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SUCCESSFUL BUSINESS PEOPLE LISTEN AND LEARN WHEN TIME TO READ ISN’T POSSIBLE
STARTING A BUSINESS — FREE GUIDES/PAMPLETS/BOOKLETS — SHARE WITH FAMILY, FRIENDS, CO-WORKERS
Make a Living with Blog writing: How to write Blog Posts that Clients
Pay for and where to find Clients – a Beginners Guide
Starting a Business: Now in Creative Job as Passive Income Idea:
Inspirational Business Author to Being a Writer & Make Money from Home.
Stop Overthinking: 8 Power habits that change your mind.
Stand Alone, Inventor!: And Make Money with Your New Product Idea!
by Lee Publishing
Kindle Wireless Reading Devices (6″ Displays U.S> Wireless by Amazon
Kindle Publishing For Absolute Beginners: A Step y Step Guide on
How to Build a Steady Passive Income Stream as a Kindle Direct
Publishers.
GENERATION MILLINEALS — “TAKE THIS JOB AND SHOVE IT” IS A COUNTRY SONG (NOT A BEST PRACTICE)
“Take This Job and Shove It” is a Country Song NOT a Best Practice
HOW CAN I START MY OWN BUSINESS WITH NO MONEY???
Quitting a job is a choice that successful people often have to make. This article gives some helpful tips on how to leave a job without leaving a bad impression. Don’t burn a bridge when you are building your career.
Success, Career, Life Management, Achievement
“Find a job you like and you add five days to every week.”
-H. Jackson Brown, Jr.
Sometimes it’s an easy choice to leave a company. However, one of the most important choices that you can make in your career is to leave your current employer in the right way. Like any other relationship, there are faults and virtues with every company. At the end of a relationship, people tend to focus on the faults.STARTING A BUSINESS FROM SCRATCH
BREAKING UP IS HARD TO DO
When you leave a company, it is like breaking up with a boyfriend or girlfriend. Regardless of how you do it, there will still be emotions. The longer the relationship, the deeper the feelings.
Keep this in mind during the separation. People express their emotions in different ways so be prepared to respond with compassion.FREE BUSINESS INFORMATION
IT’S A SMALL WORLD
I’ve learned first hand not to burn bridges. In fact, I was hired by my former boss within two years of leaving the company. Continue reading “GENERATION MILLINEALS — “TAKE THIS JOB AND SHOVE IT” IS A COUNTRY SONG (NOT A BEST PRACTICE)”
BUSINESS SUITS, PROM SUITS, OR LEISURE SUITS
DRESSING FOR SUCCESS – FIRST IMPRESSION IN BUSINESS MAY DETERMINE YOUR SUCCESS
FASHIONS FOR ALL OCCASIONS. LOOKING YOUR BEST, FEELING YOUR BEST
STARTING A BUSINESS – GENERATION XYZ —YOU MAY HAVE A SUCCESSFUL BUSINESS IDEA
You May Have A Successful Small Business Idea
You surely know that a small idea can lead to a great business success. The first movement is to think of an idea that would be suitable for the business market. After coming up with the idea, the next step is to put that idea into action.
Of course, this is a very difficult step and having the idea is only the start of the journey. After that you will have to face many obstacles before being able to carry on with your business project. This is just the beginning of this proc…
business
You surely know that a small idea can lead to a great business success. The first movement is to think of an idea that would be suitable for the business market.
After coming up with the idea, the next step is to put that idea into action. Of course, this is a very difficult step and having the idea is only the start of the journey.
After that you will have to face many obstacles before being able to carry on with your business project. This is just the beginning of this process and there is a lot of questions you will have to answer before even start.
Some of the main aspects you have to concentrate on when you have business ideas are the abilities and gifts you can pour into the business. It is very important for you to be identified with your business project.
Those ideas should be based on activities and actions you take pleasure in doing. For example, if we suppose that you dislike working in the open, landscaping business would not suit you.
On the other hand, if you like working with children, setting up baby-sitting or tutoring business would be an excellent idea.
In this case, without any doubt you business will be more successful because you will have put your mind, effort and also your heart on it.
Another vital step is to analyze the needs of a specific product or service in your region before setting up your business. Do people of your area need your product? Are there other business like the one you are planning to start?
You should ask yourself whether or not you are the only one offering that service or product. If you are not, you will have to analyze the competence you will have to face.
