When a veteran dies does the spouse receive benefits?

When a retired Veteran dies does the spouse receive benefits?

Military retired pay stops upon the death of the retiree. The Survivor Benefit

Plan allows a retiree to ensure, after death, a continuous lifetime annuity for their

dependents. The annuity, based on a percentage of retired pay, pays eligible

survivors an inflation-adjusted monthly income.

What benefits do 100 disabled veterans get as a spouse?

Spouses of disabled Veterans are eligible for health care benefits through the

Civilian Health and Medical Program (CHAMPVA). This program also allows for

reimbursement of certain costs, such as prescription medications, medical equipment,

nursing care, and more, as long as the Veteran and their spouse remain married.

How much is a VA widows pension?

The basic monthly rate of DIC is $1,340 for an eligible surviving spouse. The rate is

increased for each dependent child, and also if the surviving spouse is housebound or

in need of aid and attendance. VA also adds a transitional benefit of $332 to the

surviving spouse’s monthly DIC if there are children under age 18.

How long does a widow receive VA benefits?

If VA rated the Veteran permanently and totally disabled with an effective date of

three years from discharge, or if the Servicemember died on active duty, a spouse

will be eligible for benefits for 20 years from the effective date of the rating or date of death.

A VA Survivors Pension offers monthly payments to qualified surviving spouses and

unmarried dependent children of wartime Veterans who meet certain income and net

worth limits set by Congress.

Can a widow receive Social Security and VA benefits?

SSDI and VA disability compensations are not affected by each other, so you may be

eligible to receive both. However, you must apply for them separately. It may be

possible to also qualify for SSI, depending on income and resources.

How much does a military widow get?

If you’re the surviving spouse of a Veteran, your monthly rate would start at $1,612.75.

Then for each additional benefit you qualify for, you would add the amounts from the Added amounts table.

How much does a military widow get?

If you’re the surviving spouse of a Veteran, your monthly rate would start at $1,612.75.

Then for each additional benefit you qualify for, you would add the amounts from the Added

amounts table.

Do veterans widows get money?

A VA Survivors Pension offers monthly payments to qualified surviving spouses and unmarried

dependent children of wartime Veterans who meet certain income and net worth limits set by Congress.

Does a widow get her husband’s VA disability?

Unfortunately, your spouse cannot receive your VA disability compensation after you die. However,

they may get a monthly allowance if they qualify for Dependency and Indemnity Compensation.

If you lived in government housing, VA might also allow them to stay in residence for

up to a year.

Can I add my wife to my VA health benefits?

You can quickly and efficiently add your spouse or child to your compensation award by

following an easy, step by step process on www.ebenefits.va.gov. Filing online using

eBenefits gives you a faster, and in some cases, a same day response. That means your

payments can begin more quickly.

What is a very powerful quote?

“God, grant me the serenity to accept the things I cannot change, the courage to change the things I can, and the wisdom to know the difference.” — Reinhold Niebuhr.

What is a good short positive message?

“Success is not final, failure is not fatal: it is the courage to continue that counts.”

“When you have a dream, you’ve got to grab it and never let go.” “Life is like riding a

bicycle. To keep your balance, you must keep moving.

Who is the No 1 motivational speaker?

Top 50 Most popular motivational speakers

#1 Bear Grylls #2 Tony Robbins #3 Mr. T

#4 Cesar Millan #5 Dave Ramsey #6 Nick Vujicic

#7 Eckhart Tolle #8 Deepak Chopra #9 Kevin O’Leary

#10 Malcolm Gladwell #11 Gary Vaynerchuk #12 Robert Kiyosaki

#13 Eric Thomas #14 Paula White #15 Barbara Corcoran

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STARTING A BUSINESS ON A SHOESTRING BUDGET —HOW TO RETIRE WEALTHY — TRAVEL – ENJOY –START A BUSINESS NOW AND HAVE ADDITIONAL INCOME IN RETIREMENT

How to retire with (WEALTH IS A BEAUTIFUL LIFESTYLE) Please order one of
these books regardless of your age. Building wealth now is fundamentally to
having wealth in retirement.
Cutting Spending, paying down debt, saving 20% or more of your income, investing
in bonds, stocks, real estate, earning additional income is the way to avoid
income inequality. Millions of individuals retire with less than $2000.00 per
month after a lifetime of work.

Anyone can achieve income and wealth wealth equality. Thousands of speeches, videos
on youtube, lots of books on Amazon and Ebay will tell you step by step how to.

HERE’S SOME GREAT INFORMATIONS TO ENJOY YOUR RETIREMENT A LOT MORE

I am reading, studying THE ROAD TO WEALTH. It is to anyone advantage
to study money management. I am totally surprise at how much income/wealth one
will need in retirement to maintain the same standard of living they had before
retirement.

I was blown away when I took a look at total income. Total bills and what will
happen if one of pass. Practically half of the household income would cease.
Job retirement and social security check.

3 TIPS — STARTING A BUSINESS — FORGET LIVING PAYCHECK TO PAYCHECK

3 Things To Do Prior To Submitting Articles

With modern communication technology comes the popularity of information-based marketing, which is one of the oldest and most effective techniques in getting targeted prospects to sites and converting them into buyers. This is why article writing, submissions and publications are also getting popular.

internet business plan, small business advertising, business newsletter, business location, business competitors, business website, search engine optimization, pay-per-click marketing, business marketing tips

To all writers and non-writers out there, now is the time to start digging up those creative writing skills back.FINANCIAL FREEDOM

With modern communication technology comes the popularity of information-based marketing, which is one of the oldest and most effective techniques in getting targeted prospects to sites and converting them into buyers.

