general price level.

For the expansion of the early universe, see Inflation (cosmology). For other uses, see Inflation (disambiguation).

In economics, inflation is a sustained increase in the price level of goods and services in an economy over a period of time.

[1][2][3][4] When the price level rises, each unit of currency buys fewer goods and services; consequently, inflation reflects a reduction in the purchasing power per unit of money – a loss of real value in the medium of exchange and unit of account within the economy.

[5][6] A chief measure of price inflation is the inflation rate, the annualized percentage change in a general price index, usually the consumer price index, over time.

[7] The opposite of inflation is deflation (negative inflation rate).

Inflation affects economies in various positive and negative ways.

The negative effects of inflation include an increase in the opportunity cost of holding money, uncertainty over future inflation which may discourage investment and savings, and if inflation were rapid enough, shortages of goods as consumers begin hoarding out of concern that prices will increase in the future. Positive effects include reducing unemployment due to nominal wage rigidity.

[8]Economists generally believe that the high rates of inflation and hyperinflation are caused by an excessive growth of the money supply.

[9] Views on which factors determine low to moderate rates of inflation are more varied. Low or moderate inflation may be attributed to fluctuations in real demand for goods and services, or changes in available supplies such as during scarcities.

[10] However, the consensus view is that a long sustained period of inflation is caused by money supply growing faster than the rate of economic growth.

[11][12] Inflation may also lead to an invisible tax in which the value of currency is lowered in contrast with its actual reserve, ultimately leading individuals to hold devalued legal tender.

[13] Today, most economists favor a low and steady rate of inflation.

[14] Low (as opposed to zero or negative) inflation reduces the severity of economic recessions by enabling the labor market to adjust more quickly in a downturn, and reduces the risk that a liquidity trap prevents monetary policy from stabilizing the economy.

[15] The task of keeping the rate of inflation low and stable is usually given to monetary authorities. Generally, these monetary authorities are the central banks that control monetary policy through the setting of interest rates, through open market operations, and through the setting of banking reserve requirements.Pricing: Save 18% with an annual plan

CORONAVIRUS — FACE MASK — PROTECT YOUR FAMILY AND YOURSELF

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Where can I get the vaccine? Your healthcare provider and state/local public health agency are the place to start. Select groups may get the vaccine where they work.

Where am I in the priority list? You can use a vaccine calculator to get a rough idea of where you stand. State and sometimes local public health authorities determine priority.

How many people are getting vaccinated? The Bloomberg tracker shows distribution progress. Actual vaccination is lagging behind production and distribution to states. There have been challenges with organizing distribution, and some eligible people have refused vaccination.

What about side effects? Many people will experience mild flu-like symptoms after getting the vaccine. This is normal and usually lasts a day or two. Serious allergic reactions are rare and easily treatable. Let your provider know if you have a history of allergic reactions to vaccinations. Ordinary allergies are not a problem.

Who shouldn’t be vaccinated? Your healthcare provider will tell you if you shouldn’t be vaccinated due to specific health conditions. There is not yet a vaccine approved for children under age 16.

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EARN ADDITIONAL INCOME — STARTING A BUSINESS/MONETIZING YOUR BLOG —- BUILDING A SIX FIGURE INCOME IN YOUR SPARE TIME — FREE TIME

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Starting a business/ monetizing your hobby

So many persons have hobbies they enjoy doing at their leisure.

It could be playing games, photography, watching television, blogging, basically anything.

But do you know there is great joy in turning your hobby to a money making venture? Won’t that be something?

Doing what you love and earning from it! Lots of people don’t see how this is achievable considering they have other jobs to do. I will give you a very good example with someone whose hobby is taking pictures.

Photography can be of any type, nature/ wildlife shots, snapping people at the park or particular interest pictures. You could simply turn this love you have for capturing moments into a business.

Either as a studio photographer or as a photography blogger. Now to monetize your hobby, there are things you need to think through. Below are a list of things to do when monetizing your photo hobby.

1. Give it a name

! As simple as this may sound. It is very important to give your new business a befitting name. A good catchy name means it will easily stick in your potential customers mind.