You have to think whether the service you are offering is one that customer would repeat, or if it is a one-time specialized service. Obviously, the former are more likely to succeed than the latter.
There are other aspects you have to take into account. These aspects are described below:
– One of them is that if the idea is unique, you will reign the market. But if there is much competition, it will be difficult to enter into the market.
– A second point would be if you can offer quality from the very beginning, otherwise, you won’t succeed.
– Finally, you have to think about your capital to start your own business. There are many business ideas that require little investment and bring great profit.
Some demand research, such as daycare service, and others need a large amount of money to begin the business. So take this recommendation into account before investing all your money in a small business idea.
AN ULTIMATE GUIDE TO COLLEGE SCHOLARSHIPS
The ultimate guide to college scholarships: For High School
Seniors, College Students, and Music Majors
Nearing the end of your high school journey? You must be
stoked because let’s face it, going to college is exciting. One
thing that might interfere with your excitement is the cost
of college. Fortunately, scholarships are there to ease your
journey through college by aiding you financially. So, whether
you are a hardworking student or an aspiring musician,
scholarships help ease your financial burden so you can focus
on more important matters i.e. education and growth.
Many types of scholarships are available for high school juniors
and college students. If you dream of taking the stage or
joining a marching band and are in financial need, you might
find a scholarship that’s tailored to your needs.
Types of Scholarships for College Students
Here are the different types of scholarships offered to college
students.
Merit-based scholarships
National Merit Scholarship and the Gates Millennium Scholars
Programs are examples of scholarships offered to students to
reward them for their outstanding academic achievements.
Need-based scholarships
These scholarships are offered to students who demonstrate
financial need. Examples of need-based scholarships include but
are not limited to Federal Pell Grant and The Jack Kent Cooke
Foundation Scholarship.
Specialized scholarships
Specialized scholarships cater to the needs of special
groups of students who want to excel in their
respective fields. The scholarships often require
essays or projects that showcase your passion.
Scholarships for high school seniors and college
students
Here are the most popular high school seniors and
College students 4-year college scholarships that
award students based on their academic achievements
and needs.
National Merit Scholarship
This is a general scholarship that is offered to every
college student. Every student who meets the
requirements for this scholarship stands a chance to
secure a high-yield scholarship that can pay the dues.
This scholarship rewards students who excel in their
studies and standardized testing.
How to apply?
Here’s how to apply for the National Merit Scholarship.
During your junior year of high school, take the
PSAT/NMQST to be eligible for this scholarship.
Qualify as a semifinalist by scoring in the top 1% of
your state.
Apply for the final standings and submit your essay,
high school transcript, and SAT or ACT scores.
Finally, submit the letter of recommendation from
the principal of your high school.
Requirements
To avail of the National Merit Scholarship, you must;
Be a citizen or legal resident of the U.S.
Have an excellent academic record with a 3.5+ GPA.
Prepare an outstanding personal essay to showcase
your future goals.
Gates Millennium Scholars Program
This program is for outstanding minority students
who have excellent academic records and demon-
strate a need for financial aid. The scholarships
offered by this program covers all the expenses at
an accredited college or university.
How to apply?
To apply for the Gates Millennium Scholars Program
scholarship, you have to;
Visit the Gates Scholarships website and fill out the
online application.
Submit a high school transcript, two letters of recom-
mendation from your institute, and an impressive
essay that depicts your future career goals.
Verify your financial need by providing the Free
Application for Federal Student Aid or FAFSA report.
requirements
Here are the requirements for the Gates Millennium
Scholars Program scholarship.
You must be a minority student i.e. African-American, Native
American, Hispanic, or Asian.
You must have a minimum GPA of 3.3.
You must demonstrate leadership through volunteer work,
extracurriculars, or community service.
Coca-Cola Scholars Program
This scholarship awards over 150 high school seniors who
demonstrate excellent academic records. The Coca-Cola
Scholars
Program scholarships are available for high school students
and awards over $20,000 per student.
How to apply?
Here are the steps to apply for the Coca-Cola Scholars
Program scholarship.
Visit the Coca-Cola Scholars Foundation website and
submit an application before the last date.
Provide the required documents such as a letter of recom-
mendation and high school transcripts along with
a personal statement.
Participate in the interviews and qualify as a semi-finalist
requirements
To be eligible for this scholarship, you need to;
Be a high school senior.
Be a U.S. citizen.
Have a minimum GPA of 3.0.
