CASH FLOW—MULTI-STREAMS OF INCOME —PASSIVE INCOME—RESIDUAL INCOME—FINANCIAL FREEDOM—FINANCIAL INDEPENDENCE

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ENDURANCE: BEING ABLE TO SUCCEED IN FACE OF ADVERISTY — ADVENTURE — GROWTH — JOY — HAPPINESS

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Endurance: Being able to succeed in face of adversity

Every day gives room for adventure, growth, joy, happiness and adversity. Each day also comes with its surprises, twists and turns.

A day may begin as an overly happy one and end plagued with adversity. Thus, it is important to develop the capacity to handle the good days as well as the bad days, and that capacity is sometimes endurance in the midst of adversity.

The dictionary defines adversity as a state of great misfortune or calamity. One is said to be undergoing adversity when everything they plan whether for the long-term or short-term seems to backfire.

Such moments or periods of one’s life occur unexpectedly, and some times, endurance is the best way to deal with adversity.CLICK FOR WEALTH NOW

Countering adversity with endurance is a very necessary process.

Even with the need for developing endurance and countering adversity with endurance when the need arises, endurance is not the easiest skill there is to develop.

There is thus a need to strategically develop endurance skills, especially as adversity generally doesn’t come with a notice.

Here are some ways of countering adversity with endurance.

Have a plan

One thing that is very true about life is the fact that a lot of the happenings are unpredictable.

Even with this very unpredictable nature of life, it is still very important to work with a plan.

Even if you can’t control everything that will happen to you, you can control how you will react to the things that will happen to you and make the best out of them.

It is thus important to have a plan about the different aspects of one’s life, from career to personal relationships. Reviewing the plan every now and then is also important.

Stick with the plan

As much as it is important to have a plan, it is also important to stick with the plan. That’s what endurance basically is: believing that there is light at the end of the tunnel and working towards finding that end.

Sticking with a plan when adversity arises not only helps one develop endurance skills but also builds up willpower which can be applied in other aspects of life.

Even if you need to review the initial plan, it is still important to stick with a plan. Sticking with even half the plan is better than throwing in the towel during adversity.

It is also worth mentioning that faith and hope are very important during adversity. Build up faith and hope because you will need a lot of these two attributes when facing adversity.

Visualize a better place

A lot of the time, during adversity, it seems like it’s the end of the world. It’s not usually the end of the world, and the ability to visualize that better place is essential for countering adversity with endurance.

Life will throw you adversity, and it is essential to develop strategies with dealing effectively with adversity. Endurance is of those strategies that have been proven to effectively manage adversity.

When one counters adversity with endurance, they are better equipped to handle life.

CORONAVIRUS — STARTING A BUSINESS ONINE — BUILDING WEALTH IS STILL POSSIBLE

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Things To Consider For Starting A Business

Are you are planning to start a business? You must have a clear plan and strategy for achieving your goals. Too often new entrepreneurs jump ahead without mentioning what they sell, how they sell it and to whom they will sell it.

Thanks to the internet, it is straightforward than ever to start a business in the comfort of your own home. Although it is not easy to be an entrepreneur, it is generally known that starting a project is very rewarding. The hardest part is starting.START AN ONLINE BUSINESS NOW

So many people have business ideas that never leave their notebook. Others want to have a business, but they do not know where to start. These are the six necessary steps for starting a business in 2020.

1. Get Online

First, if you start a business, you have to install it on the internet. The number of people buying online is increasing every year. More than 3 billion people have access to the internet, and more and more people connect every day.

These are all potential customers. When your business is on the internet, you can sell your products and services 24 / 7 for the whole year.

2. Get starting capital

Although the costs of starting a business in 2020 on the internet are considerably lower than those of a traditional company, you still need a little money to start an online business.

The main reason why most companies fail is the lack of capital. Provide a plan to make financial resources possible, whether it concerns sales, your funds or external investors.

3. Choose The Right Location:

EARN ADDITIONAL INCOME WITH AN ONLINE BUSINESS

Location plays a significant role in determining the success of your business. A wrong location can jeopardize all prospects, and at the same time, a right one can build a strong foundation for a fruitful venture.

Therefore choose the location wisely. Discuss with people who have vast knowledge in the industry that you have chosen. If you set up your business amidst your competitors, there are higher chances of success, studies have shown.

4. Establish Your Unique Selling Proposition

What makes your company unique? The Internet is a big market, and when you start a business in 2020, you have to make a unique sales proposal (USP) for your product or service.

Why would people buy from you instead of someone else? If you do not know, how can you expect your potential customer to know?

5. Know your ideal customer

No company can sell anything to anyone. You need to be clear about who your ideal customer is so that you can create your marketing messages to attract them directly. What are their needs, wishes, concerns, problems or wishes?

How can your products or services help them?

6. Implement a proven business model

Use a proven business model that will work in your market. If you do not have one, look at your competitors and see what they do. Buy a business mentor that shows you how to grow your business and move a potential customer to a customer.

Very often you can learn a lot from people who have preceded your industry. They can help you avoid pitfalls and make your path to success faster and easier.

It may not sound natural to start a business, but if you have a passion and want to see it become a successful business, it will take planning and organization. Use these tips to get started and build a company you can be proud of.

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Regardless of your age, education, technical skills or qualifications there are no specific requirements for being a successful online entrepreneur. However, you will be more successful with a solid business model to work from, clear direction, training, and support.

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EARNING ADDITIONAL INCOME — A JOURNEY TO FINANCIAL FREEDOM

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WOULD YOU RATHER HAVE CASH FLOW OR MULTI STREAMS OF INCOME?????
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A JOURNEY TO FINANCIAL FREEDOOM$$$$$$$$$$$$$$$$$$$$

From time immemorial, people who rely on single source of income always find it difficult to pay their bills.

In fact, even if you work for a top notch company that pays you a six digit salary in US dollars, it is still very risky to depend solely on a single source of income.