You don’t want a name that doesn’t roll of the tongue. For instance, Joe’s amazing photography. Think something short and punchy like Joe’s shots/ Joe’s photos.

A catchy name is very vital when starting a new business.

RESIDUAL INCOME/PASSIVE INCOME

2. Do your research:

This is probably the first thing you should do as it is very vast. You’re going to make research for several things.
You have to check and confirm if the name of the business is already taken. You have to research the business itself, how rampant it is in the area you want to start it.

Do people in the area appreciate the services you are going to offer. You have to research potential competitors as well.

Check how successful they are, how they go about their business, how do they operate. Proper research is very vital any how you look at it, wether you do it yourself or hire someone to do it for you.

Make sure you do a very in-depth market research before you start any business.

3. Working tools/Equipments

Tools and equipments are very important in any business. You don’t start a welding business without a protective welding glass.

What materials do you need to start the business? Make sure the things you need are ready.
Check for the ones that are most important to start the business and buy them if you don’t have them already.

If it is the photography business you want to start, then you will need a camera, a good one of course, you may or may not need a stand, a camera stand, etc.

4. Registration and license

Off course you don’t just select a business and start without proper registration and license.

It is important to go to the nearest licensing agency in your area and get registered. Once you’re licensed, secure your license and keep it safe.

It shouldn’t take more than a week to get licensed in any field of choice.Conversion funnels - ultimate selling machine

I RATHER BE RICH THAN MIDDLE INCOME BECAUSE THE RICH IN AMERICA IS GETTING RICHER WHILE MIDDLE INCOME FAMILIES ARE BECOMING POOR — WORKING MORE AND FALLING FURTHER AND FURTHER BEHIND

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Starting a business for the purpose of passive or residual income

The motive behind starting a business is often to make money that will be enough to cater to one’s needs. Earning a large enough income will give you the opportunity to accomplish and live the type of life you desire.

But most people don’t have the ability to live life on their own terms because they are either a slave to their debts or cannot break away from living on a paycheck.

But this problem can be solved by the many benefits of residual or passive income.

One of the best ways to gain financial freedom is by setting up a business with residual income opportunities. There are many businesses both online and offline that one can set up to generate residual income.

Residual income by definition is the income one generated long after the work has been completed. It is the type of income that one continues to generate for as long as the business lives.

Residual income is also known as passive income has no limitations based on time.

Starting a business with residual income opportunities will enable you to live life on your terms. You will continue to earn money whether you are there working or not. The amount of money you can make does not stop whether you get out of bed or not.

In addition, it is possible to have different streams of residual income. Unlike having two jobs that will consume your time, multiple streams of residual income will increase your earnings while also giving you enough free time.

Residual income gives you a more lucrative alternative to finding a side hustle that will stress you and consume your precious time.

To kick start your dream of financial freedom, here some of the residual business opportunities that you can venture into.

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Invest in real estate

Rest estate is one of the most lucrative means of generating passive income. Apart from being lucrative, it give you rest of mind and requires little or no work.

Affiliate marketing

This involves promoting other people’s product online of which you get a commission once it leads to sale. Affiliate marketing can be done by marketing people’s products on your website.

It can also be done by promoting them on social media platforms.

Affiliate marketing is a great way of making money online. You can make up to six figures every month from the comfort of your home. And remember, you do this at your time and pace.

Write an EBook

Selling a book online can be another great way of generating residual income. After the initial work of writing and creating the book, the only thing left is to make your money on every sale.

You don’t need much capital to produce an EBook, no printing and shipping costs.
Other residual income business opportunities that you engage in include:

• Create lead generation website
• Start a dropshipping business
• Create a mobile app
• Invest in vending machines
• Rent out your spare room
And the list is endless.

MIDDLE INCOME OR RICH — YOUR CHOICE — BUT RICH IS BETTER

What is residual income, and why should you have it?

What is residual income and why do you want it?

What does residual income mean?

What is the formula for residual income?