Scholarships for Music Majors, Concert and Marching Band Members
If you love music and want to pursue a career doing what you love,
good news! Many colleges, universities, and other organizations
offer various scholarships for students who are enrolled in music
programs or participate in concerts or marching bands. These
scholarships identify dedicated, hardworking, and talented
music majors and band members and offer financial aid to those
most deserving.
Here are the most popular scholarships specific for music majors,
concert and marching band members.
National Association of Music Merchants Scholarship
The NAMM scholarship identifies exceptional students of music or
those involved in music programs. This scholarship aims to
financially aid promising, aspiring, and dedicated music students
through colleges or universities.
How to apply?
here’s how to apply for the National Association of Music Merchants
Scholarship.
Visit the NAMM Foundation website and fill out the application
form for the scholarships.
Provide a letter of recommendation and transcripts.
Submit a personal statement that demonstrates your commitment
to music education.
Requirements
To be eligible for the NAMM scholarship, you must;
Be a music major or enrolled in a music program.
Be a U.S. citizen.
Have a minimum GPA of 3.0
Berklee College of Music Scholarship
Berklee College of Music is one of the most prestigious music institutions
in the world. It has a long history of nurturing talented musicians. It
offers a wide range of scholarships for students in music education.
All the full-time students of this institute are eligible and
automatically enrolled and considered for all the scholarships.
How to apply?
Here’s how to apply for admission to Berklee College of Music.
Visit the official website of Berklee College of Music and fill out
the online application form for admission.
Provide letters of recommendation, portfolio, transcripts, and
additional materials.
Appear before the Berklee admissions team for the live audition
or interview.
Requirements
Here’s what’s required for the Berklee College of Music Scholarship.
Active participation in campus music performances and events.
Maintain a minimum GPA of 2.5 throughout the program.
University of Michigan Marching Band Scholarship
As the name indicates, this scholarship is for students who
actively take part in the activities of the University of Michigan
Marching Band. The scholarship helps marching band member
students get through the program without facing financial problems.
How to apply?
Here is how you can apply for the University of Michigan Marching
Band Scholarship.
Audition for the marching band of the university and become a
member before the fall semester.
Using the band credentials, apply for the scholarship on the official
website of the university.
Requirements
To be eligible for the University of Michigan Marching Band
Scholarship, you need to;
Be a student at the University of Michigan.
Be a member of the marching band.
Maintain a minimum GPA of 2.5.
Tackling the Process of Application for Scholarships
Many or most of the students that deserve scholarships
don’t even know if these scholarships exist and if they do, they
find the application process for these scholarships daunting. But
don’t worry, it can managed with a bit of organization.
Here are a few tips to help you tackle the process step-by-step.
Start your search early
To catch the scholarships in time, you need to start searching for
them early. Utilize different databases that provide information
about various scholarships such as Fastweb or college board.
Find and apply for the scholarship opportunities that match
our qualifications and requirements.
Prepare the necessary documents
Most of the applications for scholarships have the same requirements
when it comes to gathering the necessary documents. So, it is wise
to gather your transcripts and letters of recommendation in advance.
You may also need a resume that depicts your academic achievements,
extracurriculars, and community work. Write a compelling essay or
personal statement that highlights your future goals because you will
need it.
Make a spreadsheet
Keep track of all the scholarships by marking their deadlines on the
calendar or a spreadsheet so you don’t miss out on any of them.
Tailor each application accordingly
Avoid sending out the same application for every scholarship. Instead,
take a look at the requirements and tailor your application. Tweak
your essays and personal statements to create an application that
favors your interests. You may also need to submit audio or video
recordings for music scholarships, make sure they are of high quality.
Conclusion
Scholarships can prove to be the golden ticket for all your financial
problems during your journey through college. If you secure a good
scholarship, you will ensure a debt-free college experience. High
school seniors and college students have countless options available,
all you need is to look in the right place. Even if you are simply a
part of a marching band or majoring in music, you can find many
scholarships that are tailored to your needs. So, do your research,
make a list of all the scholarships that you qualify for, and apply for
the ones most suitable.
DRESSING FOR SUCCESS AND ALL OCCASIONS
GENERATION Y—THE POWER OF YOUR SUBCONSCIOUS MIND AND MORE!