This is why article writing, submissions and publications are also getting popular.
There are already many tools that people can use to make the process of distributing their articles more easily. Continue reading “3 TIPS — STARTING A BUSINESS — FORGET LIVING PAYCHECK TO PAYCHECK”

7 WAYS BUILDING WEALTH IS SO SIMPLE FOR ANYONE

SAVING IS EVERYTHING

Practical Ways to Save Money

RESIDUAL/PASSIVE INCOME PAY DOWN DEBT BUILD WEALTH RETIRE EARLY

Say goodbye to debt.

Cut down on your grocery budget.

Cancel automatic subscriptions and memberships you don’t use.

Buy generic.

Cut ties with cable.

Save money automatically.

Spend extra or unexpected income wisely.5 SIMPLE STEPS TO SMALL BUSINESS SUCCESS ON THE INTERNET–EARNING ADDITONAL INCOME — PAYING OFF STUDENT LOANS, CREDIT CARD DEBT, SAVING MORE, AND MOST OF ALL BECOMING AN INVESTOR

Adjust your tax withholdings.

Best Frugal Ways to Save Money

Buy produce on sale or in season.

Go meatless at least once a week.

Pack your lunches.YOU CAN MAKE MONEY WITH AN ONLINE BUSINESS OPPORTUNITY

Stretch your hand soap.

Watch detergent amounts and wash only full loads.

Hang out your laundry.

Save on Gas.

Skip the bought coffee and coffee drinks.

BUDGETING

A budget is a plan you write down to decide how you will spend your money each month.

A budget helps you make sure you will have enough money every month. Without a budget,

you might run out of money before your next paycheck. A budget shows you: how much

money you make.

What is the 50 30 20 budget rule?

The rule states that you should spend up to 50% of your after-tax income on needs and

obligations that you must-have or must-do. The remaining half should be split up between

20% savings and debt repayment and 30% to everything else that you might want.

What should I invest in as a beginner?

6 best investments for beginners

High-yield savings accounts.

Certificates of deposit (CDs)

401(k) or another workplace retirement plan.

Mutual funds.

ETFs.

Individual stocks.

How to invest $100 dollars to make $1,000?

How To Invest $100 To Make $1000 a Day in 20 Ways

Invest in real estate.

Gather your savings in a high-yield savings account.

Invest in the stock market.

Start a blog.

Use robo advisors.

Invest in cryptocurrency.

Start an e-commerce business.

Start a drop shipping business.

Minimalism

Is all about owning only what adds value and meaning to your life (as well as the

lives of the people you care about) and removing the rest. It’s about removing the

clutter and using your time and energy for the things that remain. We only have a

certain amount of energy, time, and space in our lives.

What is a minimalist lifestyle?

4 Ways to Adopt A Minimalist Lifestyle | Chase

A minimalist lifestyle is intentionally living with fewer possessions — focusing only on

the ones you need. Living with less may be the right choice if you’re feeling overwhelmed

with clutter, if you’re looking for fewer distractions, or if you’re looking to cut back

on spending.

What does it mean to be penny-pinching?

Penny-pinching is the practice of trying to spend as little money as possible. [disapproval]

Government penny-pinching is blamed for the decline in food standards. Synonyms: meanness,

selfishness, parsimony [formal], stinginess More Synonyms of penny-pinching.

What is another word for penny-pinching?

Synonyms of penny-pinching (adj. tight with money)

miserly.

parsimonious.

penurious.

stingy. tight.

Is Penny-pinching good?

Is Pinching Pennies The Ultimate Secret To Wealth

Sometimes, it makes sense to pinch pennies and save as much as you can. However, there

are times when saving the extra money costs you in a number of other ways. Carefully

consider all the costs involved before making your spending decisions. Sometimes, the

non-money costs outweigh your savings.

You can use the purist definition, whereby debt-free means you have no debt at all—from

credit cards, loans or other creditors. As a result, you don’t rely on credit cards or

other forms of credit for everyday spending.

Is it good to be debt free at 40?

Being debt-free — including paying off your mortgage — by your mid-40s puts you on the

early path toward success, O’Leary argued. It helps you free yourself from financial

obligations at a time when your income is presumably stable and potentially even growing.

Is it better to be debt free or have savings?

Our recommendation is to prioritize paying down significant debt while making small

contributions to your savings. Once you’ve paid off your debt, you can then more

aggressively build your savings by contributing the full amount you were previously

paying each month toward debt.

BUILDING YOUR WEALTH WITH US TREASURY T-BILLS

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What is the 2 year Treasury rate today? 9/28/2023

5.12%

2 Year Treasury Rate is at 5.12%, compared to 5.08% the previous market

day and 3.96% last year.

How to buy 2 year Treasuries?7 STEPS TO AVOID POVERTY AND ACHIEVE PROSPERITY 2023

Using a brokerage or bank is the only way to trade a Treasury before its maturity date.

Treasurys must be traded outside of TreasuryDirect through a bank, brokerage or dealer

by selling to investors looking to buy.Is the 2 year treasury a bond?

Key Takeaways

T-bonds mature in 20 or 30 years and offer the highest interest payments bi-annually. T-notes

mature anywhere between two and 10 years, with bi-annual interest payments, but lower yields.

T-bills have the shortest maturity terms—from four weeks to one year.

