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BUDGETING WORKBOOK: A MUST HAVE

KEEPING PACE WITH TOMORROW — BUILDING AND ENJOYING FINANCIAL FREED

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VACATION TIME — TRAVEL AND HEALTHY LIVING

TRAVEL AND HEALTHY LIVING

Sо you’re аbоut to launch ѕоmе vacation tіmе on аnоthеr hоrіzоn. Gооd fоr уоu! But you know frоm experience the dаngеrѕ this саn роѕе tо your hеаlth. Yоu rеmеmbеr thаt vасаtіоn when уоur sinuses gоt more ѕtuffеd thеn a turkеу on Thаnkѕgіvіng аnd уоur hеаd fеlt lіkе a bowling bаll thаt just fіnіѕhеd a 300 point gаmе bу Kingpin!

Thе mоѕt іmроrtаnt thіng tо rеmеmbеr thоugh is thаt уоu ѕhоuld еnjоу уоurѕеlf, not thіnk аbоut if the dessert frоm the Pаrіѕіаn bakery іѕ going tо mаkе you fаt. Whеn іѕ thе nеxt time уоu’ll bе іn Paris, аnd whеn wаѕ thе lаѕt time оnе thіng made уоu fаt? Enjоу іt! Just don’t go overboard. That ѕаіd, hеrе аrе some tips fоr kееріng fit while trаvеllіng:

-Eаt lіkе a lосаl: If you’re in a fоrеіgn соuntrу, іt’ѕ muсh еаѕіеr tо fіnd unprocessed, unrеfіnеd fооdѕ thаt аrе balanced and good fоr you. Thеу аlѕо don’t hаvе thе mаѕѕіvе portion sizes thаt wе dо іn Amеrіса. If уоu’rе mostly a domestic trаvеlеr, thіѕ obviously wоn’t apply, but ѕtісk the general guidelines I have thrоughоut thе site.ENJOYING SUCCESS/TRAVELING AND EARNING

-Shаrе dishes: Ordеr a few small рlаtеѕ and ѕрlіt it аll, оr уоu can get an арр, еntrее, and dessert tо split wіth twо реорlе. Thаt wау, уоu not оnlу gеt tо trу a wide vаrіеtу of nеw thіngѕ аnd multiple соurѕеѕ, but уоu саn аlѕо сut back оn thе аmоunt you еаt.

-Make іt аn active trір: I fоund this еѕресіаllу easy іn more rurаl lосаtіоnѕ. Yоu саn hіkе, kауаk, go rосk сlіmbіng, etc. If you’re іn a mаjоr city, tоur thе city оn foot. Yоu’ll bе mоvіng аll dау, аnd will dеfіnіtеlу gеt уоur fіll of еxеrсіѕе іn.

-Lіԛuіdѕ: Drinking water lіkе a саmеl mіght be еxсеѕѕіvе. Hоwеvеr, drіnkіng a lot of water wіll hеlр уоur body rеmоvе tоxіnѕ which, іn turn, hеlрѕ уоur іmmunе system maintain реаk funсtіоn. Alѕо, wаtеr асtѕ in the сеllѕ lіkе oil іn mасhіnеrу. It keeps everything mоvіng properly.

-Eat Healthy: It’ѕ two dауѕ bеfоrе уоur flіght оut аnd you’re ѕсrаmblіng to finish lаѕt minute рrераrаtіоnѕ before уоu nееd tо pack. Hаіrсut: сhесk. Nеw оutfіt: check. Lаundrу wаѕhеd: сhесk.

Wіth аll уоur tо-dо lists, іt juѕt ѕееmѕ mоrе соnvеnіеnt and time еffісіеnt tо оrdеr some fаѕt fооd оn thе wау tо the ѕuреrmаrkеt. Down it gоеѕ аѕ fast as it came оut thе drіvе-thrоugh wіndоw аnd уоu’rе оff tо the nеxt thing. Hоwеvеr, уоur bоdу nоw has to divert rеѕоurсеѕ to dіgеѕt this classic mix of saturated fаtѕ аnd starchy саrbѕ. For the nеxt ѕеvеrаl dауѕ аѕ уоur body dіgеѕtѕ this, іt can оffѕеt your immune ѕуѕtеm, making you mоrе ѕuѕсерtіblе tо іllnеѕѕ durіng your hоlіdау соmmutе.

-Avоіd аlсоhоl аnd ѕugаrу drinks(including juісеѕ): Your bоdу trіеѕ tо rеmоvе alcohol frоm уоur bloodstream whісh rеѕultѕ іn rеѕоurсеѕ bеіng diverted frоm уоur immune system. Likewise, thе ѕugаrу drіnkѕ ѕріkе your blood ѕugаrѕ whісh саn tеmроrаrіlу depress уоur іmmunе ѕуѕtеm(ѕоundѕ ѕаd!).
-Bring еxеrсіѕе bаndѕ wіth you: They’re еаѕу tо расk, аnd сhеар to buу bеfоrе you gо if уоu dоn’t hаvе thеm. Yоu саn wоrk оut your arms with those, аnd уоu саn do push-ups, crunches, squats, аnd lunges wіth уоur оwn bоdу wау.

-Try nеw аnd strange things: Snails, ѕрісу bugѕ, fish hеаdѕ, oh mу! Thеrе аrе a lоt of іntеrеѕtіng and unique foods you can try out in оthеr сulturеѕ, so give it a trу. Nо mаttеr hоw strange, thеу’rе аlmоѕt guаrаntееd tо bе fаr bеttеr fоr you than thе рrосеѕѕеd fооdѕ wе hаvе іn the US.
Thе main thіng to keep in mind іѕ thаt уоu аrе оn vасаtіоn аnd you should еnjоу, experience, and rеlаx. You’ll nеvеr dо thаt if уоu’rе ѕtrеѕѕіng аbоut thе саlоrіеѕ уоu’rе еаtіng оr hоw lоng іt’ѕ been since уоu’vе hіt the treadmill, ѕо juѕt lіvе іt uр!