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FOOD FOR THE MIND — WHAT IS NECESSARY FOR THOSE WHO WORK A LOT — ENJOY EXTRODINARY STAMIA

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Food for the mind: what is necessary for those who work a lot

Often, with heavy workload at work, it is difficult to make room for lunch.

This is fundamentally wrong, you need to pay due attention to food, because it helps the brain, but not all. What you need to know and eat when you are busy?

To get started, get a diary. Write the time of your rise, breakfast, lunch, dinner in it. 21 days is enough for a man to become a habit.

Take food laid three times, do not forget about it. Get into the habit of having breakfast. After 3-3.5 hours, have a bite, then have lunch and do not forget about dinner.

If a working meeting is scheduled for lunch, invite your partner to have lunch with you.

For the brain, glucose is good , especially in the morning.

It will immediately give the desired result, for example, before a speech or a meeting, eat a piece of dark chocolate, or a bar of muesli.

Do not abuse the advice often, fast carbohydrates have a bad effect on the pancreas.

If work is long, eat nuts, cereal. Cottage cheese, chicken fillet, low-fat fish varieties will increase mental activity.

The diet should include foods containing zinc, calcium, magnesium, iron, vitamins B, C.

The latter are good for concentration, and are present in the hips, Brussels sprouts, apples. Vitamin B is present in buckwheat, walnuts, rye bread.

To assimilate them, begin to use half-saturated fatty acids.

Pure water, dried fruits that have anti-stress effect are perfect as a snack.

The researchers found that 2 cups of coffee a day would be enough for an adult. An exception for those who have high blood pressure.

An excellent product for the brain will be dried apricots, eat a few pieces.

It is rich in vitamins C, iron, the latter is responsible for the left hemisphere of the brain, stimulates analytical activity.

Vitamin C helps the gland to digest.

To avoid Alzheimer’s disease, lean on red cabbage containing antioxidants.

For the brain is good salad from cabbage, carrots, green onion feathers with the addition of olive oil.

When using beets in the body will get a substance-betanin, promoting good mood, quick response and concentration.

People who constantly include in their diet salad from this vegetable with lemon juice and olive oil at times improve the susceptibility of information.

Refuse from fatty meat, it causes atherosclerosis of brain vessels, forget about very salty foods, and food that can be stored for a long time.

These products adversely affect brain function.

FIRST TIME HOME BUYER — VS — RENTING — HOME EQUITY — CONERSTONE TO WEALTH BUILDING

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HOME EQUITY

Home equity is the market value of a homeowner’s unencumbered interest in their real property, that is, the difference between the home’s fair market value and the outstanding balance of all liens on the property.

The property’s equity increases as the debtor makes payments against the mortgage balance, or as the property value appreciates. In economics, home equity is sometimes called real property value.

Home equity is not liquid. Home equity management refers to the process of using equity extraction via loans, at favorable, and often tax-favored, interest rates, to invest otherwise illiquid equity in a target that offers higher returns.

Homeowners acquire equity in their home from two sources.

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They purchase equity with their down payment and the principal portion of any payments they make against their mortgage.

hey also benefit from a gain in equity when the value of the property increases. Investors typically look to purchase properties that will grow in value, causing the equity in the property to increase, thus providing a return on their investment when the property is sold.

Home equity may serve as collateral for a home equity loan or home equity line of credit. Many home equity plans set a fixed period during which the homeowner can borrow money, such as ten years.

At the end of this “draw period,” the borrower may be allowed to renew the credit line.

If the plan does not allow renewals, the borrower will not be able to borrow additional money once the period has ended.

Some plans may call for payment in full of any outstanding balance at the end of the period. Others may allow repayment over a fixed period, for example, ten years.

SOURCE: WIKIPEDIA


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10 TIPS TO IMPROVED HAIR CARE — STYLES — BRAIDS — DO IT YOURSELF

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10 Tips To Improved Hair Care

The information contained in this article is to be used for reference only. It is not to be used in place of, or in conjunction with, professional hair care advice. Anyone who notices a concerning condition, relating to their hair, should consult a dermatologist for proper diagnosis and/or treatment.

