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QUIZ 8 WHAT IS IN THE FOOD YOUR FAMILY EAT

HEY–WE MAY EARN SOME INCOME FROM THE ADS ON THIS SITE

What does lutein and zeaxanthin do to your body?

Lutein and zeaxanthin can filter blue light to prevent the formation of reactive

oxygen species, especially singlet oxygen, in the retina and can further reduce

oxidation by directly quenching singlet oxygen and related free radicals in the retina [50].

Which food is rich in antioxidants?

Broccoli, spinach, carrots and potatoes are all high in antioxidants, and so are

artichokes, cabbage, asparagus, avocados, beetroot, radish, lettuce, sweet

potatoes, squash, pumpkin, collard greens and kale. Using lots of spices in cooking is good.

Antioxidants are compounds in foods that scavenge and neutralize free radicals.

Evidence suggests that antioxidant supplements do not work as well as the

naturally occurring antioxidants in foods such as fruits and vegetables.

Are grits good or bad for you?WAYS TO BUILD STAMINA AND MUSCLE MASS FOR SENIORS

As a whole grain, grits provide several antioxidants that help mitigate cellular

damage from free radicals, unstable atoms in the body. Two of the antioxidants

found in grits, lutein and zeaxanthin, are known to contribute to better vision

and eye health, protecting against age-related eye diseases.

5 Easy Ways to Boost Your Metabolism

Exercise is essential, but you can also burn more calories at rest by watching

what and when you eat.

weight loss, kids, children, fat, diet, food, exercise, fitness, health

#1 Don’t Skip Breakfast

The morning meal jump starts your metabolism and helps to prevent bingeing

later in the day. A cup of coffee does not count – the caffeine and added sugar

may give you a bit of energy and suppress your appetite for a little while it is

sure to back fire into severe hunger and you will be more likely to overeat later.

Breakfast should include complex carbohydrates like whole grain (granola or

oatmeal), along with some protein and fat (low-fat yogurt or milk), will keep your

energy levels even and hunger in check.QUIZ WHAT IS IN THE FOOD IN YOUR DIET??

#2 Eat more often

Get into the habit of eating every three to four hours or at least four times a day.

Eating frequently stabilizes blood sugar, when blood sugar drops too low you

want to eat…a lot. By keeping your blood sugar stable you can control your

appetite and keep you metabolic rate high. When you go many hours without

eating your body will compensate by slowing down to conserve energy…this effect

hurts your weight loss efforts.MUSCLE MASS SELF ESTEEM

#3 Eat protein at every meal

Protein will help to reduce your appetite, it takes more energy and time to digest, in

effect you feel full longer than eating carbohydrates alone. Research shows that

eating more protein can help you lose weight without cutting calories. Try these

protein possibilities: turkey on whole wheat; hummus and pita; vegetarian chili;

fruit and nuts; or protein snack bars that contain 12 or more grams of protein.

#4 Hold off on snacking

Many of us grab a snack for quick energy when we are feeling tired. But do not

confuse true hunger with fatigue. If you are feeling tired go for a 15-20 minute

brisk walk. This will raise your heart rate and give you a boost of energy. Follow

it up with a large glass of cool water. If you are truly hungry have a protein and

complex carbohydrate rich snack like; whole wheat crackers and peanut

butter or cheese.BEAUTIFUL HEALTHY SKIN HEALTHY BODY DIET IS EVERYTHING

#5 Consume enough for your body’s needs

Eating too little slows your body’s metabolism the same way eating to

infrequently does. If you want to lose weight, do not slash your calories too

drastically. Instead, cut out some of the extras in your diet – things like soda,

juice, packaged goods or candy. Processed foods tend to be high in fat and

calories and low in vitamins, minerals and fiber.

5 Fun Ways to Get In Shape

The market is saturated with low-fat, low-carb and sugar-free foods. But

despite the popular diets, “magical” pills and the latest, greatest fitness

machines that all promise to melt away the pounds, more than half of

American adults are overweight.

5 Fun Ways to Get In ShapeDIABETES HIGH CHOLESTROL LOW IRON OVERWEIGHT

The market is saturated with low-fat, low-carb and sugar-free foods. But

despite the popular diets, “magical” pills and the latest, greatest fitness

machines that all promise to melt away the pounds, more than half of

American adults are overweight.

For true weight-loss success, health experts stress the importance of changing

your lifestyle for the long term and exercising regularly. Here are some creative

ways to make fitness fun again and help you win the battle of the bulge once

and for all.

* Take “healthy” vacations. Make fitness part of your travels. Head to a spa

where, along with a little pampering, you can enjoy hiking, rock climbing,

kickboxing, aqua aerobics and yoga.

* Walk or run for a good cause. Training for a 5K charity walk, for example,

may be all the motivation you need to get started on a regular fitness routine.

Best of all, you’ll be helping your favorite charity accomplish its goals.

* Dance. Join a ballroom or hip-hop dancing class. It’s a great way to shed

the pounds, learn how to dance and have fun.

* Strip the weight away. New DVDs featuring Carmen Electra help you spice

up your regular workout routine and provide a fun new way to tone your

body right in the comfort of your own living room.

“Carmen Electra’s Aerobic Striptease” and “Carmen Electra’s Aerobic

Striptease – Fit to Strip” are fast becoming wildly popular. With the help

of fitness experts, Electra teaches viewers how to trim down with high- and

low-impact dance and fitness techniques. The strengthening moves are

designed to help tone the hips, thighs, buns and abs. The DVDs’ special

features include a pop-up video display with workout tips and a

customizable music track.15% off all orders of Alpha Viral!!

