The leader of APEC setting the tone for the 2013 CEO summit with his opening speech.
Leadership is both a research area and a practical skill encompassing the ability of an individual or organization to “lead” or guide other individuals, teams, or entire organizations.
Specialist literature debates various viewpoints, contrasting Eastern and Western approaches to leadership, and also (within the West) the United States versus European approaches.
U.S. academic environments define leadership as “a process of social influence in which a person can enlist the aid and support of others in the accomplishment of a common task”.
What are the 5 characteristics of a good leader?
What are the 11 leadership traits?
What is the difference between leader and leadership?
Physical fitness in relation to vitamins and mineral supplements
Vitamins and mineral supplements play several important roles in the body. They assist in energy production, body building, repair and maintenance of body tissue, boost immune system, hemoglobin synthesis and general protection of the body.SUCCESSFUL LIFE CLICK NOW
These micronutrients are essential in the metabolism of food macromolecules (carbohydrates, proteins and fats) in the body. Although, vitamins and minerals are not themselves source of energy. But they help in transforming the chemical energy in food to energy for work.
During physical activities the metabolic rate of the body increases and vitamins and minerals help in regulating the metabolic pathways. The biochemical adaption of the muscle that takes during exercise requires micronutrients for building, repairing and maintaining the body mass.
Therefore, engaging in regular exercise will increase the use and loss of vitamins and minerals from the body. And as a result, there will be needs for greater intake of supplements so as to meet the demand of the body. The physical fitness of the body largely depends on the availability of vitamins and mineral supplements.
The most common vitamins and minerals that are essential for building and repairing the muscle include but not limited to the following: Vitamins C, D, E and B (B3, B6 and B12), calcium, iron, zinc, magnesium and β-carotene.
The B vitamins – these include vitamin B1, vitamin B2, vitamin B3, vitamin B6, vitamin B12 and folate. The B vitamins take part in carbohydrates metabolism and help to convert food into energy that you need for physical activities.
They help in the formation of red blood cells which supplies oxygen to the muscle. And they synthesize proteins responsible for building and repairing the muscle.
Vitamin C and Vitamin E – these two vitamins act as an anti-oxidant in the body. They help the body to quickly recover after physical activities. They also help to reduce muscle damage.
Calcium – is a mineral supplement that helps to build and maintains strong bones. Lack of calcium in the body makes the bones fragile and they can easily be fractured.
Vitamin D – this is responsible for the absorption of calcium in the body. Both vitamin D and calcium works together to help maintain strong healthy bones.
Iron – this is a mineral nutrient that is responsible for transporting oxygen round the body. During exercise, iron ensures that enough oxygen is supplied to your muscles. Lack of enough iron in the body may lead to tiredness and muscle may not perform maximally.
Zinc and Magnesium – Zinc and magnesium are both micronutrients. They are required by the body in small amount but perform important roles. They regulate the body metabolism ensuring energy.
In conclusion, physical fitness is connected to the availability of vitamins and mineral supplement in the body. It is important for you to maintain a healthy eating habit in order to stay healthy. Your diet can have effects on your physical performance.
Always eat variety of foods that are rich in essential vitamins and minerals.
What are the names of some women’s clothing brands?
What are the most popular women’s clothing stores?
What are the top online shopping sites for women?
>
When it comes to dressing up for fall, regional climate is something you need to put under serious consideration. For gorgeous beauties hailing from Far East, the fall season isn’t as crazy different than the summers for the most part.
Still, featuring the stunning super model Bella Hadid dressed up as an enchanting Arabian princess on the special fall issue of Harper’s magazine, made quite a bold statement about the changing trends of eastern fashion.
Buying a beach front property or a vacation villa may be easy for rich and wealthy but not for common middle class people.
he introduction of timeshare concept gave hope to those people who could not afford to buy a brand new vacation home.
That is one of the reasons why the timeshare industry has grown by leaps and bounds ever since its inception in the United States.
One of the aspects of a timeshare property that attracts most people is that they can have a wonderful vacation home without having to worry about its upkeep and maintenance.
But at the same time people have many misconceptions about timeshares. One of the biggest misconceptions is that they compare timeshares to regular real estate property and consider it as an investment option.
But in fact it should be thought as an investment in your dreams i.e. vacationing at a place where you want to go every year.
Investing in real estate could reap profitable returns but if you invest in a timeshare it may not be guarantee in fact you may end up losing money.
But what if you still want to buy it and you expect no profit from it but neither loss also at the same time. There is always one question in the minds of those people who are planning to buy timeshares.
Is it really worth buying a timeshare? To answer this question you have to go through an analysis of various factors.
An analysis should consider factors like comparable rent of alternative accommodation, appreciation of the timeshare property and your finance rate. How do you do it? Here is a simple calculation.
Consider the worth of your investment as profitability. The profitability should be a measure of the comparable rental rate, rate of appreciation and your finance rate.
