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GENERATION XYZ — JOIN THE MILLIONS WHOM ARE STARTING BUSINESSES DAILY — PROFIT SHOULDN’T BE A DIRTY WORD — NOR SHOULD DEBT FREE
Profit Shouldn’t Be a Dirty Word
With the economy sliding into a recession that will be worse than 2008, a lot of people in the material handling industry are expecting good times without having to make any changes in the way they do business.
Unfortunately, that means the continuation of one particular practice that played a major role in getting the economy in trouble a few years back.
material handling equipment, profits
Nobody benefits when profit is eliminated from the economic equation.
With the economy slowing, a lot of people in the material handling industry are expecting good times without having to make any changes in the way they do business.CLICK NOW — START AN ONLINE BUSINESS
Unfortunately, that means the continuation of one particular practice that played a major role in getting the economy in trouble a few years back.
When the “dot.coms” were flying high, they experienced rapid growth by the simple method of offering impossibly low prices and constant expansion into markets about which they knew nothing.
They operated at a loss for years on end, promising investors that it would all turn around when they had achieved sufficient market share.
Eventually, of course, this “lose a little on each deal but make it up in volume” business model blew up in their faces. The balloons popped, one by one, and the economy followed them down the tube.
In the material handling industry, this discredited business model is still very much in evidence. Too many companies have played the merger game, getting themselves involved in markets that they know nothing about.FREE BUSINESS INFORMATION — CLICK NOW
Too many have played the numbers game, moving money from one pocket to another to make themselves look good for one more quarter (this is called managing for stockholder value), totally forgetting about long-range planning. Continue reading “GENERATION XYZ — JOIN THE MILLIONS WHOM ARE STARTING BUSINESSES DAILY — PROFIT SHOULDN’T BE A DIRTY WORD — NOR SHOULD DEBT FREE”
4 RULES FOR NEW ENTREPRENEURS
4 Rules For New Entrepreneurs – Practical Tips For Starting Right
It’s a great time to be an entrepreneur—in the last decade, technology has leveled the playing field and propelled an entrepreneurial revolution. As an entrepreneur, you now have more access to information that enables you to make more intelligent choices more quickly.
You have an advantage over big businesses in that you’re lighter, more flexible, and faster on your feet. You can target new markets more quickly, and you can turn on a dime.
But being a successful entrepren…
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It’s a great time to be an entrepreneur—in the last decade, technology has leveled the playing field and propelled an entrepreneurial revolution. As an entrepreneur, you now have more access to information that enables you to make more intelligent choices more quickly.STARTING A BUSINESS INFORMATION
You have an advantage over big businesses in that you’re lighter, more flexible, and faster on your feet. You can target new markets more quickly, and you can turn on a dime.
But being a successful entrepreneur requires that you look at the big picture and follow a plan through from beginning to end.
Rieva Lesonsky, editor-in-chief of Entrepreneur Magazine gives some practical guidelines that can help you when beginning your own enterprise
1.Don’t Quit Your Day Job.
Consider starting your business part-time, especially if it’s online, while you’re working and have a steady income. It usually takes six months to a year to get a business going and you don’t want your ability to make your house payment to hinge upon your company being an overnight success.
Start with what you can manage, financially and time-wise, and scale up as your business grows.
2.Find Your Niche.
The days of general stores are over. Particularly online, consumers are looking for stores that specialize. You have to find a need—something a specific group of people want, but can’t get at the big chain stores—and fill it.
Advises Lesonsky, “You can’t compete with the big guys, so you have to find where the big guys aren’t and go into your niches.”
3.Have an Online Presence.
Even if you’re not planning to start an online retail business, consider that the internet can still play a valuable role in your company.
Having an online presence eliminates the limitations of physical location and broadens your customer base by, literally, millions.
It’s also a great tool for promoting yourself and letting people, even in your own area, know that you’re there, and what you’re doing.
4.Refuse to Quit.
Successful entrepreneurship requires creativity, energy, and a drive to keep going when you fail. Few people realize that before Bill Gates created the extremely successful Microsoft 3.0, he created a Microsoft 1.0 and 2.0, both of which flopped—but he kept at it.
And that determination and refusal to give up is what will separate successful entrepreneurs from unsuccessful ones. Says Lesonsky, “Arm yourself with optimism to get beyond the ‘No’ or the trouble. There’s nothing wrong in failure—just don’t repeat the same mistake!”
GENERATION ZYZ — Are You Ready to Start Your Own Business? The 4 Keys Questions You Must Ask
Are You Ready To Start Your Own Business? The 4 Key Questions You Must Ask
How can you make sure that you are among the winners rather than the losers in this high stakes game? The answer is inside of you. You must ask yourself four key questions to determine whether your own small business will survive and thrive.
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Every year millions of people answer “Yes” to that question and every year that answer costs many of them money, time, confidence, and heartbreak. The Small Business Administration estimates there are 580,900 new small businesses opening each year and that number does not include the small one-person entrepreneurships that pop up every day.