ROAD TO SUCCESS: THINK AND GROW RICH, AS A MAN THINKETH, TAO TE CHING, THE POWER OF YOUR SUBCONSCOUS
MIND AND MORE!!!!!! BY OREGAN PUBLISHING
LAW OF ATTRACTION; SCARCITY NO MORE : POWERFUL TECHNIQUES & STRATEGIS TO DEVELOP AN ABUNDANCE
MINDSET
Poverty and being poor : are they the same thing?
There’s a common notion about poverty and being poor. So many persons believe them to be the same thing. But as a matter of fact these are two different things, they mean different things and represent different things. Pay attention and I’ll break them down for you to understand properly.
POVERTY (to live in poverty).
Poverty and being poor are actually states of mind. Each of them is depends or relies solely on how you see the world that you live in now. Poverty is defined as a mindset that showcases helplessness giving you this sense that there’s nothing you can do about your current financial situation at all.
For instance, there are people who depend on government programs to survive, now if these person’s earn enough money such that they no longer qualify to receive from any of these programs, they tend to mourn their handouts which is being taken away than the financial freedom they just gained.STRATEGIS TO DEVELOP AN ABUNDANCE MINDSET
Someone in poverty tends to make financial and work choices that will always limit their income in order to continue to just receive this free money and services from government.
People living in poverty usually feels they are owned certain money in life. They always have this believe that they should be able to do anything they want in life and still have these needs taken care of by another person. That’s poverty.
A good example is a lady who caters for her family and although she doesn’t make enough money. She somehow goes to the store every day to buy expensive food even when technically she can’t afford it.
She buys well decorated cakes for her kids birthday and eat out almost every day.
Now, She can’t afford to really do any of these things she does but when you ask her why she does them, she will simply go out of her way and tell you that she “deserves them” because of the sacrifices she makes in her life.
This is the poverty mentality.
Even though there’s not enough cash to do somethings, you still do them anyway just because you deserve them.
There is usually no way out for anybody with poverty thinking because they keep sabotaging their own possibilities for improvement and success.
POOR: Being poor.
Now we can talk about the difference between poverty and being poor. The major difference between this two is that any one who is poor acts poor. Someone living in poverty can go ahead and buy things they don’t really need, things they can’t afford and end up hurting their financial capabilities in order to feel good. That person who is poor will never buy what he cannot afford. Why you might ask? Because they simply don’t have money to buy it then!
Poor people easily recognize that they are indeed poor now, cashless and this helps them behave in a quite responsible manner.
A poor person usually appreciates their state or condition and tries their best to leave that state. Dont mistake it, when i say “appreciate” I mean that they respect their lack of money and what it means to their life just like they would respect fire related properties and what it can do to ones life.
Let’s picture it like this; imagine telling a child not to touch a very hot stove because it can burn. Now someone in poverty will actually feel justified claiming they have the right to indeed touch the stove if they want to. Thinking like this means they get burnt alot.
A poor person realises the power and strength of this stove and indeed stays clear.
It’s just like deciding to buy a 12 pack of coca cola from a grocery store. To a poor person, this is not a necessity, it’s just a luxury which they stay away from. They sacrifice some of their wants and stick only to their needs. Continue reading “GENERATION Y—THE POWER OF YOUR SUBCONSCIOUS MIND AND MORE!”
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5 STEPS TO BUILDING WEALTH TO ENJOY FOR GENERATION X AND TO PAST IT TO THE NEXT GENERATION — MILLINEAS
Create a website for your blog or business today. Shared Hosting starts at just $1.99/month and includes a free domain, free SSLs, free website builder, and more!
If you’re earning less than twenty dollars per hour. This article is for you.
Living on one income and saving the second one. This is key to building
wealth. If only one income in the household, then definitely additional
school to advance to a higher pay scale.
Thus, saving the additional income. Starting a part time business may also
be the solution. In the meantime, careful spending and budgeting still allows
one to have more disposal income and savings.
Generation X has amass substantial wealth. The key is to continue amassing
wealth and passing it to next retirement plan as well as careful estate planning.
enough to retire and live off while leaving substantial inheritance to children and grand-
children even great grandchildren.
Rich Kids. Broke Kids: The Failure of Traditional Estate Planning- Kindle
Edition by J. Ted Oakley
Pinch Like You Mean It! 101 Ways to Spend Less Money Now — By Dr. Penny Pincher
Kindle Wireless Reading Device (6″ Display, U.S. Wireless by Amazon)
The Modern American House Wife Book # 1: Home Economics — by Abundant Publishing
If you’re unemployed, please sign in at your local state employment office.
