FIRST TIME HOME BUYER — VS — RENTING — HOME EQUITY — CONERSTONE TO WEALTH BUILDING

HOME EQUITY

Home equity is the market value of a homeowner’s unencumbered interest in their real property, that is, the difference between the home’s fair market value and the outstanding balance of all liens on the property.

The property’s equity increases as the debtor makes payments against the mortgage balance, or as the property value appreciates. In economics, home equity is sometimes called real property value.

Home equity is not liquid. Home equity management refers to the process of using equity extraction via loans, at favorable, and often tax-favored, interest rates, to invest otherwise illiquid equity in a target that offers higher returns.

Homeowners acquire equity in their home from two sources.

FREE INFORMATION/STARTING A BUSINESS/WEALTH BUILDING/PHYSICAL FITNESS

They purchase equity with their down payment and the principal portion of any payments they make against their mortgage.

hey also benefit from a gain in equity when the value of the property increases. Investors typically look to purchase properties that will grow in value, causing the equity in the property to increase, thus providing a return on their investment when the property is sold.

Home equity may serve as collateral for a home equity loan or home equity line of credit. Many home equity plans set a fixed period during which the homeowner can borrow money, such as ten years.

At the end of this “draw period,” the borrower may be allowed to renew the credit line.

If the plan does not allow renewals, the borrower will not be able to borrow additional money once the period has ended.

Some plans may call for payment in full of any outstanding balance at the end of the period. Others may allow repayment over a fixed period, for example, ten years.

SOURCE: WIKIPEDIA


Home Equity Loans: How to get the Best Home Equity Loan Deal

What you should you know about Home Equity Loans Credit

Home Equity Secrets

How to Own Your Home Years sooner and Retire Debt Free

How can I access my home equity?

What is home Equity, and how can you use it?

What does having “Equity” in a home mean?

How to calculate and determine Equity in your home?

100 Questions Every First-Time Home Buyer Should Ask, Fourth Edition: With
Answers from top Brokers Around the Country

Nolo”s Essential Guide to Buying Your First Home

CORONAVIRUS — FROM PAYCHECK TO UNEMPLOYMENT — 16 MILLION HAVE FILED FOR UNEMPLOYMENT AND MORE TO COME

Managing risk in a crisis. Managing risk is second nature to wealth builders.
Cutting spending, paying down debt, saving, investing, and earning additional
income (THE NEXT BIG DEAL)

The Coronavirus virus have moved everyone out of their comfort zone. Even though
conserving cash by spending less it does build wealth. Having a large bank account
balance is an awesome position to be in during this crisis.

Yet, how does one goes about cutting spending. Lets start with thrifty spending.
Getting more every time you spend. This is not sacrificing or going without it’s
just managing in a crisis to have more:

NEW CAR BONSUS, ADDITIONAL INCOME, BECOMING AN ENTERPRNEUR

HAVE YOU THOUGHT ABOUT STARTING A BUSINESS? HAVE YOU THOUGHT
ABOUT ALL THE BENEFITS OF BEING A SUCCESSFUL ENTEREPRNEUR? IF YOU
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The current economy is in trouble. To insure your income stays the same
or even more, starting a business is a solution. Paying down debt and
cutting spending is great also.

Yet, starting a business is something your children and grandchildren
can inherit. Why not. Millions of Americans will be doing just that.

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The networking business OVER 50 YEARS OF MLM SUCCESS — JOIN NOW
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Enjoying passive/residual income is more than worth the time you
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2020 — THE YEAR TO CUT DEBT BY 35%

Profit Shouldn’t Be a Dirty Word — BUT EXCESSIVE DEBT IS A PROBLEM

With the economy sliding into a recession that will be worse than 2008, a lot of people in the material handling industry are expecting good times without having to make any changes in the way they do business.

Unfortunately, that means the continuation of one particular practice that played a major role in getting the economy in trouble a few years back.

material handling equipment, profits

Nobody benefits when profit is eliminated from the economic equation.

With the economy slowing, a lot of people in the material handling industry are expecting good times without having to make any changes in the way they do business.CLICK NOW — START AN ONLINE BUSINESS

Unfortunately, that means the continuation of one particular practice that played a major role in getting the economy in trouble a few years back.

When the “dot.coms” were flying high, they experienced rapid growth by the simple method of offering impossibly low prices and constant expansion into markets about which they knew nothing.