* Do Pilates. Find out what makes Pilates the workout of choice for countless

celebrities, and why your gym’s Pilates classes are always full. The “MTV:

Pilates Mix” DVD, hosted by renowned Pilates and yoga instructor Kristin

McGee, is perfect for those who want to add a more cutting-edge beat

to their workout. The DVD features two half-hour workout sessions that

focus on toning the arms, legs and abs, with a music mix that motivates

you to get up and work out.

The DVDs are available online and in stores nationwide. –

YES DIETING IS A GOOD WAY TO LOSE WEIGHT

BUILDING STAMINA AND ENDURANCE WHILE LOOSING WEIGHT

!

What are the top 20 protein foods?

Complete List of High Protein Foods

Chicken breast (skinless, cooked): 32 g.

Turkey breast (skinless, roasted): 30 g.

Beef roast (roasted): 28 g.

Pork roast (roasted): 27 g.

Ground beef (fat content not specified, cooked): 26 g.

Salmon (baked or broiled): 25 g.

Halibut (cooked, dry heat): 23 g.

Tilapia (cooked, dry heat): 26 g.

!

Iron is a mineral that the body needs for growth and development. Your body uses iron to make

hemoglobin, a protein in red blood cells that carries oxygen from the lungs to all parts of

the body, and myoglobin, a protein that provides oxygen to muscle

Eating a healthy diet does not ensure that you will lose weight. Your weight is

a balance between the calories you take in and the calories you burn. You will

lose weight if you burn off more calories than you take in, and you will gain

weight if you eat more calories than you burn of.BURN OFF YOUR EXCESS WEIGHT AND ENJOY LIFE

When it comes to the world of dieting you will find that there are many diet, weight

loss, and fitness plans on the market. It takes years for some to become a contender

and others remain a best-kept secret of sorts. One such ‘best kept’ secret would be

the 3 Hour Diet that was designed by Jorge Cruise. I am sure that there are many

reading along and chuckling under your breath that there is no way one can lose

weight by eating every three hours however the science behind the theory is fairly

common and Jorge Cruise is a mainstay in the fitness industry.GET BACK TO THE SIZE YOU ENJOY

The long and short of this diet operates with the knowledge that if you do not feed

your body accurately and regularly your body will go into what is called ‘starvation

mode’. In this mode your body holds onto the fat rather than burning it up and

consuming it for use. This means that your body is burning muscle rather than fat

to take the energy it needs in order to function.WHAT ARE YOU WAITING ON – LOOSE THAT WEIGHT

With the 3 Hour Diet you will not feel hungry all the time, in fact, there are many who

claim they are constantly setting alarms and reminding themselves to eat. You will also

learn the proper foods to eat in order to achieve the best possible results. The key is

in learning which foods are right for you when dieting with this plan. You can

purchase the book The 3-Hour Diet by Jorge Cruise and you can sign up online for

more information about the weight plan itself and how to incorporate it into your

busy routine.WHY IS 65% OF AMERICAN OVERWEIGHT OBESE OR DIABETIC

I do recommend purchasing the book if you are seriously considering this as your

method of dieting as there are many wonderful hints, tips, and tricks that are

mentioned in the book to help you keep things going no matter how busy and

hectic your lifestyle may be. One thing you need to keep in mind is that dieting with

a program such as this is no small commitment. You need to stick to the timetable

as much as possible in order to achieve the results this plan is famous for. If you

aren’t willing to eat every three hours then this plan really may not be the plan for you.

Otherwise, if this is something you would be interested in, I highly recommend it.

There are special considerations based on the amount you weight currently and the

amount of weight you are hoping to lose. It is best if you are honest throughout the

process in order to achieve the best possible and most immediate results. The claim

is that you can lose as many as 10 pounds in the first two weeks and there are those

that have claimed to do just that over and over again. This is a diet that even many

celebrities endorse for quick and immediate results.LOSE THAT WEIGHT-ENJOY THAT AWESOME WARDROBE YOU HAVE

The good and the bad about 3 hour dieting is that it is effective but takes a very real

commitment on the part of the one that is dieting. This diet is one that is taking the

world by storm. If you haven’t heard of it before now, please take the time to check it

out and see if this is something you could incorporate into your life. The results that

have been reported as a result of this diet as nothing short of phenomenal. If there

were one diet I would recommend above others for those who hate feeling hungry, it

would be this diet.HEALTH IS WEALTH

When you are dealing with a phenomenon as diverse as human beings, it is very

difficult to create rules which will work equally well for everyone. Nevertheless, there

are some characteristics shared by all human beings, and this means that some basic

principles can be developed. Here are five proven techniques to help you lose weight.

fast weight loss, weight loss tips, lose weight fast

When you are dealing with a phenomenon as diverse as human beings, it is very

difficult to create rules which will work equally well for everyone. Nevertheless,

there are some characteristics shared by all human beings, and this means that some

basic principles can be developed. Here are five proven techniques to help you lose

weight.

Best Way 1HOW TO REDUCE TUMMY FAT WHILE LOOSING WEIGHT

The most fundamental strategy of successful weight loss is to burn more calories than

you take in. You shouldn’t find it difficult to apply this in some aspect of your life.

Adjust your diet by cutting down on high fat food, and take some simple exercise for

twenty minutes, three times a week. Going for a brisk walk instead of driving

everywhere will have the desired effect, as will gentle jogging or swimming.

