YOUR HEALTH AND WEALTH — FORGET LIVING PAY CHECK TO PAYCHECK

HEALTH AND WEALTH

I’m sure you must have come across the cliché “health is wealth” but do you know what it means and why you should give it a thought?

Well, this article will help you put things in retrospect so that you can finally enjoy an optimum healthy life.

Do you know why health and wealth go together? It’s simple when you’re healthy; you would live longer and hardly spend your money treating one ailment or the other, how cool can this be?ADDITIONAL INCOME — WEALTH BUILDING — CLICK NOW

This is why embracing healthy lifestyle choices are the best bet for anyone who wants to enjoy a healthy life.

Yes, you’re rich and can afford all the good things that life has to offer, but without a healthy lifestyle, you’ll spend the majority of your money trying to treat one health conditions or the other, and I’m sure you wouldn’t want the wealth.

IT’S ABOUT YOU

Now is the best time to start making intentional, healthy decisions, if you have been depending on junk foods together with other unhealthy eating habits for far too long, you should strive to change the narrative by embracing healthy lifestyle choices.

Yes, your work schedules may not be giving you all the time you need to eat healthy meals, but you should strive to always eat healthy meals regardless of how busy you’re.

Remember, you can have all the good things in this world and living healthy may not be one of them.

To maintain a synergy between health and wealth, it would be smart to come up with a healthy eating practice that not only includes healthy meals but some form of activities too.

Always remember that when you eat healthily and spruce it up with one exercise or the other, you will enjoy a blast of wellness like never before.

Stop spending your money treating one ailment or the other, all you may need to enjoy a healthy life is making healthy lifestyle choices.

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HEALTH AND BEAUTY — PRECISE AND PURPOSEFUL

Beauty isn’t about makeup, pouty lips, how many supplements you take or teas you drink! Beauty isn’t abstract opinions but actually a precise and purposeful.

Health and beauty are in many ways synonymous. That’s right! Based on the theory of evolution, outer beauty is a reflection of how healthy you are on the inside.

It’s the message you send to others about your health, youth, and fertility. Not convinced? Think about traditionally ugly things—pus, blood etc. You will definitely correlate them with something unhealthy.

But even the world’s most expensive skincare products won’t help you be at your beautiful best if you don’t take good care of yourself.

e best moisturizer cannot heal your skin if it is exposed to damage and neglect. Going on fad diets will make your skin glow and be youthful if you stick to bad habits and poor lifestyle choices.

In order to help you understand the relationship between health and beauty, here we present a few ways different aspects of our life affect our appearance.
Exercise

Not working out consistently will not just give you a wider waistline – cellulite, double chin, flabby arms, and love handles but also lower confidence.

To look beautiful and be healthy, you must exercise and be consistent at it. You don’t need an expensive gym membership to be fit, you can walk in the park, work out at home, or take up a sport.

There are many forms of exercise today- pilates, yoga, kickboxing, aerobics etc. that will help you sculpt your body and give you the glow.

Diet

Nothing influences the quality of your skin more than your diet. Fast foods aren’t just bad for your cardiovascular system but are bad for your skin as well.

hey can exacerbate oiliness in the T-zone, cause acne, inflammation, redness and irritate sensitive skin.

You have to ensure that your plate looks colorful with servings of green vegetables, fruits, brown lentils/pulses and good sources of protein like fish and chicken, nuts, and whole grains.
Getting enough sleep.

You can easily differentiate the people who are getting enough sleep vs those who aren’t by puffy, swollen eyes, dark circles, and dull skin. They call it beauty sleep for nothing so getting those minimal seven hours of sleep a night is important.

Staying hydrated

This is simple but a lot of people struggle with getting a minimum of 8 glasses of water a day. Not doing so will make the skin dry, prone to bruising and flaky If you have trouble remembering to drink, try carrying your own water bottle with measures of water visible, sipping through a straw, or making it flavorful by adding slices of fruit in it.

Start with small goals, change a few habits, and soon you’ll see just how transformative it can be. If you start living a healthier life, you’ll not only have more energy to do things you love but also feel and look your beautiful best.