We live in a world where most people are working and earning salary, yet living in poverty. The reason for this is that most times, their expenses tend to outweigh the salary they receive, thus the need for a residual income.FREE STUFF GOVERNMENT AUCTIONS

Have you ever imagined what differentiate the rich from the poor? I mean what makes the rich becomes richer and poor becomes poorer?

It is not about being proactive at work or working in a multinational corporation, but having an investment that gives you a residual income.

Residual income as used in this context refers to income that keeps coming after a work is done. To put it differently, residual income usually comes from building asset that continues to pay you even after the work is done.

For instance, the likes of Warren Buffet, Bill Gates, Richard Branson, Oprah etc, weren’t born rich. However, these people became rich over time because they understand and took advantage of residual income.

Residual income could be in form of royalties from books, songs, movies, income from real estate etc. For example, Bill Gates is still making residual income from Microsoft even though he is no longer there.

Earning an additional income is what every salary earner should work towards. It helps to reduce the burden of expenses and enable you to save more from your earnings.

Income refers to any other money you earn outside your main source of income. It could be revenue from a small business you run or any other activity you do outside your main job. It helps to ease your financial responsibility and enable you to have a good savings.

Most people that earn additional income outside their main salary seldom go broke. In fact, they are able to pay their bills easily without borrowing loans from friends and relatives.

Without an iota of doubt, earning additional income is one of the gateways to financial freedom.
Irrespective of who we are and what we do, financial freedom is what we all crave for.

Even if financial freedom means different thing to different people, it always involve money. This is due to the fact that money makes the world goes around.

Financial freedom is the only thing that will enable you achieve your goals and live the life you always crave for.

Many people are still slaves to their finances because they have failed to look for ways to earn additional income, thus, making them to be living from hands to mouth. However, those with residual income can never be broke because they have been able to achieve financial freedom.

Financial freedom in its simplest form refers to the ability to live the life you desire effortlessly. It means doing the job you like most and living the life you always desire.

It takes a while to achieve financial freedom, but with consistency and creative effort, you will definitely get there.

Most times, achieving financial freedom all start with a part-time income. Part time income is any revenue you get from any other activity outside your main job. Developing a part time income is the first step in achieving financial freedom.
DO YOU HAVE CASH FLOW OR MJULTI-STREAMS OF INCOME?????

BEAUTIFUL HEALTHY SKIN — HEALTHY BODY

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How does what you eat affect an acne break out? The answer is not so simple. Read the article

Conventional wisdom used to say that your diet (eating chocolate or greasy foods) would result in an unwanted acne breakout. Later skin professionals and dermatologists learned that there is no proven scientific connection between acne and food.

But does what you eat really have a direct influence on the status of your face?

The answer is ‘no’, a bad food diet does not ‘directly’ cause an acne breakout. But, as most doctors will tell you, what you choose to put in your body will have a definite effect on your health, including your skin health.

Excessive caffeine, sugary foods, and greasy, fatty snacks will all have a negative effect on our overall health. And if your skin is particularly susceptible to acne, maintaining a poor diet will definitely not help the situation. A bad food diet can therefore have an ‘indirect’ effect!

Choosing foods that are high in sugar, fat content, and refined carbohydrates can all be damaging to your skin health. Studies have shown that too much sugar and refined carbohydrates in your diet can lead to a surge in insulin.

This can create the condition known as IGF-1, where an increase in insulin creates the over-production of male hormones. And excessive male hormones can produce an excess of sebum, the greasy stuff that can clog your pores, attract bacteria, and create an environment conducive to acne!

IGF-1 is also believed to cause keratinocytes to multiply, which can wreak havoc on skin.

Saturated fats are the bad guys of the food world. Doctors have been warning of the health consequences of consuming trans fats and saturated fats.

The negative consequences of saturated fats on the body are a weakening the immune system, promoting inflammation, and for those prone to acne breakouts, raising the skin’s oil production level.

Keep your body healthy and filled with good health-promoting nutrients for the best complexion possible. You should strive to reduce saturated fats -they will certainly not help you in your battle against acne.

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But all oils are not bad. There are also good oils which are actually conducive to healthy skin. In fact, certain oils are absolutely essential. These essential fatty acids reduce inflammation and help promote healthy skin, What oils should you add to your regular diet?

Fish Oil, olive oil, and flax oil are all good oils that should become a part of your diet. Fish oil and flax oil in particular are recommended for maintaining a glowing complexion.

What about vitamins and minerals? You should maintain a steady intake of vitamins and minerals to promote a healthy skin-enriching diet. Vitamin A is paramount for promoting healthy skin. Vitamin A is found in abundance in avocados and carrots.

Vitamin B-6, Vitamin C, and Zinc are other important nutrients for promoting a good complexion. An easy way to ensure that you’re getting all the vitamins and minerals you need to help fight acne is to eat a diet rich in vegetables, fruits, and essential fatty acids.

One of the lesser-considered aspects of the food and acne debate is the role that food allergies play in promoting acne.

Some people experience severe cases of acne even if they lead a very healthy diet and have never suffered from severe acne before. The cause could be a food allergy of some kind.

Common causes of food allergies include excess sugar, dairy products, and certain refined flours and grains. Avoid foods rich in iodine, which have been linked to acne in the past. If you consume iodized salt, make the switch to sea salt.

Iodine-rich foods may include salt, liver, cheese, crabs, shellfish, clams, and kelp products. If you find dairy products exacerbate your acne, consider switching to soy or rice milk and cheese products.

Whether certain foods cause an acne or whether these foods are just one of many contributing factors is an ongoing debate. Much has been learned and much more has yet to be learned.

