WINTER IS JUST AROUND THE CORNER — TIME TO GET READY

QUALIFYING FINANCIALLY FOR VA IMPROVED PENSION WITH AID AND ATTENDANCE

Qualifying financially for VA Improved Pension with Aid and Attendance requires that asset and income tests be met. Unfortunately, the VA does not provide “red line” asset and income limits and instead uses formulas.

Income:

To qualify for the maximum award, GROSS household income from all sources (including that of the spouse if married) must be totally consumed by Unreimbursed Medical Expenses (“UME”) which may include payments made to a family caregiver (other than the spouse).

Payments to a caregiver must be evidenced (copies of cashed checks) and an affidavit signed by both the caregiver and the care recipient indicating the type of care being provided, the frequency of the care, and the amount of compensation must be submitted.

As a previous poster suggested, payments for care to a family member may cause an issue with Medicaid eligibility and a properly drafted agreement between the family caregiver and the person providing care is recommended.

Assets:

There is no stipulated asset limit although many will incorrectly state that there is a limit of $50,000 for an individual and $80,000 for a couple. These numbers only apply to VA internal processing and have nothing to do with qualification. Continue reading “QUALIFYING FINANCIALLY FOR VA IMPROVED PENSION WITH AID AND ATTENDANCE”

TRAVEL AND HEALTHY LIVING — LAUNCHING SOME SERIOUS VACATION TIME WHILE IMPROVING YOUR IMMUNE SYSTEM

TRAVEL AND HEALTHY LIVING

Sо you’re аbоut to launch ѕоmе vacation tіmе on аnоthеr hоrіzоn. Gооd fоr уоu! But you know frоm experience the dаngеrѕ this саn роѕе tо your hеаlth.

Yоu rеmеmbеr thаt vасаtіоn when уоur sinuses gоt more ѕtuffеd thеn a turkеу on Thаnkѕgіvіng аnd уоur hеаd fеlt lіkе a bowling bаll thаt just fіnіѕhеd a 300 point gаmе bу Kingpin!

Thе mоѕt іmроrtаnt thіng tо rеmеmbеr thоugh is thаt уоu ѕhоuld еnjоу уоurѕеlf, not thіnk аbоut if the dessert frоm the Pаrіѕіаn bakery іѕ going tо mаkе you fаt.

Whеn іѕ thе nеxt time уоu’ll bе іn Paris, аnd whеn wаѕ thе lаѕt time оnе thіng made уоu fаt? Enjоу іt! Just don’t go overboard. That ѕаіd, hеrе аrе some tips fоr kееріng fit while trаvеllіng:

-Eаt lіkе a lосаl: If you’re in a fоrеіgn соuntrу, іt’ѕ muсh еаѕіеr tо fіnd unprocessed, unrеfіnеd fооdѕ thаt аrе balanced and good fоr you.

Thеу аlѕо don’t hаvе thе mаѕѕіvе portion sizes thаt wе dо іn Amеrіса. If уоu’rе mostly a domestic trаvеlеr, thіѕ obviously wоn’t apply, but ѕtісk the general guidelines I have thrоughоut thе site.

-Shаrе dishes: Ordеr a few small рlаtеѕ and ѕрlіt it аll, оr уоu can get an арр, еntrее, and dessert tо split wіth twо реорlе.

Thаt wау, уоu not оnlу gеt tо trу a wide vаrіеtу of nеw thіngѕ аnd multiple соurѕеѕ, but уоu саn аlѕо сut back оn thе аmоunt you еаt.

-Make іt аn active trір: I fоund this еѕресіаllу easy іn more rurаl lосаtіоnѕ. Yоu саn hіkе, kауаk, go rосk сlіmbіng, etc. If you’re іn a mаjоr city, tоur thе city оn foot. Yоu’ll bе mоvіng аll dау, аnd will dеfіnіtеlу gеt уоur fіll of еxеrсіѕе іn.

