CREDIT SCORE — HOW ABOUT DEBT FREE???

Over 30 percent of the wealth of the USA is controlled by 3% of Americans.
Generation X is at the forefront of the amazing wealth-building by
the X group. Joining this awesome group known as the wealthy is great.

It begins with cutting spending. Pinch As You Mean It.

101 Ways to spend less money now by DR PENNY PINCHER

A key to Long Term Self-Employment Business Prosperity

We all desire many things from our occupation, whatever it is that we do. Whether we are work-at-home people, or educators and doctors, we are all searching for some sort of commercial success.

business success

We all desire one thing from our job, whatever it is that we do. Whether we are work-at-home people, or educators and doctors, we are all hunting for some sort of business success. This is a natural consequence of investing our time and drive into something, whether we care about the emotional and psychological success or we are quite simply interested in the paycheck achievement, most of us are out there every week seeking our portion of commercial success.

Long-term Self-employment business success is no different. Whether we join an affiliate program, an MLM plan, or have some other form of business, we are all seeking out that wonderful success that allows us to call ourselves web-based entrepreneurs.

Long-term Self-employment commercial success starts with our choice of home-based opportunities. Whether we are out there searching for the next absolutely wonderful new idea or are trying to stay with the rules and programs introduced with classic style 40 years ago, we want our commercial business to flourish.

Many people end up being so gung-ho about finding their own self-employed business achievement that they have ten different endeavors going at once, hoping one or two of them will take off and send them into the world of pecuniary reward and personal fulfillment. This is entirely possible with a few crucial elements, the first of which involves selecting the right home-based business.

Home-based ventures evolve every day. You probably already understand this because you belong to enough mailing lists to commandeer quite a few accounts. Every day someone brings forth a brand new idea in the home-based venture world that they slap the term “evolutionary” on to help rev up people’s fervor and make them feel like they should join. Today.

If it is truly a great and evolutionary home-based venture, it will exist beyond today, and it is okay to hold over your enrollment until you are absolutely secure it is something that you should participate in. On the other side, how are you ever supposed to be sure that you’re setting yourself a good offer if you can’t possibly discover what it is that is so revolutionary.

Those people who have sent the new home-based venture to your email are hoping that you’ll need to know so seriously that you’ll get together, and then when you’re let down and recognize you’ve made yourself a nasty endeavor, they already have taken your hard-earned money and are not overly concerned with your thoughts about their idea.

The business industry is taking on a whole new audience. For a lot of business people, venture no longer means associate programs or Multi-level marketing plans, but real ventures that can be run from a real business location.

This is good news for those who want to take in a real means of earnings from home by applying real work and real creativity. This is not to say that MLM and affiliate programs are not legitimate employment, rather, for all the real work, and the real effort, how many affiliate plans and other plan members do you actually know who are earning a reasonable income?

This is exactly what I mean. If there were friends all over your neighborhood garnering these incredible incomes in their associate plan or their MLM plan, then the rational alternative would be to mosey on over to the next-door neighbor and ask how to get on board.

Long-term Self-employment success means acquiring a home-based venture that enables us to be successful if we choose to put the work into it.STARTING AN ONLINE BUSINESS —- INTERNET BUSINESS

When you’ve finished snickering, you might want to chew over purchasing a venture that is already in full operation, that can enable you to rearrange your priorities and your imagination in the fashion that you desire, and that won’t beg you for a dime before you know exactly what you’re getting into.

GENERATION — BABY BOOMERS

RETIREMENT AND WEALTH IS A BEAUTIFUL LIFESTYLE

HERE’S SOME GREAT INFORMATIONS TO ENJOY YOUR RETIREMENT A LOT MORE

I am reading, studying THE ROAD TO WEALTH. It is to anyone advantage
to study money management. I am totally surprise at how much income/wealth one
will need in retirement to maintain the same standard of living they had before
retirement.

I was blown away when I took a look at total income. Total bills and what will
happen if one of pass. Practically half of the household income would cease.
Job retirement and social security check.

BOTH HEALTH AND WEALTH — WHY NOT

HEALTH AND WEALTH

I’m sure you must have come across the cliché “health is wealth” but do you know what it means and why you should give it a thought? Well, this article will help you put things in retrospect so that you can finally enjoy an optimum healthy life.

Do you know why health and wealth go together? It’s simple when you’re healthy; you would live longer and hardly spend your money treating one ailment or the other, how cool can this be? This is why embracing healthy lifestyle choices is
the best bet for anyone who wants to enjoy a healthy life.