However even if you are your business’s sole employee then there is still something to be learned from the SBA’s numbers.
According to the SBA, two-thirds of new businesses survive at least two years and 44 percent survive at least four years. Two of the key factors in the businesses survival and ability to thrive: the owner’s education level and the owner’s reason for starting the firm in the first place.
How can you make sure that you are among the winners rather than the losers in this high stakes game? The answer is inside of you. You must ask yourself four key questions to determine whether your own small business will survive and thrive.
A SIMPLE BUSINESS YOU CAN START IN A FEW HOURS ONLINE
1. Are You Ready
Have you mentally prepared yourself for the switch from employee (or student or whatever label fits you currently) to boss. You are going to be the one making decisions now about everything from office products to product line.
This total control is one of the driving forces behind many people who take the plunge into starting their ownbusiness but it is also one of the elements that drives new entreprenurs crazy. When you start out there is an endless list of decisions that need to be made and new questions crop up every day.
Even more important you will need to remember that in a small business you will wear many hats. Even if you manage to start out with one or more employees you will each fulfill more than one role in your new business.
And if you are running a one-man or one-woman show then you serve in every capacity from file clerk to maintenance crew to salesman to CEO. Can you handle switching from task to task and role to role like that? Are you willing to make those switches?
Similarly, have you prepared your family and friends for this switch in attitude. Your life is going to change — probably pretty drastically — and that change can have a positive or negative impact on your family life and social interactions. It will make things much easier if your friends and family are supportive going into the process.
2. Where Is Your Niche?
Have you identified your niche yet? One of the reasons many businesses fail is that they fail to focus on a target audience. Yes if you are a major discount chain then you can sell everything from peanuts to wallpaper but this type of business requires vast resources that just aren’t available to the small business. Continue reading “GENERATION ZYZ — Are You Ready to Start Your Own Business? The 4 Keys Questions You Must Ask”
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SEVEN STEP STARTING A BUSINESS
Seven Steps to Starting A Business
Are you planning to start a business? You must have a clear plan and strategy for achieving your goals. Too often new entrepreneurs jump ahead without mentioning what they sell, how they sell it, and to whom they will sell it.
Thanks to the internet, it is more forward than ever to start a business in the comfort of your own home. Although it is not easy to be an entrepreneur, it is generally known that starting a project is very rewarding. The hardest part is starting. So many people have business ideas that never leave their notebooks.
Others want to have a business, but they do not know where to start. These are the six necessary steps for starting a business 2025.
1. Get Online
First, if you start a business, you have to install it on the internet. The number of people buying online is increasing every year. More than 3 billion people have access to the internet, and more and more people connect every day. These are all potential customers. When your business is on the internet, you can sell your products and services 24 / 7 for the whole year.
2. Get starting capital
Although the costs of starting a business in 2024 on the internet are considerably lower than those of a traditional company, you still need a little money to start an online business. The main reason why most companies fail is the lack of capital. Provide a plan to make financial resources possible, whether it concerns sales, your funds or external investors.
3. Choose The Right Location:
Location plays a significant role in determining the success of your business. A wrong location can jeopardize all prospects, and at the same time, the right one can build a strong foundation for a fruitful venture. Therefore choose the location wisely. Discuss with people who have vast knowledge in the industry that you have chosen.
If you set up your business amidst your competitors, there are higher chances of success, studies have shown.
4. Establish Your Unique Selling Proposition
What makes your company unique? The Internet is a big market, and when you start a business in 2019, you have to make a unique sales proposal (USP) for your product or service. Why would people buy from you instead of someone else? If you do not know, how can you expect your potential customer to know?
5. Know your ideal customer
No company can sell anything to anyone. You need to be clear about who your ideal customer is so that you can create your marketing messages to attract them directly. What are their needs, wishes, concerns, problems or wishes? How can your products or services help them?
6. Implement a proven business model
Use a proven business model that will work in your market. If you do not have one, look at your competitors and see what they do. Buy a business mentor that shows you how to grow your business and move a potential customer to a customer. Very often you can learn a lot from people who have preceded your industry.
They can help you avoid pitfalls and make your path to success faster and easier.START NOW
It may not sound natural to start a business, but if you have a passion and want to see it become a successful business, it will take planning and organization. Use these tips to get started and build a company you can be proud of.
Regardless of your age, education, technical skills, or qualifications, there are no specific requirements for being a successful online entrepreneur. However, you will be more successful with a solid business model to work from, clear direction, training, and support.CLICK NOW 24/7 ADDITIONAL INCOME
The money market is always a lucrative opportunity for anybody. Working in the finances can often be a very highly paid job although it has its risks. To be in the profession of mortgage lending is a time-tested job that has withstood the difficult depression post to present day boom.
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The money market is always a lucrative opportunity for anybody. Working in the finances can often be a very highly paid job although it has its risks. To be in the profession of mortgage lending is a time-tested job that has withstood the difficult depression to post-war to present day boom. HOW SUCCESSFUL IS REAL ESTATE BUSINESS???