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STARTING A BUSINESS THAT TRAVELS WITH YOU

😄😘🤩😣😴😄😘🤩😣😴

HOW A BOUT A BUSINESS YOU CAN WORK FROM HOME, FROM

THE BEACH OR ANYWHERE THEIR IS A WIFI. INVESTMENT

OF LESS THAN A COUPLE HUNDREDS DOLLARS AND A FEW HOURS

A WEEK YOU CAN HAVE A FABLOUS BUSINEJSS YOU CAN CALL

YOUR OWN AND PASS OWN TO YOUR CHILDREN.

WHAT MORE THIS IS A BUSINESS YOU CAN REALLY BE PROUD OFF.

ADDITIONAL INCOME, TRAVEL, NEW CAR BONSUS, AND MOST OF

SOMETHING THAT YOU OWN. ITS A GREAT FEELING TO WAKE UP

AND KNOW WHAT YOU’RE WORKING ON IS YOURS, GENERATIONX,

LET MAKE IT HAPPEN. MILLIONS OF PEOPLE WILL START A HOW BASED

BUSINESS THIS YEAR. WILL YOU BE ONE OF THEN.

PLEASE SHARE AND COMMENT.

Although the concept of timeshares is not new to the public still people have many questions about timeshares. Few of the most important frequently asked questions that people enquire about are discussed as follows:

Is renting a timeshare better than buying it?

Buying a timeshare gives you much bigger choices. As an owner of the timeshare you get the amenities are better and cost much less. Owners can get discounts on lodging, entertainment, food, travel and many other resort facilities. The average rental fee is way higher than the average maintenance fee and is also increasing every year. In addition to all the above benefits a timeshare owner has equity in the property which can come to the advantage of the owner when he wants to sell it.

Is buying a timeshare good investment?

Many people get this question in their minds whether to buy timeshares as an investment. The answer can be disappointing to you because it has been seen that the value of the timeshare depreciates with time and they can go do as much as 30%-50% depending on the location and season. A timeshare should be thought as an investment in life, for guaranteed vacations and better facilities. Also if you compare the cost of owning a timeshare with a hotel in long term period, a timeshare would save you a lot of money.

Can you rent your timeshare to somebody else?

PAGE AFTER PAGES OF INFORMATION TO HELP YOU SUCCEED & BE RICH

Sure you can as long as you are the legal owner of that timeshare meaning you cannot rent out a timeshare that is received in exchange.

What is the procedure of making an exchange?

Most timeshare companies have business network with timeshare companies and you are automatically enrolled into exchange program and also the fee for the first year is paid by the timeshare developer in most cases. You can also go to the timeshare exchange company and put your timeshare for exchange. But keep in mind few things like you will get similar kind of unit meaning you can’t expect to get a two bedroom timeshare in exchange of a one bedroom. Also plan in advance if you plan to exchange timeshare as it may take a while depending on the availability. Also remember there is a fee for exchanging timeshares.

What are fixed week and floating week?

In a fixed week plan you are entitled to use your timeshare only at a specific week each year and specific unit. But in a floating week you have the option of choosing a range of week but only on first come first serve basis as many owners would like to do the same thing. The advantage of a fixed week is that your timeshare week is assured and also the unit you want. While floating week is advantageous to people who have schedule conflicts with fixed unit timeshare.

Are there any other additional fees when you buy a timeshare?

The answer is yes. Typically there is a maintenance fee and other fee like transfer fee if you are transferring a timeshare. There may be property tax also.

Should I have to pay any upfront fee while buying/selling a timeshare through a broker?

The answer is strict no. Experts say never every pay an upfront fee to buy or sell or rent timeshare. Like any other industry timeshare industry is also prone to many scammers and frauds. There have been instances where people paid huge upfront fee and they got nothing in return.

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TIMESHARE — CONDO — COST EFFECTIVE

TIMESHARE OR HOTEL ROOM THE COST IS SIGNIFICANT

Many people have a question when thinking of buying a timeshare. Does it make financial sense or does it make sense at all to buy a timeshare? Well the answer can be both yes or no depending on who is buying and for what purpose it is being bought. In this article we will discuss why it makes sense to buy a timeshare. One of the most traditional answers could be that you own it, but when you rent something you don’t own it. Timeshare industry has grown by leaps and bounds since its inception in this country and many notions that people had earlier have been clarified. Timeshare is no more a small business. Big hotels and resorts are into timeshare business now. It is estimated to be a Five billion dollar a year industry worldwide and approximately two million Americans have timeshares. You might be wondering what lured so many people in America alone to timeshares. Here are some reasons.

Consider this fact you pay rent to stay in a hotel. You pay the rent for staying in a hotel for a week. Suppose it is $900. If you consider a period of 30 years, multiply the cost of living in a hotel for 30 years with $900. It will be $27,000. You spend that much amount and only get a suite with only a bathroom. Now consider this, if you buy a timeshare for $10,000 which has a maintenance fee of $450 annually. The cost for 30 years will be $10,000 plus 450 multiplied by 30. The answer will be $23,500 which is $3,500 less than renting a hotel suite. But here is the interesting fact. You still get to own your timeshare property which will earn some money if not the original price. So your actual expenditure on your vacation will be way less than renting a hotel suite. Then who can ignore the comfort of a home in a timeshare property. A typical timeshare unit has two or three bedrooms, more than one bathroom, a kitchen, a laundry room and a pool plus not to forget all the resort facilities.