What is the 3 month Treasury rate?9/28/2023START YOUR JOURNEY TO FINANCIAL FREEDOM WITH PASSIVE INCOME

3 Month Treasury Bill Rate (I:3MTBRNK)

3 Month Treasury Bill Rate is at 5.34%, compared to 5.35% the previous market day and 3.30%

last year. This is higher than the long term average of 4.18%.

How often do 2 year Treasury bonds pay interest?

every six months

Bonds and Notes

Bonds are long-term securities that mature in 20 or 30 years. Notes are relatively short

or medium-term securities that mature in 2, 3, 5, 7, or 10 years. Both bonds and notes pay

interest every six months.

Are 2 year Treasuries tax free?STARTING A BUSINESS FOR THE PURPOSE OF PASSIVE/RESIDUAL INCOME

Interest income from Treasury securities is subject to federal income tax but exempt from

state and local taxes. Income from Treasury bills is paid at maturity and, thus,

tax-reportable in the year in which it is received.YOU CAN MAKE MONEY WITH AN ONLINE BUSINESS OPPORTUNITY

HOW TO GENERATE WEALTH BY INVESTING IN TREASURY NOTES

5.52%
6 Month Treasury Rate is at 5.52%, compared to 5.52% the previous market day and

3.85% last year. This is higher than the long term average of 2.79%. The 6 Month

Treasury Bill Rate is the yield received for investing in a US government issued

treasury security that has a maturity of 6 months. 9/26/2023

EVERYONE CAN BE FINANCIAL SUCCESSFUL IN AMERICA STARTING NOW

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THE AMERICAN DREAM IS HOMW OWNERSHIP

SIX TIPS TO HELP ANYONE ACQUIRE THEIR DREAM HOME

https://www.alabamarealtors.com/posts/2023/08/28/6-ways-your-buyers-can-save-on-their-mortgage SHARE THIS LINKS/ARTICLE WITH FRIENDS, FAMILY AND YOUR SOCIAL
MEDIA FRIENDS. ACQUIRING WEALTH IS POSSIBLE.

Thank you for reading our blog and please donate $2, $5, $10. All donations

are extremely appreciated. PLEASE DONATE NOW OR MAIL A $2.00 DONATION TO

IMGENERATIONX, PO BOX 651, TI, AL 36083-0651

5 STEPS TO BEAT INFLATION IN YEAR 2024 PROSPERING

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How often does a variable interest rate change?

A variable interest rate can change on a monthly, quarterly or annual basis. Variable interest

rates may increase or decrease, depending on changes in prevailing interest rates. The loan

payments on a variable-rate loan are less predictable, because the loan payments will change

when the interest rate changes. Your variable rates on debt is key to beating inflation 2023.

Paying high interest rates will in 2023 is affect your savings in a negative way.

4.68% — The number one way to beat inflation in year 2023 is to earn more on your saving/

to pay less interest on debt. Secured credit card versus high interest rates cards.

6 Month Treasury Bill Rate is at 4.68%, compared to 4.64% the previous market day and 0.23% last

year. This is higher than the long term average of 4.48%.WHEN DEBT VS CUTTING SPENDING–CREATING WEALTH YEAR 2023

STEP 2: What does pinching my pennies mean?

to spend as little money as possible: When we were first married we had to pinch pennies just to

get by. SMART

Is penny pinching positive or negative?

Penny pincher is synonymous with the word miser, but whereas miser is always used negatively

(to refer to Ebenezer Scrooge types), penny pincher can be used either in a negative way or in

a more neutral way to refer to someone who’s just trying to save money because they’re on a tight

budget.

How do you save penny pinching money?

9 Ways to Pinch Pennies Around the House. I’m certainly not an extreme frugalist. …

Eliminate Food Waste. …

Turn the Thermostat Up or Down. …

Don’t Buy Expensive Cleaning Products. …

Hang Clothes to Dry. …

Drink Tap Water. …

Reduce Home Entertainment Costs. …

Clean Out Your Closet and Junk Drawer.

Will minimalism automatically make me content?

Although it is a great start, it isn’t an instant cure. It is a pathway, not the end goal.

Becoming a minimalist will give you more time and will free up more of your money than ever

before. But we must focus on gratitude every single day in order to see the results.

It’s that journey of intentional self-improvement, and appreciating what we already have,

that will bring us contentment.

STEP 3: What are the 3 biggest strategies for paying down debt?

Image result for pay down debt

In general, there are three debt repayment strategies that can help people pay down or pay

off debt more efficiently. Pay the smallest debt as fast as possible. Pay minimums on all

other debt. Then pay that extra toward the next largest debt.

STEP 4: What Is a Variable Interest Rate? A variable interest rate is one that can fluctuate over

time, causing your loan payments to change. Variable rates are common on credit cards and home equity

lines of credit (HELOCs). 1 You may also find variable-rate private student loans. How much interest

will you pay in 2023??? Will you pay $1000.00, $2000.00 or even more??? Remember variable rates

can change at anytime.

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EARN $150,000 PER YEAR AND UP AS A SOFTWARE DEVELOPER

Software developers create the computer applications that allow users to do

specific tasks and the underlying systems that run the devices or control

networks. Software quality assurance analysts and testers design and execute

software tests to identify problems and learn how the software works.Feb 6, 2023

Software Developers, Quality Assurance Analysts, and Testers

Bureau of Labor Statistics (.gov)

Developer Salary

How do I become a coder with no experience?

Here are 10 steps that can help you get a job in programming without experience:

Improve your coding skills.

Create a portfolio.

Build your online presence.

Network with other programmers.