As inflation continue to rise in 2022 it will be an extreme hardship on anyone
that unemployed or earning less than $20.00 per hour.
PLEASE LEAVE A COMMENT. BOOKMARK, TWEET IT TO YOUR SOCIAL MEDIA FRIENDS.
WHY CUT SPENDING NOW??? (INFLATION)
Why cut spending now??? Inflation is above 8% and climbing.
The Federal Reserve has raised interest rate in an effort to slow the
economy and bring inflation under control. If the Federal Reserve succeed
then products you plan to purchase now will be cheaper.
$
Why cut spending now??? Budgeting/Budget is another way to fight
inflation. Monitoring where your money going/controlling expenses is another
why to fight inflation.
$$WEALTH STARTING BUSINESS ON A SHOESTRING BUDGET YEAR 2023
Caution rather than a great regret in this inflation crisis.
Keep in mind the Federal Reserve policies will take time to get
inflation under control. In the meantime start your own financial control plan.
With modern communication technology comes the popularity of
information-based marketing, which is one of the oldest and most effective
techniques in getting targeted prospects to sites and converting them into.
This is why article writing, submissions and publications are also getting popular.
internet business plan, small business advertising, business newsletter, business
location, business competitors, business website, search engine optimization,
ay-per-click marketing, business marketing tips
To all writers and non-writers out there, now is the time to start digging up
those creative writing skills back.
With modern communication technology comes the popularity of information-based
marketing, which is one of the oldest and most effective techniques in getting
targeted prospects to sites and converting them into buyers.
This is why article writing, submissions and publications are also getting popular.
There are already many tools that people can use to make the process of
their article.
Though this is invaluable in getting the contents more exposure, which is only
half of the story.Let us take a look first at the common mistakes that some
people make before submitting their contents to article directories:
1. Confusing the reason to promote the articles with the reason to write them.
In article writing, there are three key benefits why you are promoting them;
branding, lead generation and promotion, which are all part of your
optimization efforts.
But there is only one reason why you write an article, and that is to inform
your audience. If the article is not focused on this primary and most important
purpose, it will fail to achieve the three promotion benefits because no one will
be interested in reading them.
You need to figure out first how to get people to read what is in your article,
then make them click on your resource box. You can achieve this by producing
better contents.
2. Failing to maximize the promotional opportunities of article marketing.
You may know already that your articles can help you generate additional links
back to your site.
But do you know that you can get more visitors and better search engine results
from that same articles?
Mention keywords at strategic places. Just be sure not to overdo them.
Some are even using anchor texts which is also an effective method. But it is
important to know that majority of the directories are not able to support this.
Remember that is not only about the links back to your site. Part of doing well in
your article marketing is getting picked up by publishers with a large number of
audiences and gaining the ability of leveraging other brands because of the
quality of your work.FINANCIAL FREEDOM — HAVE YOU THOUGHT ABOUT STARTING A BUSINESS???
Better search engine results also are great benefits.
But these things do not put much money in your pocket. There are other factors
that can turn your article marketing efforts into an opportunity that can boost
your earnings. Not just increase the number of visitors to your site.
Start out with a plan and see to it that your article will serve the function that you
intended it to have.
3. Publishing content that does not help your readers.
Maybe in the process of writing articles, you are thinking that all that is you
wanted is links back to your site. And any visitors it can generate are fine.
Guess what? Not all article banks and directories are going to accept your
content automatically. Oftentimes, they have some guidelines and specifications
on the articles that they are accepting.MAKING MONEY FROM THE INSIDE OUT — BUILDING WEALTH AND FINANCIAL FREEDOM
You can double the number of sites you can submit to by writing articles that
the directories want to share with other people.
All it takes is one publisher with a hundred thousand readers to increase your
potential audience overnight.
Write the articles that publishers want in their publications if you want your article
marketing to work the most effective way for you. This also means you have to
obey the standard guidelines, spell checks, researching on a good topic and even
hiring a writer to produce a good content on your behalf.10 CRITICAL BUDGETING STEPS TO FINANCIAL FREEDOM
In the end, it is all really a matter of choice on your part. You can start getting a
little exposure from increased links back but on a very basic level. Or enjoy massive
exposure from a little extra time making quality contents.
It will be your choice. You may not be aware of the fact that an article submitted on
directories is not meant to have the same level of exposure as highly-targeted
content ones geared on a narrow group of people.