Does it make sense now? It does because it also saves you from the hassle of planning your vacation each year because you know when you have to go in turn offering you a guaranteed vacation every year.

How many hotel rooms can accommodate large families and friends? With a timeshare vacation you can invite who ever you want and can host reasonable size gatherings.

A timeshare is like money lying safely in your bank. You can sell it whenever you want. Not only that if you buy a deeded plan, the timeshare gets inherited to your heirs also.ADDITIONAL INCOME DEBT FREE CUTTING SPENDING

Compare the timeshare with buying a vacation home. You don’t have to worry about upkeep and maintenance also. The management company will take care of everything. You just have to pay the maintenance fee for that. But what a pleasure you can live like you are living in a hotel and still get a feel of your home and have to do nothing.

Apart from these benefits, timeshare companies offer you so many discounts like bonus weeks, discounts on airfare, car rentals, attraction tickets, restaurants and much more.NEED EXTRA INCOME
Beautiful resorts, great places to eat and the beautiful sandy beaches.
Grab a timeshare and enjoy.

BUILD A WARDROBE THAT WILL NOT BROKE YOU—-CLICK NOW

INVESTING IN REAL ESTATE IS ONE OF THE MOST PROFITABLE BUSINESS
IN THE US. AW, BEFORE YOU SAY YES. GRAB A BOOK FROM YOUR LOCAL BOOK
STORE ON BUYING AND FLIPPING HOUSES. FUNDING YOUR INVESTMENTS CAN
COME FROM A SECOND BUSINESS A SECOND BUSINESS FOR REAL ESTATE INVESTING
PLEASE COMMENT ON INVESTING. ALL COMMENTS WILL BE POSTED THAT HELPFUL

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WEALTH STARTING BUSINESS ON A SHOESTRING BUDGET YEAR 2023

You Can Make Money With An Online Business Opportunity

There are many times in life where you are going to want to make more money.

Think about what you are doing now, and think about ways that you could make

that just a little bit better for yourself.

For instance, if you are able to, you might be just the right kind of person to find

a great deal for a job that allows you to make lots of money, and that allows you

to be the boss, as well. Many times they’ll be a make money business opportunity

that comes out of nowhere, and if.

There are many times in life where you are going to want to make more money.

Think about what you are doing now, and think about ways that you could make

that just a little bit better for yourself.

For instance, if you are able to, you might be just the right kind of person to find a

great deal for a job that allows you to make lots of money, and that allows you to

be the boss, as well.

Many times they’ll be a make money business opportunity that comes out of

nowhere, and if you are to take it and if you can do well, you might just find

that you are able to make more money than you have ever dreamed of making.

This might sound too good to be true, and in many ways, you have to be careful.

But if you are able to, you are going to find that in reality there are many make

money business opportunity sites you could go to, and at some of these sites,

you’ll actually be able to make the money that you want to make, without having

to worry about a thing.STOP LIVING PAYCHECK TO PAYCHECK — CLICK NOW

Of course, there are some sites at which you are going to have to be careful. For

instance, when you go to a make money business opportunity site, it might be

tempting to go with the first offer that you see.

It might sound like something that you could really sink your teeth into. An offer

r that would just be too good to pass up. A make money business opportunity

that you would feel bad about not taking.

However, you have to do your part and do your research because make money

business opportunities are going to not be as common as you might think. You

have to really search to find the ones that are worth doing and to keep those

separate from the ones that are going to rip you off.

In order to find make money business opportunities that you know are going to

be worth your while, there are several things that you should do, first. You need

to make sure that you can get information on the business and what is going on.

INFORMATION IS THE KEY SOURCE TO SUCCESSFUL BUSINESS ONLINE — MILLIONS

TO BE MADE
MILLIONS OF CUSTOMERS — NO LIMIT TO INTERNET OPPORTUNITY

It needs to sound viable to you – which means that it has to sound like it makes

sense. If the idea tells you you don’t have to spend any time or spend any money

on the business, that you will simply start to get checks in the mail, this is probably

going to be a scam.

You have to be sure that you are given information about the make money business

opportunity, and that the information checks out. Blog post: This post/site contains

affiliate links, at no additional cost to

you I am compensated if you purchase after clicking on the links.

5.44%
Basic Info. 6 Month Treasury Rate is at 5.44%, compared to 5.46% the previous

market day and 1.52% last year.5/30/2023

WEALTH

How do I start a shoestring budget business?

7 steps to starting a small business on a shoestring budget – with free startup help

Step 1: Self-assessment.

Step 2: Pick the right business.

Step 3: Consider your name and brand.

Step 4: Draft a business plan.

Step 6: Get your business funded.

Step 7: Set up your physical and digital shop.

You can Earn Money by Blogging!

OR

YOU CAN START A BUSINESS OF YOUR CHOICE — The site below is the United

State Official Small Business site. FREE INFORMATION

https://www.SBA.gov

Indeed this is true. If the first outburst of blogging in the Internet was introduced

for hobbyists, now, you can enjoy doing it, while earning thousands of dollars.

blog,  adsense revenue, revenue sharing, free blog

Indeed this is true. If the first outburst of blogging in the Internet was introduced for

hobbyists, now, you can enjoy doing it, while earning thousands of dollars.

Yes, truly and surely, you can make money blogging. Realistically, the most you can

make is a few hundred dollars a month that cannot be found on trees or scoffed at.