If the sum of all these is a negative number then, assume that you are losing money in your investment. The rental rate is the ratio of the rent of that vacation property to the buying price of that timeshare.
Suppose if corresponding rent of that vacation timeshare is $1,000 and the buying price is $10,000 then the rental rate is 10%. Now if we include the annual maintenance cost, membership and all other miscellaneous expenses, if it comes around $500.
So the actual saving in rent will be $500 now and the rental rate will be the ratio of $500 to $10,000 which gives us 5%.
Now if we assume the annual appreciation of that property is 10% and the rate of our finances is 16%.
If we add rental rate and appreciation and subtract the finance rate you will end up with a negative percentage which means you are losing 1% every year compared to rent.
But this formula is only a rough calculation of the profitable of your investment and may not be accurate. This is just to give you a start up. The depreciation rate may vary and so as the finance rates.
The maintenance fees and other fees may also vary with different locations.
Some resorts have charge reasonable maintenance fee and other fees but some exorbitantly high fees.
So, this is also should be a factor in deciding which resort to choose, it is not a smart idea to pay unusually high fees when you don’t know whether you can utilize the property year after year and you may think of renting out the unit which is not a profitable proposition too.
Another good idea is to add up the cost of your timeshare for the entire year i.e. all fifty two weeks and see. For the above investment it may be around 520,000.
But, does the timeshare property cost that much if somebody wants to buy it as a real estate property. The extra money goes into the pockets of real estate developers who are selling the timeshare.
So carefully weigh in all the factors discussed above before buying a timeshare property.
If you assume that all Timeshare Condos consist of 2, 3, 4 bedrooms units, your
assumption is wrong.
Their are studios, l bedroom units, and units that have
separate bedroom with no door (privacy). By calling the resort you can be clear on
what your condo unit consist of.
Also, other questions like activites, area eating
places, car rental can be answer. This is for the beginner travel
BEFORE THE PANDEMIC CORONAVIRUS COVID – 19 CRISIS THE SAVING RATE WAS LESS
THAN 10% FOR THE AVERAGE AMERICIAN. SOME ARE SAVING MORE AND SOME LESS.
AS FOR DEBT, THE FEDERAL RESERVE, THE FEDERAL GOVERNMENT AND CORPORATE AMERICA
IS OUT OF CONTROL. DEBT DEBT AND MORE DEBT.
STARTING A HOMEBASED BUSINESS IS THE SOLUTION TO EARNING AN ADDITIONAL 35%.
TO AVOID THE HIGH INFLATION CUTTING SPENDING IS A SOLUTION ALSO.
THE MORE ANYONE HAVE THE BETTER OFF EVERYONE IS. IT IS ALL POSSIBLE FOR
ANYONE. LOT’S OF BOOKS GIVE ANYONE WHO CAN READ, OR EVEN LISTEN TO AUDIO
BOOKS CAN ACHEIVE WEALTH
IT IS NOT DIFFICULT. IT IS JUST TRYING TO ACHEIVE THIS AND MAKE SMALL STEPS.
BUILD OVER TIME ON YOUR SMALL ACHEIVEMENTS, IT HAS WORKED FOR MILLIONS
AND CAN WORK FOR YOU.
VALUE OF CUTTING SPENDING DISPOSAL INCOME
Your disposable income is necessary if you want to decrease payments to your creditors when you can no longer afford the common contractual payments.
Debt management companies use your disposable to work out what you can sincerely afford to repay your creditor commitments.
Below we have explained how to work out your disposable income for yourself should you need to reduce your debts without contacting a debt management company – that being said we would imagine a debt management company would get a better response from your creditors as they are under no obligation to accept any new payment arrangements and putting this to them through a debt management company will normally yield better results.
Work out your income.
You will need to work out your income on a monthly basis as most creditors will prefer to have regular monthly payments.
The basic to working out your income is not to take the lowest or highest amounts you might get each month but relatively an average of what your normal takes home pay would be.
This can be easily done by adding up your last 6 or 12 wage slips and diving the total by the number of wage slips you added together. For example, if you added together your take-home pay for the last six months you would divide the total amount by 6 to give a normal monthly average of your take-home.
Work out your committed outgoings
Your committed outgoings are what you need to pay each month. With things like your phone bill or water bill which you may be paying quarterly simply divide your normal quarterly bill by 4 to get a monthly allowance.
After you have added all these together, which will ensure you, have made allowances for the essential living costs we can deduct this from your monthly take-home pay. What’s left is your disposable income and is what you can genuinely afford to pay your creditors. MAKE MONEY NOW
What amount of my disposable income should my creditors get?
Your disposable income should be spread around your creditors on the basis that whoever you owe the most to get paid the most. This is normally referred to as payment pro-rata, which can be worked.