Learn the difference between these two and it will surely help you know what kinds
of articles to write .10 CRITICAL BUDGETING STEPS TO FINANCIAL FREEDOM
SET DAILY GOALS
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Set daily goals.
This is very important, as it will give you a challenge for the day. Something you need
to work to meet up to. A daily standard. Once you have this goal set out every day you
won’t find it hard to work. You will always strive to meet your daily target no matter
what.
Getting the training for the job and staying motivated daily to do the job.
Starting a new job can be very challenging for anyone. It’s never an easy experience, in
fact, the whole process is very tedious. From job searching, job applications, and
interview to starting the job itself. Most jobs require additional training before one is
hired. These trainings are usually things you weren’t familiar with before but can help
you start up the job with much ease once learned.
Apply for the job training with the mindset that this is what you’re going to be doing for a
long time.
STARTING A SUCCESSFUL BUSINESS
Pay good attention to the training lessons and try to practice anything learned immediately.
Make additional research on the job descriptions so that you won’t be lost in the training.
At least you will have good knowledge of what is being taught. One common mistake people
make when they go for job trainings is believing they know it all already. Swallow your
ego/pride and bend low to learn during job training. After the training, you’re good to go.
Staying motivated daily to do a job.
Motivation to work is something that can be very hard for a lot of people. Over time, we tend
to lose interest to do a particular work because we no longer find a reason to go on. Below
are ways to stay motivated daily to do your work.
1. Don’t think about your work as hard.
Try to see it as something you need to do to make a living. Without it, you won’t eat or
pay bills. Seeing it as hard work will only make your daily bread harder to come by.
2. Set daily goals.
This is very important, as it will give you a challenge for the day. Something you need
to work to meet up to. A daily standard. Once you have this goal set out every day you
won’t find it hard to work. You will always strive to meet your daily target no matter what.
3. Learn to celebrate/reward success.
When you reach milestones, celebrate them. Reward yourself and/or colleagues. Let your
celebrations motivate you to work harder for the next milestones. Rewards and celebrations
are well known to motivate even the worst of us to try and do better in our tasks.
4. Read daily.
Learn to read daily, and pick a chapter or couple of pages to complete before the day’s end. Read it
whenever you’re free (less busy) from your work. Once you make this a habit, you will be highly
motivated to work daily because there’s always a great read awaiting you at the end of your work.
MAKING MONEY FROM THE INSIDE OUT — BUILDING WEALTH AND FINANCIAL FREEDOM
Making Money from the Inside Out
It is a well-understood axiom of the business world that there are two ways to improve the bottom line of the business. Stated simply, those two ways are to make money or to cut costs. Now no business can cost cut their way to profitability.
But by the same token, waste and excessive internal costs for any business can eat away any profits that business is enjoying. So to get ahead in a competitive business environment, both methods must be employed.
When a business turns its eye to cost cutting, there is a stated or unstated business objective that the business owners will discover significant bleeding of revenues that are going on within the systems of doing business.
So if those systems can be improved to eliminate that waste, the business would literally make money from the inside out because the overhead of the business would drop so dramatically.
The usual progress of such a cost saving campaign by a business is to find “the low hanging fruit” first. By that we mean that in order to satisfy the demands of management, middle management will identify superficial savings in hopes of satisfying the requirement.
Hence switching from disposable cups to mugs or cutting back on break room amenities often go on the chopping block first.
Sadly, while there may be some superficial savings to be found in such places, the significant introduction of efficiencies for any business lie at a deeper level and take a more in-depth process of locating problems with how things get done internally.
The methodology of finding these “money pits” within a business is often called “Process Improvement.”
The concept of process improvement is to diagram a particular business process from inception to completion and document the stages it goes through, the handing over of authority for the process and to pin point places where inefficient methods are causing excessive cost in executing that process en route to the final stage of process completion.
Routinely, the areas of business structure that most often identified as being candidates for a process improvement examination are…
* Excessive overhead between departments. Departments within a business are notorious for taking on the atmosphere of a fiefdom and becoming resistant if not suspicious of other departments in the same company.
When that happens, department managers will introduce paperwork and unnecessary processing to cause “work” to move to his or her department from another or for completed jobs to continue along their path.
This excessive overhead can be costly at the department level and bog down the business as a unit enough to actually reduce the profitability of the organization.
* Communication problems. A business process moves through the organization as each department or entity adds value to the process through to the completion of the job.
