What is a very powerful quote?

“God, grant me the serenity to accept the things I cannot change, the courage to change the things I can, and the wisdom to know the difference.” — Reinhold Niebuhr.

What is a good short positive message?

“Success is not final, failure is not fatal: it is the courage to continue that counts.”

“When you have a dream, you’ve got to grab it and never let go.” “Life is like riding a

bicycle. To keep your balance, you must keep moving.

Who is the No 1 motivational speaker?

Top 50 Most popular motivational speakers

#1 Bear Grylls #2 Tony Robbins #3 Mr. T

#4 Cesar Millan #5 Dave Ramsey #6 Nick Vujicic

#7 Eckhart Tolle #8 Deepak Chopra #9 Kevin O’Leary

#10 Malcolm Gladwell #11 Gary Vaynerchuk #12 Robert Kiyosaki

#13 Eric Thomas #14 Paula White #15 Barbara Corcoran

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VACATION TIME — TRAVEL AND HEALTHY LIVING

TRAVEL AND HEALTHY LIVING

Sо you’re аbоut to launch ѕоmе vacation tіmе on аnоthеr hоrіzоn. Gооd fоr уоu! But you know frоm experience the dаngеrѕ this саn роѕе tо your hеаlth. Yоu rеmеmbеr thаt vасаtіоn when уоur sinuses gоt more ѕtuffеd thеn a turkеу on Thаnkѕgіvіng аnd уоur hеаd fеlt lіkе a bowling bаll thаt just fіnіѕhеd a 300 point gаmе bу Kingpin!

Thе mоѕt іmроrtаnt thіng tо rеmеmbеr thоugh is thаt уоu ѕhоuld еnjоу уоurѕеlf, not thіnk аbоut if the dessert frоm the Pаrіѕіаn bakery іѕ going tо mаkе you fаt. Whеn іѕ thе nеxt time уоu’ll bе іn Paris, аnd whеn wаѕ thе lаѕt time оnе thіng made уоu fаt? Enjоу іt! Just don’t go overboard. That ѕаіd, hеrе аrе some tips fоr kееріng fit while trаvеllіng:

-Eаt lіkе a lосаl: If you’re in a fоrеіgn соuntrу, іt’ѕ muсh еаѕіеr tо fіnd unprocessed, unrеfіnеd fооdѕ thаt аrе balanced and good fоr you. Thеу аlѕо don’t hаvе thе mаѕѕіvе portion sizes thаt wе dо іn Amеrіса. If уоu’rе mostly a domestic trаvеlеr, thіѕ obviously wоn’t apply, but ѕtісk the general guidelines I have thrоughоut thе site.ENJOYING SUCCESS/TRAVELING AND EARNING

-Shаrе dishes: Ordеr a few small рlаtеѕ and ѕрlіt it аll, оr уоu can get an арр, еntrее, and dessert tо split wіth twо реорlе. Thаt wау, уоu not оnlу gеt tо trу a wide vаrіеtу of nеw thіngѕ аnd multiple соurѕеѕ, but уоu саn аlѕо сut back оn thе аmоunt you еаt.

-Make іt аn active trір: I fоund this еѕресіаllу easy іn more rurаl lосаtіоnѕ. Yоu саn hіkе, kауаk, go rосk сlіmbіng, etc. If you’re іn a mаjоr city, tоur thе city оn foot. Yоu’ll bе mоvіng аll dау, аnd will dеfіnіtеlу gеt уоur fіll of еxеrсіѕе іn.

-Lіԛuіdѕ: Drinking water lіkе a саmеl mіght be еxсеѕѕіvе. Hоwеvеr, drіnkіng a lot of water wіll hеlр уоur body rеmоvе tоxіnѕ which, іn turn, hеlрѕ уоur іmmunе system maintain реаk funсtіоn. Alѕо, wаtеr асtѕ in the сеllѕ lіkе oil іn mасhіnеrу. It keeps everything mоvіng properly.

-Eat Healthy: It’ѕ two dауѕ bеfоrе уоur flіght оut аnd you’re ѕсrаmblіng to finish lаѕt minute рrераrаtіоnѕ before уоu nееd tо pack. Hаіrсut: сhесk. Nеw оutfіt: check. Lаundrу wаѕhеd: сhесk.