Add to this the fact that one individual may be affected by a certain food and another not at all and you quickly learn there is no single answer, no magic bullet that will work for everyone. But hopefully this information will help you determine what works for you
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DEBT RELIEF — FINANCIAL FREEDOM

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What is a simple definition of inflation?
What causes inflation?
What are 3 examples of inflation?
Is inflation good or bad?
Inflation is currently around 8% and will continue to gradually
increase for some time. The Federal Reserve have raised interest
rate a quarter of a percent but this will have no impact on inflation.
The shortage of goods and services with increasing demand because
of higher wages, low employment and hoarding will only push inflation
higher and higher.
It is possible not to be a victim of higher and higher inflation. Cutting
spending by 35% and paying down debt by 35%. Cutting debt and cutting
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RESIDUAL INCOME – PASSIVE INCOME STOP LIVING PAYCHECK TO PAYCHECK — BEING BROKE IS NO FUN

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FIRST TIME HOMEBUYER — ACHIEVING THE AMERICIAN DREAM — REAL ESTATE INVESTING/RESIDUAL INCOME/FLIPPING HOUSES — MULTI STREAMS OF INCOME —CASH FLOW —RETIREMENT INCOME

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Real estate investing/residual income/flipping house

Over the years, real estate investment has turn out to be one of the most successful means of creating more wealth.

Only few other investments generate as much wealth as investing in land and property.

In the history of investing, real estate investment seems to be most reliable and consistent means of wealth building.

Some of the world’s richest people build their wealth by investing heavily in real estate.

They invest in real estate to create a residual income earning opportunity.

And residual or passive income through real estate can develop into a massive wealth.

Talking about residual or passive income, it is technically the type of income that you continue to receive long after an initial effort has been put in place.

One continues to generate residual income on a regular basis (monthly, quarterly or yearly) with little effort in the management of the investment.FLIPPING HOUSES CLICK NOW

Residual income is something many people work hard to build for themselves and their loved ones.

There’s hardly anything more satisfying than one to continue earning from their hard work or investment.
There are different ways of generating residual income through real estate investment.

These are:
• Rental properties
• Flipping houses, and
• Crowdfunded Real Estate Investment

Rental Properties

Rental property involves buying of properties (residential or commercial) and renting them out to tenants for purpose generating recurring income.

Investing in rental property is one of the most lucrative means of earning residual income.

The success rate of investing in rental properties is high. This can be attributed to the fact that renting remains the best option to many people.

In most cities, the number of renters is increasing day by day due to mobility of labor.

nd the increase in demand for rent has made the renting cost to go high. While this may not be pleasant to tenants, it is surely a good thing for real estate investors.

Flipping Houses

This is when real estate investors purchase properties, improve them by putting in some ‘sweat equity’ and then sell them at a profit.

The term ‘sweat equity’ simply means the effort the investor put in to remodel, renovate or

They are often sold at a lesser price than the estimated value of other properties in the same location. But most of them always require lots of effort from the investors to put them in a saleable state.

The houses are then flipped and sold at a huge profit. Flipping houses are extremely profitable and it is another way real estate investors earn residual income.

Crowdfunded Real Estate Investment

Crowdfunding unlike rental property and flipping houses is an indirect way of investing in real estate. The investors don’t have full control of the property.

It is usually done through Real Estate Investment Trusts (REITs) and does not involve direct or immediate ownership of the property.

n Crowdfunding, properties are professionally managed and investors don’t have to worry about the maintenance of the properties.

It is the new opportunity for real estate investors to generate passive or residual income.

Although, there are many opportunities for earning

To be successful in real estate you need to have adequate knowledge of the market or hire someone who knows.

.

EARN ADDITIONAL INCOME — STARTING A BUSINESS/MONETIZING YOUR BLOG —- BUILDING A SIX FIGURE INCOME IN YOUR SPARE TIME — FREE TIME

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WHICH IS MORE IMPORTANT? RESIDUAL OR PASSIVE INCOME
Starting a business/ monetizing your hobby

So many persons have hobbies they enjoy doing at their leisure.

It could be playing games, photography, watching television, blogging, basically anything.

But do you know there is great joy in turning your hobby to a money making venture? Won’t that be something?

Doing what you love and earning from it! Lots of people don’t see how this is achievable considering they have other jobs to do. I will give you a very good example with someone whose hobby is taking pictures.

Photography can be of any type, nature/ wildlife shots, snapping people at the park or particular interest pictures. You could simply turn this love you have for capturing moments into a business.

Either as a studio photographer or as a photography blogger. Now to monetize your hobby, there are things you need to think through. Below are a list of things to do when monetizing your photo hobby.

1. Give it a name

! As simple as this may sound. It is very important to give your new business a befitting name. A good catchy name means it will easily stick in your potential customers mind.

You don’t want a name that doesn’t roll of the tongue. For instance, Joe’s amazing photography. Think something short and punchy like Joe’s shots/ Joe’s photos.

A catchy name is very vital when starting a new business.

RESIDUAL INCOME/PASSIVE INCOME

2. Do your research:

This is probably the first thing you should do as it is very vast. You’re going to make research for several things.
You have to check and confirm if the name of the business is already taken. You have to research the business itself, how rampant it is in the area you want to start it.

Do people in the area appreciate the services you are going to offer. You have to research potential competitors as well.

Check how successful they are, how they go about their business, how do they operate. Proper research is very vital any how you look at it, wether you do it yourself or hire someone to do it for you.

Make sure you do a very in-depth market research before you start any business.

3. Working tools/Equipments

Tools and equipments are very important in any business. You don’t start a welding business without a protective welding glass.

What materials do you need to start the business? Make sure the things you need are ready.
Check for the ones that are most important to start the business and buy them if you don’t have them already.

If it is the photography business you want to start, then you will need a camera, a good one of course, you may or may not need a stand, a camera stand, etc.

4. Registration and license

Off course you don’t just select a business and start without proper registration and license.

It is important to go to the nearest licensing agency in your area and get registered. Once you’re licensed, secure your license and keep it safe.

It shouldn’t take more than a week to get licensed in any field of choice.

WHICH WOULD YOU RATHER HAVE??? PASSIVE OR RESIDUAL INCOME

STARTING A BUSINESS ON A SHOESTRING

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Are you finding that your networking efforts are wearing you out – and your network does not seem to be growing?

Here are the myths that must be dispelled so that you can spend quality time – not quantity time – on building your professional network

networking, contact building, list building, small business sales, business development

If you’re networking with strangers, you’re wasting your time. A consultant friend of mine recently complained, “I’m doing 2-3 networking events a week – and I’m worn out.”