Earn certifications.

Take part in coding challenges or competitions.

Write a strong resume.

Build projects.

MILLINEALS GENERATION — 7 HABITS OF OUTRAGEOUSLY SUCCESSFUL WORK AT HOME B USINESS — STOP LIVING PAYCHECK TO PAYCHECK — BUILD WEALTH TO RETIRE EARLY WHILE LIVING DEBT FREE

7 Habits of Outrageously Successful Work At Home Businesses

Do you ever wonder why some homebased businesses are outrageously successful while others barely get off the ground?

It’s no secret that some work at home maverics have cracked the code. Discover 7 Habits ro creating your own work at home empire.YES YOU CAN BUILD WEALTH TO RETIRE RICH

Work from home, work at home, home based income businesses, home based career

You’ve read the ads or seen the infomercials. “Build a six or seven figure income while lounging in your pajamas in your work at home business.”

For many people who hear this, their scam detector goes up and they become defensive. Why? Because they have heard countless horror stories of people who have lost their shirt trying to create a business from home.

However, the truth is there are thousands of home based entrepreneurs around the country who have cracked the code, created their place in the world and taking it to the bank.

So how did they do it? Why do some people struggle and never ever break even while others create outrageously successful homebased careers?MONETIZING YOUR HOBBY OR STARTING A BUSINESS IN YOUR FREE TIME

There are certain habits which I believe are consistent with all of these enterprises. Here are seven habits or traits when implemented work to insure an outrageously profitable venture.

1. Find a hungry target market and look for a product or service to meet their needs. I am surprised how many frustrated entrepreneurs miss this.

What often happens is someone gets excited, hit by an entrepreneurial seizure and tries to start a business with a product or service and feels it will sell simply because of their emotional attachment. Keep your mind open when looking at home based business income opportunities.

However, make sure someone wants to buy whatever you have to sell before you jump in.

Don’t get me wrong you want to have a passion for what you do. However, if you love 8 track tapes it might be a problem. And depending on your age you might be thinking, “What’s an 8 track tape?” Get my point?GENERATIONX STARTING A BUSINESS WANT TO BE WEALTHY?

However, if you find a group of people who are hungry for what you have is like shooting fish in a bucket. When you find a group that has a problem they want solved they will pay you to do it.

2. Understand nothing happens until a sale is made. I am amazed at how many budding entrepreneurs say they hate sales.

This is unfortunate because everything else in a business is an expense. If you don’t have sales coming in the door eventually the doors will close.

Sales and marketing if done correctly is the engine to a company’s success. The key is to add value to the customer at every opportunity. One of the vital things to remember is the first time you obtain a client is the most expensive.

But the real wealth is built when you have the opportunity to sell to a customer over and over again. Some companies even take a loss to get the customer in the pipeline because they realize the real money is on the back end and the true profit is in the lifetime value of the customer.

3. Develop a strong team. One of the traits that will accelerate the success of any business is the leverage generated by the help of others.YOU CAN MAKE MONEY WITH AN ONLINE BUSINESS OPPORTUNITY

Robert Kiyosaki Author of Rich Dad Poor Dad says, “Business and investing are team sports.” The average investor or small-business person loses financially because they do not have a team. Instead of a team they act as individuals who are trampled by very smart teams.”

While you are building a home based business you don’t want to do it alone. There are only 24 hours a day and you can’t do everything.

You want to look for opportunities to outsource all non revenue generating activities. Successful proprietors don’t waste a lot of time on filing and organizing.

4. Focus on the business not just working in the business. What separates you from being able to create a company that provides you with great income and lifestyle versus one that you are chained to the doors is a matter of focus.EARN ADDITIONAL INCOME TO PAYOF CREDIT CARDS

Successful entrepreneurs focus on the big picture.

I’m saddened when people say, “No one can do what I do.” This might be true however it presents a great challenge. You are now a slave to your business.

The business no longer serves you. The goal must be to take “you” out of as much of your business as possible.

Look for ways to remove you, automate and systemize the process. One of the ways to do this is to use the leverage of technology. You might want to use a website that allows people to order your product or service 24/7.

Or you might write a book which can be sold while you are sleep. Get the picture.

5. A highly successful home based business has a central theme or mission. Many home based businesses never reach success because they are trying to do too many things at the same time.

You might be saying, “But I want to create multiple streams of income.”

The problem with multiple streams of income can be a nightmare if approached incorrectly. New entrepreneurs often make the mistake of trying to create several profit centers from non aligned businesses.

For example, you will find people who try to start real estate, network marketing and internet marketing all at the same time.YOU CAN MAKE MONEY WITH AN ONLINE BUSINESS OPPORTUNITY

The reason you will almost never have success with this strategy is you can not build momentum. Each business has a totally different business model and you can’t leverage the energy of one to another.

However, the successful home based entrepreneur understands the law of momentum. For example, if you were an author one of your products would be the book.

What does home based mean in business?
By Entrepreneur Staff. Home Based Business Definition: A business whose primary office is in the owner’s home. The business can be any size or any type as long as the office itself is located in a home.

However, you could spin that product into an empire by leveraging it into an e-book, tape set, work-book, seminar, boot camp and coaching program.

Do you see the power of having one central product or theme and how you can leap frog to success? You want to be focused and committed to a central theme. Once you have success you can add another stream of income. This trait is one of hidden keys to success.

6. Resilient and quick to adapt to change. This is one of the distinct advantage solo-entrepreneurs have over large companies.