10 Tips To Improved Hair Care

Hair care is an important part of looking good and feeling good, both inside and out. There are an endless number of hair care products that promise to shape up, curl, straighten, moisturize and rejuvenate, but what is the best way to maintain healthy hair?

Here are 10 tips to get you started.

If you notice split ends, have them trimmed. This will result in healthier hair and a better overall appearance.

A trim is relatively inexpensive and should only take a matter of min…

Hair care is an important part of looking good and feeling good, both inside and out. There are an endless number of hair care products that promise to shape up, curl, straighten, moisturize and rejuvenate, but what is the best way to maintain healthy hair?

Here are 10 tips to get you started doing it yourself.

If you notice split ends, have them trimmed. This will result in healthier hair and a better overall appearance.

A trim is relatively inexpensive and should only take a matter of minutes at the local salon.

Use a low to medium heat on your hair dryer. Extreme heat can dry out the hair and cause the frizzies.

Avoid prolonged exposure to the sun, which is not only bad for your skin, but can dry out your hair as well.

Many people suffer from dandruff. If you are one of the many, avoid scratching or rubbing the head as this will promote flaking.

Instead, use a shampoo and/or conditioner that is especially designed to treat dandruff and eliminate flaking.

If you have thin hair, add a volumizing shampoo for added body. If you have thick hair, using a healthy shine shampoo will bring out the additional beauty.CLICK NOW FOR MORE INFORMATION

Avoid harsh hair care products, which can dry out or damage the hair. In some cases, individuals have even experienced hair loss in using certain at-home perm and/or coloring treatment products.

If you want to have this type of treatment done, have it done at the salon.

In choosing a salon, make sure that you opt for one that has been in business for awhile and has a clean, professional workspace.

Ask friends for referrals. If they have used a certain hair care product, which coincides with one that you are searching for, inquire about their experience.

The same is true with salons, which are often best recommended by friends and family.

When brushing your hair, use soft strokes rather than those swiped in a hurry. A part of quality hair care is, just as the name implies, caring for your hair.

When using styling products, make sure that they do not overheat prior to using them on your hair.

Extreme heat can and will damage the hair, not to mention the discomfort of a burn resulting from an overheated styling product.

The information contained in this article is to be used for reference only. It is not to be used in place of, or in conjunction with, professional hair care advice.

Anyone who notices a concerning condition, relating to their hair, should consult a dermatologist for proper diagnosis and/or treatment.

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10 Great Hair Care Tips

If you watch the tabloids, you know that even the stars have bad hair days. It just seems that when the professional stylists are out of the picture, it is inherently human to have a less than glamorous mane.

But you can do your part to stay ahead of the battle by following these great tips for hair care.

1. Use a professional conditioner that is formulated for your specific hair type. While you can skimp a little on the shampoo, a good, professional conditioner is a must …

If you watch the tabloids, you know that even the stars have bad hair days. It just seems that when the professional stylists are out of the picture, it is inherently human to have a less than glamorous mane.

But you can do your part to stay ahead of the battle by following these great tips for hair care.

1. Use a professional conditioner that is formulated for your specific hair type. While you can skimp a little on the shampoo, a good, professional conditioner is a must have. Look for products in salons that are customized for your hair type.

For instance: If you have color or a perm, choose a conditioner that is for chemically processed hair. And stay away from those all-in-one shampoo and conditioner combos.

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2. Choose a cut tailored to your face and body shape. The number one mistake that people make when choosing a new hairstyle is to pick a style based on popularity rather than how it will enhance their features.

Always choose a new cut based on how it will enhance or detract from your facial features and build. If you have broad shoulders, choose a full-bodied cut over a close cropped head hugging doo.

3. Don’t forget your UV protectants. Just as your skin gets damaged by wind and sun, so does your hair. To combat this, look for finishing products such as mousses, gels and sprays that block UV rays.

4. Keep your appointments. Did you know that your hair will split faster than it will grow? You need to get a trim every 6 to 8 weeks, even if it’s just a micro trim. A good hairdresser makes them good because they know what to leave on the head, not take off.