When I asked why she felt networking was important, she replied, “One of my marketing goals is to do at least 1 networking event a week.”

(I pointed out that she just admitted to doing 2-3 a week – and perhaps doing 1 a week is smart and doing triple that goal is causing some of the fatigue.) But there’s much more to the great American business myth of networking.

Myth 1: The more you network, the more effective your networking activities become.

Truth 1: It’s much more important to become well-known in 1-2 circles than to spread your networking activities over many different groups. Depth beats breadth every time.

I then asked her how networking was working for her. She said, “I don’t think I have gotten a shred of business out of it in the last six months.”

Her rationale for doing networking: “Everybody knows that you build a business by networking!” Does this make any sense? Or worse, does it sound familiar?

See if this networking scenario has happened to you:

You meet someone for 30 seconds. They mumble something about real estate as you are tuning them out. They ask you what you do, and you say you are in insurance.

After 10 seconds of staring blankly at each other, you both head to the celery sticks for lack of anything better to do.

Myth 2: The cocktails and miniature wiener circuit is the way to network to success

Truth 2: Networking with strangers to build business is about as effective as going to a bar to get married. In the words of Dr. Phil, “It simply ain’t gonna happen that way.”

Here’s why you’re not going to meet your business soul mate at a networking event:

1) You aren’t going to do business with someone after meeting them for a few minutes and getting handed a poorly printed card.

2) Businesses are built on relationships and not “30-second commercials,” no matter how effective and intriguing.

3) Most of us have major trouble in explaining what we do, much less getting past that explanation and listening for what prospects need.

4) Networking with strangers is not targeted or specific and in fact, is completely random. For some people, networking is exactly as effective as cold calling, which is the least effective marketing tool there is.

So am I saying that networking is a waste of time? Absolutely not. What I’m saying is you need to start networking smarter.

Here are a few thoughts to jog your noggin:

* Network by having coffee or lunch with people one on one. Get to know them and their business. They may become a prospect, alliance partner, or referral source.

But aim first and foremost to make them a friend. The rest will follow naturally.

* If you’re going to network with strangers, go with the goal of making 2-3 lunch or coffee dates with people you find interesting.

* Ask every happy customer you have (they’re all happy, right?) for just one referral of someone who would be interested in your type of goods or services, then call and use their name.

(“Hi I’m Fred and Ginger said I should call you. Isn’t Ginger great?”) You already have one thing in common – Ginger!

* Create a network “hit list” of the exact kind of businesses you want to network with – maybe you sell software and you want to meet IT managers, at medium-size companies.

Make the list and put it in your little black book or PDA. Focus your networking and outreach activities on only those people – or others who can refer you to those people.

* Join non-business groups and spend time doing non-business activities: Civic, social, religious, recreational, musical, athletic… the list is endless. Establish relationships with people in your group. Perhaps you’re a Moose and a realtor.

A Moose, as it turns out, wants to buy a house from another Moose. If so, you have the Moose Market cornered! Are you into hand-drumming? Guess what? A hand-drummer will want to do business with another hand-drummer. Get it?

* If you do go to a “mixer” go with a targeted goal in mind. For example, your goal might be “to meet three people on my target list and get their card so I can follow up for breakfast, lunch, coffee, or badminton.”

A traditional “networking event” now becomes simply the first phase of your targeted plan for global domination and not an end in itself.

Here’s a final thought to shake up your networking mindset: Network with people who already know you, like you, or have done business with you.

Myth 3: Networking is all about getting more people to know what you do.

Truth 3: Networking is all about getting people that already know you to share opportunities where you can be helpful to each other.

Make 2-3 phone calls a day to connect with people from past jobs, former clients, or influential people who have expressed interest in you in the past.

We all have a “fan base” that we grossly underutilize.

Think about tapping into friends, colleagues, mentors, and family to mine the connections you already have at your fingertips.

So get out there and network – but make it worth your investment of time and energy by networking smart. As your mother always said, “Don’t network with strangers.”





A TIME TO SHOW LOVE TO GREATGRANDPARENTS, GRANDMOTHERS, PARENTS, CHILDREN, GRANDCHILDREN, GREATGRANDCHILDREN, EXPECTNG MOTHERS AND ESPECIALLY NEW BORN BABIES

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BE SAFE — GET THE FACTS — SHARE THEN AND ENCOURAGE OTHERS TO DO THE SAME

HEALTHY DIET — REST — EXERCISE — ANNUAL PHYSICAL — KEYS TO GREAT HEALTH

IMMUNE

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SEVEN THINGS YOU CAN DO INSTEAD OF SPENDING MONEY
DECLUTTER
TRY OUT SOME NEW HAIRSTYLES
REARRANGE YOUR FURNITURE
VOLUNTEER
TAKE A NAP
GO FOR A RUN
UPDATE YOUR TO DO LIST
Would you enjoy a 2nd income, passive/residual income? Investments
that keep growing in value? Multi-level-marketing, real estate are
two business you can start on a shoe string. With little money and
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Being a Real Estate investor, controlling hundreds of thousands dollars
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You have seen others started/grow slowly but steadily and now have the
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early. Now is your time.

DEBT RELIEF—DEBT CONSOLIDATION EARN YOUR WAY OUT OF DEBT BY
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ON YOUR WAY TO FINANCIAL FREEDOM—HELP YOURSELF A LOT

ENJOY WEALTH BUILDING — MORE SO — ENJOY THE REWARDS THAT WEALTH BRINGS


Healthy food and beverages:

It is important to include the foods which are rich in Iron, Vitamin D, C & B in your diet for a healthy body.vitamins, juices, energy shakes — Healthy Living

ABUNDANCE — EARNING ADDITIONAL INCOME—BUILDING WEALTH INSPITE OF HIGH INFLATION

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Earning additional income

Most young entrepreneurs around us today have created for themselves an offline venture which can fetch them some little money and with this the have utilize their idea and skills.

For you to become a successful entrepreneur your passion most speak for you and not just the way you rush to get the money daily.