BUYING A BEACH FRONT ROPERTY OR A VACATION VILLA

Buying a beach front property or a vacation villa may be easy for rich and wealthy but not for common middle class people.

he introduction of timeshare concept gave hope to those people who could not afford to buy a brand new vacation home.

That is one of the reasons why the timeshare industry has grown by leaps and bounds ever since its inception in the United States.

One of the aspects of a timeshare property that attracts most people is that they can have a wonderful vacation home without having to worry about its upkeep and maintenance.

But at the same time people have many misconceptions about timeshares. One of the biggest misconceptions is that they compare timeshares to regular real estate property and consider it as an investment option.

But in fact it should be thought as an investment in your dreams i.e. vacationing at a place where you want to go every year.

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Investing in real estate could reap profitable returns but if you invest in a timeshare it may not be guarantee in fact you may end up losing money.

But what if you still want to buy it and you expect no profit from it but neither loss also at the same time. There is always one question in the minds of those people who are planning to buy timeshares.

Is it really worth buying a timeshare? To answer this question you have to go through an analysis of various factors.

An analysis should consider factors like comparable rent of alternative accommodation, appreciation of the timeshare property and your finance rate. How do you do it? Here is a simple calculation.

Consider the worth of your investment as profitability. The profitability should be a measure of the comparable rental rate, rate of appreciation and your finance rate.

If the sum of all these is a negative number then, assume that you are losing money in your investment. The rental rate is the ratio of the rent of that vacation property to the buying price of that timeshare.

Suppose if corresponding rent of that vacation timeshare is $1,000 and the buying price is $10,000 then the rental rate is 10%. Now if we include the annual maintenance cost, membership and all other miscellaneous expenses, if it comes around $500.

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So the actual saving in rent will be $500 now and the rental rate will be the ratio of $500 to $10,000 which gives us 5%.

Now if we assume the annual appreciation of that property is 10% and the rate of our finances is 16%.

If we add rental rate and appreciation and subtract the finance rate you will end up with a negative percentage which means you are losing 1% every year compared to rent.

But this formula is only a rough calculation of the profitable of your investment and may not be accurate. This is just to give you a start up. The depreciation rate may vary and so as the finance rates.

The maintenance fees and other fees may also vary with different locations.

Some resorts have charge reasonable maintenance fee and other fees but some exorbitantly high fees.

So, this is also should be a factor in deciding which resort to choose, it is not a smart idea to pay unusually high fees when you don’t know whether you can utilize the property year after year and you may think of renting out the unit which is not a profitable proposition too.

Another good idea is to add up the cost of your timeshare for the entire year i.e. all fifty two weeks and see. For the above investment it may be around 520,000.

But, does the timeshare property cost that much if somebody wants to buy it as a real estate property. The extra money goes into the pockets of real estate developers who are selling the timeshare.

So carefully weigh in all the factors discussed above before buying a timeshare property.

If you assume that all Timeshare Condos consist of 2, 3, 4 bedrooms units, your
assumption is wrong.

Their are studios, l bedroom units, and units that have
separate bedroom with no door (privacy). By calling the resort you can be clear on
what your condo unit consist of.

Also, other questions like activites, area eating
places, car rental can be answer. This is for the beginner travel

HEALTH AND WEALTH

I’m sure you must have come across the cliché “health is wealth” but do you know what it means and why you should give it a thought? Well, this article will help you put things in retrospect so that you can finally enjoy an optimum healthy life.

Do you know why health and wealth go together?

It’s simple when you’re healthy; you would live longer and hardly spend your money treating one ailment or the other, how cool can this be?

This is why embracing healthy lifestyle choices are the best bet for anyone who wants to enjoy a healthy life.

Yes, you’re rich and can afford all the good things that life has to offer, but without a healthy lifestyle, you’ll spend the majority of your money trying to treat one health conditions or the other, and I’m sure you wouldn’t want that right?

Now is the best time to start making intentional, healthy decisions, if you have been depending on junk foods together with other unhealthy eating habits for far too long, you should strive to change the narrative by embracing healthy lifestyle choices.