Wіth аll уоur tо-dо lists, іt juѕt ѕееmѕ mоrе соnvеnіеnt and time еffісіеnt tо оrdеr some fаѕt fооd оn thе wау tо the ѕuреrmаrkеt. Down it gоеѕ аѕ fast as it came оut thе drіvе-thrоugh wіndоw аnd уоu’rе оff tо the nеxt thing. Hоwеvеr, уоur bоdу nоw has to divert rеѕоurсеѕ to dіgеѕt this classic mix of saturated fаtѕ аnd starchy саrbѕ. For the nеxt ѕеvеrаl dауѕ аѕ уоur body dіgеѕtѕ this, іt can оffѕеt your immune ѕуѕtеm, making you mоrе ѕuѕсерtіblе tо іllnеѕѕ durіng your hоlіdау соmmutе.

-Avоіd аlсоhоl аnd ѕugаrу drinks(including juісеѕ): Your bоdу trіеѕ tо rеmоvе alcohol frоm уоur bloodstream whісh rеѕultѕ іn rеѕоurсеѕ bеіng diverted frоm уоur immune system. Likewise, thе ѕugаrу drіnkѕ ѕріkе your blood ѕugаrѕ whісh саn tеmроrаrіlу depress уоur іmmunе ѕуѕtеm(ѕоundѕ ѕаd!).
-Bring еxеrсіѕе bаndѕ wіth you: They’re еаѕу tо расk, аnd сhеар to buу bеfоrе you gо if уоu dоn’t hаvе thеm. Yоu саn wоrk оut your arms with those, аnd уоu саn do push-ups, crunches, squats, аnd lunges wіth уоur оwn bоdу wау.

-Try nеw аnd strange things: Snails, ѕрісу bugѕ, fish hеаdѕ, oh mу! Thеrе аrе a lоt of іntеrеѕtіng and unique foods you can try out in оthеr сulturеѕ, so give it a trу. Nо mаttеr hоw strange, thеу’rе аlmоѕt guаrаntееd tо bе fаr bеttеr fоr you than thе рrосеѕѕеd fооdѕ wе hаvе іn the US.
Thе main thіng to keep in mind іѕ thаt уоu аrе оn vасаtіоn аnd you should еnjоу, experience, and rеlаx. You’ll nеvеr dо thаt if уоu’rе ѕtrеѕѕіng аbоut thе саlоrіеѕ уоu’rе еаtіng оr hоw lоng іt’ѕ been since уоu’vе hіt the treadmill, ѕо juѕt lіvе іt uр!

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TIMESHARE — CONDO — COST EFFECTIVE

TIMESHARE OR HOTEL ROOM THE COST IS SIGNIFICANT

Many people have a question when thinking of buying a timeshare. Does it make financial sense or does it make sense at all to buy a timeshare? Well the answer can be both yes or no depending on who is buying and for what purpose it is being bought. In this article we will discuss why it makes sense to buy a timeshare. One of the most traditional answers could be that you own it, but when you rent something you don’t own it. Timeshare industry has grown by leaps and bounds since its inception in this country and many notions that people had earlier have been clarified. Timeshare is no more a small business. Big hotels and resorts are into timeshare business now. It is estimated to be a Five billion dollar a year industry worldwide and approximately two million Americans have timeshares. You might be wondering what lured so many people in America alone to timeshares. Here are some reasons.

Consider this fact you pay rent to stay in a hotel. You pay the rent for staying in a hotel for a week. Suppose it is $900. If you consider a period of 30 years, multiply the cost of living in a hotel for 30 years with $900. It will be $27,000. You spend that much amount and only get a suite with only a bathroom. Now consider this, if you buy a timeshare for $10,000 which has a maintenance fee of $450 annually. The cost for 30 years will be $10,000 plus 450 multiplied by 30. The answer will be $23,500 which is $3,500 less than renting a hotel suite. But here is the interesting fact. You still get to own your timeshare property which will earn some money if not the original price. So your actual expenditure on your vacation will be way less than renting a hotel suite. Then who can ignore the comfort of a home in a timeshare property. A typical timeshare unit has two or three bedrooms, more than one bathroom, a kitchen, a laundry room and a pool plus not to forget all the resort facilities.

Does it make sense now? It does because it also saves you from the hassle of planning your vacation each year because you know when you have to go in turn offering you a guaranteed vacation every year.

How many hotel rooms can accommodate large families and friends? With a timeshare vacation you can invite who ever you want and can host reasonable size gatherings.

A timeshare is like money lying safely in your bank. You can sell it whenever you want. Not only that if you buy a deeded plan, the timeshare gets inherited to your heirs also.ADDITIONAL INCOME DEBT FREE CUTTING SPENDING

Compare the timeshare with buying a vacation home. You don’t have to worry about upkeep and maintenance also. The management company will take care of everything. You just have to pay the maintenance fee for that. But what a pleasure you can live like you are living in a hotel and still get a feel of your home and have to do nothing.