Best Way 2YOGA SECRETS FOR WEIGHT LOSS YOU NEED TO KNOW

Gym membership is becoming increasingly popular, and, as long the exercise you do is

well planned, it can be extremely beneficial. Aerobic exercise has to be the focal point

of your plan, otherwise you could do more harm than good. Provided you adhere to this

basic rule, some anaerobic weight or resistance training can help tone up your body.

This will give you more strength and vitality, and should increase your confidence.

Best Way 3

Going to see a professional nutritionist or dietician can pay off handsomely. If you go it

alone, you will need to put in some serious research to make sure you are genuinely

eating healthily, and many who try this find themselves discouraged by the lack of variety

in their diet. It certainly doesn’t have to be that way, as there are plenty of different

healthy meals which help you lose weight. Getting the advice of a professional can make

the task of losing weight seem so much more enjoyable!

Best Way 4

Find a friend to train with. If you and a friend are both regularly free at the same time of day,

it can make sense to train together. Having someone to help you through the times when

you don’t seem to be getting anywhere can keep you in the game until the improvement

suddenly appears. Having a social aspect to your exercise will help you look forward to it,

and make you more likely to stick to it!

Best Way 5

Eat less food more often. Many medical practitioners now recommend eating more meals a day,

with less food at each one. This is a more balanced way to take food into the body, spreading

the load on the body over a far wider period of time. The system of eating three meals a day is

designed far more to fit in with the working day than it is to fit in with the needs of the human

body. When you eat less more often, the body absorbs more of the nutrients in the food, so

your body craves fewer calories.

The best and most effective method for weight loss does depend on the individual, but follow

these time tested principles and you will see results. Click the links below to discover some

effective resources to help you.HEALTH AND WELLNESS – OVER WEIGHT – NO PROBLEM

5 Easy Ways to Boost Your Metabolism

Exercise is essential, but you can also burn more calories at rest by watching what and when you eat.

weight loss, kids, children, fat, diet, food, exercise, fitness, health

#1 Don’t Skip Breakfast

The morning meal jump starts your metabolism and helps to prevent bingeing later in the day.

A cup of coffee does not count – the caffeine and added sugar may give you a bit of energy

and suppress your appetite for a little while it is sure to back fire into severe hunger and you

will be more likely to overeat later. Breakfast should include complex carbohydrates like whole

grain (granola or oatmeal), along with some protein and fat (low-fat yogurt or milk), will keep

your energy levels even and hunger in check.

#2 Eat more often

Get into the habit of eating every three to four hours or at least four times a day. Eating

frequently stabilizes blood sugar, when blood sugar drops too low you want to eat…a lot. By

keeping your blood sugar stable you can control your appetite and keep you metabolic rate

high. When you go many hours without eating your body will compensate by slowing down

to conserve energy…this effect hurts your weight loss efforts.

#3 Eat protein at every meal

Protein will help to reduce your appetite, it takes more energy and time to digest, in effect

you feel full longer than eating carbohydrates alone. Research shows that eating more protein

can help you lose weight without cutting calories. Try these protein possibilities: turkey on

whole wheat; hummus and pita; vegetarian chili; fruit and nuts; or protein snack bars that

contain 12 or more grams of protein.

#4 Hold off on snacking

Many of us grab a snack for quick energy when we are feeling tired. But do not confuse true

hunger with fatigue. If you are feeling tired go for a 15-20 minute brisk walk. This will raise

your heart rate and give you a boost of energy. Follow it up with a large glass of cool water.

you are truly hungry have a protein and complex carbohydrate rich snack like; whole wheat

crackers and peanut butter or cheese.

#5 Consume enough for your body’s needs

Eating too little slows your body’s metabolism the same way eating to infrequently does. If you

want to lose weight, do not slash your calories too drastically. Instead, cut out some of the

extras in your diet – things like soda, juice, packaged goods or candy. Processed foods tend to

be high in fat and calories and low in vitamins, minerals and fiber.

HEALTH AND WEALTH

HEALTH AND WEALTH

What are 10 good habits?

10 Healthy Habits:

Eating a Balanced Diet.

Drinking Enough Water Daily

Regular Exercise

Practicing Safe Sun Protection

Practicing Good Sleep Hygiene

Strength Training and Stretching

Getting Regular Exposure To Fresh Air and Nature

Incorporating Omega-3 Fatty Acids Into Your DietWHAT ARE THE 15 SUPERFOODS GOOD FOR YOUR HEALTH

I’m sure you must have come across the cliché “health is wealth” but do you know

what it means and why you should give it a thought? Well, this article will help you

put things in retrospect so that you can finally enjoy an optimum healthy life.

Do you know why health and wealth go together?

It’s simple when you’re healthy; you would live longer and hardly spend your money

treating one ailment or the other, how cool can this be?

This is why embracing healthy lifestyle choices is the best bet for anyone who wants to

enjoy a healthy life.QUIZ 8 WHAT IS IN THE FOOD YOUR FAMILY EAT

Yes, you’re rich and can afford all the good things that life has to offer, but without

a healthy lifestyle, you’ll spend the majority of your money trying to treat one health

condition or the other, and I’m sure you wouldn’t want that right?

Now is the best time to start making intentional, healthy decisions, if you have been

depending on junk foods together with other unhealthy eating habits for far too long,

you should strive to change the narrative by embracing healthy lifestyle choices.

Yes, your work schedules may not be giving you all the time you need to eat healthy meals,

but you should strive to always eat healthy meals regardless of how busy you’re.