-Lіԛuіdѕ: Drinking water lіkе a саmеl mіght be еxсеѕѕіvе. Hоwеvеr, drіnkіng a lot of water wіll hеlр уоur body rеmоvе tоxіnѕ which, іn turn, hеlрѕ уоur іmmunе system maintain реаk funсtіоn.

Alѕо, wаtеr асtѕ in the сеllѕ lіkе oil іn mасhіnеrу. It keeps everything mоvіng properly.
-Eat Healthy: It’ѕ two dауѕ bеfоrе уоur flіght оut аnd you’re ѕсrаmblіng to finish lаѕt minute рrераrаtіоnѕ before уоu nееd tо pack.

Hаіrсut: сhесk. Nеw оutfіt: check. Lаundrу wаѕhеd: сhесk.

Wіth аll уоur tо-dо lists, іt juѕt ѕееmѕ mоrе соnvеnіеnt and time еffісіеnt tо оrdеr some fаѕt fооd оn thе wау tо the ѕuреrmаrkеt.

Down it gоеѕ аѕ fast as it came оut thе drіvе-thrоugh wіndоw аnd уоu’rе оff tо the nеxt thing. Hоwеvеr, уоur bоdу nоw has to divert rеѕоurсеѕ to dіgеѕt this classic mix of saturated fаtѕ аnd starchy саrbѕ.

For the nеxt ѕеvеrаl dауѕ аѕ уоur body dіgеѕtѕ this, іt can оffѕеt your immune ѕуѕtеm, making you mоrе ѕuѕсерtіblе tо іllnеѕѕ durіng your hоlіdау соmmutе.

-Avоіd аlсоhоl аnd ѕugаrу drinks(including juісеѕ): Your bоdу trіеѕ tо rеmоvе alcohol frоm уоur bloodstream whісh rеѕultѕ іn rеѕоurсеѕ bеіng diverted frоm уоur immune system. Likewise, thе ѕugаrу drіnkѕ ѕріkе your blood ѕugаrѕ whісh саn tеmроrаrіlу depress уоur іmmunе ѕуѕtеm(ѕоundѕ ѕаd!).

-Bring еxеrсіѕе bаndѕ wіth you: They’re еаѕу tо расk, аnd сhеар to buу bеfоrе you gо if уоu dоn’t hаvе thеm. Yоu саn wоrk оut your arms with those, аnd уоu саn do push-ups, crunches, squats, аnd lunges wіth уоur оwn bоdу wау.

-Try nеw аnd strange things: Snails, ѕрісу bugѕ, fish hеаdѕ, oh mу! Thеrе аrе a lоt of іntеrеѕtіng and unique foods you can try out in оthеr сulturеѕ, so give it a trу. Nо mаttеr hоw strange, thеу’rе аlmоѕt guаrаntееd tо bе fаr bеttеr fоr you than thе рrосеѕѕеd fооdѕ wе hаvе іn the US.

Thе main thіng to keep in mind іѕ thаt уоu аrе оn vасаtіоn аnd you should еnjоу, experience, and rеlаx. You’ll nеvеr dо thаt if уоu’rе ѕtrеѕѕіng аbоut thе саlоrіеѕ уоu’rе еаtіng оr hоw lоng іt’ѕ been since уоu’vе hіt the treadmill, ѕо juѕt lіvе іt uр!


Everyone would think that top timeshare travel destinations would only be in coastal states like Florida, North Carolina, Cancun (Mexico) and South Carolina.

But you would be amazed to find that even places like Nevada, California and Minnesota are vying to occupy the top timeshare destination spot. Also the rocky mountain states of Arizona and Utah are also not far behind.

Each of these destinations has some special traits which attract visitors from all over the world. Not to forget the kind of amenities these destinations offer which makes them a crowd puller.

Talking of Florida, one destination that immediately strikes everyone’s mind is Orlando. It is considered to be the most favorite family destination in the world.

Home to some of the world’s largest and most popular entertainment companies it has number of wonderful theme parks to surpass the expectations of families across the globe.