Often time’s large corporations invest thousands of dollars in a project and even when they know it’s not working they are slow to change. In Corporate America this may not kill a business because one mistake is just a cog in the wheel.

However, in small business your ability to change on a dime allows you test things and when things work you do it with massive all out action. And when something is not what working you simply let it go, test something else and move forward.

7. Commit to continual education. Now, I am not talking about another degree or certificate. There are plenty of people with plaques on their walls that aren’t able to create the income and lifestyle they want.

However, I love the quote by one of the leading experts in self-development. Jim Rohn says, “Formal education will make you a living; self education will make you a fortune.”

Personal development and specialized knowledge often is the difference between a fledgling operation and one that has an outrageously bottom line.

Why? Because successful people know that the best investment they can make is in self.

Make sure that you are always staying ahead of the curve and immerse yourself in your area of expertise. You can do this by attending seminars, tele-classes, boot camps or participating in coaching programs.

Do you want to build wealth from home? Cut your learning curve by modeling one or all of these traits from successful home based businesses.

You will find when you model those who have had success you will too if you embody the same traits. Start today and you will be on your way to outrageous success.
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7 STEPS TO AVOID POVERTY AND ACHIEVE PROSPERITY 2023

What are Treasury bill rates today?

Basic Info

3 Month Treasury Bill Rate is at 5.30%, compared to 5.30% the previous market

day and 2.74% last year.

Where to buy 6 month Treasury bill rate?

TreasuryDirect allows investors to buy Treasury bonds and bills directly from

the U.S. government.

How safe are 6 month Treasury bills?

T-Bills Are a Safe Investment

The federal government has never defaulted on an obligation, and it’s universally

believed it never will. Investors who hold T-bills can rest assured that they

will not lose their investment. T-Bills are considered a zero-risk investment

thanks also to Treasury market liquidity.

How To Invest In Treasury Bills

THE UNITED STATES IS ONE OF THE MOST PROPEROUS COUNTRY ON THIS PLANET

What does it mean to live a life of prosperity?

making the world a better place and helping others prosper as well

What is the real meaning of poverty?

Poverty is about not having enough money to meet basic needs including food, clothing and

shelter. However, poverty is more, much more than just not having enough money. The World

Bank Organization describes poverty in this way: “Poverty is hunger.

STEP 1: SELF DISCIPLINE

What is the true meaning of self-discipline?

Self-discipline is the ability to control yourself and to make yourself work hard or

behave in a particular way without needing anyone else to tell you what to do. Exercising

at home alone requires a tremendous amount of self-discipline.

STEP 2: DREAMING BIG

Dreaming Big Requires Overcoming Fear of Success

It might mean feeling like the odd one out in your family or friend group. It might mean

having more responsibility than we really want. Or, it could lead to resentment from

others or even confusion about our own self-concept.

What are the six steps to self-discipline?

Here are six exercises that will increase your self-discipline:

Acknowledge your weaknesses.

Create a clear plan.

Remove temptations.

Practice tolerating discomfort.

Visualize the rewards.

Recover from mistakes.

Keep Trying and Reap the Rewards.

Is dreaming big a good thing?

Dreaming big will give you a sense of accomplishment, even if your dream doesn’t come true.

his is because when people dream they set their sights on something bigger than themselves,

even when it seems impossible. This gives them the motivation to make changes and take

action towards that dream in their lives.

STEP 3: SETTING GOALS

What are the 5 steps in goal-setting?

The methods for effective goal-setting will vary from person to person or team to team,

but here are some steps to get you started:

Brainstorm actionable objectives.

Identify realistic and specific goals.

Break down goals into smaller steps.

Identify possible obstacles.

STEP 4: TIME MANAGEMENT — TIME BLOCKING

Time management is the process of organizing and planning how to divide your time between

different activities. Get it right, and you’ll end up working smarter, not harder, to get

more done in less time – even when time is tight and pressures are high. The highest

achievers manage their time exceptionally well.

STEP 5: POSITIVE THINKING

What is positive thinking?

Positive thinking, or an optimistic attitude, is the practice of focusing on the good in

any given situation. It can have a big impact on your physical and mental health. That

doesn’t mean you ignore reality or make light of problems.

How can I practice positive thinking?

The Power of Positive Thinking: 5 Ways You Can Practice…

Use affirmations.

Remind yourself to focus on the good things, no matter how small they are.

Do something nice for someone.

Focus on the present moment.

Surround yourself with positive people.

STEP 6: ORGANIZE PLANNING

How do you organize your planning?

Five tips for organizing your planner

Set task priorities. Every day, take a few minutes to think about

what’s most important.

Use Timeboxing. Timeboxing is a technique that can help you make the

most of your time.

Make it a habit.

Schedule in buffer time.

Be flexible

STEP 7: FOCUSING ON YOURSELF/YOUR MENTAL ABILITY

What are the 4 ways of being spiritual?

Here are five tips on how to be more spiritually aware.

Start a Daily Meditation Practice. One of the most effective ways of becoming more

spiritually aware is to have a daily meditation practice.

Cultivate Emotional Intelligence.

Practice Self-Love.

Connect More Deeply with Others.

Cultivate Gratitude.

MOMS — START A BUSINESS FROM HOME

BUILD RESIDUAL AND PASSIVE INCOME TO RETIRE EARLY, TRAVEL AND PURCHASE A

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Start A Business From Home

Create A Website for $1.99/Month

This article provides some free tips to help start your business at home.