Owing to a total of 10,000 to 3 creditors with a disposable income of 200 Creditor A 5,000 Creditor B 3,000 Creditor C 2,000a Total owed 10,000
First, we need to work out what percentage of the total debts you owe to each creditor. To do this you would simply take the amount owed to the creditor, divide by the total owed nd multiply by 100.
Creditor A= 5,000 ÷ 10,000 (total owed) * 100 = 50% Creditor B= 3,000 ÷ 10,000 (total owed) * 100 = 30% Creditor C= 2,000 ÷ 10,000 (total owed) * 100 = 20% We then apply these percentages to your disposable income as follows.
Disposable income is 200
• Creditor A 200 ÷ 100 * 50 = £100
• Creditor B 200 ÷ 100 * 30 = £60
Doing things this way means each creditor would receive a payment based on the percentage of how much you owe them and how much you can afford to pay which is the fairest way of spreading your disposable income around your creditors.
U.S. inflation rate for 2022 was 8.00%, a 3.3% increase from 2021. U.S.
inflation rate for 2021 was 4.70%, a 3.46% increase from 2020.
Why cut spending now??? Inflation is above 8% and climbing. The Federal Reserve
has raised interest rate in an effort to slow the economy and bring inflation
under control. If the Federal Reserve succeed then products you plan to purchase
now will be cheaper.
Why cut spending now??? Budgeting/Budget is another way to fight inflation. Monitoring
where your money going/controlling expenses is another way to fight inflation.
Caution rather than a great regret in this inflation crisis.
Keep in mind the Federal Reserve policies will take time to get inflation under
control. In the meantime start your own financial control plan.
Martial Arts Martial arts are codified systems and traditions of combat practiced for a number of reasons such as self-defense; military and law enforcement applications; competition; physical, mental and spiritual development; and entertainment or the preservation of a nation’s intangible cultural heritage
Components of Physical fitness
Obesity is a medical condition in which excess body fat has accumulated to an extent that it may have a negative effect on health.
People are generally considered obese when their body mass index (BMI), a measurement obtained by dividing a person’s weight by the square of the person’s height, is over 30 kg/m ; the range 25–30 kg/m is defined as overweight.
Some East Asian countries use lower values. Obesity increases the likelihood of various diseases and conditions, particularly cardiovascular diseases, type 2 …
Widekia —
Exercise controls weight. Exercise can help prevent excess weight gain or help maintain weight …
Exercise combats health conditions and diseases. Worried about heart disease? Hoping to prevent …
Exercise improves mood. Need an emotional lift? Or need to blow off some steam after a stressful …
Exercise boosts energy. Winded by grocery shopping or household chores? Regular physical …
10% OFF At Hottperfume.com
$7 OFF At Hottperfume.com
Valentine’s Code: NY23 = 10% Off on orders $50 and up
Valentine’s Code: NEW23 = $7 Off on orders $60 and up
Howdy! I could have sworn I’ve been to your blog before but after going through
many of the posts I realized it’s new to me. Anyways, I’m definitely delighted I
discovered it and I’ll be book-marking it and checking back often!
STARTING A BUSINESS CAN BE DONE IN ONLY A FEW MINUTES
BE YOUR OWN BOSS. IF YOU’RE TIRED OF LOW WAGES AND WAGES ARE LOW. THEN TRY SOME
OF THE INFORMATION PROVIDED HERE. THIS BLOG IS FULL OF TO BOOST YOUR INCOME WITHOUT
MAKING A HUGE INVESTMENT.
THE NEXT TIME YOU LOOK AT YOUR PAYCHECK STUB, JUST THINK YOU COULD BE EARNING FAR MORE,
EVEN DOUBLING YOUR INCOME WITH JUST A LITTLE EFFORT.
Sometimes when we are traveling on business, it is easy to let costs get out of control.
But if you are working from a per diem or have other constraints on your travel budget, you should learn some cost cutting methods that you can put into effect that won’t make your life miserable on the road.
These cost-cutting ideas are not just to stay out of trouble with the budget people back at the home office. Often businesses have a set budget for business travel and once it is gone, no further trips can be made during that budget year.ENJOYING BUSINESS TRAVEL — CLICK NOW
So if you anticipate the need for more business trips in months ahead, it is prudent to keep an eye on costs as you go so you can conserve that limited budget to facilitate important trips yet to come.
Economizing on the road can be difficult because you are put right in the middle of the hospitality industry which, while good at making you feel comfortable and providing for your needs, hotels and restaurants are also good at running up your tab.
But there are some easy ways to sidestep a lot of unnecessary spending so you can stretch your business travel budget.
* Eat before you go. Airport restaurants or snack bars are notoriously overpriced. So even if you are leaving early in the morning, have breakfast and get well satisfied before leaving home so you don’t have to buy food en route.VACATIONNG AND WORKING FROM ANYWHERE — CLICK NOW
* Wise packing. Think through your life in the hotel and on the road. You can buy travel sizes of almost everything you will need.