Apart from these benefits, timeshare companies offer you so many discounts like bonus weeks, discounts on airfare, car rentals, attraction tickets, restaurants and much more.NEED EXTRA INCOME
Beautiful resorts, great places to eat and the beautiful sandy beaches.
Grab a timeshare and enjoy.

BUILD A WARDROBE THAT WILL NOT BROKE YOU—-CLICK NOW

INVESTING IN REAL ESTATE IS ONE OF THE MOST PROFITABLE BUSINESS
IN THE US. AW, BEFORE YOU SAY YES. GRAB A BOOK FROM YOUR LOCAL BOOK
STORE ON BUYING AND FLIPPING HOUSES. FUNDING YOUR INVESTMENTS CAN
COME FROM A SECOND BUSINESS A SECOND BUSINESS FOR REAL ESTATE INVESTING
PLEASE COMMENT ON INVESTING. ALL COMMENTS WILL BE POSTED THAT HELPFUL

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5 STEPS TO BUILDING WEALTH TO ENJOY FOR GENERATION X AND TO PAST IT TO THE NEXT GENERATION — MILLINEAS

If you’re earning less than twenty dollars per hour. This article is for you.

Living on one income and saving the second one. This is key to building
wealth. If only one income in the household, then definitely additional
school to advance to a higher pay scale.

Thus, saving the additional income. Starting a part time business may also
be the solution. In the meantime, careful spending and budgeting still allows
one to have more disposal income and savings.

Generation X has amass substantial wealth. The key is to continue amassing
wealth and passing it to next retirement plan as well as careful estate planning.
enough to retire and live off while leaving substantial inheritance to children and grand-
children even great grandchildren.

Rich Kids. Broke Kids: The Failure of Traditional Estate Planning- Kindle
Edition by J. Ted Oakley

Pinch Like You Mean It! 101 Ways to Spend Less Money Now — By Dr. Penny Pincher

Kindle Wireless Reading Device (6″ Display, U.S. Wireless by Amazon)

The Modern American House Wife Book # 1: Home Economics — by Abundant Publishing

If you’re unemployed, please sign in at your local state employment office.
As inflation continue to rise in 2022 it will be an extreme hardship on anyone
that unemployed or earning less than $20.00 per hour.

PLEASE LEAVE A COMMENT. BOOKMARK, TWEET IT TO YOUR SOCIAL MEDIA FRIENDS.

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STARTING A BUSINESS ON A SHOESTRING BUDGET —HOW TO RETIRE WEALTHY — TRAVEL – ENJOY –START A BUSINESS NOW AND HAVE ADDITIONAL INCOME IN RETIREMENT

How to retire with (WEALTH IS A BEAUTIFUL LIFESTYLE) Please order one of
these books regardless of your age. Building wealth now is fundamentally to
having wealth in retirement.
Cutting Spending, paying down debt, saving 20% or more of your income, investing
in bonds, stocks, real estate, earning additional income is the way to avoid
income inequality. Millions of individuals retire with less than $2000.00 per
month after a lifetime of work.

Anyone can achieve income and wealth wealth equality. Thousands of speeches, videos
on youtube, lots of books on Amazon and Ebay will tell you step by step how to.

HERE’S SOME GREAT INFORMATIONS TO ENJOY YOUR RETIREMENT A LOT MORE

I am reading, studying THE ROAD TO WEALTH. It is to anyone advantage
to study money management. I am totally surprise at how much income/wealth one
will need in retirement to maintain the same standard of living they had before
retirement.

I was blown away when I took a look at total income. Total bills and what will
happen if one of pass. Practically half of the household income would cease.
Job retirement and social security check.

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3 TIPS — STARTING A BUSINESS — FORGET LIVING PAYCHECK TO PAYCHECK

3 Things To Do Prior To Submitting Articles

With modern communication technology comes the popularity of information-based marketing, which is one of the oldest and most effective techniques in getting targeted prospects to sites and converting them into buyers. This is why article writing, submissions and publications are also getting popular.

internet business plan, small business advertising, business newsletter, business location, business competitors, business website, search engine optimization, pay-per-click marketing, business marketing tips

To all writers and non-writers out there, now is the time to start digging up those creative writing skills back.FINANCIAL FREEDOM

With modern communication technology comes the popularity of information-based marketing, which is one of the oldest and most effective techniques in getting targeted prospects to sites and converting them into buyers.