Remember, you can have all the good things in this world, and living healthy may not be

one of them.SETTING OBJECTIVES AND DAILY ACTIONS PLANNING TO REACH YOUR OBJECTIVES

To maintain a synergy between health and wealth, it would be smart to come up with a healthy

eating practice that not only includes healthy meals but some form of activities too.

Always remember that when you eat healthily and spruce it up with one exercise or the other,

you will enjoy a blast of wellness like never before.

Stop spending your money treating one ailment or the other, all you may need to enjoy a healthy

life is making healthy lifestyle choices.

What are the 8 things successful people do?

8 Things Successful People Do Differently Than Everyone Else

They Answer the Unasked Question. .

They Appreciate the Unappreciated

They Give Latitude Instead of Direction

They Stop and Smell Their Roses

They Look Beneath the Surface

They Make Love a Verb

They Try Only to Be Themselves.PHYSICAL FITNESS IN RELATION TO VITAMINS AND MINERALS SUPPLEMENTS

LIFE CAN BE EASIER FOR SENIOR CITIZENS

Life can be easier for senior citizens. Below are just a few of the thoughts

come to mind when caring for oneself or an elderly senior citizen.

Wellness disabled handicap disability kitchen tools healthcare geriatric cooking

caregiver seniors elderly arthritis exercise medical supplies gifts fitness handicapped care

health senior bathing.

WHY SHOULD A SENIOR CITIZEN JOIN AARP?????

As soon as I became eligible I join AARP and been a member ever since.

It is one the best organization to be a member of:

The American Association of Retired Persons officially changes its name to AARP, in

recognition of the fact that many members continue to work full or part time.

What does AARP really do for you?

Is an AARP Membership Worth It? Explore Membership Benefits

An AARP membership gives you a wide variety of carefully chosen discounts, information

and services, as well as an advocate for important issues like Medicare and Social

Security.

What is the age limit for AARP?

AARP Membership Age: How Old to Join AARP?

18 or older

What is AARP’s Membership Age Requirement to Join? AARP membership is open to anyone

18 or older. While AARP’s mission is dedicated to the needs of the 50+ population,

anyone can become an AARP member. Once you’re a member, you’ll gain access to hundreds

of discounts, programs and resources

What does AARP do for older adults?

AARP Foundation SCSEP (Senior Community Service Employment Program) offers unemployed

adults 55 and older work-based training and skill-building opportunities within a

variety of community service organizations and agencies.

What is the difference between disabled and handicapped?

As traditionally used, impairment refers to a problem with a structure or organ of

the body; disability is a functional limitation with regard to a particular activity;

and handicap refers to a disadvantage in filling a role in life relative to a peer group.

WELLNESS

Wellness is the act of practicing healthy habits on a daily basis to attain better

physical and mental health outcomes, so that instead of just surviving, you’re

thriving. To understand the significance of wellness, it’s important to understand

how it’s linked to health.

CAREGIVER

I spent over 20 years with a senior person in the household that needed caring

for. First I would like to compliment anyone whom have done the same and caregiver

whom do this daily.

What are the 8 definitions of wellness?

8 Dimensions of Well-Being | Health Education & Prevention …

Wellness comprises of eight mutually co-dependence dimensions: emotional, physical,

occupational, social, spiritual, intellectual, environmental, and financial. If any

one of these dimensions is neglected over time, it will adversely affect one’s

health, well-being, and quality of life.

What does disabled person mean?

An individual with a disability is defined by the ADA as a person who has a physical

or mental impairment that substantially limits one or more major life activities, a

person who has a history or record of such an impairment, or a person who is perceived

by others as having such an impairment.

There are numerous items that can be purchase at low prices to assist in the care of

seniors, disable or even handicap individuals.WrightStuff.biz
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Does the VA pay for surviving spouse caregiver?

Whether you are a spouse, an adult child, a stepchild, a grandchild, or another relative

of a veteran, there are VA programs that can pay you as a caregiver. There are also

Medicaid programs that pay family caregivers. Check your eligibility for Medicaid or read

about Medicaid programs that pay family caregivers.

How do I apply for widow benefits?

You can apply for benefits by calling our national toll-free service at 1-800-772-1213

(TTY 1-800-325-0778) or visiting your local Social Security office. An appointment is

not required, but if you call ahead and schedule one, it may reduce the time you

spend waiting to apply.

A practical and revolutionary tableware solution for people with disabilities who have

difficulty eating due to the movement of the dinnerware.

The Freedom Dinnerware no slip Suction Pad is a patented vacuum system. When you place the Freedom Dinnerware non skid dishes with pad attached, on a flat surface and push down with slight pressure , it creates a suction system that holds the Freedom Dish in place and will not move if you bump it or hit it.

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When a veteran dies does the spouse receive benefits?

When a retired Veteran dies does the spouse receive benefits?

Military retired pay stops upon the death of the retiree. The Survivor Benefit

Plan allows a retiree to ensure, after death, a continuous lifetime annuity for their

dependents. The annuity, based on a percentage of retired pay, pays eligible

survivors an inflation-adjusted monthly income.

What benefits do 100 disabled veterans get as a spouse?

Spouses of disabled Veterans are eligible for health care benefits through the

Civilian Health and Medical Program (CHAMPVA). This program also allows for

reimbursement of certain costs, such as prescription medications, medical equipment,

nursing care, and more, as long as the Veteran and their spouse remain married.

How much is a VA widows pension?

The basic monthly rate of DIC is $1,340 for an eligible surviving spouse. The rate is

increased for each dependent child, and also if the surviving spouse is housebound or

in need of aid and attendance. VA also adds a transitional benefit of $332 to the

surviving spouse’s monthly DIC if there are children under age 18.