Nowadays, a social network of bloggers, have provided more options and ways

wherein you can maximize your earning potential by blogging.https://ChamberofCommerce.org

Do you want to make money blogging? Then, choose an ideal blog site that will

cater to your requirements for a blog, sign up, create a blog and publish it right away!

Blogging sites allow you to build blogs according to your tastes. Others have HTML

and link options. Others have customized templates where you can change your

blog page’s color and design.

In between signing up and creating a blog, though, you must know what subject to

blog about. Your subject is an important consideration, so take your time

conceptualizing before jumping into the fray. If you must know, the subject will be

the determining factor how much money you can earn with the blog you’re going

to create.STARTING AN ONLINE HOMEBASED BUSINESS

Try to look for subjects or topics that pay more from per click among others. Check

out Google AdWords and AdSense to know how much each clicks on a subject

costs. Google AdSense then allows you to place ads on your blog. Once a user

happens to open your blog and click on the advertisement, you will earn money on

it. Just that!

Once your offering is announced to companies, consequently, they will contact you

for an ad space on your blog. Google, meanwhile, will place any ad that has

keywords related to your blog. Any which way, you are guaranteed to earn.

Other ways to secure earning from your blogging activities is to become an affiliate

partner to another company.

There is a popular affiliate program, which provides commission to its partners for

every click on the ad, placed on their site/blog. You will also get a percentage from

the sale of their product made in your blog.

There are plenty of affiliate programs with varied commission percentages. Others

even offer profit sharing.

If you are blogging for a specific cause, you still can take advantage of it in a positive

way. You can earn money blogging for a cause. You can ask people to give donations

for a specific cause, though most of it will go to you.

You can use the PayPal donation button and put on your site. There is also Amazon

with its honor system that sets up a donation button for you.

Are picking up nice ideas already? Well, here is one you will definitely enjoy, how about

making money through blogging about unique merchandise and then offering them

up for sale simultaneously in your blog site?

There are people who would gladly spend for merchandise that are custom-made,

unique and totally out of this world! Edit your blog headline into a catchy one, create

your very own logo and then offer up these kinds of items with your logo in it. It will

be a sort of brand tag.

There are online companies that allow you to design your own items and those that

allow you to custom design your logo, too. You will see how it will boost your blog

once people start wearing and using your items with your logo attached in it.

Do not just concentrate on one way of money – earning opportunity. You can even

combine these methods and earn more.

As the www.Chillicious.com develops, evolves and takes with it lots of internet users,

so as earning opportunities increase by blogging. Just think, you will enjoy blogging

as a hobby and earn in the outset, too!

I’m sure you must have come across the cliché “health is wealth” but do you know w

hat it means and why you should give it a thought? Well, this article will help you put

things in retrospect so that you can finally enjoy an optimum healthy life.

Do you know why health and wealth go together? It’s simple when you’re healthy; you

would live longer and hardly spend your money treating one ailment or the other,

how cool can this be?

This is why embracing healthy lifestyle choices are the best bet for anyone who wants

to enjoy a healthy life.CLICK HERE–WEALTH BUILDING

Yes, you’re rich and can afford all the good things that life has to offer, but without a

healthy lifestyle, you’ll spend the majority of your money trying to treat one health

conditions or the other, and I’m sure you wouldn’t want that right?

Now is the best time to start making intentional, healthy decisions, if you have been

depending on junk foods together with other unhealthy eating habits for far too long,

you should strive to change the narrative by embracing healthy lifestyle choices.

Yes, your work schedules may not be giving you all the time you need to eat healthy

meals, but you should strive to always eat healthy meals regardless of how busy you’re.

Remember, you can have all the good things in this world and living healthy may not

be one of them.

To maintain a synergy between health and wealth, it would be smart to come up with

a healthy eating practice that not only includes healthy meals but some form of

activities too.

Always remember that when you eat healthily and spruce it up with one exercise or

the other, you will enjoy a blast of wellness like never before.

Stop spending your money treating one ailment or the other, all you may need to

enjoy a healthy life is making healthy lifestyle choices.

The best businesses to start when you have $100 or less are either sales or service
businesses.
All you need is your phone and the internet. It could be a consulting business or
selling cars,
life insurance or even vacuum cleaners door to door

26 Businesses You Can Start for Free
    1. Blogging. While not a new concept, monetized blogging is always a popular option for an essentially no-cost business. …
    2. In-home child care. …
    3. In-home dog care. …
    4. Pet services. …
    5. Dog training. …
    6. Freelance writing. …

  1. Freelance editing. …
  2. Resume building.
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FINANCIAL FREEDOM — HAVE YOU THOUGHT ABOUT STARTING A BUSINESS???

Starting a business for the purpose of passive or residual income

The motive behind starting a business is often to make money that will be

enough to cater for one’s needs. Earning large enough income will give you

the opportunity to accomplish and live the type life you desire.

But most people don’t have the ability to live life on their own terms because

they are either a slave to their debts or cannot break away from living on pay

check. But this problem can be solved by the many benefits of residual or

passive income.

One of the best ways to gain financial freedom is by setting up a business with

residual income opportunity. There are many businesses both online and offline

that one can set up to generate residual income.

Residual income by definition is the income one generated long after the work

has been completed. It is the type of income that one continues to generate for

as long as the business lives. Residual income also known as passive income has

no limitations based on time.

Starting a business with residual income opportunity will enable you live life in

your terms. You will continue to earn money whether you are there working or not.

The amount of money you can make does not stop whether you get out of bed or not.

In addition, it is possible to have different streams of residual income. Unlike having

two jobs that will consume your time, multiple streams of residual income will

increase your earnings while also giving you enough free time. Residual income

gives you a more lucrative alternative to finding a side hustle that will stress you

and consume your precious time.