Most European economies and the American economy stand largely on the mortgage industry. The mortgage industry plays an important role in the lending process. A mortgage lender is the one who lends the money to a borrower against the security of a property.
Since the mortgage lender is lending a large sum of money to the borrower so that the borrower can buy a property, they generally keep the property as a security in case the borrower fails to repay the loan.
So who is a mortgage lender? Section 2, Consumer Act 1995 defines mortgage lenders as follows:WITH KNOWLEDGE ANYONE CAN BECOME WEALTHY
credit institution making housing loans, or any other person of a class prescribed after consultation with the Minister for the Environment, for the Act.
Generally, a mortgage lender is an established financial institution that has the monetary strength to lend large sums of money. Such financial institutes are banks and broker houses. For a mortgage lender, it is important to have market credibility, availability of large amounts of money ready for disbursement, and the power to stay in the market even in difficult financial fallouts.
As a mortgage lender, the finance institute will always try to make the most of the money that is being lent by charging the borrower high interest rates. This interest rate is however also dependent on the market conditions, the borrower’s financial situation, and the property. However, a mortgage lender will always try and make a good profit.HOW SUCCESFUL IS REAL ESTATE BUSINESS
If you choose a profession in mortgage lending, there are many profiles and opportunities to consider. The career opportunities in mortgage lending could be as a loan officer, an underwriter, a mortgage loan coordinator, a mortgage broker, a processor, a junior processor, and so forth.
You must have your way with numbers and with people. Since most profiles in the mortgage lending industry give a lot on incentives and performance, you have the killer instinct to identify the right deals and stay on top.
For a borrower, the trick is in knowing the best deal that they can clinch. It’s best not to fall into the trap of easy installments and rates but rather get into the finer details of the agreement. The lender may offer you easier rates but you may have to pay a considerable amount of money towards fees.
Today, in the age of fast communication and the world being brought within the fifteen-inch laptop screen, as a borrower if you are looking for a mortgage lender, all you need to do is just hit the World Wide Web. Do a background check, ask around, see the records, and then settle for a mortgage lender that best suits your needs.
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THINGS TO CONSIDER FOR STARTING A BUSINESS
Things To Consider For Starting A Business
Are you planning to start a business? You must have a clear plan and strategy for achieving your goals. Too often new entrepreneurs jump ahead without mentioning what they sell, how they sell it, and to whom they will sell it.
Thanks to the internet, it is more straightforward than ever to start a business in the comfort of your own home. Although it is not easy to be an entrepreneur, it is generally known that starting a project is very rewarding. The hardest part is starting. So many people have business ideas that never leave their notebooks. Others want to have a business, but they do not know where to start. These are the six necessary steps for starting a business in 2025
1. Get Online
First, if you start a business, you have to install it on the internet. The number of people buying online is increasing every year. More than 3 billion people have access to the internet, and more and more people connect every day. These are all potential customers. When your business is on the internet, you can sell your products and services 24 / 7 for the whole year.
2. Get starting capital
Although the costs of starting a business in 2025 on the Internet are considerably lower than those of a traditional company, you still need a little money to start an online business. The main reason why most companies fail is the lack of capital. Provide a plan to make financial resources possible, whether it concerns sales, your funds, or external investors.
3. Choose The Right Location:
Location plays a significant role in determining the success of your business. A wrong location can jeopardize all prospects, and at the same time, the right one can build a strong foundation for a fruitful venture. Therefore choose the location wisely. Discuss with people who have vast knowledge in the industry that you have chosen. If you set up your business amidst your competitors, there are higher chances of success, studies have shown.
4. Establish Your Unique Selling Proposition
What makes your company unique? The Internet is a big market, and when you start a business in 2019, you have to make a unique sales proposal (USP) for your product or service. Why would people buy from you instead of someone else? If you do not know, how can you expect your potential customer to know?
5. Know your ideal customer
No company can sell anything to anyone. You need to be clear about who your ideal customer is so that you can create your marketing messages to attract them directly. What are their needs, wishes, concerns, problems or wishes? How can your products or services help them?
6. Implement a proven business model
Use a proven business model that will work in your market. If you do not have one, look at your competitors and see what they do. Buy a business mentor that shows you how to grow your business and move a potential customer to a customer. Very often you can learn a lot from people who have preceded your industry. They can help you avoid pitfalls and make your path to success faster and easier.
It may not sound natural to start a business, but if you have a passion and want to see it become a successful business, it will take planning and organization. Use these tips to get started and build a company you can be proud of.
Regardless of your age, education, technical skills, or qualifications, there are no specific requirements for being a successful online entrepreneur. However, you will be more successful with a solid business model to work from, clear direction, training, and support.