How long does a widow receive VA benefits?

If VA rated the Veteran permanently and totally disabled with an effective date of

three years from discharge, or if the Servicemember died on active duty, a spouse

will be eligible for benefits for 20 years from the effective date of the rating or date of death.

A VA Survivors Pension offers monthly payments to qualified surviving spouses and

unmarried dependent children of wartime Veterans who meet certain income and net

worth limits set by Congress.

Can a widow receive Social Security and VA benefits?

SSDI and VA disability compensations are not affected by each other, so you may be

eligible to receive both. However, you must apply for them separately. It may be

possible to also qualify for SSI, depending on income and resources.

How much does a military widow get?

If you’re the surviving spouse of a Veteran, your monthly rate would start at $1,612.75.

Then for each additional benefit you qualify for, you would add the amounts from the Added amounts table.

How much does a military widow get?

If you’re the surviving spouse of a Veteran, your monthly rate would start at $1,612.75.

Then for each additional benefit you qualify for, you would add the amounts from the Added

amounts table.

Do veterans widows get money?

A VA Survivors Pension offers monthly payments to qualified surviving spouses and unmarried

dependent children of wartime Veterans who meet certain income and net worth limits set by Congress.

Does a widow get her husband’s VA disability?

Unfortunately, your spouse cannot receive your VA disability compensation after you die. However,

they may get a monthly allowance if they qualify for Dependency and Indemnity Compensation.

If you lived in government housing, VA might also allow them to stay in residence for

up to a year.

Can I add my wife to my VA health benefits?

You can quickly and efficiently add your spouse or child to your compensation award by

following an easy, step by step process on www.ebenefits.va.gov. Filing online using

eBenefits gives you a faster, and in some cases, a same day response. That means your

payments can begin more quickly.

What is a very powerful quote?

“God, grant me the serenity to accept the things I cannot change, the courage to change the things I can, and the wisdom to know the difference.” — Reinhold Niebuhr.

What is a good short positive message?

“Success is not final, failure is not fatal: it is the courage to continue that counts.”

“When you have a dream, you’ve got to grab it and never let go.” “Life is like riding a

bicycle. To keep your balance, you must keep moving.

Who is the No 1 motivational speaker?

Top 50 Most popular motivational speakers

#1 Bear Grylls #2 Tony Robbins #3 Mr. T

#4 Cesar Millan #5 Dave Ramsey #6 Nick Vujicic

#7 Eckhart Tolle #8 Deepak Chopra #9 Kevin O’Leary

#10 Malcolm Gladwell #11 Gary Vaynerchuk #12 Robert Kiyosaki

#13 Eric Thomas #14 Paula White #15 Barbara Corcoran

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STARTING A BUSINESS ON A SHOESTRING BUDGET —HOW TO RETIRE WEALTHY — TRAVEL – ENJOY –START A BUSINESS NOW AND HAVE ADDITIONAL INCOME IN RETIREMENT

How to retire with (WEALTH IS A BEAUTIFUL LIFESTYLE) Please order one of
these books regardless of your age. Building wealth now is fundamentally to
having wealth in retirement.
Cutting Spending, paying down debt, saving 20% or more of your income, investing
in bonds, stocks, real estate, earning additional income is the way to avoid
income inequality. Millions of individuals retire with less than $2000.00 per
month after a lifetime of work.

Anyone can achieve income and wealth wealth equality. Thousands of speeches, videos
on youtube, lots of books on Amazon and Ebay will tell you step by step how to.

HERE’S SOME GREAT INFORMATIONS TO ENJOY YOUR RETIREMENT A LOT MORE

I am reading, studying THE ROAD TO WEALTH. It is to anyone advantage
to study money management. I am totally surprise at how much income/wealth one
will need in retirement to maintain the same standard of living they had before
retirement.

I was blown away when I took a look at total income. Total bills and what will
happen if one of pass. Practically half of the household income would cease.
Job retirement and social security check.

3 TIPS — STARTING A BUSINESS — FORGET LIVING PAYCHECK TO PAYCHECK

3 Things To Do Prior To Submitting Articles

With modern communication technology comes the popularity of information-based marketing, which is one of the oldest and most effective techniques in getting targeted prospects to sites and converting them into buyers. This is why article writing, submissions and publications are also getting popular.

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To all writers and non-writers out there, now is the time to start digging up those creative writing skills back.FINANCIAL FREEDOM

With modern communication technology comes the popularity of information-based marketing, which is one of the oldest and most effective techniques in getting targeted prospects to sites and converting them into buyers.

This is why article writing, submissions and publications are also getting popular.
There are already many tools that people can use to make the process of distributing their articles more easily. Continue reading “3 TIPS — STARTING A BUSINESS — FORGET LIVING PAYCHECK TO PAYCHECK”

7 WAYS BUILDING WEALTH IS SO SIMPLE FOR ANYONE

SAVING IS EVERYTHING

Practical Ways to Save Money

RESIDUAL/PASSIVE INCOME PAY DOWN DEBT BUILD WEALTH RETIRE EARLY

Say goodbye to debt.

Cut down on your grocery budget.

Cancel automatic subscriptions and memberships you don’t use.

Buy generic.

Cut ties with cable.

Save money automatically.

Spend extra or unexpected income wisely.5 SIMPLE STEPS TO SMALL BUSINESS SUCCESS ON THE INTERNET–EARNING ADDITONAL INCOME — PAYING OFF STUDENT LOANS, CREDIT CARD DEBT, SAVING MORE, AND MOST OF ALL BECOMING AN INVESTOR

Adjust your tax withholdings.