To kick start your dream of financial freedom, here some of the residual business

opportunities that you can venture into.AWSOME FASHIONS

Invest in real estate

Rest estate is one of the most lucrative means of generating passive income. Apart

from being lucrative, it give you rest of mind and requires little or no work.

Affiliate marketing

This involves promoting other people’s product online of which you get a

commission once it leads to sale. Affiliate marketing can be done by marketing

people’s product on your website. It can also be done by promoting them on

social media platforms.

Affiliate marketing is a great way of making money online. You can make up to

six figures every month from the comfort of your home. And remember, you do

this at your time and pace.

Write an EBook

Selling a book online can be another great way of generating residual income. After

the initial work of writing and creating the book, the only thing left is to make your

money on every sale. You don’t need much capital to produce an EBook, no printing

and shipping costs.

Other residual income business opportunities that you engage in include:

• Create lead generation website

• Start a drop shipping business

• Create a mobile app

• Invest in vending machines

• Rent out your spare room

And the list is endless. Stimulus bill stalled out. Shame–So many families and individual, cities

counties, states, business, and especially unemployed mothers in need during
this crisis.

SELF-RELINANCE — It is time to utilize time and knowledge to start an additional

flow of income. It’s so simple. Just Google starting a business.

FINANCIAL FREEDOM — Stop living paycheck to paycheck.

Which are the real MLM businesses?

What are the best MLM companies?

How to succeed with a MLM company?

What are the disadvantages of a MLM business?

There is a role everyone can play and profit from. Starting a small business,

employing the millions that will need a job is a worthwhile endeavor.

Yes, it is simple than anyone think. Step by step books will tell you how to

achieve success.

How do I get free money to start a business?

What are the steps in starting a business?

What to do before starting a business?

STARTING A BUSINESS — STARTING A BUSINESS ON A SHOESTRING

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SMALL BUSINESS LOANS

Create A Website for $1.99/Month

Things To Consider For Starting A Business

Are you are planning to start a business? You must have a clear plan and strategy

for achieving your goals. Too often new entrepreneurs jump ahead without mentioning

what they sell, how they sell it and to whom they will sell it.

Thanks to the internet, it is straightforward than ever to start a business in the

comfort of your own home. Although it is not easy to be an entrepreneur, it is generally

known that starting a project is very rewarding. The hardest part is starting. So many

people have business ideas that never leave their notebook. Others want to have a

business, but they do not know where to start. These are the six necessary steps for

starting a business in 2022

1. Get Online

First, if you start a business, you have to install it on the internet. The number of

people buying online is increasing every year. More than 3 billion people have access

to the internet, and more and more people connect every day. These are all potential

customers. When your business is on the internet, you can sell your products and services

24 / 7 for the whole year.

2. Get starting capital

Although the costs of starting a business in 2016 on the internet are considerably lower

than those of a traditional company, you still need a little money to start an online

business. The main reason why most companies fail is the lack of capital. Provide a

plan to make financial resources possible, whether it concerns sales, your funds or

external investors.

3. Choose The Right Location:

Location plays a significant role in determining the success of your business. A wrong

location can jeopardize all prospects, and at the same time, a right one can build a

strong foundation for a fruitful venture. Therefore choose the location wisely. Discuss

with people who have vast knowledge in the industry that you have chosen. If you set

up your business amidst your competitors, there are higher chances of success, studies

have show.

4. Establish Your Unique Selling Proposition

What makes your company unique? The Internet is a big market, and when you start a

business in 2022, you have to make a unique sales proposal (USP) for your product or

service. Why would people buy from you instead of someone else? If you do not know,

how can you expect your potential customer to know?

5. Know your ideal customer

No company can sell anything to anyone. You need to be clear about who your

ideal customer is so that you can create your marketing messages to attract them

directly. What are their needs, wishes, concerns, problems or wishes? How can your

products or services help them?

6. Implement a proven business model
Create A Website for $1.99/Month
Use a proven business model that will work in your market. If you do not have one,

look at your competitors and see what they do. Buy a business mentor that shows you how

to grow your business and move a potential customer to a customer. Very often you can

learn a lot from people who have preceded your industry. They can help you avoid

pitfalls and make your path to success faster and easier.

It may not sound natural to start a business, but if you have a passion and want to

see it become a successful business, it will take planning and organization. Use these

tips to get started and build a company you can be proud of.

Regardless of your age, education, technical skills or qualifications there are no

specific requirements for being a successful online entrepreneur. However, you will

be more successful with a solid business model to work from, clear direction, training,

and support.

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FREE FROM DEBT = FREE FROM STRESS = FREE FROM WORRYING

START WITH CUTTING SPENDING, PAYING DOWN DEBT, SAVING, INVESTING. LIVING FINANCIAL FREE.
THIS IS A DREAM FOR SO MANY WHILE A REALITY FOR SO FEW. WHETHER YOU READ ONE OR MORE SELF
HELP BOOK IT IS A CHOICE THAT WILL GET YOU THEIR. INSPIRATION BOOKS, SELF MOTIVATION BOOKS,
PROGRAMS, AND TRAINING IS A WAY TO BE A WINNER. YOUR CHOICE, FREE FROM WORRYING IS JUST
BEING HAPPY.BEING HAPPY

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5 STEPS TO BUILDING WEALTH TO ENJOY FOR GENERATION X AND TO PAST IT TO THE NEXT GENERATION — MILLINEAS

If you’re earning less than twenty dollars per hour. This article is for you.