This is why article writing, submissions and publications are also getting popular.
There are already many tools that people can use to make the process of distributing their articles more easily. Continue reading “3 TIPS — STARTING A BUSINESS — FORGET LIVING PAYCHECK TO PAYCHECK”

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7 WAYS BUILDING WEALTH IS SO SIMPLE FOR ANYONE

SAVING IS EVERYTHING

Practical Ways to Save Money

RESIDUAL/PASSIVE INCOME PAY DOWN DEBT BUILD WEALTH RETIRE EARLY

Say goodbye to debt.

Cut down on your grocery budget.

Cancel automatic subscriptions and memberships you don’t use.

Buy generic.

Cut ties with cable.

Save money automatically.

Spend extra or unexpected income wisely.5 SIMPLE STEPS TO SMALL BUSINESS SUCCESS ON THE INTERNET–EARNING ADDITONAL INCOME — PAYING OFF STUDENT LOANS, CREDIT CARD DEBT, SAVING MORE, AND MOST OF ALL BECOMING AN INVESTOR

Adjust your tax withholdings.

Best Frugal Ways to Save Money

Buy produce on sale or in season.

Go meatless at least once a week.

Pack your lunches.YOU CAN MAKE MONEY WITH AN ONLINE BUSINESS OPPORTUNITY

Stretch your hand soap.

Watch detergent amounts and wash only full loads.

Hang out your laundry.

Save on Gas.

Skip the bought coffee and coffee drinks.

BUDGETING

A budget is a plan you write down to decide how you will spend your money each month.

A budget helps you make sure you will have enough money every month. Without a budget,

you might run out of money before your next paycheck. A budget shows you: how much

money you make.

What is the 50 30 20 budget rule?

The rule states that you should spend up to 50% of your after-tax income on needs and

obligations that you must-have or must-do. The remaining half should be split up between

20% savings and debt repayment and 30% to everything else that you might want.

What should I invest in as a beginner?

6 best investments for beginners

High-yield savings accounts.

Certificates of deposit (CDs)

401(k) or another workplace retirement plan.

Mutual funds.

ETFs.

Individual stocks.

How to invest $100 dollars to make $1,000?

How To Invest $100 To Make $1000 a Day in 20 Ways

Invest in real estate.

Gather your savings in a high-yield savings account.

Invest in the stock market.

Start a blog.

Use robo advisors.

Invest in cryptocurrency.

Start an e-commerce business.

Start a drop shipping business.

Minimalism

Is all about owning only what adds value and meaning to your life (as well as the

lives of the people you care about) and removing the rest. It’s about removing the

clutter and using your time and energy for the things that remain. We only have a

certain amount of energy, time, and space in our lives.

What is a minimalist lifestyle?

4 Ways to Adopt A Minimalist Lifestyle | Chase

A minimalist lifestyle is intentionally living with fewer possessions — focusing only on

the ones you need. Living with less may be the right choice if you’re feeling overwhelmed

with clutter, if you’re looking for fewer distractions, or if you’re looking to cut back

on spending.

What does it mean to be penny-pinching?

Penny-pinching is the practice of trying to spend as little money as possible. [disapproval]

Government penny-pinching is blamed for the decline in food standards. Synonyms: meanness,

selfishness, parsimony [formal], stinginess More Synonyms of penny-pinching.

What is another word for penny-pinching?

Synonyms of penny-pinching (adj. tight with money)

miserly.

parsimonious.

penurious.

stingy. tight.

Is Penny-pinching good?

Is Pinching Pennies The Ultimate Secret To Wealth

Sometimes, it makes sense to pinch pennies and save as much as you can. However, there

are times when saving the extra money costs you in a number of other ways. Carefully

consider all the costs involved before making your spending decisions. Sometimes, the

non-money costs outweigh your savings.

You can use the purist definition, whereby debt-free means you have no debt at all—from

credit cards, loans or other creditors. As a result, you don’t rely on credit cards or

other forms of credit for everyday spending.

Is it good to be debt free at 40?

Being debt-free — including paying off your mortgage — by your mid-40s puts you on the

early path toward success, O’Leary argued. It helps you free yourself from financial

obligations at a time when your income is presumably stable and potentially even growing.

Is it better to be debt free or have savings?

Our recommendation is to prioritize paying down significant debt while making small

contributions to your savings. Once you’ve paid off your debt, you can then more

aggressively build your savings by contributing the full amount you were previously

paying each month toward debt.

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BUILDING YOUR WEALTH WITH US TREASURY T-BILLS

Create A Website for $1.99/Month

What is the 2 year Treasury rate today? 9/28/2023

5.12%

2 Year Treasury Rate is at 5.12%, compared to 5.08% the previous market

day and 3.96% last year.