Inside corporates there are many high paying jobs. Access to qualifications, lack

of time flexibility and time away from the family prevent many financial freedom

in this environment. When you work for someone else you always have to put the

needs of your company and your boss ahead of your own.

The question is how about those busy mothers, stay at home dads and those who

do not have the time.

This article provides some free tips to help start your business at home.

Inside corporates there are many high paying jobs. Access to qualifications, lack

of time flexibility and time away from the family prevent many  financial

freedom in this environment. When you work for someone else you always

have to put the needs of your company and your boss ahead of your own.

The question is how about those busy mothers, stay at home dads and those

who do not have the capability or the desire to work outside their home.

Are they be able to work and earn some extra money?

The answer is yes, but you need to consider what kind of home business you

want, how to get started, and what your target market is.

There are some basic issues that everyone encounters when starting a new

home business. Like deciding on what kind of business you can start up. For

instance you can decide to be the best writer, tax accountant, or web designer

in the market.

An other issue is how to get connected to the world market or even your local

markets, how could you market your product or service?

You should think these through to help avoid the barriers that may occur while

you are creating your home business. Here is a five point plan to get started

with internet marketing and to help you to market your products or services f

rom your own home.

1. Decide who your main customers are. As a group, how old are they? Where

do they live? How much money do they make? What kinds of jobs do they have

and what are their interests? The better you can understand customers, the better

you’ll fare in the next four steps.

2. What kinds of media do your main customers use?

Each type of media has its own target audience. Each radio station, newspaper,

magazine, or TV program tries to interest a specific segment of the population. The

trick is to match your main customers with the kinds of media they use. Remember

that media is not just TV and newspapers.

Effective media can be anything that conveys your message. Media choices range from

million dollar commercials, to a few free pens with your name on them. With this in

mind, the internet is one of the most powerful media you can use. The internet is also

a relatively low cost entry for your home business.

3. Focus on media you can afford to use consistently to promote your home business.

One of the keys to effective marketing is consistency. You have to hit the audience

with your message again, and again.

Many marketers use the Rule of Seven. Prospective customers must see or hear your

message seven times before they consider buying. Don’t spend your entire

marketing budget on a one-shot media blitz. Choose a less expensive type of media

that you can afford to use week after week.

Google Adwords may be a good place to start your home business advertising. Just

be sure to get a free eCourse to educate yourself on how to effectively use this type

of advertising before you invest your advertising dollars.STOP LIVING PAYCHECH TO PAYCHECK

4. Sell the main benefit of your product or service.Create A Website for $1.99/Month

Focus on what is unique about your home business products or services. How does

your product or service improve your customer’s life? Talk to your customers from

their own perspective. Does your product or service save them time? Make them

richer? Make them more attractive?

Your marketing should drive home this most important benefit as clearly and directly

as possible. Customers want to know what’s in it for them. When you advertise the

features of your product or service, connect those features to the benefits.

5. Finally, remember to promote your business with the latest on-line marketing

tactics. Articles are very effective method to get the word out.

The Internet is available to everyone. It’s the only “big” media that allows the small

home business person to get their message out at very low cost. Bulletin boards

and newsgroups may appreciate helpful information that you provide. Most won’t

mind if you sign your name along with four to six lines about your business in

your bio line.

There you have it. We have covered a few steps to help ensure you get your home

business off to a great start. Keep them top of mind as you plan your home business.

These points are some of the keys to determine if your business will be a success

or failure.

One last small suggestion. Never stop looking for new ideas, a better delivery method

or a new angle on an old concept. Starting a business is one thing, keeping it going

requires and enquiring mind and the flexibility to keep up with an ever changing

marketplace.

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FLIPPING HOUSES– WEALTH IS UNLIMITED WHEN IT COME TO REAL ESTATE.

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BABY BOOMERS GENERATION — VALUE OF BEING PHSICALLY FIT

VALUE OF BEING PHYSICALLY FIT

Health is wealth! We all have heard of this term in this journey of life. We understand its meaning, but its relevance and deepness are realized only when you are down! Being physically fit is the best reward that one could ever have.

There is no gift that is more valuable than the gift of health. The health industry is booming and there is a reason behind that.

People are becoming extra cautious of their health especially due to awareness and the tedious routines which is increasing tendency of diseases in young people too!

Here is how you can step on the pathway of being physically fit!

Exercise: You should incorporate exercise in your routine to stay fit and active. Exercise reduces the stiffness in your body and improves blood flow which keeps you active throughout the day.

You can do swimming, cycling, yoga, running or jogging. It is very easy to include these in your routine if you spare some time.
FREE INFORMATON
I will not only maintain the weight of your body but would also improve metabolism and immunity. Both of these are important ingredients in the recipe of health!

You can join group classes or a nearby gym to attain continuity. If you are part of a group of people who are fitness conscious then it will help you in attaining the routine quickly.

Yoga is a combination of cardio and strength. It helps you in learning how can you balance, meditate and focus on things.

There are a variety of exercises available and it is always a good practice to include some strength training sessions. You need to gain muscle as you start to age as they drain out of strength.

So lifting some weights, dumbbells under supervision will prove to be a good idea!

Healthy food and beverages: It is important to include foods that are rich in Iron, Vitamin D, C & B in your diet for a healthy body.

f you are a non-vegetarian, you might already be getting enough of these but if you are a vegetarian, you need to be extra cautious of your diet! Go for regular health check-ups to address any deficiencies that you may have!

Smoking and alcohol and rather make a habit to drink coconut water, coriander seeds to water and juices daily.