Living on one income and saving the second one. This is key to building
wealth. If only one income in the household, then definitely additional
school to advance to a higher pay scale.

Thus, saving the additional income. Starting a part time business may also
be the solution. In the meantime, careful spending and budgeting still allows
one to have more disposal income and savings.

Generation X has amass substantial wealth. The key is to continue amassing
wealth and passing it to next retirement plan as well as careful estate planning.
enough to retire and live off while leaving substantial inheritance to children and grand-
children even great grandchildren.

Rich Kids. Broke Kids: The Failure of Traditional Estate Planning- Kindle
Edition by J. Ted Oakley

Pinch Like You Mean It! 101 Ways to Spend Less Money Now — By Dr. Penny Pincher

Kindle Wireless Reading Device (6″ Display, U.S. Wireless by Amazon)

The Modern American House Wife Book # 1: Home Economics — by Abundant Publishing

If you’re unemployed, please sign in at your local state employment office.
As inflation continue to rise in 2022 it will be an extreme hardship on anyone
that unemployed or earning less than $20.00 per hour.

PLEASE LEAVE A COMMENT. BOOKMARK, TWEET IT TO YOUR SOCIAL MEDIA FRIENDS.

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STARTING A BUSINESS ON A SHOESTRING BUDGET —HOW TO RETIRE WEALTHY — TRAVEL – ENJOY –START A BUSINESS NOW AND HAVE ADDITIONAL INCOME IN RETIREMENT

How to retire with (WEALTH IS A BEAUTIFUL LIFESTYLE) Please order one of
these books regardless of your age. Building wealth now is fundamentally to
having wealth in retirement.
Cutting Spending, paying down debt, saving 20% or more of your income, investing
in bonds, stocks, real estate, earning additional income is the way to avoid
income inequality. Millions of individuals retire with less than $2000.00 per
month after a lifetime of work.

Anyone can achieve income and wealth wealth equality. Thousands of speeches, videos
on youtube, lots of books on Amazon and Ebay will tell you step by step how to.

HERE’S SOME GREAT INFORMATIONS TO ENJOY YOUR RETIREMENT A LOT MORE

I am reading, studying THE ROAD TO WEALTH. It is to anyone advantage
to study money management. I am totally surprise at how much income/wealth one
will need in retirement to maintain the same standard of living they had before
retirement.

I was blown away when I took a look at total income. Total bills and what will
happen if one of pass. Practically half of the household income would cease.
Job retirement and social security check.

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3 TIPS — STARTING A BUSINESS — FORGET LIVING PAYCHECK TO PAYCHECK

3 Things To Do Prior To Submitting Articles

With modern communication technology comes the popularity of information-based marketing, which is one of the oldest and most effective techniques in getting targeted prospects to sites and converting them into buyers. This is why article writing, submissions and publications are also getting popular.

internet business plan, small business advertising, business newsletter, business location, business competitors, business website, search engine optimization, pay-per-click marketing, business marketing tips

To all writers and non-writers out there, now is the time to start digging up those creative writing skills back.FINANCIAL FREEDOM

With modern communication technology comes the popularity of information-based marketing, which is one of the oldest and most effective techniques in getting targeted prospects to sites and converting them into buyers.

This is why article writing, submissions and publications are also getting popular.
There are already many tools that people can use to make the process of distributing their articles more easily. Continue reading “3 TIPS — STARTING A BUSINESS — FORGET LIVING PAYCHECK TO PAYCHECK”

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7 WAYS BUILDING WEALTH IS SO SIMPLE FOR ANYONE

SAVING IS EVERYTHING

Practical Ways to Save Money

RESIDUAL/PASSIVE INCOME PAY DOWN DEBT BUILD WEALTH RETIRE EARLY

Say goodbye to debt.

Cut down on your grocery budget.

Cancel automatic subscriptions and memberships you don’t use.

Buy generic.

Cut ties with cable.

Save money automatically.

Spend extra or unexpected income wisely.5 SIMPLE STEPS TO SMALL BUSINESS SUCCESS ON THE INTERNET–EARNING ADDITONAL INCOME — PAYING OFF STUDENT LOANS, CREDIT CARD DEBT, SAVING MORE, AND MOST OF ALL BECOMING AN INVESTOR

Adjust your tax withholdings.

Best Frugal Ways to Save Money

Buy produce on sale or in season.

Go meatless at least once a week.

Pack your lunches.YOU CAN MAKE MONEY WITH AN ONLINE BUSINESS OPPORTUNITY

Stretch your hand soap.

Watch detergent amounts and wash only full loads.

Hang out your laundry.

Save on Gas.

Skip the bought coffee and coffee drinks.

BUDGETING

A budget is a plan you write down to decide how you will spend your money each month.

A budget helps you make sure you will have enough money every month. Without a budget,

you might run out of money before your next paycheck. A budget shows you: how much

money you make.

What is the 50 30 20 budget rule?

The rule states that you should spend up to 50% of your after-tax income on needs and

obligations that you must-have or must-do. The remaining half should be split up between

20% savings and debt repayment and 30% to everything else that you might want.

What should I invest in as a beginner?

6 best investments for beginners

High-yield savings accounts.

Certificates of deposit (CDs)

401(k) or another workplace retirement plan.

Mutual funds.

ETFs.

Individual stocks.

How to invest $100 dollars to make $1,000?

How To Invest $100 To Make $1000 a Day in 20 Ways

Invest in real estate.

Gather your savings in a high-yield savings account.

Invest in the stock market.

Start a blog.

Use robo advisors.

Invest in cryptocurrency.

Start an e-commerce business.

Start a drop shipping business.