For you to earn more you need to add more value to their life just like the way you fuel your machinery you will surely benefit from it that is how your idea works too.

Earning additional income simply mean creating another source of earning money daily it could be anything but it must be what you love more.

Over the years I have love the online business that fetch me some little money to my offline and this online activity that fetch me some money is blogging.

Although blogging is not the only business that can fetch you more we have other reliable business to get involve and you won’t regret it.

Blogging can be defined as the process of updating g you web blog daily just like a dairy or an, arena where your visitors can come and read some useful content.

Blogging has been the big money niche online over the years and does not require much stress or coding.

Most people get frustrated of blogging because the fail to understand how it work. You need to be consistent and also your articles must be unique for your reader to read daily.

Earn additional income through blogging

Blogging basically if for publishing content to reach a wide range but aside the publishing you can make money through advertising, link placement, sponsored article, banner placement, affiliate marketing and lot more.

EARNING ADDITIONAL INCOME — WHY NOT YOU

Most people are full time bloggers and some are per time bloggers.
Earn additional income through Real Estate Investing

This is simple the process by which an individual gets involve in the management or ownership of the estate in return of profit.

So, the development of your business strategy to estate investment is known as Real Estate Investing.

Earn additional income through Online student Tutor

Earning additional income through Online Tutor this is mainly for those with teaching skills and with this you can make some cool cash online with platforms like tuteria.com and for you be a tutor you should either be a high school certified graduate and also have a license to become a tutor.

Conclusion

Making additional money online require much time and also try to figure what you love most.

The above listed ways on how Earn additional income through different means is not just the whole channels that you can make additional, money online, we have thousand of ideas on how to make this money online.

Try to make use of your free house to go more on a research you can become twice richer if you can devote your time for this idea.

Also, you need to work with passion and not the money in the first instance to enable you overcome some challenges and when you get rid of this the sky will be your starting point.

What are the steps in starting a business?

What are some good ideas for starting a business?

What to do before starting a business?

What to consider before starting a small business?

Building wealth in time of high inflation is possible. The key to building
wealth is cutting spending, paying down debt, increase saving, and earning
additional income.
Starting a residual/passive income business in your spare time is generating
additional income is another way to build wealth during this period of run
away inflation.
Avoid debt such as credit for usual purchases. Less credit the more disposal
income and funds for investments.

I DON’T LIKE — I WOULD LOVE TO — BE INVOLVED IN THE HR 3684 INFRASTRUCTURE INVESTMENT AND JOBS ACT. DO ANYONE HAVE ANY SUGGESTIONS — PLEASE COMMENT AND SHARE

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Opportunities Galore—How much do you get in the Pell Grant?
How much money do students receive? There are a number of factors that go into deciding the award amount for Pell Grant recipients. The minimum amount that can be awarded is currently $650. The maximum is $6,345 for the 2020–21 award year (July 1, 2020, through June 30, 2021).Oct 8, 2021

How many job openings are in the US right now?
U.S. job openings jump to 11 million; fewer workers voluntarily quitting.

Do you have to pay back FAFSA?
FAFSA is not the financial aid itself, so you do not have to pay it back. … Federal student aid that is awarded based on the FAFSA includes the Federal Pell Grant, Federal Work-Study and federal student loans. The FAFSA is also used to award state grants and institutional grants from colleges and universities.

2022 Military Pay Scale (Two to eight years in service)
Grade Less than two years of service More than eight years
E-6 $2,849 $3,864
E-5 $2,610 $3,498
E-4 $2,393 $2,905
E-3 $2,161 $2,436

What is HR 3684 Infrastructure Investment and Jobs Act?
3684, the “Infrastructure Investment and Jobs Act,” which reauthorizes surface transportation programs for five years, through Fiscal Year 2026, and provides for a one-time transfer of funds from the General Fund into the Highway Trust Fund; authorizes programs for water, energy, and broadband infrastructure; an

I don’t like reading — I don’t like listen to motivational audios —
I don’t like going to the movies. If educational or inspiring that will
help me to change, than I don’t like.

CONFIDENCE FAITH CHARACTER LEADERSHIP KNOWLEDGE

The five words above are challenge one to excel, to achieve and reach
their full potential.

I’m getting by, I’m not doing great but I am doing okay. Thing could be
better, but I’m thankful they are no worse.

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The statement I don’t like is an end statement with no thought to
the benefits of the opposite — I would LOVE to read the latest best
seller. I would love to travel–I would love to earn more — I would
love more school so I can get a better position and do more for
myself, my children and my family.

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Reaching one full potential requires love of oneself. Being curious of
what action, thoughts, goals benefits, and caring leads to happiness.

Why is Personal Development so important? Why must someone keep working
to be a better person today than yesterday? Shouldn’t I be okay with myself

Everyday is a challenge. Whether one find success, joy, happiness is all dependent
on choice:
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I DON’T LIKE I WOULD LOVE TO

THE CHOICE IS ALWAYS YOURS — WHAT LIES BEYOND I WOULD TO

FIRST TIME HOME BUYERS 2022—THE FEDERAL RESERVE WILL BE RAISING INTEREST RATE IN 2022 AGAIN AND AGAIN—MILLINNEALS IT IS TIME TO PURCHASE A HOME AND BEAT THE RISE IN INTEREST RATE.

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What home buyers want most?
What do I need to know as a first-time home buyer?
Does Your State have a first-time home buyers program?
Who qualifies for first-time home buyer ?

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on how to buy a home. This is a great way to start.

With interest rates so low anyone with income can afford a home if
their debt to income meet mortgage loan guideline.
Some home loans still exist no down payment. Also, some states still
have first time homebuyers programs, with down payment assistance.

Why rent a home when you can purchase your own home?

What kind of home loans are available?

How much do I need to save for a down payment for home?

What credit score should I have to purchase a home at a good interest rate?