MAKING AN ONLINE BUSINESS SUCCESSFUL — STOP LIVING PAYCHECK TO PAYCHECK — INSTEAD–BUILD FINANCIAL SECURITY AND INDEPENDENCE — WHY BE BROKE — WHY BE A HAVE NOT — BUILD YOUR VERY OWN STREAM OF INCOME/WEALTH
Your Website…Is YOU!
Your website represents you. Its appearance can make or break sales. Great websites entice visitors to stay, buy and return again and again.
Fantastic design features include surf ability, the importance of the main page, the appeal and ease on the eyes in the use of color, screen resolutions, and browsers.
YOUR VERY OWN WEBSITE/BUSINESS — CLICK
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You are out shopping for healthy, designer food. You visit two health food stores. The first one is bright and cheerful: Its products are displayed pleasingly and its staff, with crisp, starched aprons on, are slim, friendly, and helpful with smiles that twinkle.
There is another health food store just across the road: Similar products.
A fat, greasy-haired sweaty man, breath redolent of whisky, garlic and fermented cheese, egg stains on the front of his crumpled shirt, the middle of which strains to stay closed struggling to keeping its charge – a protruding belly – within, tired buttons at the ready to pop…comes to serve you.
You are your website: It is a reflection of who you are, your product, your service. Portray yourself as a trained, seasoned professional.
Your website is the only contact your customers, potential and current, have with you. You must create an atmosphere that is pleasing to your buyers to make them want to stay and buy, and more importantly, to want to come back again and again.
You want to aim for repeat business. The long and short of it is this: Your website can make or break your sales…and your business.
What secrets can you apply in the design of your website?
Do your research by visiting several websites. Note what makes them appealing, attractive, or the opposite. Always remember that visitors to your site have one goal in mind: They are either seeking information or shopping for a product.
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Your goal is to give them what they want without their having to search for it. It is a cardinal rule to make your site easy to navigate.
Ensure that all the information is relevant to your product/service. Convince visitors that they absolutely need your product to solve their problem(s).
The First Impression Lingers…The Importance of your Main Page
The main page has a very specific purpose: It is the storefront of your website where your visitor lands and from where she/he will shop. Therefore, this page must load very quickly and be easy to view.
This is the first contact with your customer: First impressions can either close a deal or…lose this same deal which has exactly the same potential.
Make things simple: Ensure that links are easily viewable by your visitors and that these links will navigate your visitors to where they wish to go.
Very often, a great choice is the use of tables when deciding how to design the main page of your site. If your page takes more than ten seconds to load even on a 56k modem, your visitor will click away, through impatience, or to save time, seeking information or products elsewhere.
To speed up the loading of your main page, it is advisable to avoid large, or excessive, graphics. Too many banners or special effects often also cause a page to load slowly.
Make your Website Appealing to, and Easy for, the Eyes
* Colors
Mild colors are your best bet. If your site is a content site where your visitor will be doing a lot of reading, it is a good idea
to keep to black and white.
You can add color when using tables as a means to brighten up the page. However, always remember to keep the overall look of the page professional and appealing to your target audience that will be visiting more often.
* Screen Resolutions
These vary among monitors. It is, therefore, good counsel to set the pixels to a standard 800×600. You may also choose to set the tables in your web page to span a percentage of the page rather than a set number of inches. This will be sure to accommodate all screen sizes.
* Browsers
Bear in mind that a lot of Internet users will not use the same browser as you. Therefore, make sure that your site looks as good on other browsers as it does on your own. You can do this by downloading several browsers through which to look at your page.
Be aware that the overall look of your website is to make it attractive to visitors, which in turn appeals to emotions and, therefore, leads to sales and makes money for you.
The appearance of your site, if properly designed, can be an excellent marketing strategy for your product/service.
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FINANCIAL FREEDOM — HAVE YOU THOUGHT ABOUT STARTING A BUSINESS???
Starting a business for the purpose of passive or residual income
The motive behind starting a business is often to make money
that will be enough to cater to one’s needs. Earning enough income
will allow you to accomplish and live the type of life you desire.
But most people don’t have the ability to live life on their terms
because they are either slaves to their debts or cannot break away
from living on a paycheck. However, this problem can be solved by the
many benefits of residual or passive income.
One of the best ways to gain financial freedom is by setting up a
business with residual income opportunities. There are many
businesses both online and offline that one can set up to generate
residual income.
Residual income by definition is the income one generated long after
the work has been completed. It is the type of income that one
continues to generate for as long as the business lives. Residual
income also known as passive income has no limitations based on time.
Starting a business with residual income opportunity will enable you
to live life on your terms. You will continue to earn money whether you
are there working or not.
The amount of money you can make does not stop whether you get
out of bed or not.
In addition, it is possible to have different streams of residual income.
Unlike having two jobs that will consume your time, multiple streams of
residual income will increase your earnings while also giving you
enough free time. Residual income gives you a more lucrative alternative
to find a side hustle that will stress you and consume your precious
time. To kick start your dream of financial freedom, here are some of
the residual business
opportunities that you can venture into.