Value of being physically fit

It is important to create a culture of wellness to yield sustainable results of health in long run. Being healthy and physically fit has a direct correlation to happiness and success.

A healthy mind rests in a healthy body! Staying physically fit not only impacts your persona and lifestyle but also improves your performance at work.

In order to drive the business forward and inspire your team, a good leader should maintain mental and physical wellness.FREE INFORMATION
At every stage of life, you are constantly pushed beyond your threshold/ comfort zone. A healthy body has stamina and mental ability to endure the challenges at every stage of life. This helps you in maintaining your cool and also reduces symptoms associated with anxiety and Great Health.

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RESIDUAL/PASSIVE INCOME PAY DOWN DEBT BUILD WEALTH RETIRE EARLY

Are you finding that your networking efforts are wearing you out – and your network does not seem to be growing?

Here are the myths that must be disspell so that you can spend quality time – not quantity time – on building your professional network

networking, contact building, list building, small business sales, business development

If you’re networking with strangers, you’re wasting your time. A consultant friend of mine recently complained, “I’m doing 2-3 networking events a week – and I’m worn out.”

When I asked why she felt networking was important, she replied, “One of my marketing goals is to do at least 1 networking event a week.”

(I pointed out that she just admitted to doing 2-3 a week – and perhaps doing 1 a week is smart and doing triple that goal is causing some of the fatigue.) But there’s much more to the great American business myth of networking.

Myth 1: The more you network, the more effective your networking activities become.

Truth 1: It’s much more important to become well-known in 1-2 circles than to spread your networking activities over many different groups. Depth beats breadth every time.

I then asked her how networking was working for her. She said, “I don’t think I have gotten a shred of business out of it in the last six months.”

Her rationale for doing networking: “Everybody knows that you build a business by networking!” Does this make any sense? Or worse, does it sound familiar?STARTING A BUSINESS ONLINE

See if this networking scenario has happened to you:

You meet someone for 30 seconds. They mumble something about real estate as you are tuning them out. They ask you what you do, and you say you are in insurance.

After 10 seconds of staring blankly at each other, you both head to the celery sticks for lack of anything better to do.

Myth 2: The cocktails and miniature wiener circuit is the way to network to success

Truth 2: Networking with strangers to build business is about as effective as going to a bar to get married. In the words of Dr. Phil, “It simply ain’t gonna happen that way.”

Here’s why you’re not going to meet your business soul mate at a networking event:

1) You aren’t going to do business with someone after meeting them for a few minutes and getting handed a poorly printed card.

2) Businesses are built on relationships and not “30-second commercials,” no matter how effective and intriguing.

3) Most of us have major trouble in explaining what we do, much less getting past that explanation and listening for what prospects need.

4) Networking with strangers is not targeted or specific and in fact is completely random. For some people, networking is exactly as effective as cold calling, which is the least effective marketing tool there is.

So am I saying that networking is a waste of time? Absolutely not. What I’m saying is you need to start networking smarter.

Here are a few thoughts to jog your noggin:

* Network by having coffee or lunch with people one on one. Get to know them and their business. They may become a prospect, alliance partner, or referral source.

But aim first and foremost to make them a friend. The rest will follow naturally.

* If you’re going to network with strangers, go with the goal of making 2-3 lunch or coffee dates with people you find interesting.

* Ask every happy customer you have (they’re all happy, right?) for just one referral of someone who would be interested in your type of goods or services, then call and use their name.

(“Hi I’m Fred and Ginger said I should call you. Isn’t Ginger great?”) You already have one thing in common – Ginger!

* Create a network “hit list” of the exact kind of businesses you want to network with – maybe you sell software and you want to meet IT managers at medium-size companies.

Make the list and put it in your little black book or PDA. Focus your networking and outreach activities on only those people – or others who can refer you to those people.

* Join non-business groups and spend time doing non-business activities: Civic, social, religious, recreational, musical, athletic… the list is endless. Establish relationships with people in your group. Perhaps you’re a Moose and a realtor.

A Moose, as it turns out, wants to by a house from another Moose. If so, you have the Moose Market cornered! Are you into hand-drumming. Guess what? A hand-drummer will want to do business with another hand-drummer. Get it?

* If you do go to a “mixer” go with a targeted goal in mind. For example, your goal might be “to meet three people on my target list and get their card so I can follow up for breakfast, lunch, coffee or badminton.”

A traditional “networking event” now becomes simply the first phase of your targeted plan for global domination, and not an end in itself.

Here’s a final thought to shake up your networking mindset: Network with people who already know you, like you, or have done business with you.

Myth 3: Networking is all about getting more people to know what you do.

Truth 3: Networking is all about getting people that already know you to share opportunities where you can be helpful to each other.

Make 2-3 phone calls a day to connect with people from past jobs, former clients, or influential people who have expressed interest in you in the past.

We all have a “fan base” that we grossly underutilize.

Think about tapping into friends, colleagues, mentors, and family to mine the connections you already have at your fingertips.

So get out there and network – but make it worth your investment of time and energy by networking smart. As your mother always said, “Don’t network with strangers.”

5 SIMPLE STEPS TO SMALL BUSINESS SUCCESS ON THE INTERNET–EARNING ADDITONAL INCOME — PAYING OFF STUDENT LOANS, CREDIT CARD DEBT, SAVING MORE, AND MOST OF ALL BECOMING AN INVESTOR

5 Simple Steps to Small Business Success on the Internet!

For years, the website design market used to fall into three separate entities for website design and development: (i) graphics and animation studios, specializing in custom graphic design and creative animations, (ii) website marketing/promotion firms, (iii) Web programming companies specializing in database-driven website development.