HEALTH AND WEALTH GO TOGETHER —- EMBRACING HEALTHY LIFESTYLE — EMBRACING WEALTH AS A MUST – – PUTTING POVERTY/EXCESSIVE DEBT/LIVING PAYCHECK TO PAYCHECK BEHIND YOU

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HEALTH AND WEALTH

I’m sure you must have come across the cliché “health is wealth” but do you know what it means and why you should give it a thought? Well, this article will help you put things in retrospect so that you can finally enjoy an optimum healthy life.

Do you know why health and wealth go together? It’s simple when you’re healthy; you would live longer and hardly spend your money treating one ailment or the other, how cool can this be?

This is why embracing healthy lifestyle choices are the best bet for anyone who wants to enjoy a healthy life.

Yes, you’re rich and can afford all the good things that life has to offer, but without a healthy lifestyle, you’ll spend the majority of your money trying to treat one health conditions or the other, and I’m sure you wouldn’t want that right?

Now is the best time to start making intentional, healthy decisions, if you have been depending on junk foods together with other unhealthy eating habits for far too long, you should strive to change the narrative by embracing healthy lifestyle choices.

Yes, your work schedules may not be giving you all the time you need to eat healthy meals, but you should strive to always eat healthy meals regardless of how busy you’re.

Remember, you can have all the good things in this world and living healthy may not be one of them.

To maintain a synergy between health and wealth, it would be smart to come up with a healthy eating practice that not only includes healthy meals but some form of activities too.

Always remember that when you eat healthily and spruce it up with one exercise or the other, you will enjoy a blast of wellness like never before.

Stop spending your money treating one ailment or the other, all you may need to enjoy a healthy life is making healthy lifestyle choices.

FIRST TIME HOME BUYER — VS — RENTING — HOME EQUITY — CONERSTONE TO WEALTH BUILDING

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HOME EQUITY

Home equity is the market value of a homeowner’s unencumbered interest in their real property, that is, the difference between the home’s fair market value and the outstanding balance of all liens on the property.

The property’s equity increases as the debtor makes payments against the mortgage balance, or as the property value appreciates. In economics, home equity is sometimes called real property value.

Home equity is not liquid. Home equity management refers to the process of using equity extraction via loans, at favorable, and often tax-favored, interest rates, to invest otherwise illiquid equity in a target that offers higher returns.

Homeowners acquire equity in their home from two sources.

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They purchase equity with their down payment and the principal portion of any payments they make against their mortgage.

hey also benefit from a gain in equity when the value of the property increases. Investors typically look to purchase properties that will grow in value, causing the equity in the property to increase, thus providing a return on their investment when the property is sold.

Home equity may serve as collateral for a home equity loan or home equity line of credit. Many home equity plans set a fixed period during which the homeowner can borrow money, such as ten years.

At the end of this “draw period,” the borrower may be allowed to renew the credit line.

If the plan does not allow renewals, the borrower will not be able to borrow additional money once the period has ended.

Some plans may call for payment in full of any outstanding balance at the end of the period. Others may allow repayment over a fixed period, for example, ten years.

SOURCE: WIKIPEDIA

Home Equity Loans: How to get the Best Home Equity Loan Deal

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Home Equity Secrets

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How can I access my home equity?

What is home Equity, and how can you use it?

What does having “Equity” in a home mean?

How to calculate and determine Equity in your home?

100 Questions Every First-Time Home Buyer Should Ask, Fourth Edition: With
Answers from top Brokers Around the Country

Nolo”s Essential Guide to Buying Your First Home

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TRAVEL AND HEALTHY LIVING

Sо you’re аbоut to launch ѕоmе vacation tіmе on аnоthеr hоrіzоn. Gооd fоr уоu! But you know frоm experience the dаngеrѕ this саn роѕе tо your hеаlth.

Yоu rеmеmbеr thаt vасаtіоn when уоur sinuses gоt more ѕtuffеd thеn a turkеу on Thаnkѕgіvіng аnd уоur hеаd fеlt lіkе a bowling bаll thаt just fіnіѕhеd a 300 point gаmе bу Kingpin!

Thе mоѕt іmроrtаnt thіng tо rеmеmbеr thоugh is thаt уоu ѕhоuld еnjоу уоurѕеlf, not thіnk аbоut if the dessert frоm the Pаrіѕіаn bakery іѕ going tо mаkе you fаt.

Whеn іѕ thе nеxt time уоu’ll bе іn Paris, аnd whеn wаѕ thе lаѕt time оnе thіng made уоu fаt? Enjоу іt! Just don’t go overboard. That ѕаіd, hеrе аrе some tips fоr kееріng fit while trаvеllіng:

-Eаt lіkе a lосаl: If you’re in a fоrеіgn соuntrу, іt’ѕ muсh еаѕіеr tо fіnd unprocessed, unrеfіnеd fооdѕ thаt аrе balanced and good fоr you.

Thеу аlѕо don’t hаvе thе mаѕѕіvе portion sizes thаt wе dо іn Amеrіса. If уоu’rе mostly a domestic trаvеlеr, thіѕ obviously wоn’t apply, but ѕtісk the general guidelines I have thrоughоut thе site.

-Shаrе dishes: Ordеr a few small рlаtеѕ and ѕрlіt it аll, оr уоu can get an арр, еntrее, and dessert tо split wіth twо реорlе.

Thаt wау, уоu not оnlу gеt tо trу a wide vаrіеtу of nеw thіngѕ аnd multiple соurѕеѕ, but уоu саn аlѕо сut back оn thе аmоunt you еаt.

-Make іt аn active trір: I fоund this еѕресіаllу easy іn more rurаl lосаtіоnѕ. Yоu саn hіkе, kауаk, go rосk сlіmbіng, etc. If you’re іn a mаjоr city, tоur thе city оn foot. Yоu’ll bе mоvіng аll dау, аnd will dеfіnіtеlу gеt уоur fіll of еxеrсіѕе іn.

-Lіԛuіdѕ: Drinking water lіkе a саmеl mіght be еxсеѕѕіvе. Hоwеvеr, drіnkіng a lot of water wіll hеlр уоur body rеmоvе tоxіnѕ which, іn turn, hеlрѕ уоur іmmunе system maintain реаk funсtіоn.