Minimalism

Is all about owning only what adds value and meaning to your life (as well as the

lives of the people you care about) and removing the rest. It’s about removing the

clutter and using your time and energy for the things that remain. We only have a

certain amount of energy, time, and space in our lives.

What is a minimalist lifestyle?

4 Ways to Adopt A Minimalist Lifestyle | Chase

A minimalist lifestyle is intentionally living with fewer possessions — focusing only on

the ones you need. Living with less may be the right choice if you’re feeling overwhelmed

with clutter, if you’re looking for fewer distractions, or if you’re looking to cut back

on spending.

What does it mean to be penny-pinching?

Penny-pinching is the practice of trying to spend as little money as possible. [disapproval]

Government penny-pinching is blamed for the decline in food standards. Synonyms: meanness,

selfishness, parsimony [formal], stinginess More Synonyms of penny-pinching.

What is another word for penny-pinching?

Synonyms of penny-pinching (adj. tight with money)

miserly.

parsimonious.

penurious.

stingy. tight.

Is Penny-pinching good?

Is Pinching Pennies The Ultimate Secret To Wealth

Sometimes, it makes sense to pinch pennies and save as much as you can. However, there

are times when saving the extra money costs you in a number of other ways. Carefully

consider all the costs involved before making your spending decisions. Sometimes, the

non-money costs outweigh your savings.

You can use the purist definition, whereby debt-free means you have no debt at all—from

credit cards, loans or other creditors. As a result, you don’t rely on credit cards or

other forms of credit for everyday spending.

Is it good to be debt free at 40?

Being debt-free — including paying off your mortgage — by your mid-40s puts you on the

early path toward success, O’Leary argued. It helps you free yourself from financial

obligations at a time when your income is presumably stable and potentially even growing.

Is it better to be debt free or have savings?

Our recommendation is to prioritize paying down significant debt while making small

contributions to your savings. Once you’ve paid off your debt, you can then more

aggressively build your savings by contributing the full amount you were previously

paying each month toward debt.

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BUILDING YOUR WEALTH WITH US TREASURY T-BILLS

Create A Website for $1.99/Month

What is the 2 year Treasury rate today? 9/28/2023

5.12%

2 Year Treasury Rate is at 5.12%, compared to 5.08% the previous market

day and 3.96% last year.

How to buy 2 year Treasuries?7 STEPS TO AVOID POVERTY AND ACHIEVE PROSPERITY 2023

Using a brokerage or bank is the only way to trade a Treasury before its maturity date.

Treasurys must be traded outside of TreasuryDirect through a bank, brokerage or dealer

by selling to investors looking to buy.Is the 2 year treasury a bond?

Key Takeaways

T-bonds mature in 20 or 30 years and offer the highest interest payments bi-annually. T-notes

mature anywhere between two and 10 years, with bi-annual interest payments, but lower yields.

T-bills have the shortest maturity terms—from four weeks to one year.

What is the 3 month Treasury rate?9/28/2023START YOUR JOURNEY TO FINANCIAL FREEDOM WITH PASSIVE INCOME

3 Month Treasury Bill Rate (I:3MTBRNK)

3 Month Treasury Bill Rate is at 5.34%, compared to 5.35% the previous market day and 3.30%

last year. This is higher than the long term average of 4.18%.

How often do 2 year Treasury bonds pay interest?

every six months

Bonds and Notes

Bonds are long-term securities that mature in 20 or 30 years. Notes are relatively short

or medium-term securities that mature in 2, 3, 5, 7, or 10 years. Both bonds and notes pay

interest every six months.

Are 2 year Treasuries tax free?STARTING A BUSINESS FOR THE PURPOSE OF PASSIVE/RESIDUAL INCOME

Interest income from Treasury securities is subject to federal income tax but exempt from

state and local taxes. Income from Treasury bills is paid at maturity and, thus,

tax-reportable in the year in which it is received.YOU CAN MAKE MONEY WITH AN ONLINE BUSINESS OPPORTUNITY

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PRIVACY POLICY

PRIVACY POLICY: WE DO NOT SHARE OR SELL ANY PERSONAL INFORMATION. SO,PLEASE
DON’T ASK. IMGENERATIONX BLOG CONSIDER IT A PRIVILEGE TO HAVE YOU AS A DONOR,
READER, AND SUPPORTING THIS BLOG BY PURCHASING ITEMS ON THIS BLOG WHICH IN
SOME CASE WE RECEIVE A VERY SMALL PERCENTAGE. AGAIN, WE DO NOT SELL OR
SHARE ANYONE INFORMATION THAT PROVIDED TO US.

JUST A TIP FOR TODAY

THANKS FOR READING THIS BLOG, SHOP, DONATE AND COMMENT OFTEN.

PLEASE SHARE THIS BLOG WITH EVERYONE. OUR INFORMATION IS FOR EVERYONE.
What are the 5 financially healthy habits?

Image result for how to live a responsible financial life

Financial habit #1: Regularly review and update your financial plan. Financial habit #2: Set financial goals that

are meaningful. Financial habit #3: Create a budget and use it to guide your spending. Financial habit #4: Find

passive income to improve your income.

What’s the 50 30 20 budget rule?

One of the most common percentage-based budgets is the 50/30/20 rule. The idea is to divide

your income into three categories, spending 50% on needs, 30% on wants, and 20% on savings.

Learn more about the 50/30/20 budget rule and if it’s right for you.