They operated at a loss for years on end, promising investors that it would all turn around when they had achieved sufficient market share.

Eventually, of course, this “lose a little on each deal but make it up in volume” business model blew up in their faces. The balloons popped, one by one, and the economy followed them down the tube.

In the material handling industry, this discredited business model is still very much in evidence. Too many companies have played the merger game, getting themselves involved in markets that they know nothing about.FREE BUSINESS INFORMATION — CLICK NOW

Too many have played the numbers game, moving money from one pocket to another to make themselves look good for one more quarter (this is called managing for stockholder value), totally forgetting about long-range planning. Continue reading “2020 — THE YEAR TO CUT DEBT BY 35%”

GENERATION — BABY BOOMERS

RETIREMENT AND WEALTH IS A BEAUTIFUL LIFESTYLE

HERE’S SOME GREAT INFORMATIONS TO ENJOY YOUR RETIREMENT A LOT MORE

I am reading, studying THE ROAD TO WEALTH. It is to anyone advantage
to study money management. I am totally surprise at how much income/wealth one
will need in retirement to maintain the same standard of living they had before
retirement.

I was blown away when I took a look at total income. Total bills and what will
happen if one of pass. Practically half of the household income would cease.
Job retirement and social security check.

NEEDED — 2ND INCOME TO INVEST

Would you enjoy a 2nd income, passive/residual income? Investments
that keep growing in value? Multi-level-marketing, real estate are
two business you can start on a shoe string. With little money and
great time management, you can be on your way to financial freedom,
early retirement, vacation home on the beach, flying to exotic places
and most of the end of living paycheck to paycheck.

NEED EXTRA INCOMEBeautiful resorts, great places to eat and the beautiful sandy beaches.
Grab a timeshare and enjoy.

INVESTING IN REAL ESTATE IS ONE OF THE MOST PROFITABLE BUSINESS
IN THE US. AW, BEFORE YOU SAY YES. GRAB A BOOK ON BUYING AND FLIPPING HOUSES.

FUNDING YOUR INVESTMENTS CAN
COME FROM A SECOND BUSINESS A SECOND BUSINESS FOR REAL ESTATE INVESTING
PLEASE COMMENT ON INVESTING. ALL COMMENTS WILL BE POSTED THAT HELPFUL.

SECOND INCOME — PASSIVE – – RESIDUAL

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Being a Real Estate investor, controlling hundreds of thousands dollars
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You have seen others started/grow slowly but steadily and now have the
financial freedom to enjoy life, leave wealth to their children, retire
early. Now is your time.
RETIRING EARLY, HEALTHY AND WEALTHY

DEBT RELIEF—DEBT CONSOLIDATION EARN YOUR WAY OUT OF DEBT BY
STARTING A BUSINESS. STUDENT LOAN GENERATIONX, HOME MORTAGE, CREDIT
CAR DEBT, WANT TO INVEST IN REAL ESTATE, LOVE TO TRAVEL TO EXOTIC PLACE,
WHAT ABOUT A NEW LUXURY CAR. YES. YOU AND ANYONE CAN EARN ALL THAT THEY
WANT. WHAT YOUR POTENTAIL. A FEW MINUTES AND YOU CAN BE ON YOUR WAY.
ON YOUR WAY TO FINANCIAL FREEDOM—HELP YOURSELF A LOT

INCOME = LESS DEBT/LESS TENSION/LESS WORRYING

ENJOY WEALTH BUILDING — MORE SO — ENJOY THE REWARDS THAT WEALTH BRINGS

BOTH HEALTH AND WEALTH — WHY NOT

HEALTH AND WEALTH

I’m sure you must have come across the cliché “health is wealth” but do you know what it means and why you should give it a thought? Well, this article will help you put things in retrospect so that you can finally enjoy an optimum healthy life.

Do you know why health and wealth go together? It’s simple when you’re healthy; you would live longer and hardly spend your money treating one ailment or the other, how cool can this be? This is why embracing healthy lifestyle choices are the best bet for anyone who wants to enjoy a healthy life.NATURAL VITAMINS, MINERALS AND SUPPLEMENTS — PASSIVE/RESIDUAL INCOME

Yes, you’re rich and can afford all the good things that life has to offer, but without a healthy lifestyle, you’ll spend the majority of your money trying to treat one health conditions or the other, and I’m sure you wouldn’t want that right?