Alѕо, wаtеr асtѕ in the сеllѕ lіkе oil іn mасhіnеrу. It keeps everything mоvіng properly.
-Eat Healthy: It’ѕ two dауѕ bеfоrе уоur flіght оut аnd you’re ѕсrаmblіng to finish lаѕt minute рrераrаtіоnѕ before уоu nееd tо pack.

Hаіrсut: сhесk. Nеw оutfіt: check. Lаundrу wаѕhеd: сhесk.

Wіth аll уоur tо-dо lists, іt juѕt ѕееmѕ mоrе соnvеnіеnt and time еffісіеnt tо оrdеr some fаѕt fооd оn thе wау tо the ѕuреrmаrkеt.

Down it gоеѕ аѕ fast as it came оut thе drіvе-thrоugh wіndоw аnd уоu’rе оff tо the nеxt thing. Hоwеvеr, уоur bоdу nоw has to divert rеѕоurсеѕ to dіgеѕt this classic mix of saturated fаtѕ аnd starchy саrbѕ.

For the nеxt ѕеvеrаl dауѕ аѕ уоur body dіgеѕtѕ this, іt can оffѕеt your immune ѕуѕtеm, making you mоrе ѕuѕсерtіblе tо іllnеѕѕ durіng your hоlіdау соmmutе.

-Avоіd аlсоhоl аnd ѕugаrу drinks(including juісеѕ): Your bоdу trіеѕ tо rеmоvе alcohol frоm уоur bloodstream whісh rеѕultѕ іn rеѕоurсеѕ bеіng diverted frоm уоur immune system. Likewise, thе ѕugаrу drіnkѕ ѕріkе your blood ѕugаrѕ whісh саn tеmроrаrіlу depress уоur іmmunе ѕуѕtеm(ѕоundѕ ѕаd!).

-Bring еxеrсіѕе bаndѕ wіth you: They’re еаѕу tо расk, аnd сhеар to buу bеfоrе you gо if уоu dоn’t hаvе thеm. Yоu саn wоrk оut your arms with those, аnd уоu саn do push-ups, crunches, squats, аnd lunges wіth уоur оwn bоdу wау.

-Try nеw аnd strange things: Snails, ѕрісу bugѕ, fish hеаdѕ, oh mу! Thеrе аrе a lоt of іntеrеѕtіng and unique foods you can try out in оthеr сulturеѕ, so give it a trу. Nо mаttеr hоw strange, thеу’rе аlmоѕt guаrаntееd tо bе fаr bеttеr fоr you than thе рrосеѕѕеd fооdѕ wе hаvе іn the US.

Thе main thіng to keep in mind іѕ thаt уоu аrе оn vасаtіоn аnd you should еnjоу, experience, and rеlаx. You’ll nеvеr dо thаt if уоu’rе ѕtrеѕѕіng аbоut thе саlоrіеѕ уоu’rе еаtіng оr hоw lоng іt’ѕ been since уоu’vе hіt the treadmill, ѕо juѕt lіvе іt uр!

10 TIPS TO IMPROVED HAIR CARE — STYLES — BRAIDS — DO IT YOURSELF

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10 Tips To Improved Hair Care

The information contained in this article is to be used for reference only. It is not to be used in place of, or in conjunction with, professional hair care advice. Anyone who notices a concerning condition, relating to their hair, should consult a dermatologist for proper diagnosis and/or treatment.

10 Tips To Improved Hair Care

Hair care is an important part of looking good and feeling good, both inside and out. There are an endless number of hair care products that promise to shape up, curl, straighten, moisturize and rejuvenate, but what is the best way to maintain healthy hair?

Here are 10 tips to get you started.

If you notice split ends, have them trimmed. This will result in healthier hair and a better overall appearance.

A trim is relatively inexpensive and should only take a matter of min…

Hair care is an important part of looking good and feeling good, both inside and out. There are an endless number of hair care products that promise to shape up, curl, straighten, moisturize and rejuvenate, but what is the best way to maintain healthy hair?

Here are 10 tips to get you started doing it yourself.

If you notice split ends, have them trimmed. This will result in healthier hair and a better overall appearance.

A trim is relatively inexpensive and should only take a matter of minutes at the local salon.

Use a low to medium heat on your hair dryer. Extreme heat can dry out the hair and cause the frizzies.

Avoid prolonged exposure to the sun, which is not only bad for your skin, but can dry out your hair as well.

Many people suffer from dandruff. If you are one of the many, avoid scratching or rubbing the head as this will promote flaking.

Instead, use a shampoo and/or conditioner that is especially designed to treat dandruff and eliminate flaking.

If you have thin hair, add a volumizing shampoo for added body. If you have thick hair, using a healthy shine shampoo will bring out the additional beauty.CLICK NOW FOR MORE INFORMATION

Avoid harsh hair care products, which can dry out or damage the hair. In some cases, individuals have even experienced hair loss in using certain at-home perm and/or coloring treatment products.

If you want to have this type of treatment done, have it done at the salon.

In choosing a salon, make sure that you opt for one that has been in business for awhile and has a clean, professional workspace.

Ask friends for referrals. If they have used a certain hair care product, which coincides with one that you are searching for, inquire about their experience.

The same is true with salons, which are often best recommended by friends and family.

When brushing your hair, use soft strokes rather than those swiped in a hurry. A part of quality hair care is, just as the name implies, caring for your hair.

When using styling products, make sure that they do not overheat prior to using them on your hair.

Extreme heat can and will damage the hair, not to mention the discomfort of a burn resulting from an overheated styling product.

The information contained in this article is to be used for reference only. It is not to be used in place of, or in conjunction with, professional hair care advice.

Anyone who notices a concerning condition, relating to their hair, should consult a dermatologist for proper diagnosis and/or treatment.

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10 Great Hair Care Tips

If you watch the tabloids, you know that even the stars have bad hair days. It just seems that when the professional stylists are out of the picture, it is inherently human to have a less than glamorous mane.

But you can do your part to stay ahead of the battle by following these great tips for hair care.