How to buy 2 year Treasuries?7 STEPS TO AVOID POVERTY AND ACHIEVE PROSPERITY 2023

Using a brokerage or bank is the only way to trade a Treasury before its maturity date.

Treasurys must be traded outside of TreasuryDirect through a bank, brokerage or dealer

by selling to investors looking to buy.Is the 2 year treasury a bond?

Key Takeaways

T-bonds mature in 20 or 30 years and offer the highest interest payments bi-annually. T-notes

mature anywhere between two and 10 years, with bi-annual interest payments, but lower yields.

T-bills have the shortest maturity terms—from four weeks to one year.

What is the 3 month Treasury rate?9/28/2023START YOUR JOURNEY TO FINANCIAL FREEDOM WITH PASSIVE INCOME

3 Month Treasury Bill Rate (I:3MTBRNK)

3 Month Treasury Bill Rate is at 5.34%, compared to 5.35% the previous market day and 3.30%

last year. This is higher than the long term average of 4.18%.

How often do 2 year Treasury bonds pay interest?

every six months

Bonds and Notes

Bonds are long-term securities that mature in 20 or 30 years. Notes are relatively short

or medium-term securities that mature in 2, 3, 5, 7, or 10 years. Both bonds and notes pay

interest every six months.

Are 2 year Treasuries tax free?STARTING A BUSINESS FOR THE PURPOSE OF PASSIVE/RESIDUAL INCOME

Interest income from Treasury securities is subject to federal income tax but exempt from

state and local taxes. Income from Treasury bills is paid at maturity and, thus,

tax-reportable in the year in which it is received.YOU CAN MAKE MONEY WITH AN ONLINE BUSINESS OPPORTUNITY

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PRIVACY POLICY

PRIVACY POLICY: WE DO NOT SHARE OR SELL ANY PERSONAL INFORMATION. SO,PLEASE
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READER, AND SUPPORTING THIS BLOG BY PURCHASING ITEMS ON THIS BLOG WHICH IN
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SHARE ANYONE INFORMATION THAT PROVIDED TO US.

JUST A TIP FOR TODAY

THANKS FOR READING THIS BLOG, SHOP, DONATE AND COMMENT OFTEN.

PLEASE SHARE THIS BLOG WITH EVERYONE. OUR INFORMATION IS FOR EVERYONE.
What are the 5 financially healthy habits?

Image result for how to live a responsible financial life

Financial habit #1: Regularly review and update your financial plan. Financial habit #2: Set financial goals that

are meaningful. Financial habit #3: Create a budget and use it to guide your spending. Financial habit #4: Find

passive income to improve your income.

What’s the 50 30 20 budget rule?

One of the most common percentage-based budgets is the 50/30/20 rule. The idea is to divide

your income into three categories, spending 50% on needs, 30% on wants, and 20% on savings.

Learn more about the 50/30/20 budget rule and if it’s right for you.

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HOW TO GENERATE WEALTH BY INVESTING IN TREASURY NOTES

5.52%
6 Month Treasury Rate is at 5.52%, compared to 5.52% the previous market day and

3.85% last year. This is higher than the long term average of 2.79%. The 6 Month

Treasury Bill Rate is the yield received for investing in a US government issued

treasury security that has a maturity of 6 months. 9/26/2023

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EIGHT TIPS FOR NATURALLY BEAUTIFUL SKIN — BEAUTY SKIN BASICS —DIET TOUR WAY TO BEAUTIFUL SKIN

Essential Vitamins For Acne Remedy

Many young people are deficient in vitamins and minerals due to improper diet. Studies show that fewer than 32 percent of Americans eat the required servings of vegetables each day. Also, the American diet is comprised of too much of processed sugar and not enough fruits and water. A deficiency in essential vitamins and supplements can only spell trouble for the skin. If your body does not get the required nutrition for skin renewal, tissue repair and for its organs to naturally d…

acne remedy, vitamins for acne

Many young people are deficient in vitamins and minerals due to improper diet. Studies show that fewer than 32 percent of Americans eat the required servings of vegetables each day. Also, the American diet is comprised of too much of processed sugar and not enough fruits and water. A deficiency in essential vitamins and supplements can only spell trouble for the skin. If your body does not get the required nutrition for skin renewal, tissue repair and for its organs to naturally detoxify, then your chances of getting acned skin, along with other health problems, are likely to increase.Women's History Month Sale

Vitamin A strengthens the protective tissue of your skin and helps in acne remedy. It reduces the production of sebum and works in repairing the tissue that skin and mucous membranes are made of. It’s also a powerful antioxidant. Antioxidants are important and needed to help rid your body of toxins that have built up. A lack in Vitamin A can cause acne!