Invest in real estate Rest estate is one of the most lucrative means of
generating passive income. Apart from being lucrative, it gives you a rest
of mind and requires little or no work.
Affiliate marketing
This involves promoting other people’s products online of which you get a
commission once it leads to sale. Affiliate marketing can be done by
marketing people’s products on your website. It can also be done by
promoting them on social media platforms.
Affiliate marketing is a great way of making money online. You can make
up to six figures every month from the comfort of your home. And
remember, you do this at your time and pace.
Write an EBook
Selling a book online can be another great way of generating residual income.
After the initial work of writing and creating the book, the only thing left is to
make your money on every sale. You don’t need much capital to produce an
EBook, no printing and shipping costs.
Other residual income business opportunities that you engage in include:
• Create lead generation website
• Start a drop shipping business
• Create a mobile app
• Invest in vending machines
• Rent out your spare room
And the list is endless. The stimulus bill stalled out. Shame–So many
families and individuals, cities counties, states, businesses, and especially
unemployed mothers in need during this crisis.
SELF-RELIANCE — It is time to utilize time and knowledge to start an
a dditionalflow of income. It’s so simple. Just Google starting a business.
FINANCIAL FREEDOM — Stop living paycheck to paycheck.
Which are the real MLM businesses?
What are the best MLM companies?
How to succeed with a MLM company?
What are the disadvantages of an MLM business?
There is a role everyone can play and profit from. Starting a small business,
employing the millions that will need a job is a worthwhile endeavor.
Yes, it is simpler than anyone thinks. Step-by-step books will tell you how to
achieve success.
How do I get free money to start a business?
What are the steps in starting a business?
STARTING A BUSINESS — SOLID TIME MANAGEMENT FOR NET MARKETS
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Solid Time Management For Net Marketers
There are an endless number of ways an individual can get organized and make the most of their time. Here is the very simple method I use to keep my day to day efforts on track.
I have created a daily checklist that covers all my basic tasks. Here is my list, and a brief description of each component.
1. Administrative Duties – First thing out of bed, I check all admin email accounts and respond to every message. This includes member/downline support, answering question…
time management, internet marketing, home business
There are an endless number of ways an individual can get organized and make the most of their time. Here is the very simple method I use to keep my day to day efforts on track.
I have created a daily checklist that covers all my basic tasks. Here is my list, and a brief description of each component.
1. Administrative Duties – First thing out of bed, I check all admin email accounts and respond to every message. This includes member/downline support, answering questions from prospects, confirming received payments, and any other vital correspondence that needs to be taken care of.
I continue to check my email every hour throughout the day, so no response gets neglected.
2. Promoting – The next thing I do is work my advertising strategy. This includes posting ads to safelists, surfing or buying credits at some of my favorite traffic exchanges, monitoring any pay per click or banner campaigns I have underway, and checking my tracking stats.
I also try to spend a little time each day looking for new advertising options to test.
3. Networking – Working my leads, participating in forums, swapping links, approaching new contacts; this is what it’s all about, right? I can’t allow myself to slip into robot mode, where I just sit and click all day.
I have to spend time every day networking with other marketers. This is how I learn, grow, and profit from my efforts.FREE INFORMATION
4. Development – This component covers making improvements to my website, composing my newsletter, building new banners, writing new ad copy, etc.
5. Reading – I spend at least 15 minutes per day reading. The goals here are education and inspiration. I might read a good javascript tutorial, or maybe just browse through a few marketing lessons. Continue reading “STARTING A BUSINESS — SOLID TIME MANAGEMENT FOR NET MARKETS”
MONETIZING YOUR HOBBY OR STARTING A BUSINESS IN YOUR FREE TIME
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Financial stability is a necessity for any adult. Although salaries are good, and it’s
quite a relief that they come in regularly, salaries do not guarantee financial stability.
Financial stability can occur as a result of deliberate steps that one takes towards
investments, savings, and other endeavors such as monetizing a hobby and starting
a business. Since a person already has the skill and enjoys applying it, monetizing it
is a sure step in the right direction. This article covers how to start a business from a
hobby.
In case you’re wondering if the skill you have is sellable, it is important to point out, at
this point, that any skill that adds value to individuals and society at large is sellable.
These skills include web design, baking, baking, writing and sports and fitness training.
The process of turning one’s hobby into a moneymaking venture is highlighted below.
These actionable steps are straightforward anyone that pays enough attention to
them is on the right path of converting their hobby into a moneymaking venture.
Make a plan
Planning is essential since turning a hobby into a money-making venture requires dedication.
Establishing a plan is particularly important because making a steady income from one’s
hobby requires juggling it with other things, even a full-time job in some cases. This plan
should cover how to enter the sector, build contacts and make sales. The plan should also
create an allowance for the improvement of the skill to ensure that it is developed enough
to attract clients.