1. Use a professional conditioner that is formulated for your specific hair type. While you can skimp a little on the shampoo, a good, professional conditioner is a must …

If you watch the tabloids, you know that even the stars have bad hair days. It just seems that when the professional stylists are out of the picture, it is inherently human to have a less than glamorous mane.

But you can do your part to stay ahead of the battle by following these great tips for hair care.

1. Use a professional conditioner that is formulated for your specific hair type. While you can skimp a little on the shampoo, a good, professional conditioner is a must have. Look for products in salons that are customized for your hair type.

For instance: If you have color or a perm, choose a conditioner that is for chemically processed hair. And stay away from those all-in-one shampoo and conditioner combos.

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2. Choose a cut tailored to your face and body shape. The number one mistake that people make when choosing a new hairstyle is to pick a style based on popularity rather than how it will enhance their features.

Always choose a new cut based on how it will enhance or detract from your facial features and build. If you have broad shoulders, choose a full-bodied cut over a close cropped head hugging doo.

3. Don’t forget your UV protectants. Just as your skin gets damaged by wind and sun, so does your hair. To combat this, look for finishing products such as mousses, gels and sprays that block UV rays.

4. Keep your appointments. Did you know that your hair will split faster than it will grow? You need to get a trim every 6 to 8 weeks, even if it’s just a micro trim. A good hairdresser makes them good because they know what to leave on the head, not take off.

5. Leave chemicals to the professionals. There is a reason why beauticians need to go to school to learn how to handle chemicals and hair processes.

You can do irreparable damage with these products even if the package says that it’s way easy. And even if you don’t make your hair fall out, you could end up looking like a clown and paying a stylist big bucks to fix your mess. (Note: Most stylists charge double the rate for corrective color than they do for normal color processes)

6. Get color for interest and body. Every cut needs a little bit of color to make it truly breathtaking. No matter whether your taste is subtle or dramatic, you can add interest and volume to your tresses with a color process.

Highlights, lowlights, all over color, gray coverage, you name it, it’s all good for your look.

7. Do weekly conditioning treatments. Even if your hair is extremely healthy, it is constantly on the attack from wind, sun, cold and heat. During the summer months, your hair is battered even more when it absorbs chlorine and other chemicals from your pool.

8. Get an ionic ceramic flat iron. Instead of frying your hair with a conventional metal plated flat iron. Straighten your tresses, add shine and infuse moisture with one of the a negative ionic flat irons. We personally use T3 irons for all our work.

9. Choose your styling products wisely. Avoid products that leave build-up on your hair. If you see white gunk, that means that your product is not water-soluble and may be coating your hair shaft.

Build-up causes limpness, breakage and inability to curl not to mention the white flakes.

10. Did you know that if you use a towel after your shower to dry your hair you are causing split ends and adding static electricity to your hair. Don’t rub the towel back and forth over your hair, scrunch the towel around your hair like your would scrunch crackers in your soup.

While all of these tips won’t make you look like you’ve hired a personal hairdresser, they will help you look the very best that you can each and every day. When it comes to hair care, remember that you wear your hair everyday.

Now isn’t it worth the time, effort and money that it takes to keep it looking spectacular?

OWNING A LUXURY CAR OR SUV — IF YOU CAN’T AFFORD ONE — IN ADDITION TO COMPENSATION, BONUSES — A CAR, NOT JUST A CAR BUT A LUXURY CAR AS PART OF YOUR COMPENSATION. YES, YOU CAN EARN ONE — PERSONALLY I LIKE THE YUKON DANULI.

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What is meant by residual income?
How do you get residual income?
What is the difference between residual income and passive income?
What is residual income and why is it important?

S

Owning a Luxury car or SUV

It is the dream of many people to own one of these modern day luxury cars and SUVs. This is due to the enormous comfort and prestige that these vehicles bring. They want to enjoy and experience the ease, technological features and handling capabilities that come with it. But most of them are discouraged by the cost of buying and maintaining the vehicle.

Of course, buying a luxury car or SUV will surely leave a considerable dent on your bank account. But it is not always a budget busting project. There are instances when you can buy a luxury car at affordable budget without breaking the bank.
Although, not everyone has the time to research for the current pricing trends, but with proper findings one can be lucky. You could come across many luxury cars or SUVs that are reasonably priced. For instance, if you happen to meet the dealer at the right, you could go home with a luxury car with big savings.

Also, if you can’t afford a new luxury car, you can opt for the used ones. Apart from being cheap to buy and maintain, used luxury cars also come with all the latest technological features. If it is your desire to own a luxury car or SUV, below are some of the few things you need to know.
Luxury cars or SUVs are cheap to repair or maintain.

In contrast to the general beliefs, luxury cars and SUVs are cheap to maintain and repair when they break down. With little amount of cash you can get it up and running. Let’s say you own a S500 or 750i, you can repair it with little cash at the nearest Mercedes Benz or BMW service repair station.
Most luxury cars such as the Mercedes Benz S500 and BMW 750i are simple in design, they do not have complex superchargers and the engines are V8s. The air filters and the ducting assembly can be easily removed without any need for specialized tools. The electronics are not as complex as that of other modern vehicles. And any problem with the electrical system can be easily decipher and resolved.

Luxury cars or SUVs are more affordable than you think.

When new cars are rolled off, their price are quiet expensive. But with time their price depreciates. It is possible for you get a used luxury car with less than 100,000 miles on the odometer between the range of $3000 and $5000. The price may have depreciated but the comfort, features and performance have not.

Luxury cars handle better that most other cars

Luxury cars perform better and have better handling than most cars on the road. The S500 for instance, handles better than 9/10 of the cars on the road. They are capable of doing a 0-60 in six seconds which most modern cars can’t match.

In conclusion
Do not allow the cost of buying and maintaining a luxury car or SUV to kill your dream of owning one. As you can see, they are not as expensive as most people perceived. If your budget doesn’t meet the price of a new one, you can go for a used car and you will still enjoy the same performance, prestige, comfort, interior quality and safety features. Also, luxury cars and SUVs are cheap and easy to repair due to their simple designs.