Moreover, you can pack some light and easy to carry snacks such as trail mix, candy bars or nuts that can be used to tide you over during the trip until you can get a good meal.
Small Home-Based Businesses — Five Simple Steps to Success
In Australia, 60% of small businesses fail within the first twelve months. For anyone wanting to start a small business — maybe even work from home — that statistic seems daunting.
Don’t be discouraged! Read about five simple business principles that can help you to succeed.
Small home-based business opportunity, work at home, serious home-based business opportunity, best home-based business opportunity.
Did you know that, in Australia, 60% of small businesses fail in the first twelve months? For those of us who would like to start a small business — maybe even work from home — that’s a very discouraging statistic.
Does that mean that your business idea is doomed to failure? Far from it! There are steps you can take that greatly increase your chances of success.
With a little time and some serious research you can hit the ground running. Let’s start from the beginning…
The bright idea
First, of course, you need to come up with an idea. Typically, business opportunities can be divided into four groups:
1. Offering an existing product/service in an existing market.
2. Introducing an existing product/service to a new market.
3. Offering a new product/service in an existing market
4. Introducing a new product/service to a new market.
At this stage of the game the only limit is your imagination. Inspiration can come from anywhere — maybe you have a hobby that you’d like to turn into a full-time job; you may be on the receiving end of bad service one day and decide to try doing it better yourself; or you may have a talent that you’d like to capitalize on.
Once you’ve come across something that you’d like to do, it’s time to take a look at the market and see what’s on offer.
So you’ve had a great idea and you’re keen to roll with it; now it’s time to put it through its paces.
For the purpose of the exercise, let’s say that you have a passion for healthy living, and that you want to distribute a range of lifestyle accessories that promote healthy living with a do-it-yourself approach.
Ask around: Is there a market for products that promote healthy living? What sorts of products are available? Who would you be competing with and what do your competitors offer?
Do you have the necessary skills to run such a business and — more to the point — what would those skills be? Where would your business be located?
Once you’ve answered those questions you should have a fairly clear picture of what your business will look like.
You source some products and decide to do some further research into the range of lifestyle products offered by a company called Vitality 4 Life.
Your own life experience plus some work you’ve done as a dietician has given you the necessary skill sets, and you think that you’ll be able to work from home, giving you more time for family.
There is an existing market, but there’s room for expansion. Now it’s time to take a closer look.
To be or not to be?
It’s time to get down to the nuts and bolts. You don’t want to jump into something feet first and find out the hard way that the budget just doesn’t work.
To get started, sit down and work out if you need to hire staff, which means paying wages.
If you lease a premises you’ll need to be able to pay the rent, and your location will have to be suitable for your business and target market (which also means that you’ll have to think carefully about just what that target market is).
You’ll also need to work out the likely demand for your product/service.
Ok… you’ve worked out that there is enough demand for good quality juicers, sprouters, water filters and other high end accessories to take a shot at a distributorship as a home-based business opportunity.
Now you need to make some marketing decisions.
Look at me! Look at me!
Advertising can be costly so you’ll want to be sure that your advertising budget is spent wisely.
That means more market research, this time one-on-one. Profile your customer groups so you can aim your marketing at the right group/s of people.
Draw up a questionnaire (a short questionnaire — people run out patience if you ramble for too long) and hang around outside a few of the local gyms (for our particular example).
Come up with a mixture of open questions (What do you think of……..?) and closed questions (Do you have a gym membership? Yes/No.); sliding scales can be useful too.
For our health accessories business, a good question might be ‘How did you hear about this gym? Radio, tv, newspaper, word of mouth etc…’ Such a question would then give you an indication of the types of media that your target group responds best to.
Choose a business name, print up some business cards, buy some stock and get ready to trade!
Measure it, manage it!
A teacher of mine made the point that, in business, if you can’t measure it you can’t manage it.
You need to be able to plan ahead, and to do that you need to know — or to be able to accurately predict — your total sales.
The equation is simple: number of customers x average sale x frequency of visits per customer per year = total sales. Remember it, revise it often, measure your business and you’ll be able to manage it!
Keep an eye on your bottom line and, most importantly, always be aware of your cash flow — the cold, hard cash that you have in the bank. Allow for invoice periods (14 days, 30 days etc) when you’re planning your budget.
The market place has a life of its own, and no one can prepare for every contingency.
Put some thought into your idea; make sure that there’s a market for what you’re offering; research, research, research; promote your business effectively; always know what’s going on in your bank account and don’t forget about cash flow!
It’s not perfect but, if you follow these few simple steps, you’ll be miles ahead of many new small business ventures.
If you’ve heard of a great home-based business opportunity, or have a product or service of your own to market, you’re off to a great start!