Get yourself out there
To make a sale, customers need to be aware that a person is a provider of a particular
service. There are different ways to go about letting people know about the new venture
as well as getting them to trust the quality of services. Free trials have been established
as methods of getting a new venture in front of prospective clients. With social media
and platforms where freelancers find patrons, it has also become relatively easy to market
a new venture. POSITIVE THNKING RESIDUAL INCOME
It is worth mentioning that the quality of service offered should beat what is average
available on the market. Thus, specific efforts should be made to ensure customer
satisfaction, even with free trials.
Stay relevant
Monetizing a hobby is a deliberate measure. Thus, it is essential to make efforts towards
relevance in the industry. These efforts should include maintaining the right contacts as
well as following industry news.
Maximize your time
When a person starts an endeavor, one of the biggest obstacles to this endeavor is time
since it would involve combining it with other preexisting activities. The importance of
effective proper time management cannot be overemphasized for persons turning their
hobbies into moneymaking ventures.
The process of monetizing a hobby may also not proceed as smoothly as one expects. As
you begin the process of monetizing you will need extra determination and believe in
the success of the venture. At this point, we can only hope that this piece inspires someone
to maximize their skills.
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7 STEPS TO FINANCIAL FREEDOM
7 proven steps to financial freedom.
Cutting Spending
Thrifty Spending
Frugal Spending
Cutting debt
Paying Down Debt
Saving More
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Continue reading “7 STEPS TO FINANCIAL FREEDOM”
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WE DO NOT COLLECT ANYONE PERSONAL INFORMATION NOR DO WE SHARE ANYONE PERSONAL INFORMATION
Disclaimer
Much of the information used on imgenerationx.com (articles, pictures,
advice etc.) is transcribed / taken directly from sources more over from
many website. Information for residential/commercial place/plots described
may be already sold or rented, as the case may be, if deal is already finalized
with other party.
Also we are concerned only with connecting seller/lesser/landlord with buyer/
lessee/tenant & we may not be known with insider matter of such person &
we do not provide any warranties or guarantees for genuiness and reliability
of following as case may be –
• buyer or seller
• Lessor or lessee
• Landlord or tenant/renter
• Or any person by whatever name
Also we do not provide any genuiness, reliability and accuracy of any data and
information on this website or any referrals on this website. We also do not
assume any responsibility/liability for any errors/omission in content on website.
Any action you take upon information published on website is at your own risk
and we are not liable for any losses or damages caused to you in connection with
or without use of website or any other purposes.
Any viruses or other related harmful item may be present on website.
You are also required & advised to visit website from time to time in case of any changes.
CUTTING – CUTTING – CUTTING SPENDING – MAY 2025 TO MAY 2026
CUTTING SPENDING
REDUCING DEBT
SAVING
Why cut spending now??? Inflation is above 3% and climbing.
The Federal Reserve has raised interest rates to slow the
economy and bring inflation down. If the Federal Reserve succeeds
then the products you plan to purchase now will be cheaper.
$
Why cut spending now??? Budgeting/Budget is another way to fight
inflation. Monitoring where your money going/controlling expenses
are other reasons to fight inflation,
$$WEALTH STARTING BUSINESS ON A SHOESTRING BUDGET YEAR 2025
Caution rather than a great regret in this inflation crisis.
Keep in mind the Federal Reserve policies will take time to get
inflation under control. In the meantime start your financial control plan.
With modern communication technology comes the popularity of
information-based marketing, which is one of the oldest and most effective
techniques in getting targeted prospects to sites and converting them.
This is why article writing, submissions, and publications are also getting
internet business plan, small business advertising, business newsletter,
business location, business competitors, business website, search engine
optimization, pay-per-click marketing, and business marketing tips.
To all writers and non-writers out there, now is the time to start digging up
those creative writing skills.
With modern communication technology comes the popularity of
information-based marketing, which is one of the oldest and most
effective techniques for getting targeted prospects to sites and
converting them into buyers.
This is why article writing, submissions, and publications are also getting
popular.
There are already many tools that people can use to make the process of
their article. This is invaluable in getting the content more exposure,
which is only half of the story. Let us take a look first at the common
mistakes that some people make before submitting their content to article
directories:
1. Confusing the reason to promote the articles with the reason to write
them. In article writing, there are three key benefits why you are
promoting them; branding, lead generation, and promotion, which are all
part of your optimization efforts.
But there is only one reason why you write an article, and that is to inform
your audience. If the article is not focused on this primary and most
important purpose, it will fail to achieve the three promotional benefits
because no one will be interested in reading it.
You need to figure out first how to get people to read what is in your article,
then make them click on your resource box. You can achieve this by producing
better content.
2. Failing to maximize the promotional opportunities of article marketing.
You may know already that your articles can help you generate additional
inks back to your site.
But do you know that you can get more visitors and better search engine
results from those same articles?
Mention keywords at strategic places. Just be sure not to overdo them.
Some are even using anchor texts which is also an effective method.
However, it is important to know that the majority of the directories are
not able to support this.