The Complex B vitamins are also helpful in preserving healthy skin through the relief of stress. Stress has been identified as a major trigger for acne for some people. The B vitamins should always be taken together. Thiamine is an antioxidant, helps circulation, and aids in digestion. Riboflavin works with Vitamin A and is essential for healthy skin, hair, and nails. Niacinamide helps with the metabolism of carbohydrates in your system and improving circulation. Niacinamide shortage in your diet can cause acne. Pantothenic Acid or B5 is popular for helping to reduce stress and is needed for the adrenal glands to function properly. Vitamin B6, or Pyridoxine is important for the correct function of your immune system and antibody production.DRINK PUREST ALKALINE WATER

Vitamin C with biofavonoids is also referred to as the “super vitamin” and can play an important role in your acne remedy. Vitamin C is instrumental in at least 300 metabolic functions in your body, is needed for tissue growth and repair, and flushes toxins from your system. Vitamin C also improves immunity and protects against infection. If you have diabetes, check with your doctor for the dosage that is best for your body.

Chromium, widely used for weight loss also helps fight acne. Chromium should be taken in an added form since chromium in foods is not easily absorbed. Much of it is lost in processing and high doses of sugar cause the loss of chromium.

Zinc aids in acne remedy by regulating the activity of the oil glands. It promotes the healing in tissues and helps to prevent scarring. Zinc promotes a healthier immune system that in turn aids in the healing of wounds. In addition, a powerful antioxidant that helps prevent the forming of free radicals, or toxins that can harm your body.

Finally, Vitamin E is a powerful antioxidant. It improves healing and tissue repair and prevents cell damage by inhibiting oxidation of fats and the formation of free radicals.

One interesting fact about acne can be noted that is a multivitamin with added chromium supplement will give you most of what your body needs for the day. It should be also noted that taking too much of a vitamin or mineral can also be toxic and dangerous. Read the recommended dosage and stick with it.

With enough vitamins for your body, you are assured of a well nourished body. Your body organs, cells and tissues can perform optimally on the inside and you get to see the benefits on a physical level.

“EIGHTY PERCENT OF SUCCESS IS SHOWING UP”
WOODY ALLEN

Beauty Basics – Eight Tips For Naturally Beautiful Skin

Not sure what to look for when choosing cosmetics? Need some advice on taking care of your skin? Here are eight tips to help your skin look and feel it’s best.

1) Select moisturizers made with vegetable oils. The lotions, creams and body oils that you use should be made with vegetable oils, not mineral oil. Vegetable oils, (like olive oil, sweet almond oil, corn oil, etc.) contain fatty acids which help to moisturize and soften the skin.

Mineral oil is derived from petroleum and does not contain anything that helps to nourish the skin.

2) Look for herbs and herbal derivatives in your cosmetics. Herbs and their derivatives (essential oils, extracts, infusions) contain natural chemicals which soothe, tone and help condition the skin.

Two herbs which are especially useful in natural cosmetics are Lavender and Tea tree. The essential oils of both lavender and tea tree are gentle, natural antiseptics.
3) Once a week soak your feet in warm water, and gently exfoliate dead skin with a pumice stone. Follow up by moisturizing your feet with a natural foot oil or foot lotion.

4) Every week soak in a tub of bath salts. Salt, especially salts mined from the Dead Sea in the Middle East, are rich in minerals and help draw impurities out of the skin.

5) After a shower or bath, seal in moisture by using a body oil or lotion made from natural vegetable oils.

6) If you have blemishes and your skin is dry, moisturize your skin in the morning and at night with products that contain vegetable oils which are high in essential fatty acids.

Essential fatty acids help to soften and hydrate the skin and they can also help soothe minor irritations. Vegetable oils that contain large amounts of essential fatty acids are: corn oil, sunflower seed oil, safflower oil, borage oil, blackcurrant seed oil and evening primrose oil.

7) Look for toners and astringents that are made without ethyl alcohol, rubbing alcohol or isopropyl alcohol. These ingredients are solvents that are extremely drying to the skin.

8) Every time you wash your hands, moisturize them with a natural lotion or cream to help them stay soft.

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PRIVACY POLICY

PRIVACY POLICY: WE DO NOT SHARE OR SELL ANY PERSONAL INFORMATION. SO, PLEASE
DON’T ASK. IMGENERATIONX BLOG CONSIDER IT A PRIVILEGE TO HAVE YOU AS A DONOR,
READER, AND SUPPORTING THIS BLOG BY PURCHASING ITEMS ON THIS BLOG WHICH IN
SOME CASE WE RECEIVE A VERY SMALL PERCENTAGE. AGAIN, WE DO NOT SELL OR SHARE
ANYONE INFORMATION THAT PROVIDED TO US.