The unlimited and impressive list includes Disney World Resort, Universal Studio’s Universal Orlando Resort, Sea World Orlando and Islands of Adventure. Millions of tourists
a chance to experience sailing, surfing and jet skiing. Many competitions take place round the year here.

When thinking of vacationing who can forget Cancun, Mexico which is know for its white sandy beaches, great weather, bright blue sky and outstanding hospitality. One can get attractive timeshare packages and vacation discounts here.FREE INFORMATION — START A BAUSINESS–CLICK NOW

Next on the list is Hilton Head Island, South Carolina. This destination is popular for its mild climate round the year. It offers excellent golf courses and cruises with the experience of watching dolphins.

One of the main attractions of Cancun is the swim with dolphins feature and interactive aquariums. It is also home to many world class resorts. It also offers best of night life with many bars serving free drinks also. Nearly four million visitors pay visit to Cancun every year.

One can never ignore California when it comes to tourism industry. While Anaheim is home to Disneyland providing greatest excitement and pleasure and offering great discount on timeshare accommodations one cannot return without visiting San Francisco and experiencing its magic.

The list of attractions include Fisherman’s Wharf ,Ghirardelli Square, Coit Tower, the mansions of Pacific Heights, world’s biggest Chinatown outside Asia, Union Square, world renowned landmarks like crooked Lombard Street. Night life is one of the greatest.

One can go hiking also in Muir Woods and taste world’s greatest wines. Cable rides, Pedi-cabs, Pier 39 etc. there is fun unlimited in San Francisco offering you the complete experience of your lifetime.

Las Vegas, Nevada is not far behind any other timeshare destination as it offers visitors the 360 degree of entertainment. It is second to none in providing the ultimate in fun and excitement.

It is the casino capital of the world and wouldn’t be wrong to call it the night capital of the world. Whatever one can think of, Las Vegas has it and that too the greatest of them all, big hotels, big casinos, big convention halls, big malls and what not.

You only some good cash in your wallet if you visit this place and rest assured you will get the fun of your lifetime.

BEAUTIFUL RESORTS, GREAT PLACES TO EAT AND THE BEAUTYIFUL SANDY BEACHES — GRAB A TIMESHARE AND ENJOY — CHOOSE FROM THE BEST — PANAMA CITY BEACH — HILTON HEAD — ORLANDO — GULF SHORES — TALK ABOUT WALKING OUT THE DOOR ONTO THE SANDS , THEME PARKS GALORE — AND GOLF COURSES EVERYWHERE

Beautiful resorts, great places to eat and the beautiful sandy beaches.
Grab a timeshare and enjoy.

Village by The Gulf, Gulf Shores, Alabama. Just across the street from the Gulf of Mexico. Beautiful
weather and nice especially in the fall and spring.

IT’S TIME TO SELECT A VACATION PLACE WHERE YOU WOULD LIKE TO TRAVEL

TO ON AN AFFORDABLE BUDGET.  I PERSONALLY PREFER CONDOS ON THE BEACH.

EMERALD GREEN WATERS OF THE FLORIDA PANHANDLE OR WHAT ABOUT THE

BLUE WATERS OF THE CARRIBEAN.  THE COAST OF CALIFORNIA WITH IT WONDERFUL

SURFS.

BUDGET MINDED.  DEFINITELY SHOPPING THE INTERNET FOR BARGAINS,  OWNING

A TIMESHARE OR A FEW.  TRAVELING OUT OF SEASONS, BEFORE OF AFTER HOLIDAY

SUMMER TRAVEL OVER — GAS PRICES DOWN — TIME TO VACATION ON A FRUGAL BUDGET — EVERYONE BACK TO WORK SO THE BEACH, PARKS, THE HIGHWAY IS ALL YOURS

How to select a vacation?

How to choose your vacation destination?

How do you select your travel destinations?

How to choose a safe travel destination?