Remember that is not only about the links back to your site. Part of doing
well in your article marketing is getting picked up by publishers with a
large number of audiences and gaining the ability to leverage other brands
because of the quality of your work.FINANCIAL FREEDOM — HAVE YOU THOUGHT ABOUT STARTING A BUSINESS???
Better search engine results also are great benefits.
But these things do not put much money in your pocket. Other factors
that can turn your article marketing efforts into an opportunity that can
boost your earnings. Not just increase the number of visitors to your site.
Start with a plan and see to it that your article will serve the function that
you intended it to have.
3. Publishing content that does not help your readers.
Maybe in the process of writing articles, you are thinking that all that
you want is links back to your site. And any visitors it can generate are
fine.
Guess what? Not all article banks and directories are going to accept your
content automatically. Oftentimes, they have some guidelines and
specifications on the articles that they are accepting.MAKING MONEY FROM THE INSIDE OUT — BUILDING WEALTH AND FINANCIAL FREEDOM
You can double the number of sites you can submit to by writing
articles that the directories want to be shared with other people.
All it takes is one publisher with a hundred thousand readers to
increase your potential audience overnight.
Write the articles that publishers want in their publications if you want
your
article marketing to work the most effective way for you. This also means
you have to obey the standard guidelines, spell checks, research a good
topic, and even hire a writer to produce good content on your behalf.10 CRITICAL BUDGETING STEPS TO FINANCIAL FREEDOM
In the end, it is all a matter of choice on your part. You can start getting a
little exposure from increased links back but on a very basic level. Or enjoy
massive exposure from a little extra time making quality content.
It will be your choice. You may not be aware of the fact that an article
submitted on directories are not meant to have the same level of exposure
as highly-targeted content geared toward a narrow group of people.
Learn the difference between these two and it will surely help you know
what kind of articles to write .10 CRITICAL BUDGETING STEPS TO FINANCIAL FREEDOM
WHEN A RETIRED/DISABLED VETERAN PASS, DOES THE SPOUSE/DEPENDENTS RECEIVE BENEFITS
WHEN A RETIRED/DISABLED
VETERAN PASSES, DOES THE
SPOUSE/DEPENDENTS RECEIVE
BENEFITS???????
What is the difference between widow
benefits and survivor benefits?
While spousal benefits are capped at 50 percent of
the worker’s benefit, survivor benefits are set at
a full 100 percent of the deceased worker’s benefit.
Can a widow receive Social Security and
VA benefits?
SSDI and VA disability compensations are
not affected by each other, so you
may be eligible to receive both. However, you
must apply for them separately.
It may be possible to also qualify for SSI,
depending on income.
When a retired Veteran dies does the spouse
receive benefits?
Military retired pay stops upon the death of
the retiree. The Survivor Benefit
Plan allows a retiree to ensure, after
death, a continuous lifetime annuity for
their dependents. The annuity, based on a
percentage of retired pay, pays eligible
survivors an inflation-adjusted monthly
income.
What benefits do 100 disabled veterans get
as a spouse?
Spouses of disabled Veterans are eligible for
health care benefits through the Civilian
Health and Medical Program (CHAMPVA). This
program also allows for reimbursement of
certain costs, such as prescription
medications, medical equipment, nursing
care, and more, as long as the Veteran and
their spouse remain married.
How much is a VA widow’s pension?
The basic monthly rate of DIC is $1,340 for an
eligible surviving spouse. The rate is
increased for each dependent child, and also
if the surviving spouse is housebound or
in need of aid and attendance. VA also adds a
transitional benefit of $332 to the surviving
spouse’s monthly DIC if there are children
under age 18.
How long does a widow receive VA benefits?
If the VA rated the Veteran permanently and
disabled with an effective date of three
years from discharge, or if the Service
member died on active duty, a spouse will be
eligible for benefits for 20 years from the
effective date of the rating or date of
death.
A VA Survivors Pension offers monthly
payments to qualified surviving spouses and
unmarried dependent children of wartime
Veterans who meet certain income and net
worth limits set by Congress.
Can a widow receive Social Security and VA
benefits?
SSDI and VA disability compensations are not
affected by each other, so you may be
eligible to receive both. However, you must
apply for them separately. It may be
possible to also qualify for SSI, depending on
income and resources.
How much does a military widow get?
If you’re the surviving spouse of a Veteran,
your monthly rate would start at $1,612.75.
Then for each additional benefit you qualify
for, you would add the amounts from the
Added Amounts table.
How much does a military widow get?
If you’re the surviving spouse of a Veteran,
your monthly rate would start at $1,612.75.
Do veteran widows get money?
A VA Survivors Pension offers monthly payments to
qualified surviving spouses and unmarried
dependent children of wartime Veterans who meet
certain income and net worth limits set by Congress.
Does a widow get her husband’s VA disability?
Unfortunately, your spouse cannot receive your VA
disability compensation after you die. However,
they may get a monthly allowance if they qualify for
Dependency and Indemnity Compensation.