Yes, you’re rich and can afford all the good things that life has to offer, but without a healthy lifestyle, you’ll spend the majority of your money trying to treat one health condition or the other, and I’m sure you wouldn’t want that right?

Now is the best time to start making intentional, healthy decisions, if you have been depending on junk foods together with other unhealthy eating habits for far too long, you should strive to change the narrative by embracing healthy lifestyle choices.

Rent Audiobooks

Yes, your work schedules may not be giving you all the time you need to eat healthy meals, but you should strive to always eat healthy meals regardless of how busy you’re. Remember, you can have all the good things in this world, and living healthy may not be one of them.

To maintain a synergy between health and wealth, it would be smart to come up with a healthy eating practice that not only includes healthy meals but some form of activities too. Always remember that when you eat healthily and spruce it up with one exercise or the other, you will enjoy a blast of wellness like never before. HEALTH AND WEALTH

I’m sure you must have come across the cliché “health is wealth” but do you know what it means and why you should give it a thought? Well, this article will help you put things in retrospect so that you can finally enjoy an optimum healthy life.

Do you know why health and wealth go together? It’s simple when you’re healthy; you would live longer and hardly spend your money treating one ailment or the other, how cool can this be? This is why embracing healthy lifestyle choices are the best bet for anyone who wants to enjoy a healthy life.

Yes, you’re rich and can afford all the good things that life has to offer, but without a healthy lifestyle, you’ll spend the majority of your money trying to treat one health condition or the other, and I’m sure you wouldn’t want that right?

Now is the best time to start making intentional, healthy decisions, if you have been depending on junk foods together with other unhealthy eating habits for far too long, you should strive to change the narrative by embracing healthy lifestyle choices.

Rent Audiobooks

Yes, your work schedules may not be giving you all the time you need to eat healthy meals, but you should strive to always eat healthy meals regardless of how busy you’re. Remember, you can have all the good things in this world,and living healthy may not be one of them.

To maintain a synergy between health and wealth, it would be smart to come up with a healthy eating practice that not only includes healthy meals but some form of activities too. Always remember that when you eat healthily and spruce it up with one exercise or the other, you will enjoy a blast of wellness like never before. SIMPLY ENJOY LIFE MORE

Stop spending your money treating one ailment or the other, all you may need to enjoy a healthy life is making healthy lifestyle choices.Rent Audiobooks
Word

Stop spending your money treating one ailment or the other, all you may need to enjoy a healthy life is making healthy lifestyle choices.Rent Audiobooks

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15 STEPS TO STARTING YOUR SMALL BUSINESS

ONLINE BUSINESS, INTERNET BUSINESS, MULTI-LEVEL BUSINESS, HOMEBASED BUSINESS

15 Easy Steps to Starting Your Small Business BY EVE JACKSON — 2006

When I was first starting up my business, I searched for a good article on startup, and couldn’t find any, so I decided to write this short guide.

starting a small business, a small business startup guide

Yeah, sure it’s easy, and of course, that title is a little tongue in cheek. It takes a lot of hard work to get off the ground. But, it’s worth every hour I’ve spent getting to where I am now.

When I decided to start my communication and image consulting business, I tried hard to find a good startup guide. I couldn’t find any that had all the steps. So, I decided to write one. So far, it’s mostly just the bare-bones outline (which is long enough as it is) you see in this article.

I’ll be adding to it every week or two, and writing more detailed articles on all the steps, so try to stop by and check it out from time to time. Let me know how I’m doing. Shoot off an email to me if I’ve forgotten something or you have questions.

Before you spend so much as a dollar, talk to a few experts. Go to the library or get on the internet and research, research, research. Take a little time to make sure entrepreneurship is right for you.PASSIVE AND RESIDUAL PART TIME INCOME

Make a pro and con list of business ownership, and evaluate yourself honestly. How many characteristics do you have in common with successful entrepreneurs? Is your financial position strong enough? Do you have the necessary technical and management skills?

You’re not going to be the perfect entrepreneur. Nobody is. But in order to make yourself the best entrepreneur. you can be, consider ways to compensate for any weaknesses you might have.

I’m from Canada, so the government agencies I’ve mentioned in this guide are Canadian, but really, they can be used by anyone. All you have to do, if you’re from somewhere other than Canada, is find out where you need to find some of the things I’ll talk about.