Best Frugal Ways to Save Money

Buy produce on sale or in season.

Go meatless at least once a week.

Pack your lunches.YOU CAN MAKE MONEY WITH AN ONLINE BUSINESS OPPORTUNITY

Stretch your hand soap.

Watch detergent amounts and wash only full loads.

Hang out your laundry.

Save on Gas.

Skip the bought coffee and coffee drinks.

BUDGETING

A budget is a plan you write down to decide how you will spend your money each month.

A budget helps you make sure you will have enough money every month. Without a budget,

you might run out of money before your next paycheck. A budget shows you: how much

money you make.

What is the 50 30 20 budget rule?

The rule states that you should spend up to 50% of your after-tax income on needs and

obligations that you must-have or must-do. The remaining half should be split up between

20% savings and debt repayment and 30% to everything else that you might want.

What should I invest in as a beginner?

6 best investments for beginners

High-yield savings accounts.

Certificates of deposit (CDs)

401(k) or another workplace retirement plan.

Mutual funds.

ETFs.

Individual stocks.

How to invest $100 dollars to make $1,000?

How To Invest $100 To Make $1000 a Day in 20 Ways

Invest in real estate.

Gather your savings in a high-yield savings account.

Invest in the stock market.

Start a blog.

Use robo advisors.

Invest in cryptocurrency.

Start an e-commerce business.

Start a drop shipping business.

Minimalism

Is all about owning only what adds value and meaning to your life (as well as the

lives of the people you care about) and removing the rest. It’s about removing the

clutter and using your time and energy for the things that remain. We only have a

certain amount of energy, time, and space in our lives.

What is a minimalist lifestyle?

4 Ways to Adopt A Minimalist Lifestyle | Chase

A minimalist lifestyle is intentionally living with fewer possessions — focusing only on

the ones you need. Living with less may be the right choice if you’re feeling overwhelmed

with clutter, if you’re looking for fewer distractions, or if you’re looking to cut back

on spending.

What does it mean to be penny-pinching?

Penny-pinching is the practice of trying to spend as little money as possible. [disapproval]

Government penny-pinching is blamed for the decline in food standards. Synonyms: meanness,

selfishness, parsimony [formal], stinginess More Synonyms of penny-pinching.

What is another word for penny-pinching?

Synonyms of penny-pinching (adj. tight with money)

miserly.

parsimonious.

penurious.

stingy. tight.

Is Penny-pinching good?

Is Pinching Pennies The Ultimate Secret To Wealth

Sometimes, it makes sense to pinch pennies and save as much as you can. However, there

are times when saving the extra money costs you in a number of other ways. Carefully

consider all the costs involved before making your spending decisions. Sometimes, the

non-money costs outweigh your savings.

You can use the purist definition, whereby debt-free means you have no debt at all—from

credit cards, loans or other creditors. As a result, you don’t rely on credit cards or

other forms of credit for everyday spending.

Is it good to be debt free at 40?

Being debt-free — including paying off your mortgage — by your mid-40s puts you on the

early path toward success, O’Leary argued. It helps you free yourself from financial

obligations at a time when your income is presumably stable and potentially even growing.

Is it better to be debt free or have savings?

Our recommendation is to prioritize paying down significant debt while making small

contributions to your savings. Once you’ve paid off your debt, you can then more

aggressively build your savings by contributing the full amount you were previously

paying each month toward debt.

BUILDING YOUR WEALTH WITH US TREASURY T-BILLS

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What is the 2 year Treasury rate today? 9/28/2023

5.12%

2 Year Treasury Rate is at 5.12%, compared to 5.08% the previous market

day and 3.96% last year.

How to buy 2 year Treasuries?7 STEPS TO AVOID POVERTY AND ACHIEVE PROSPERITY 2023

Using a brokerage or bank is the only way to trade a Treasury before its maturity date.

Treasurys must be traded outside of TreasuryDirect through a bank, brokerage or dealer

by selling to investors looking to buy.Is the 2 year treasury a bond?

Key Takeaways

T-bonds mature in 20 or 30 years and offer the highest interest payments bi-annually. T-notes

mature anywhere between two and 10 years, with bi-annual interest payments, but lower yields.

T-bills have the shortest maturity terms—from four weeks to one year.

What is the 3 month Treasury rate?9/28/2023START YOUR JOURNEY TO FINANCIAL FREEDOM WITH PASSIVE INCOME

3 Month Treasury Bill Rate (I:3MTBRNK)

3 Month Treasury Bill Rate is at 5.34%, compared to 5.35% the previous market day and 3.30%

last year. This is higher than the long term average of 4.18%.

How often do 2 year Treasury bonds pay interest?

every six months

Bonds and Notes

Bonds are long-term securities that mature in 20 or 30 years. Notes are relatively short

or medium-term securities that mature in 2, 3, 5, 7, or 10 years. Both bonds and notes pay

interest every six months.