IT’S TIME TO SELECT A VACATION PLACE WHERE YOU WOULD LIKE TO TRAVEL

TO ON AN AFFORDABLE BUDGET. I PERSONALLY PREFER CONDOS ON THE BEACH.

EMERALD GREEN WATERS OF THE FLORIDA PANHANDLE OR WHAT ABOUT THE

BLUE WATERS OF THE CARRIBEAN. THE COAST OF CALIFORNIA WITH IT WONDERFUL

BUDGET MINDED. DEFINITELY SHOPPING THE INTERNET FOR BARGAINS, OWNING

A TIMESHARE OR A FEW. TRAVELING OUT OF

SEASONS, BEFORE OF AFTER HOLIDAYS

BARGAINS RATE CAN BE EASILY FOUND. DON’T FORGET REVIEWS ON SITES, WITH

VACATIONS ADS

Continue reading “SUMMER TRAVEL OVER — GAS PRICES DOWN — TIME TO VACATION ON A FRUGAL BUDGET — EVERYONE BACK TO WORK SO THE BEACH, PARKS, THE HIGHWAY IS ALL YOURS”

HEALTH AND WEALTH GO TOGETHER —- EMBRACING HEALTHY LIFESTYLE — EMBRACING WEALTH AS A MUST – – PUTTING POVERTY/EXCESSIVE DEBT/LIVING PAYCHECK TO PAYCHECK BEHIND YOU

HEALTH AND WEALTH

I’m sure you must have come across the cliché “health is wealth” but do you know what it means and why you should give it a thought? Well, this article will help you put things in retrospect so that you can finally enjoy an optimum healthy life.

Do you know why health and wealth go together? It’s simple when you’re healthy; you would live longer and hardly spend your money treating one ailment or the other, how cool can this be?

This is why embracing healthy lifestyle choices are the best bet for anyone who wants to enjoy a healthy life. WEALTH BUILDING BUSINESS ANYONE CAN DO — PART-TIME/SPARE TIME

Yes, you’re rich and can afford all the good things that life has to offer, but without a healthy lifestyle, you’ll spend the majority of your money trying to treat one health conditions or the other, and I’m sure you wouldn’t want that right?

Now is the best time to start making intentional, healthy decisions, if you have been depending on junk foods together with other unhealthy eating habits for far too long, you should strive to change the narrative by embracing healthy lifestyle choices.

Rent Audiobooks

Yes, your work schedules may not be giving you all the time you need to eat healthy meals, but you should strive to always eat healthy meals regardless of how busy you’re.

Remember, you can have all the good things in this world and living healthy may not be one of them.

To maintain a synergy between health and wealth, it would be smart to come up with a healthy eating practice that not only includes healthy meals but some form of activities too.

Always remember that when you eat healthily and spruce it up with one exercise or the other, you will enjoy a blast of wellness like never before.

Stop spending your money treating one ailment or the other, all you may need to enjoy a healthy life is making healthy lifestyle choices.

Rent Audiobooks

MANY PEOPLE HAVE A QUESTION WHEN THINKING OF BUYING A TIMESHARE???????

Many people have a question when thinking of buying a timeshare??????

Does it make financial sense or does it make sense at all to buy a timeshare? Well the answer can be both yes or no depending on who is buying and for what purpose it is being bought.

In this article we will discuss why it makes sense to buy a timeshare. One of the most traditional answers could be that you own it, but when you rent something you don’t own it.

Timeshare industry has grown by leaps and bounds since its inception in this country and many notions that people had earlier have been clarified. Timeshare is no more a small business.

Big hotels and resorts are into timeshare business now. It is estimated to be a Five billion dollar a year industry worldwide and approximately two million Americans have timeshares.

START A BUSINESS IMMEDIATELY — START ON A SHOESTRING

You might be wondering what lured so many people in America alone to timeshares. Here are some reasons

Consider this fact you pay rent to stay in a hotel. You pay the rent for staying in a hotel for a week. Suppose it is $900.