Now is the best time to start making intentional, healthy decisions, if you have been depending on junk foods together with other unhealthy eating habits for far too long, you should strive to change the narrative by embracing healthy lifestyle choices.

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Yes, your work schedules may not be giving you all the time you need to eat healthy meals, but you should strive to always eat healthy meals regardless of how busy you’re. Remember, you can have all the good things in this world and living healthy may not be one of them.

To maintain a synergy between health and wealth, it would be smart to come up with a healthy eating practice that not only includes healthy meals but some form of activities too. Always remember that when you eat healthily and spruce it up with one exercise or the other, you will enjoy a blast of wellness like never before. HEALTH AND WEALTH

I’m sure you must have come across the cliché “health is wealth” but do you know what it means and why you should give it a thought? Well, this article will help you put things in retrospect so that you can finally enjoy an optimum healthy life.

Do you know why health and wealth go together? It’s simple when you’re healthy; you would live longer and hardly spend your money treating one ailment or the other, how cool can this be? This is why embracing healthy lifestyle choices are the best bet for anyone who wants to enjoy a healthy life.NATURAL VITAMINS, MINERALS AND SUPPLEMENTS — PASSIVE/RESIDUAL INCOME

Yes, you’re rich and can afford all the good things that life has to offer, but without a healthy lifestyle, you’ll spend the majority of your money trying to treat one health conditions or the other, and I’m sure you wouldn’t want that right?

Now is the best time to start making intentional, healthy decisions, if you have been depending on junk foods together with other unhealthy eating habits for far too long, you should strive to change the narrative by embracing healthy lifestyle choices.

Rent Audiobooks

Yes, your work schedules may not be giving you all the time you need to eat healthy meals, but you should strive to always eat healthy meals regardless of how busy you’re. Remember, you can have all the good things in this world and living healthy may not be one of them.

To maintain a synergy between health and wealth, it would be smart to come up with a healthy eating practice that not only includes healthy meals but some form of activities too. Always remember that when you eat healthily and spruce it up with one exercise or the other, you will enjoy a blast of wellness like never before. SIMPLY ENJOY LIFE MORE

Stop spending your money treating one ailment or the other, all you may need to enjoy a healthy life is making healthy lifestyle choices.Rent Audiobooks
Word

Stop spending your money treating one ailment or the other, all you may need to enjoy a healthy life is making healthy lifestyle choices.Rent Audiobooks

GREAT HEALTH AND INCOME

SCAMS A PLENTY — READ FIRST

Summary:
With the online industry becoming flooded with numerous business opportunities, it’s easy to get caught up in the hype when it comes to choosing a legitimate home based business.

I have been in this industry for 2 years and I will be the first to tell you that it’s not as easy as everyone would like to believe.

easy daily cash, easy cash, 1up, 2up system, cash system, 1 step, emerald passport, home business, work at home

Copyright 2006 Timothy Rohrer

With the online industry becoming flooded with numerous business opportunities, it’s easy to get caught up in the hype when it comes to choosing a legitimate home based business.

I have been in this industry for 2 years and I will be the first to tell you that it’s not as easy as everyone would like to believe. There is a secret to creating wealth online, and that secret can easily attained by anyone if they follow a few simple steps.PLEASE TAKE A LLOK AT THIS HOMEBASED/ONLINE BUSINESS. FREE INFORMATION AVAILBALE, NO OBLIGATION

The first thing to do when looking into a home based business is to find a product that will allow you to leverage yourself.
I have been in direct sales for sometime now and you’ll never get rich without help from other people.

Its okay to choose a program that will cut you a commission check for 1 sale. However there is a problem, after that 1 sale you need to go find another person to buy your product to make yet another sale.
RETIREMENT INCOME
Select a program that uses a 1up or 2up system. A 1up or 2up system works similar to direct sales but also enables you to leverage yourself. Fore example, let’s suppose you made a sale to Bob, he is your personal sale.

Bob now needs to make 2 sales to qualify. Bob goes out and makes a sale to Chris and Karen. Because Chris and Karen are Bob’s qualifying sales, the 2 sales are passed up to you (Bob’s sponsor).

Bob is now qualified and can start earning from his personal sales. Chris and Karen now have to go out and get their 2 sales to qualify. Whatever Chris and Karen sell also gets passed up to you until they are qualified.