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EVERYONE CAN BE FINANCIAL SUCCESSFUL IN AMERICA STARTING NOW

Create A Website for $1.99/Month
THE AMERICAN DREAM IS HOMW OWNERSHIP

SIX TIPS TO HELP ANYONE ACQUIRE THEIR DREAM HOME

https://www.alabamarealtors.com/posts/2023/08/28/6-ways-your-buyers-can-save-on-their-mortgage SHARE THIS LINKS/ARTICLE WITH FRIENDS, FAMILY AND YOUR SOCIAL
MEDIA FRIENDS. ACQUIRING WEALTH IS POSSIBLE.

Thank you for reading our blog and please donate $2, $5, $10. All donations

are extremely appreciated. PLEASE DONATE NOW OR MAIL A $2.00 DONATION TO

IMGENERATIONX, PO BOX 651, TI, AL 36083-0651

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5 STEPS TO BEAT INFLATION IN YEAR 2024 PROSPERING

Build your Website for $1.99/month

STEP 1 OF 5 STEPS TO BEAT INFLATION IN YEAR 2023 AND PROSPER EARN MORE!!!!!!!!!

How often does a variable interest rate change?

A variable interest rate can change on a monthly, quarterly or annual basis. Variable interest

rates may increase or decrease, depending on changes in prevailing interest rates. The loan

payments on a variable-rate loan are less predictable, because the loan payments will change

when the interest rate changes. Your variable rates on debt is key to beating inflation 2023.

Paying high interest rates will in 2023 is affect your savings in a negative way.

4.68% — The number one way to beat inflation in year 2023 is to earn more on your saving/

to pay less interest on debt. Secured credit card versus high interest rates cards.

6 Month Treasury Bill Rate is at 4.68%, compared to 4.64% the previous market day and 0.23% last

year. This is higher than the long term average of 4.48%.WHEN DEBT VS CUTTING SPENDING–CREATING WEALTH YEAR 2023

STEP 2: What does pinching my pennies mean?

to spend as little money as possible: When we were first married we had to pinch pennies just to

get by. SMART

Is penny pinching positive or negative?

Penny pincher is synonymous with the word miser, but whereas miser is always used negatively

(to refer to Ebenezer Scrooge types), penny pincher can be used either in a negative way or in

a more neutral way to refer to someone who’s just trying to save money because they’re on a tight

budget.

How do you save penny pinching money?

9 Ways to Pinch Pennies Around the House. I’m certainly not an extreme frugalist. …

Eliminate Food Waste. …

Turn the Thermostat Up or Down. …

Don’t Buy Expensive Cleaning Products. …

Hang Clothes to Dry. …

Drink Tap Water. …

Reduce Home Entertainment Costs. …

Clean Out Your Closet and Junk Drawer.

Will minimalism automatically make me content?

Although it is a great start, it isn’t an instant cure. It is a pathway, not the end goal.

Becoming a minimalist will give you more time and will free up more of your money than ever

before. But we must focus on gratitude every single day in order to see the results.

It’s that journey of intentional self-improvement, and appreciating what we already have,

that will bring us contentment.

STEP 3: What are the 3 biggest strategies for paying down debt?

Image result for pay down debt

In general, there are three debt repayment strategies that can help people pay down or pay

off debt more efficiently. Pay the smallest debt as fast as possible. Pay minimums on all

other debt. Then pay that extra toward the next largest debt.

STEP 4: What Is a Variable Interest Rate? A variable interest rate is one that can fluctuate over

time, causing your loan payments to change. Variable rates are common on credit cards and home equity

lines of credit (HELOCs). 1 You may also find variable-rate private student loans. How much interest

will you pay in 2023??? Will you pay $1000.00, $2000.00 or even more??? Remember variable rates

can change at anytime.

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SETTING OBJECTIVES AND DAILY ACTIONS PLANNING TO REACH YOUR OBJECTIVES

SETTING OBJECTIVES AND DAILY ACTIONS PLANNING TO REACH YOUR OBJECTIVES

Planning is the base of execution and it is practically hard to accomplish

anything without it.

Serendipity does exist but it doesn’t happen to everyone! You need plan for

everything that you do in your life, even for a normal day that you spend.

You setup alarm to wake up in the morning so that you can hit gym at this

time and reach office by this time and so on and so forth!

Therefore, it is of prime importance to develop a plan to reach your objectives.

We all are living on this planet with some objective.