However if communications between departments or people along the process chain are flawed, a process can grind to a halt and wait for hours if not days before the missed communication is discovered and the work is put into the cycle to be completed. This slow down or break down in communications can be a tremendous drain on the company.
To correct the problem, modern tools of communication should be reviewed so each significant person along the chain is quickly made aware of work that needs to be done and can signal to the next agent that their step is complete and that the process is moving to the next stage.
* An inefficient IT infrastructure. Out of date computer programs that are not integrated with each other cause needless work to be done to take data from one system and moving it into the next computer program only to be entered again at the next stop along the chain.
Standardization and integration of data and systems will introduce huge efficiencies to the process.
By streamlining the process of moving a business requirement from inception to conclusion, we can remove much of the inefficiency and waste that has become inherent to that process.
We can introduce up to date integration designs both at the IT and process level to quickly move the process from one department to the next upon completion.
The outcome is a streamlined organization that is no longer “bleeding money” due to inefficiencies and as such is making money “from the inside out”.
CUTTING SPENDING SPENDING MONEY YOU DON’T HAVE YEAR 2023
href=”https://www.TreasuryDirect.Gov”>https://www.TreasuryDirect.Gov
OFFICIAL SITE OF THE UNITED STATES TREASURY
Cutting spending starts with stopping spending money you have and that you’re
spending money on things you don’t need. Credit card debt has reached
If you’re willing to budget then you can cut debt, and build a cash reserve.
Budgeting starts with overcoming the dislike of budgeting your income. Overcoming
being told what you can afford and what you need to save for can be frustrating.
Yet, step 1 can be as simple as writing down what your income is, weekly, monthly,
and yearly. If Americans cut spending by 10% and pay that amount for one year, credit
card debt will BE 93 BILLION dollars less. At an average of 19% interest rate, this
will save the American consumer 18 Billion starting in 2024.
What do you mean by budgeting?
Image result for budgeting
Budgeting is the process of creating a plan to spend your money. This spending plan is
called a budget. Creating this spending plan allows you to determine in advance whether
you will have enough money to do the things you need to do or would like to do. Budgeting
is simply balancing your expenses with your income.
What is Budgeting and Why is it Important?
What is the best budgeting method?
The 50/30/20 rule is an easy budgeting method that can help you to manage your money
effectively, simply and sustainably. The basic rule of thumb is to divide your monthly
after-tax income into three spending categories: 50% for needs, 30% for wants and 20%
for savings or paying off debt.
How much credit card debt is in the US?
Total credit card debt reached a record $930.6 billion in the fourth quarter of 2022,
according to the latest credit report from TransUnion. As balance rise, so have
delinquencies, which is “something to watch,” says TransUnion’s Michele Raneri.
https://www.Benefits.Gov THIS IS AN OFFICIAL
SITE OF THE UNITED STATES GOVERNMENT. YOU’RE BE SUPRISED AT ALL THE GOVERNMENT
PROGRAMS THAT IS AVAILABLE TO AMERICANS. SHARE THIS INFORMATION WITH THOSE WHOM CAN
BENEFIT FROM ALL THESE PROGRAMS.
- Google’s Applied Digital Skills. Google. …
- Udacity’s How to Build a Startup. …
- Alison’s Career Strategy. …
- University of Washington’s Introduction to Public Speaking on Coursera. …
- Alison’s Introduction to Job Search Skills. …
- HubSpot’s Inbound Marketing Course.
SETTING OBJECTIVES AND DAILY ACTIONS PLANNING TO REACH YOUR OBJECTIVES
SETTING OBJECTIVES AND DAILY ACTIONS PLANNING TO REACH YOUR OBJECTIVES
Planning is the base of execution and it is practically hard to accomplish
anything without it.
Serendipity does exist but it doesn’t happen to everyone! You need plan for
everything that you do in your life, even for a normal day that you spend.
You setup alarm to wake up in the morning so that you can hit gym at this
time and reach office by this time and so on and so forth!
Therefore, it is of prime importance to develop a plan to reach your objectives.
We all are living on this planet with some objective.
The trick of achieving objectives is to focus and put in steps in place to achieve them.
This can only happen once you identify what is important and worth your
time and effort!
Find enjoyment in setting goals
Objectives set the pulse of your life. You live to achieve them!
They vary from person to person and can be short or long term.
It can be starting your own business, building wealth, becoming rich or could
be short term like losing weight, attaining promotion in your existing role etc.
If you don’t know how to set goals then you should follow SMART technique
which stands for Specific, Measurable, Actionable, Achievable, Result Oriented
and Time bound.