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Yes, your work schedules may not be giving you all the time you need to eat healthy meals, but you should strive to always eat healthy meals regardless of how busy you’re.

Remember, you can have all the good things in this world and living healthy may not be one of them.

To maintain a synergy between health and wealth, it would be smart to come up with a healthy eating practice that not only includes healthy meals but some form of activities too.

Always remember that when you eat healthily and spruce it up with one exercise or the other, you will enjoy a blast of wellness like never before.

Stop spending your money treating one ailment or the other, all you may need to enjoy a healthy life is making healthy lifestyle choices.

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FIRST TIME HOME BUYER — REAL ESTATE INVESTOR — FLIPPING HOUSES

First time home buyer, real estate investor, flipping houses. All three have one thing in common–WEALTH BUILDING –. Posted below are several books that covers the subjects. Giving insights into how to get started and be successful in Real Estate. All three requires subject areas requires some general knowledge. I would highly recommend reading beginnersbooks on each topic. Real Estate have a few subjects matters that every one should understand In real estate their is the possibility to purchase property with no money down. Lots of investors have been successful doing just that. Additional income from a steady source will let you sleep a lot better.
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SAVING 35% — CUTTING DEBT 35% — EARNING 35%

SAVING 35% — CUTTING DEBT 35% — EARNING 35%

BEFORE THE PANDEMIC CORONAVIRUS COVID – 19 CRISIS THE SAVING RATE WAS LESS
THAN 10% FOR THE AVERAGE AMERICIAN. NOW THE RATE IS OVER 20%. SOME ARE
SAVING MORE AND SOME LESSBUT THE AVERAGE IS THE HIGHEST IN HISTORY.

AS FOR DEBT, THE FEDERAL RESERVE, THE FEDERAL GOVERNMENT AND CORPORATE AMERICA
IS OUT OF CONTROL. DEBT DEBT AND MORE DEBT.

STARTING A HOMEBASED BUSINESS IS THE SOLUTION TO EARNING AN ADDITIONAL 35%.
WITH THE ECONOMY IN A DEPRESSION LAY OF WILL CONTINUE AND PAY CUTS RATHER
THAN PAY RAISES WILL BE HAPPENING.

THE MORE ANYONE HAVE THE BETTER OFF EVERYONE IS. IT IS ALL POSSIBLE FOR
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VALUE OF CUTTING SPENDING DISPOSAL INCOME

Your disposable income is necessary if you want to decrease payments to your creditors when you can no longer afford the common contractual payments.

Debt management companies use your disposable to work out what you can sincerely afford to repay your creditor commitments.

Below we have explained how to work out your disposable income for yourself should you need to reduce your debts without contacting a debt management company – that being said we would imagine a debt management company would get a better response from your creditors as they are under no obligation to accept any new payment arrangements and putting this to them through a debt management company will normally yield better results.

Work out your income.

You will need to work out your income on a monthly basis as most creditors will prefer to have regular monthly payments.

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The basic to working out your income is not to take the lowest or highest amounts you might get each month but relatively an average of what your normal takes home pay would be.

This can be easily done by adding up your last 6 or 12 wage slips and diving the total by the number of wage slips you added together. For example, if you added together your take-home pay for the last six months you would divide the total amount by 6 to give a normal monthly average of your take-home.
Work out your committed outgoings

Your committed outgoings are what you need to pay each month. With things like your phone bill or water bill which you may be paying quarterly simply divide your normal quarterly bill by 4 to get a monthly allowance.

After you have added all these together, which will ensure you, have made allowances for the essential living costs we can deduct this from your monthly take-home pay. What’s left is your disposable income and is what you can genuinely afford to pay your creditors. MAKE MONEY NOW

What amount of my disposable income should my creditors get?

Your disposable income should be spread around your creditors on the basis that whoever you owe the most to get paid the most. This is normally referred to as payment pro-rata, which can be worked.