Are 2 year Treasuries tax free?STARTING A BUSINESS FOR THE PURPOSE OF PASSIVE/RESIDUAL INCOME

Interest income from Treasury securities is subject to federal income tax but exempt from

state and local taxes. Income from Treasury bills is paid at maturity and, thus,

tax-reportable in the year in which it is received.YOU CAN MAKE MONEY WITH AN ONLINE BUSINESS OPPORTUNITY

HOW TO GENERATE WEALTH BY INVESTING IN TREASURY NOTES

5.52%
6 Month Treasury Rate is at 5.52%, compared to 5.52% the previous market day and

3.85% last year. This is higher than the long term average of 2.79%. The 6 Month

Treasury Bill Rate is the yield received for investing in a US government issued

treasury security that has a maturity of 6 months. 9/26/2023

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THE AMERICAN DREAM IS HOMW OWNERSHIP

SIX TIPS TO HELP ANYONE ACQUIRE THEIR DREAM HOME

https://www.alabamarealtors.com/posts/2023/08/28/6-ways-your-buyers-can-save-on-their-mortgage SHARE THIS LINKS/ARTICLE WITH FRIENDS, FAMILY AND YOUR SOCIAL
MEDIA FRIENDS. ACQUIRING WEALTH IS POSSIBLE.

Thank you for reading our blog and please donate $2, $5, $10. All donations

are extremely appreciated. PLEASE DONATE NOW OR MAIL A $2.00 DONATION TO

IMGENERATIONX, PO BOX 651, TI, AL 36083-0651

5 STEPS TO BEAT INFLATION IN YEAR 2024 PROSPERING

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STEP 1 OF 5 STEPS TO BEAT INFLATION IN YEAR 2023 AND PROSPER EARN MORE!!!!!!!!!

How often does a variable interest rate change?

A variable interest rate can change on a monthly, quarterly or annual basis. Variable interest

rates may increase or decrease, depending on changes in prevailing interest rates. The loan

payments on a variable-rate loan are less predictable, because the loan payments will change

when the interest rate changes. Your variable rates on debt is key to beating inflation 2023.

Paying high interest rates will in 2023 is affect your savings in a negative way.

4.68% — The number one way to beat inflation in year 2023 is to earn more on your saving/

to pay less interest on debt. Secured credit card versus high interest rates cards.

6 Month Treasury Bill Rate is at 4.68%, compared to 4.64% the previous market day and 0.23% last

year. This is higher than the long term average of 4.48%.WHEN DEBT VS CUTTING SPENDING–CREATING WEALTH YEAR 2023

STEP 2: What does pinching my pennies mean?

to spend as little money as possible: When we were first married we had to pinch pennies just to

get by. SMART

Is penny pinching positive or negative?

Penny pincher is synonymous with the word miser, but whereas miser is always used negatively

(to refer to Ebenezer Scrooge types), penny pincher can be used either in a negative way or in

a more neutral way to refer to someone who’s just trying to save money because they’re on a tight

budget.

How do you save penny pinching money?

9 Ways to Pinch Pennies Around the House. I’m certainly not an extreme frugalist. …

Eliminate Food Waste. …

Turn the Thermostat Up or Down. …

Don’t Buy Expensive Cleaning Products. …

Hang Clothes to Dry. …

Drink Tap Water. …

Reduce Home Entertainment Costs. …

Clean Out Your Closet and Junk Drawer.

Will minimalism automatically make me content?

Although it is a great start, it isn’t an instant cure. It is a pathway, not the end goal.

Becoming a minimalist will give you more time and will free up more of your money than ever

before. But we must focus on gratitude every single day in order to see the results.

It’s that journey of intentional self-improvement, and appreciating what we already have,

that will bring us contentment.

STEP 3: What are the 3 biggest strategies for paying down debt?

Image result for pay down debt

In general, there are three debt repayment strategies that can help people pay down or pay

off debt more efficiently. Pay the smallest debt as fast as possible. Pay minimums on all

other debt. Then pay that extra toward the next largest debt.

STEP 4: What Is a Variable Interest Rate? A variable interest rate is one that can fluctuate over

time, causing your loan payments to change. Variable rates are common on credit cards and home equity

lines of credit (HELOCs). 1 You may also find variable-rate private student loans. How much interest

will you pay in 2023??? Will you pay $1000.00, $2000.00 or even more??? Remember variable rates

can change at anytime.

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EARN $150,000 PER YEAR AND UP AS A SOFTWARE DEVELOPER

Software developers create the computer applications that allow users to do

specific tasks and the underlying systems that run the devices or control

networks. Software quality assurance analysts and testers design and execute

software tests to identify problems and learn how the software works.Feb 6, 2023

Software Developers, Quality Assurance Analysts, and Testers

Bureau of Labor Statistics (.gov)

Developer Salary

How do I become a coder with no experience?

Here are 10 steps that can help you get a job in programming without experience:

Improve your coding skills.

Create a portfolio.

Build your online presence.

Network with other programmers.

Earn certifications.

Take part in coding challenges or competitions.

Write a strong resume.

Build projects.

MILLINEALS GENERATION — 7 HABITS OF OUTRAGEOUSLY SUCCESSFUL WORK AT HOME B USINESS — STOP LIVING PAYCHECK TO PAYCHECK — BUILD WEALTH TO RETIRE EARLY WHILE LIVING DEBT FREE

7 Habits of Outrageously Successful Work At Home Businesses

Do you ever wonder why some homebased businesses are outrageously successful while others barely get off the ground?

It’s no secret that some work at home maverics have cracked the code. Discover 7 Habits ro creating your own work at home empire.YES YOU CAN BUILD WEALTH TO RETIRE RICH

Work from home, work at home, home based income businesses, home based career

You’ve read the ads or seen the infomercials. “Build a six or seven figure income while lounging in your pajamas in your work at home business.”

For many people who hear this, their scam detector goes up and they become defensive. Why? Because they have heard countless horror stories of people who have lost their shirt trying to create a business from home.