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HOW TO GENERATE WEALTH BY INVESTING IN TREASURY NOTES

5.52%
6 Month Treasury Rate is at 5.52%, compared to 5.52% the previous market day and

3.85% last year. This is higher than the long term average of 2.79%. The 6 Month

Treasury Bill Rate is the yield received for investing in a US government issued

treasury security that has a maturity of 6 months. 9/26/2023

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EIGHT TIPS FOR NATURALLY BEAUTIFUL SKIN — BEAUTY SKIN BASICS —DIET TOUR WAY TO BEAUTIFUL SKIN

Essential Vitamins For Acne Remedy

Many young people are deficient in vitamins and minerals due to improper diet. Studies show that fewer than 32 percent of Americans eat the required servings of vegetables each day. Also, the American diet is comprised of too much of processed sugar and not enough fruits and water. A deficiency in essential vitamins and supplements can only spell trouble for the skin. If your body does not get the required nutrition for skin renewal, tissue repair and for its organs to naturally d…

acne remedy, vitamins for acne

Many young people are deficient in vitamins and minerals due to improper diet. Studies show that fewer than 32 percent of Americans eat the required servings of vegetables each day. Also, the American diet is comprised of too much of processed sugar and not enough fruits and water. A deficiency in essential vitamins and supplements can only spell trouble for the skin. If your body does not get the required nutrition for skin renewal, tissue repair and for its organs to naturally detoxify, then your chances of getting acned skin, along with other health problems, are likely to increase.Women's History Month Sale

Vitamin A strengthens the protective tissue of your skin and helps in acne remedy. It reduces the production of sebum and works in repairing the tissue that skin and mucous membranes are made of. It’s also a powerful antioxidant. Antioxidants are important and needed to help rid your body of toxins that have built up. A lack in Vitamin A can cause acne!

The Complex B vitamins are also helpful in preserving healthy skin through the relief of stress. Stress has been identified as a major trigger for acne for some people. The B vitamins should always be taken together. Thiamine is an antioxidant, helps circulation, and aids in digestion. Riboflavin works with Vitamin A and is essential for healthy skin, hair, and nails. Niacinamide helps with the metabolism of carbohydrates in your system and improving circulation. Niacinamide shortage in your diet can cause acne. Pantothenic Acid or B5 is popular for helping to reduce stress and is needed for the adrenal glands to function properly. Vitamin B6, or Pyridoxine is important for the correct function of your immune system and antibody production.DRINK PUREST ALKALINE WATER

Vitamin C with biofavonoids is also referred to as the “super vitamin” and can play an important role in your acne remedy. Vitamin C is instrumental in at least 300 metabolic functions in your body, is needed for tissue growth and repair, and flushes toxins from your system. Vitamin C also improves immunity and protects against infection. If you have diabetes, check with your doctor for the dosage that is best for your body.

Chromium, widely used for weight loss also helps fight acne. Chromium should be taken in an added form since chromium in foods is not easily absorbed. Much of it is lost in processing and high doses of sugar cause the loss of chromium.

Zinc aids in acne remedy by regulating the activity of the oil glands. It promotes the healing in tissues and helps to prevent scarring. Zinc promotes a healthier immune system that in turn aids in the healing of wounds. In addition, a powerful antioxidant that helps prevent the forming of free radicals, or toxins that can harm your body.

Finally, Vitamin E is a powerful antioxidant. It improves healing and tissue repair and prevents cell damage by inhibiting oxidation of fats and the formation of free radicals.

One interesting fact about acne can be noted that is a multivitamin with added chromium supplement will give you most of what your body needs for the day. It should be also noted that taking too much of a vitamin or mineral can also be toxic and dangerous. Read the recommended dosage and stick with it.

With enough vitamins for your body, you are assured of a well nourished body. Your body organs, cells and tissues can perform optimally on the inside and you get to see the benefits on a physical level.

“EIGHTY PERCENT OF SUCCESS IS SHOWING UP”
WOODY ALLEN

Beauty Basics – Eight Tips For Naturally Beautiful Skin

Not sure what to look for when choosing cosmetics? Need some advice on taking care of your skin? Here are eight tips to help your skin look and feel it’s best.

1) Select moisturizers made with vegetable oils. The lotions, creams and body oils that you use should be made with vegetable oils, not mineral oil. Vegetable oils, (like olive oil, sweet almond oil, corn oil, etc.) contain fatty acids which help to moisturize and soften the skin.

Mineral oil is derived from petroleum and does not contain anything that helps to nourish the skin.

2) Look for herbs and herbal derivatives in your cosmetics. Herbs and their derivatives (essential oils, extracts, infusions) contain natural chemicals which soothe, tone and help condition the skin.

Two herbs which are especially useful in natural cosmetics are Lavender and Tea tree. The essential oils of both lavender and tea tree are gentle, natural antiseptics.
3) Once a week soak your feet in warm water, and gently exfoliate dead skin with a pumice stone. Follow up by moisturizing your feet with a natural foot oil or foot lotion.

4) Every week soak in a tub of bath salts. Salt, especially salts mined from the Dead Sea in the Middle East, are rich in minerals and help draw impurities out of the skin.

5) After a shower or bath, seal in moisture by using a body oil or lotion made from natural vegetable oils.

6) If you have blemishes and your skin is dry, moisturize your skin in the morning and at night with products that contain vegetable oils which are high in essential fatty acids.

Essential fatty acids help to soften and hydrate the skin and they can also help soothe minor irritations. Vegetable oils that contain large amounts of essential fatty acids are: corn oil, sunflower seed oil, safflower oil, borage oil, blackcurrant seed oil and evening primrose oil.

7) Look for toners and astringents that are made without ethyl alcohol, rubbing alcohol or isopropyl alcohol. These ingredients are solvents that are extremely drying to the skin.

8) Every time you wash your hands, moisturize them with a natural lotion or cream to help them stay soft.

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