Owing to a total of £10,000 to 3 creditors with a disposable income of £200 Creditor A £5,000 Creditor B £3,000 Creditor C £2,000a Total owed £10,000

First, we need to work out what percentage of the total debts you owe to each creditor. To do this you would simply take the amount owed to the creditor, divide by the total owed nd multiply by 100.

Creditor A= £5,000 ÷ £10,000 (total owed) * 100 = 50% Creditor B= £3,000 ÷ £10,000 (total owed) * 100 = 30% Creditor C= £2,000 ÷ £10,000 (total owed) * 100 = 20% We then apply these percentages to your disposable income as follows.

Disposable income is £200

• Creditor A £200 ÷ 100 * 50 = £100
• Creditor B £200 ÷ 100 * 30 = £60

Doing things this way means each creditor would receive a payment based on the percentage of how much you owe them and how much you can afford to pay which is the fairest way of spreading your disposable income around your creditors.

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WHY YOU SHOULD READ MOTIVATIONAL BOOKS?

Why you should read motivational books?

Do motivational books really help?

What is the best book for motivation?

What are the benefits of reading motivational books?

What are the best books for personal growth?

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BOOST YOUR IMMUNE SYSTEM — ANNUAL PHYSICAL CHECKUP — PANADEMIC CORONAVIRUS COVID- — 19 PLUS THE FLU SEASON IN A FEW WEEKS —- BOOST YOUR IMMUNE SYSTEM

An annual physical checkup is practical for people of all ages, especially those above 50 years of age, to check in with their doctor and make sure all the body’s main functions are working like it’s supposed to.

Being healthy involves a lot of factors but the payoff is absolutely worth it. Maintaining good health can decrease your risk of developing diseases and slowing down genetic conditions such as heart disease, some cancers etc.

Here are some things you can do to maintain your and your family’s health and ensure things are positive in your annual checkups:

Eat healthy

While picking up happy meals seems so convenient and quick, it’s serving you nutrition out of it. Not only does your eating habits affect your physical health but also your mood.

Eating a balanced diet or a rainbow plate even with fruits, vegetables, protein and healthy fats can lower your cholesterol, keep heart disease at bay and also keep your body active and strong.

It’s not a stretch to say that eating well can give you more energy to do more tasks thus keeping you happy.

And little piece of cheesecake every now and then is also fine! There is no need to be extreme with your diet unless you’re training to be an Olympic athlete.

Eating healthy can require a bit more planning, it is the most important way to be healthy.

Get regular exercise

Everyone knows that exercise is important to keep your body healthy and here’s how we can prove it:

– Exercise increases blood flow, makes your heart stronger which lowers your risk of heart diseases, diabetes, some kind of cancers etc.

– Exercise releases good hormones that improves your mood, reduces stress and helps manage depression.

– Regular exercise prevents injuries from happening by slowing the loss of bone density and increase muscle mass.

– Routine exercise can make you feel better and keep your weight under control.

Scientists recommend 30 to 60 minutes about 3 times a week to be optimal.

Protect your skin

Too much of the sun is not just a cause of a tan but also downright harmful. Too much exposure to the sun is linked to skin cancer, skin aging, cataracts and immune problems.

So be sure to apply a minimum of SPF 30 sunscreen 30 mins before you venture out and wear protective clothing if it is too hot outside.

Take Time to Relax

Stress is a silent but deadly killer. Anything from work, family problems,

It can incite frequent colds, inability to sleep, poor concentration, learning problems, anxiety, depression, driving recklessly, and showing aggression.

Relax in any form that works for you such as walking, reading, exercising, meditation, taking vacations etc. Since work is such an influencer in our lives, maintaining a work-life balance can increase personal satisfaction and reduce your stress levels.

Drink Water

This tip is so basic that it is very easy to forget to drink enough water. A human requires at least twelve, 8-ounce glasses of water per day.

Your body requires water to function, alleviate aches and pains, improve energy, and flush out toxins.

To drink water regularly, keep a bottle of water with you at your desk, add fruit pieces to make it tastier or use hydration apps to remind you.

Limit your alcohol intake

If you consume alcoholic, the Dietary

Excessive or binge drinking can cause liver damage, some cancers, such as throat, liver, or pancreas t