However, the truth is there are thousands of home based entrepreneurs around the country who have cracked the code, created their place in the world and taking it to the bank.

So how did they do it? Why do some people struggle and never ever break even while others create outrageously successful homebased careers?MONETIZING YOUR HOBBY OR STARTING A BUSINESS IN YOUR FREE TIME

There are certain habits which I believe are consistent with all of these enterprises. Here are seven habits or traits when implemented work to insure an outrageously profitable venture.

1. Find a hungry target market and look for a product or service to meet their needs. I am surprised how many frustrated entrepreneurs miss this.

What often happens is someone gets excited, hit by an entrepreneurial seizure and tries to start a business with a product or service and feels it will sell simply because of their emotional attachment. Keep your mind open when looking at home based business income opportunities.

However, make sure someone wants to buy whatever you have to sell before you jump in.

Don’t get me wrong you want to have a passion for what you do. However, if you love 8 track tapes it might be a problem. And depending on your age you might be thinking, “What’s an 8 track tape?” Get my point?GENERATIONX STARTING A BUSINESS WANT TO BE WEALTHY?

However, if you find a group of people who are hungry for what you have is like shooting fish in a bucket. When you find a group that has a problem they want solved they will pay you to do it.

2. Understand nothing happens until a sale is made. I am amazed at how many budding entrepreneurs say they hate sales.

This is unfortunate because everything else in a business is an expense. If you don’t have sales coming in the door eventually the doors will close.

Sales and marketing if done correctly is the engine to a company’s success. The key is to add value to the customer at every opportunity. One of the vital things to remember is the first time you obtain a client is the most expensive.

But the real wealth is built when you have the opportunity to sell to a customer over and over again. Some companies even take a loss to get the customer in the pipeline because they realize the real money is on the back end and the true profit is in the lifetime value of the customer.

3. Develop a strong team. One of the traits that will accelerate the success of any business is the leverage generated by the help of others.YOU CAN MAKE MONEY WITH AN ONLINE BUSINESS OPPORTUNITY

Robert Kiyosaki Author of Rich Dad Poor Dad says, “Business and investing are team sports.” The average investor or small-business person loses financially because they do not have a team. Instead of a team they act as individuals who are trampled by very smart teams.”

While you are building a home based business you don’t want to do it alone. There are only 24 hours a day and you can’t do everything.

You want to look for opportunities to outsource all non revenue generating activities. Successful proprietors don’t waste a lot of time on filing and organizing.

4. Focus on the business not just working in the business. What separates you from being able to create a company that provides you with great income and lifestyle versus one that you are chained to the doors is a matter of focus.EARN ADDITIONAL INCOME TO PAYOF CREDIT CARDS

Successful entrepreneurs focus on the big picture.

I’m saddened when people say, “No one can do what I do.” This might be true however it presents a great challenge. You are now a slave to your business.

The business no longer serves you. The goal must be to take “you” out of as much of your business as possible.

Look for ways to remove you, automate and systemize the process. One of the ways to do this is to use the leverage of technology. You might want to use a website that allows people to order your product or service 24/7.

Or you might write a book which can be sold while you are sleep. Get the picture.

5. A highly successful home based business has a central theme or mission. Many home based businesses never reach success because they are trying to do too many things at the same time.

You might be saying, “But I want to create multiple streams of income.”

The problem with multiple streams of income can be a nightmare if approached incorrectly. New entrepreneurs often make the mistake of trying to create several profit centers from non aligned businesses.

For example, you will find people who try to start real estate, network marketing and internet marketing all at the same time.YOU CAN MAKE MONEY WITH AN ONLINE BUSINESS OPPORTUNITY

The reason you will almost never have success with this strategy is you can not build momentum. Each business has a totally different business model and you can’t leverage the energy of one to another.

However, the successful home based entrepreneur understands the law of momentum. For example, if you were an author one of your products would be the book.

What does home based mean in business?
By Entrepreneur Staff. Home Based Business Definition: A business whose primary office is in the owner’s home. The business can be any size or any type as long as the office itself is located in a home.

However, you could spin that product into an empire by leveraging it into an e-book, tape set, work-book, seminar, boot camp and coaching program.

Do you see the power of having one central product or theme and how you can leap frog to success? You want to be focused and committed to a central theme. Once you have success you can add another stream of income. This trait is one of hidden keys to success.

6. Resilient and quick to adapt to change. This is one of the distinct advantage solo-entrepreneurs have over large companies.

Often time’s large corporations invest thousands of dollars in a project and even when they know it’s not working they are slow to change. In Corporate America this may not kill a business because one mistake is just a cog in the wheel.

However, in small business your ability to change on a dime allows you test things and when things work you do it with massive all out action. And when something is not what working you simply let it go, test something else and move forward.

7. Commit to continual education. Now, I am not talking about another degree or certificate. There are plenty of people with plaques on their walls that aren’t able to create the income and lifestyle they want.

However, I love the quote by one of the leading experts in self-development. Jim Rohn says, “Formal education will make you a living; self education will make you a fortune.”

Personal development and specialized knowledge often is the difference between a fledgling operation and one that has an outrageously bottom line.

Why? Because successful people know that the best investment they can make is in self.

Make sure that you are always staying ahead of the curve and immerse yourself in your area of expertise. You can do this by attending seminars, tele-classes, boot camps or participating in coaching programs.

Do you want to build wealth from home? Cut your learning curve by modeling one or all of these traits from successful home based businesses.

You will find when you model those who have had success you will too if you embody the same traits. Start today and you will be on your way to outrageous success.
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