If you lived in government housing, VA might also
allow them to stay in residence for
up to a year.
Can I add my wife to my VA health benefits?
You can quickly and efficiently add your spouse or
child to your compensation award by
following an easy, step-by-step process on
www.ebenefits.va.gov. Filing online using
eBenefits gives you a faster, and in some cases, a
same-day response. That means your
payments can.
What is the most approved VA disability?
Here Are The Top Ten Most Commonly Approved VA
Claims:
Tinnitus.
Hearing Loss.
Limitation of Flexion, Knee.
Post-Traumatic Stress Disorder (PTSD)
Lumbosacral or Cervical Strain (Back Pain)
Scars, General.
Paralysis of the Sciatic Nerve
Limitation of Range of Motion of the Ankle.
SAVING 35% — CUTTING DEBT 35% — EARNING 35% MAY 2025 – APRIL 2026
SAVING 35% — CUTTING DEBT 35% — EARNING 35%
BEFORE THE PANDEMIC CORONAVIRUS COVID-19 CRISIS THE SAVING RATE WAS LESS THAN 10% FOR THE AVERAGE AMERICAN. SOME ARE SAVING MORE AND SOME LESS.
AS FOR DEBT, THE FEDERAL RESERVE, THE FEDERAL GOVERNMENT AND CORPORATE AMERICA ARE OUT OF CONTROL. DEBT DEBT AND MORE DEBT.
STARTING A HOME-BASED BUSINESS IS THE SOLUTION TO EARNING AN ADDITIONAL 35%.
TO AVOID THE HIGH INFLATION CUTTING SPENDING IS A SOLUTION ALSO.
THE MORE ANYONE HAVE THE BETTER OFF EVERYONE IS. IT IS ALL POSSIBLE FOR ANYONE. LOTS OF BOOKS GIVE ANYONE WHO CAN READ, OR EVEN LISTEN TO AUDIO BOOKS CAN ACHIEVE WEALTH
IT IS NOT DIFFICULT. IT IS JUST TRYING TO ACHIEVE THIS AND MAKE SMALL STEPS.
BUILD OVER TIME ON YOUR SMALL ACHIEVEMENTS, IT HAS WORKED FOR MILLIONS AND CAN WORK FOR YOU.
VALUE OF CUTTING SPENDING DISPOSAL INCOME
Your disposable income is necessary if you want to decrease payments to your creditors when you can no longer afford the common contractual payments.
Debt management companies use your disposable to work out what you can sincerely afford to repay your creditor commitments.
Below we have explained how to work out your disposable income for yourself should you need to reduce your debts without contacting a debt management company – that being said we would imagine a debt management company would get a better response from your creditors as they are under no obligation to accept any new payment arrangements and putting this to them through a debt management company will normally yield better results.
Work out your income.
You will need to work out your income as most creditors will prefer to have regular monthly payments.
The basic to working out your income is not to take the lowest or highest amounts you might get each month but relatively an average of what your normal take-home pay would be.
This can be easily done by adding up your last 6 or 12 wage slips and dividing the total by the number of wage slips you added together. For example, if you added together your take-home pay for the last six months you would divide the total amount by 6 to give a normal monthly average of your take-home.
Work out your committed outgoings
Your committed outgoings are what you need to pay each month. With things like your phone bill or water bill which you may be paying quarterly simply divide your normal quarterly bill by 4 to get a monthly allowance.
After you have added all these together, which will ensure you, have made allowances for the essential living costs we can deduct this from your monthly take-home pay. What’s left is your disposable income and what you can genuinely afford to pay your creditors. MAKE MONEY NOW
What amount of my disposable income should my creditors get?
Your disposable income should be spread around your creditors on the basis that whoever you owe the most to get paid the most. This is normally referred to as payment pro-rata, which can be worked.
First, we need to work out what percentage of the total debts you owe to each creditor. To do this you would simply take the amount owed to the creditor, divide by the total owed and multiply by 100.
Doing things this way means each creditor would receive a payment based on the percentage of how much you owe them and how much you can afford to pay which is the fairest way of spreading your disposable income around your creditors.
MORE INCOME FOR RETIREMENT
CUT SPENDING IF I CAN SPEND LESS I CAN HAVE MORE. THIS IS A GREAT BEGINNING FOR SUCCESS. SO, IF YOU FEEL LIKE CLICKING ON ANY BOOK, READ AND ENJOY THE NEWFOUND FREEDOM THAT COMES WITH HAVING MORE. DON’T WAIT–DO IT NOW MAKE MONEY NOW
PAY OFF/DOWN DEBT
CUTTING SPENDING IS A BIG DEAL NOW THAT INFLATION IS SO HIGH. CUTTING DEBT WHILE BUILDING A SINKING FUND FOR UPCOMING EXPENSES IS A WIN-WIN FOR A BUDGET WITH SAVING IN MIND.
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