Your objectives should be SMART for you to head towards them.
If your goals don’t excite you to achieve them then they are not set correctly.
Your objective will excite only if you are looking forward to the results!
Modify your daily actions to include activities that will lead to your objective
You gradually head towards your goals. You never achieve them overnight. Hence
it is necessary to devise the daily action to reach your objectives.
For instance, if your objective is to lose 10 kgs in two months then you must start
with your diet plan and exercising schedule.
Daily routine will help you achieve them. Create the roadmap and then start
following it. A cheat day means extension and delays to your objectives, so do
those misses, only if you have an appetite to delay!
Strategic and not tactical solutions
It is ok to resort to tactical fixes in the short run especially when you have a
strict deadline. But in long run, tactical solutions never bear fruits.
You end up spending extra time and efforts for the results which are below
benchmark.
You should constantly work towards increasing the odds of success which can
only happen if you work towards it and get additional skill training wherever required.
This holds true in all objectives, it could be concerning your life, the project
that you are working on or anything which involves planning.
Hold yourself accountable
You are the owner and driver of your objective. Whether you are working for
yourself, your company, you should monitor regular progress of your goals.
This will help you in ensuring if you are on track of achievement or not. Every
Friday take a backward look at the week that passed and ask yourself if the
week was productive or unproductive.
If it was productive then you are reaching where you want to but if it was
unproductive, refocus on the goal and identify the blockers.
Identify what you need to incorporate additionally to cope up for the week
that passed.
How do I start being financially responsible?
Be Smart About Your Money
Develop a financial plan. Identify your long-term goals, establish a budget
and save regularly.
Save.
Build an emergency safety net.
Got a raise?
Build your credit and manage it.
Pay bills on time. …
Read the fine print. …
STARTING A BUSINESS
Things To Consider For Starting A Business
Are you planning to start a business? You must have a clear plan and strategy for achieving your
goals. Too often new entrepreneurs jump ahead without mentioning what they sell, how they sell it,
and to whom they will sell it.
Thanks to the internet, it is more straightforward than ever to start a business in the comfort of your
own home. Although it is not easy to be an entrepreneur, it is generally known that starting a project is
very rewarding. The hardest part is starting. So many people have business ideas that never leave their
notebooks. Others want to have a business, but they do not know where to start. These are the six
necessary steps for starting a business in 2024.
1. Get Online
First, if you start a business, you have to install it on the internet. The number of people buying online
is increasing every year. More than 3 billion people have access to the internet, and more and more
people connect every day. These are all potential customers. When your business is on the internet,
you can sell your products and services 24 / 7.
2. Get starting capital
Although the costs of starting a business in 2016 on the Internet are considerably lower than those of a
traditional company, you still need a little money to start an online business. The main reason why
most companies fail is the lack of capital. Provide a plan to make financial resources possible, whether
it concerns sales, your funds, or external investors.
3. Choose The Right Location:
Location plays a significant role in determining the success of your business. A wrong location can
jeopardize all prospects, and at the same time, the right one can build a strong foundation for a
fruitful venture. Therefore choose the location wisely. Discuss with people who have vast knowledge in
the industry that you have chosen. If you set up your business amidst your competitors, there are
higher chances of success, studies have shown.
4. Establish Your Unique Selling Proposition
What makes your company unique? The Internet is a big market, and when you start a business in
2019, you have to make a unique sales proposal (USP) for your product or service. Why would people
buy from you instead of someone else? If you do not know, how can you expect your potential
customer to know?
5. Know your ideal customer
No company can sell anything to anyone. You need to be clear about who your ideal customer is so
that you can create your marketing messages to attract them directly. What are their needs, wishes,
concerns, problems, or wishes? How can your products or services help them?
6. Implement a proven business model
Use a proven business model that will work in your market. If you do not have one, look at your
competitors and see what they do. Buy a business mentor that shows you how to grow your business
and move a potential customer to a customer. Very often you can learn a lot from people who have
preceded your industry. They can help you avoid pitfalls and make your path to success faster and
easier.
It may not sound natural to start a business, but if you have a passion and want to see it become a
successful business, it will take planning and organization. Use these tips to get started and build a
company you can be proud of.
Regardless of your age, education, technical skills, or qualifications, there are no specific requirements
for being a successful online entrepreneur. However, you will be more successful with a solid business
model to work from, clear direction, training, and support.