If you consider a period of 30 years, multiply the cost of living in a hotel for 30 years with $900. It will be $27,000.

You spend that much amount and only get a suite with only a bathroom. Now consider this, if you buy a timeshare for $10,000 which has a maintenance fee of $450 annually. The cost for 30 years will be $10,000 plus 450 multiplied by 30.

The answer will be $23,500 which is $3,500 less than renting a hotel suite. But here is the interesting fact. You still get to own your timeshare property which will earn some money if not the original price.

WHY NOT BE YOUR OWN BOSS — START A 6-7 FIGURE INCOME ON A SHOESTRING IMMDEDIATELY

So your actual expenditure on your vacation will be way less than renting a hotel suite. Then who can ignore the comfort of a home in a timeshare property.

A typical timeshare unit has two or three bedrooms, more than one bathroom, a kitchen, a laundry room and a pool plus not to forget all the resort facilities. 

Does it make sense now? It does because it also saves you from the hassle of planning your vacation each year because you know when you have to go in turn offering you a guaranteed vacation every year.

How many hotel rooms can accommodate large families and friends? With a timeshare vacation you can invite who ever you want and can host reasonable size gatherings.

A timeshare is like money lying safely in your bank. You can sell it whenever you want. Not only that if you buy a deeded plan, the timeshare gets inherited to your heirs also.

Compare the timeshare with buying a vacation home. You don’t have to worry about upkeep and maintenance also. The management company will take care of everything.

You just have to pay the maintenance fee for that. But what a pleasure you can live like you are living in a hotel and still get a feel of your home and have to do nothing.

Apart from these benefits, timeshare companies offer you so many discounts like bonus weeks, discounts on airfare, car rentals, attraction tickets, restaurants and much more.

HOME LEARNING — HOME TEACHING DURING THE PANDEMIC CORONAVIRUS COV-19 CRISIS

Millions of children are at home. Millions of Mothers/Parents/Grandparents, Aunts
are home caring for their precious children.

I decided to place on my blog some books with information that will be helpful to
insure this is an experience of love.

I am starting today with book on Toddlers. Each day I will be adding a different age
group. I am aware that age groups may vary in the same household.

BE SAFE — THIS WANT LAST FOREVER

How do children learn at home?

What are educational resources?

What is educational resource?

FOR YOU TO BECOME A SUCCESSFUL ENTREPRENEUR YOUR PASSION MUST SPEAK FOR YOU

Most young entrepreneurs around us today have created for themselves an offline venture which can fetch them some little money and with this the have utilize their idea and skills.

For you to become a successful entrepreneur your passion most speak for you and not just the way you rush to get the money daily.

or you to earn more you need to add more value to their life just like the way you fuel your machinery you will surely benefit from it that is how your idea works too.

Earning additional income simply mean creating another source of earning money daily it could be anything but it must be what you love more.

START SMALL — START ON A SHOE STRING BUDGET — FREE INFORMATION

Over the years I have love the online business that fetch me some little money to my offline and this online activity that fetch me some money is blogging. Although blogging is not the only business that can fetch you more we have other reliable business to get involve and you won’t regret it.

Blogging can be defined as the process of updating g you web blog daily just like a dairy or an, arena where your visitors can come and read some useful content. Blogging has been the big money niche online over the years and does not require much stress or coding.

Most people get frustrated of blogging because the fail to understand how it work. You need to be consistent and also your articles must be unique for your reader to read daily

Earn additional income through blogging

Blogging basically if for publishing content to reach a wide range but aside the publishing you can make money through advertising, link placement, sponsored article, banner placement, affiliate marketing and lot more.

GETTING STARTED — ADDITIONAL STREAM OF INCOME

Most people are full time bloggers and some are per time bloggers.
Earn additional income through Real Estate Investing

This is simple the process by which an individual gets involve in the management or ownership of the estate in return of profit. So, the development of your business strategy to estate investment is known as Real Estate Investing.