Having a great program with all the bells and whistles is great. The main reason most people fail in the home based business industry is because they do not know how to drive traffic to their website.

You could have the best payment plan and business model available; however you will not make a dime until you learn how to market your product. Many 1up and 2up systems offer excellent ad-packs that allow the user to pay for premium marketing which usually results in sales.

Not to mention these systems will teach and train anyone how to become a successful online marketer.
ADDITIONAL INCOME FOR RETIREMENT/DEBT FREE

Throughout my research I have found many systems that offer the 1up and 2up model. Some are more expensive than others, but most of them contain the same information whether you paid $300, $1,000 or $4,000 for a home business.

Research any income opportunity offer to you. Lot’s of scams on the internet.

Listed below are some books to help you start a home base business on the internet.

15 STEPS TO STARTING YOUR SMALL BUSINESS

ONLINE BUSINESS, INTERNET BUSINESS, MULTI LEVERL BUSINESS, HOMEBASED BUSINESS

15 Easy Steps to Starting Your Small Business BY EVE JACKSON — 2006

When I was first starting up my business, I searched for a good article on startup, and couldn’t find any, so I decided to write this short guide.

starting a small business, small business startup guide

Yeah, sure it’s easy, and of course, that title is a little tongue in cheek. It takes a lot of hard work to get a business off the ground. But, it’s worth every hour I’ve spent getting to where I am now.

When I decided to start my communication and image consulting business, I tried hard to find a good startup guide. I couldn’t find any that had all the steps. So, I decided to write one. So far, it’s mostly just the bare-bones outline (which is long enough as it is) you see in this article.

I’ll be adding to it every week or two, and writing more detailed articles on all the steps, so try to stop by and check it out from time to time. Let me know how I’m doing. Shoot off an email to me if I’ve forgotten something or you have questions.

Before you spend so much as a dollar, talk to a few experts. Go to the library or get on the internet and research, research, research. Take a little time to make sure entrepreneurship is right for you.PASSIVE AND RESIDUAL PART TIME INCOME

Make a pro and con list of business ownership, and evaluate yourself honestly. How many characteristics do you have in common with successful entrepreneurs? Is your financial position strong enough? Do you have the necessary technical and management skills?

You’re not going to be the perfect entrepreneur. Nobody is. But in order to make yourself the best entrepreneur you can be, consider ways to compensate for any weaknesses you might have.

I’m from Canada, so the government agencies I’ve mentioned in this guide are Canadian, but really, it can be used by anyone. All you have to do, if you’re from somewhere other than Canada, is find out where you need to find some of the things I’ll talk about.

Some of the steps might be slightly different, and you may not have to worry about things like GST for example, but I’m sure you’ll find this discussion helpful all the same. Continue reading “15 STEPS TO STARTING YOUR SMALL BUSINESS”

2020 — THE YEAR TO CUT DEBT LOAD BY 35%

THE AMERICAN CONSUMER OWE SOMEWHERE BETWEEN 12 TO 14 TRILLION DOLLARS OF DEBT.

PAYING OFF/DOWN 35% OF THE TOTAL WILL ADD 3.2 TRILLION DOLLARS DISPOSAL WEALTH

???? HOW CAN SOMEONE PAY OFF 35% OF THEIR DEBT LOAD???

OWE $100.00 35% = $35.00

OWE 1000.00 35% = $350.00

OWE 10000.00 35% = $3,500.00 PAYING A LITTLE LESS THAN TEN DOLLARS PER
DAY

THE KEY IS NOT TO ADD MORE DEBT — JUST SAVE AND INVEST????

THIS IS THE lst STEP. PLEASE RETURN IN THE NEXT TWELVE HOURS FOR ADDITIONAL
INFORMATION


PLEASE RETURN TO THIS SITE IN THE NEXT 24 HOURS AS WE CONTINUE TO POST
INFORMATION ABOUT DEBT. IF EVERY AMERICAN REDUCE THEIR DEBT LOAD BY JUST
35% THE PROPEROUS ECONOMY SOME ARE EXPERIENCING NOW WOULD LAST BEYOND THE
NEXT GLOBAL ECONOMIC FINANCIAL DISASTER LIKE 2008.

HEALTHY LIVING/PHYSICAL FITNESS
FREE INFORMATION