5. Leave chemicals to the professionals. There is a reason why beauticians need to go to school to learn how to handle chemicals and hair processes.

You can do irreparable damage with these products even if the package says that it’s way easy. And even if you don’t make your hair fall out, you could end up looking like a clown and paying a stylist big bucks to fix your mess. (Note: Most stylists charge double the rate for corrective color than they do for normal color processes)

6. Get color for interest and body. Every cut needs a little bit of color to make it truly breathtaking. No matter whether your taste is subtle or dramatic, you can add interest and volume to your tresses with a color process.

Highlights, lowlights, all over color, gray coverage, you name it, it’s all good for your look.

7. Do weekly conditioning treatments. Even if your hair is extremely healthy, it is constantly on the attack from wind, sun, cold and heat. During the summer months, your hair is battered even more when it absorbs chlorine and other chemicals from your pool.

8. Get an ionic ceramic flat iron. Instead of frying your hair with a conventional metal plated flat iron. Straighten your tresses, add shine and infuse moisture with one of the a negative ionic flat irons. We personally use T3 irons for all our work.

9. Choose your styling products wisely. Avoid products that leave build-up on your hair. If you see white gunk, that means that your product is not water-soluble and may be coating your hair shaft.

Build-up causes limpness, breakage and inability to curl not to mention the white flakes.

10. Did you know that if you use a towel after your shower to dry your hair you are causing split ends and adding static electricity to your hair. Don’t rub the towel back and forth over your hair, scrunch the towel around your hair like your would scrunch crackers in your soup.

While all of these tips won’t make you look like you’ve hired a personal hairdresser, they will help you look the very best that you can each and every day. When it comes to hair care, remember that you wear your hair everyday.

Now isn’t it worth the time, effort and money that it takes to keep it looking spectacular?
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EARNING ADDITIONAL INCOME — A JOURNEY TO FINANCIAL FREEDOM

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A JOURNEY TO FINANCIAL FREEDOOM$$$$$$$$$$$$$$$$$$$$

From time immemorial, people who rely on single source of income always find it difficult to pay their bills.

In fact, even if you work for a top notch company that pays you a six digit salary in US dollars, it is still very risky to depend solely on a single source of income.

We live in a world where most people are working and earning salary, yet living in poverty. The reason for this is that most times, their expenses tend to outweigh the salary they receive, thus the need for a residual income.FREE STUFF GOVERNMENT AUCTIONS

Have you ever imagined what differentiate the rich from the poor? I mean what makes the rich becomes richer and poor becomes poorer?

It is not about being proactive at work or working in a multinational corporation, but having an investment that gives you a residual income.

Residual income as used in this context refers to income that keeps coming after a work is done. To put it differently, residual income usually comes from building asset that continues to pay you even after the work is done.

For instance, the likes of Warren Buffet, Bill Gates, Richard Branson, Oprah etc, weren’t born rich. However, these people became rich over time because they understand and took advantage of residual income.

Residual income could be in form of royalties from books, songs, movies, income from real estate etc. For example, Bill Gates is still making residual income from Microsoft even though he is no longer there.

Earning an additional income is what every salary earner should work towards. It helps to reduce the burden of expenses and enable you to save more from your earnings.

Income refers to any other money you earn outside your main source of income. It could be revenue from a small business you run or any other activity you do outside your main job. It helps to ease your financial responsibility and enable you to have a good savings.

Most people that earn additional income outside their main salary seldom go broke. In fact, they are able to pay their bills easily without borrowing loans from friends and relatives.

Without an iota of doubt, earning additional income is one of the gateways to financial freedom.
Irrespective of who we are and what we do, financial freedom is what we all crave for.

Even if financial freedom means different thing to different people, it always involve money. This is due to the fact that money makes the world goes around.

Financial freedom is the only thing that will enable you achieve your goals and live the life you always crave for. Continue reading “EARNING ADDITIONAL INCOME — A JOURNEY TO FINANCIAL FREEDOM”