The trick of achieving objectives is to focus and put in steps in place to achieve them.

This can only happen once you identify what is important and worth your

time and effort!

CLICK NOW STARTING A BUSINESS

Find enjoyment in setting goals

Objectives set the pulse of your life. You live to achieve them!

They vary from person to person and can be short or long term.

It can be starting your own business, building wealth, becoming rich or could

be short term like losing weight, attaining promotion in your existing role etc.

If you don’t know how to set goals then you should follow SMART technique

which stands for Specific, Measurable, Actionable, Achievable, Result Oriented

and Time bound.

Your objectives should be SMART for you to head towards them.

If your goals don’t excite you to achieve them then they are not set correctly.

Your objective will excite only if you are looking forward to the results!

Modify your daily actions to include activities that will lead to your objective

You gradually head towards your goals. You never achieve them overnight. Hence

it is necessary to devise the daily action to reach your objectives.

For instance, if your objective is to lose 10 kgs in two months then you must start

with your diet plan and exercising schedule.

Daily routine will help you achieve them. Create the roadmap and then start

following it. A cheat day means extension and delays to your objectives, so do

those misses, only if you have an appetite to delay!

Strategic and not tactical solutions

It is ok to resort to tactical fixes in the short run especially when you have a

strict deadline. But in long run, tactical solutions never bear fruits.

You end up spending extra time and efforts for the results which are below

benchmark.

You should constantly work towards increasing the odds of success which can

only happen if you work towards it and get additional skill training wherever required.

This holds true in all objectives, it could be concerning your life, the project

that you are working on or anything which involves planning.

Hold yourself accountable

You are the owner and driver of your objective. Whether you are working for

yourself, your company, you should monitor regular progress of your goals.

This will help you in ensuring if you are on track of achievement or not. Every

Friday take a backward look at the week that passed and ask yourself if the

week was productive or unproductive.

If it was productive then you are reaching where you want to but if it was

unproductive, refocus on the goal and identify the blockers.

Identify what you need to incorporate additionally to cope up for the week

that passed.

How do I start being financially responsible?

Be Smart About Your Money

Develop a financial plan. Identify your long-term goals, establish a budget

and save regularly.

Save.

Build an emergency safety net.

Got a raise?

Build your credit and manage it.

Pay bills on time. …

Read the fine print. …

Choose the right insurance plan.

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5 STEPS OF HOW SUCCESSFUL PEOPLE RECEIVE BREAKTHROUGHS 2023


STEP 1

What words mean successful?

Synonyms of ‘successful’ in American English

thriving.

booming.

flourishing.

fortunate.

fruitful.

lucky.

profitable.

prosperous.

STEP 2

What leads to success?

To achieve success you must strive very hard to meet your goals, and that requires big ideas

and an indeterminate will to execute them. If you were to ask any successful person or

motivational coach about how to achieve success, then their first piece of advice would most

probably be to “think positively.”

How do I make my life successful?

8 Simple Ways to Be Successful—from 8 Inspiring Leaders.

Be Passionate. And do what you for love.

Work Hard. Don’t ever fool yourself—success comes from really hard work.

Be Good. And by that, I mean damn good.

Focus.

Push the Limits.

Serve.

Create Ideas.

Be Persistent.FREE WAY PELL GRANT 2023 PAY SOME COLLEGE EXPENSE–

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STEP 4:

Prepare for the UNFORESEEN

Focus on your Goals.

Foster Good Habits.

Learn from your Mistakes.

Try another Approach.

Take Smart Risks.

Learn from Professionals.

STEP 5:

What is the biggest key to success?

With these simple and some of the most important essentials, I believe everyone can achieve

their goals and be successful.

1.Goals Clarity.

2.Self Belief.

3.Passion.

4.Knowing your Skill Set.

5.Values and Principles.

6.Persistency.

7.Positive Attitude.

8.Commitment and Hard Work.

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EARN $150,000 PER YEAR AND UP AS A SOFTWARE DEVELOPER

Software developers create the computer applications that allow users to do

specific tasks and the underlying systems that run the devices or control

networks. Software quality assurance analysts and testers design and execute

software tests to identify problems and learn how the software works.Feb 6, 2023

Software Developers, Quality Assurance Analysts, and Testers

Bureau of Labor Statistics (.gov)

Developer Salary

How do I become a coder with no experience?

Here are 10 steps that can help you get a job in programming without experience:

Improve your coding skills.

Create a portfolio.

Build your online presence.

Network with other programmers.

Earn certifications.

Take part in coding challenges or competitions.

Write a strong resume.

Build projects.

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