Some of the steps might be slightly different, and you may not have to worry about things like GST for example, but I’m sure you’ll find this discussion helpful all the same.

These steps to starting a business are in reasonably good order, but you might find yourself varying from it under your particular circumstances. That really isn’t a big deal, as long as you get most of it done.

There are some steps you’ll be able to skip as well, but please don’t skip any of the “big ones”, which I’m sure you’ll pretty much figure out from taking a look at the list.

So, assuming you’ve done your evaluation and you still want to start a business, take a deep breath, and let’s get started.

1. Conduct a feasibility study of your business. Describe your typical customer, your product, and your competitors. Who will your suppliers be? What will you charge for your product? How will you market your product? These are just a few of the questions you need to answer.

2. Write a complete business plan for your company, using the information you gathered from your feasibility study. This vitally important often overlooked step needs to include a description of your company, its goals, competitors, market, financial information, and of course, how you intend to meet your goals.

3. Get your financing in place. There are many ways to finance your business, from your own savings to personal credit cards to bank loans. If you need credit, know your business plan from front to back and maybe even sideways.

4. Decide what kind of structure your company will have. From a legal standpoint, there are three basic choices, sole proprietorship, partnership, and incorporation, each with advantages and disadvantages.

5. Choose a name for your company and check on name availability. Naming your company is highly individual, but it’s the first thing associated with your business, so choose your name carefully.

You’ll need to do a NUANS (Newly Upgraded Automated Name Search) report, which checks your name choices for uniqueness against a database of other business names. A reserved name is valid for 90 days.

6. Decide whether you want to register federally or provincially and register your company. If you register federally, you’ll also have to register provincially, which almost doubles the cost. You don’t have to have a lawyer process them for you, but it might be a good idea to at least consult with one.

You can get the forms from your local government officials, have them faxed to you or download them. You can fax or email printed copies, or complete the forms online

7. Contact Canada Revenue Agency Business Window for your business number, and to register for GST/HST, payroll, corporate income tax, and import/export (if applicable).

You can also contact the CRA if you need general information about business expenses. Chances are you’ll have to collect GST, but you may want to register for a GST number even if you don’t have to collect it because of input tax credits.

8. Decide whether you need to collect PST. If you do, you need to submit “Registration as a Vendor” documents with your province.

9. Determine whether there are special permits or licenses in your municipality. It’s highly unlikely that your municipality does not have special permits or licenses.

10. Develop the marketing materials you decided on in your business plan. They should include at least a company identity package, press kit, and website. Your identity package is your logo, business card, and letterhead. A press kit can include letters of introduction, biography sheets, press releases, articles, and a brochure. In today’s electronic age, printed materials aren’t enough. You need a website that looks professional, matches your printed material, and has a great copy. You’ll also want to make sure it’s optimized for search engines.

11. Set up your business bank account and record-keeping system. Your banker will need to see your incorporation documents, and you should probably set up more than one account so you can keep track of your finances better. Record-keeping is required, and can be done manually or with a computer program.

12. Purchase insurance. There are many different types of insurance, but most probably your company will need at least one. For example, if you’re going to have employees, you need to contact the Worker’s Compensation Board.
Depending on your type of business, you might want to contact them even if you don’t have employees to insure yourself.

13. Contact potential creditors and set up credit terms. You should have researched suppliers when you were doing your feasibility study. Now is the time to contact them.

14. Decide where your business will be located. Lease your business space. Alternatively, you could choose to start your business from home if it’s feasible. There are advantages and disadvantages to starting your business from home. You have tax write-offs for example, but sometimes your image suffers.

15. Purchase supplies and office equipment. You’ll need too many things to list here, and of course, each business has different needs. You might need a fax machine and printer. You’ll probably need a computer. You’ll definitely need paper, pens, pencils and a calculator.

Congratulations! Go out, buy yourself a bottle of champagne and celebrate. You’re about to embark on a most exciting journey. And may I be the first to wish you good luck and prosperous times in your business venture
.
As promised, here’s my email address so you can ask questions, make comments or add steps to my list. Or, if you want, you could just drop me a line to let me know how your small business is doing. I’d really like to know.

Copyright© 2006 Eve Jackson

2020 — THE YEAR TO CUT DEBT LOAD BY 35%

THE AMERICAN CONSUMER OWE SOMEWHERE BETWEEN 12 TO 14 TRILLION DOLLARS OF DEBT.

PAYING OFF/DOWN 35% OF THE TOTAL WILL ADD 3.2 TRILLION DOLLARS DISPOSAL WEALTH

???? HOW CAN SOMEONE PAY OFF 35% OF THEIR DEBT LOAD???

OWE $100.00 35% = $35.00

OWE 1000.00 35% = $350.00

OWE 10000.00 35% = $3,500.00 PAYING A LITTLE LESS THAN TEN DOLLARS PER
DAY

THE KEY IS NOT TO ADD MORE DEBT — JUST SAVE AND INVEST????

THIS IS THE lst STEP. PLEASE RETURN IN THE NEXT TWELVE HOURS FOR ADDITIONAL
INFORMATION


PLEASE RETURN TO THIS SITE IN THE NEXT 24 HOURS AS WE CONTINUE TO POST
INFORMATION ABOUT DEBT. IF EVERY AMERICAN REDUCE THEIR DEBT LOAD BY JUST
35% THE PROPEROUS ECONOMY SOME ARE EXPERIENCING NOW WOULD LAST BEYOND THE
NEXT GLOBAL ECONOMIC FINANCIAL DISASTER LIKE 2008.

HEALTHY LIVING/PHYSICAL FITNESS
FREE INFORMATION





GENERATION XYZ — DAILY ACTIONS TO REACH YOUR OBJECTIVES — PHYSICALLY FIT, WELL RESTED, MENTALLY FOCUS

SETTING OBJECTIVES AND DAILY ACTIONS PLANNING TO REACH YOUR OBJECTIVES

Planning is the base of execution and it is practically hard to accomplish anything without it. Serendipity does exist but it doesn’t happen to everyone!

You need plan for everything that you do in your life, even for a normal day that you spend. You setup alarm to wake up in the morning so that you can hit gym at this time and reach office by this time and so on and so forth!

Therefore, it is of prime importance to develop a plan to reach your objectives.

We all are living on this planet with some objective. The trick of achieving objectives is to focus and put in steps in place to achieve them.CLICK NOW — CHECK OUT THIS COMPANY, THEIR PRODUCTS, AND MOST OF ALL THE INCOME OPPORTUNITY

This can only happen once you identify what is important and worth your time and effort!
Find enjoyment in setting goalsSTARTING A BUSINESS — CLICK NOW

Objectives set the pulse of your life. You live to achieve them! They vary from person to person and can be short or long term.

It can be starting your own business, building wealth, becoming rich or could be short term like losing weight, attaining promotion in your existing role etc.

If you don’t know how to set goals then you should follow SMART technique which stands for Specific, Measurable, Actionable, Achievable, Result Oriented and Time bound. Your objectives should be SMART for you to head towards them.START TODAY TO LIVE WITH MORE NOT LESS – BUILD WEALTH NOT DEBT

If your goals don’t excite you to achieve them then they are not set correctly. Your objective will excite only if you are looking forward to the results.

Modify your daily actions to include activities that will lead to your objective
You gradually head towards your goals.

You never achieve them overnight. Hence it is necessary to devise the daily action to reach your objectives. For instance, if your objective is to lose 10 kgs in two months then you must start with your diet plan and exercising schedule.

Daily routine will help you achieve them. Create the roadmap and then start following it. A cheat day means extension and delays to your objectives, so do those misses, only if you have an appetite to delay!

Strategic and not tactical solutionsPOSTIVE THINKING — REACH YOUR FULL POTENTIAL — REAP ALL THE BENEFITS THAT GOES WITH WINNING

It is ok to resort to tactical fixes in the short run especially when you have a strict deadline. But in long run, tactical solutions never bear fruits.

You end up spending extra time and efforts for the results which are below benchmark. You should constantly work towards increasing the odds of success which can only happen if you work towards it and get additional skill training wherever required.WORK FROM HOME, WORK FROM ANYWHERE, HOMEBASED BUSINESS — ADDITIONAL INCOME IS ONE OF THE KEYS TO A SUCCESFUL HAPPY LIFE — NAY SAYERS LIVE WITH LESS NOT MORE — I CAN – I WILL HAVE IT ALL CLICK NOW

This holds true in all objectives, it could be concerning your life, the project that you are working on or anything which involves planning.

Continue reading “GENERATION XYZ — DAILY ACTIONS TO REACH YOUR OBJECTIVES — PHYSICALLY FIT, WELL RESTED, MENTALLY FOCUS”