Web Design, small business, Internet small business, web developer, web promotion

For years, the website design market used to fall into three separate entities for website design and development: (i) graphics and animation studios, specializing in custom graphic design and creative animations, (ii) website marketing/promotion firms, (iii) Web programming companies specializing in database-driven website development.

Nowadays, however, you get to see a fusion of these three entities in several dynamic Web Development and Promotion companies operating from any part of the globe.

These web design, development and web promotion firms are virtually allrounders that cater to a diverse range of clientele, include those coming up for creative web design, web databases CRM / ERP as well as for SEO (search engine optimization) needs.

Most small business firms all over the world heavily rely on the services of such web development firms as they usually cater to small business website design by providing web based marketing methods that small companies can afford due to small budgets.

Depending on the effectiveness of such web-based marketing, clients often see incredible successful results from clicks to conversion. There are some case studies which show that utilizing their marketing equation; some sites have gone from 10 leads a month to 300 leads.

However, to achieve this is easier said than done. Web marketing firms that create a full plan for their clients using both the strategic and tactical methods crafted by specialists/consultants in turn are able to give small or large businesses increased sales.

After all, that is the reason one can zero down on in order to be in a business, right? To have more sales and offer value. STARTING AN ONLINE BUSINES ON A SHOESTRING — CLICK NOW

Therefore, the objective behind any web development or website promotion project is to create a unique selling proposition through your website that can set you apart from your competition so your customers should only think of doing business with you, regardless of price.

Small business firms today look forward to the professional creative website design and strategic web development and web promotion companies for the simple reason that they want their site to have the look and usability of a Fortune 500 company site without having to spend huge bucks for it.

Yes, it is definitely considered a plus if the website is designed as a tactical marketing tool that aims to engage and educate their clients in turn. And most of these businesses have a concern in their minds: can their web site provide a means to gather analytical data for them to offer better service for all? Continue reading “5 SIMPLE STEPS TO SMALL BUSINESS SUCCESS ON THE INTERNET–EARNING ADDITONAL INCOME — PAYING OFF STUDENT LOANS, CREDIT CARD DEBT, SAVING MORE, AND MOST OF ALL BECOMING AN INVESTOR”

CUT SPENDING, PAYING DOWN DEBT, SAVING FOR EMERGENCY, INVESTING

6 Month Treasury Rate is at 5.52%, compared to 5.49% the previous market day and

2.93% last year. This is higher than the long term average of 2.77%. The 6 Month

Treasury Bill Rate is the yield received for investing in a US government issued

treasury security that has a maturity of 6 months.

A key to Long Term Self-Employment Business Prosperity

We all desire many things from our occupation, whatever it is that we do. Whether

we are work-at-home people, or educators and doctors, we are all searching for some

sort of commercial success.

business success

We all desire one thing from our job, whatever it is that we do. Whether we are

work-at-home people, or educators and doctors, we are all hunting for some sort of

business success. This is a natural consequence of investing our time and drive into

something, whether we care about the emotional and psychological success or we’re

quite simply interested in the paycheck achievement, most of us are out there every,

week seeking our portion of commercial success.

Long term Self-employment business success is no different. Whether we join an affiliate

program, an MLM plan, or have some other form of business, we are all seeking out that,

wonderful success that allows us to call ourselves web-based entrepreneurs.

Long term Self-employment commercial success starts with our choice of home based,

opportunities. Whether we are out there searching for the next absolutely wonderful

new idea or are trying to stay with the rules and programs introduced with classic style,

40 years ago, we want our commercial business to flourish.

Many people end up being so gung-ho about finding their own self-employed-business

that they have ten different endeavors going at once, hoping one or two of them will take,

off and send them into the world of pecuniary reward and personal fulfillment. This is,

entirely possible with a few crucial elements, the first of which involves selecting the right,

home based business.

Home based ventures evolve every day. You probably already understand this because you

belong to enough mailing lists to commandeer quite a few accounts. Every day someone

brings forth a brand-new idea in the home-based venture world that they slap the term,

“evolutionary” on to help rev up people’s fervor and make them feel like they should join. Today.

If it is truly a great and evolutionary home-based venture, it will exist beyond today, and it is

okay to hold over your enrollment until you are absolutely secure it is something that you,

should participate in. On the other side, how are you ever supposed to be sure that you’re

setting yourself a good offer if you can’t possibly discover what it is that is so revolutionary.

Those people who have sent the new home-based venture to your email wishing,

you’ll need to know so seriously that you’ll get together, and then when you’re let down,

and recognize you’ve made yourself a nasty endeavor, they already have taken your hard

earned money and are not overly concerned with your thoughts about their idea.

The business industry is taking on a whole new audience. For a lot of businesspeople,

venture no longer means associate programs or multi-level marketing plans, but real,

ventures that can be run from a real business location.

This is good news for those who want to take in a real means of earnings from home by

applying real work and real creativity. This is not to say that MLM and affiliate programs,

are not legitimate employment, rather, for all the real work, and the real effort, how many,

affiliate plans and other plan members do you actually know who are earning a reasonable

income?

This is exactly what I mean. If there were friends all over your neighborhood garnering these

incredible incomes in their associate plan or their MLM plan, then the rational alternative

would be to mosey on over to the next-door neighbor and ask how to get on board.

Long term Self-employment success means acquiring a home-based venture that enables us to be

successful if we choose to put the work into it. STARTING AN ONLINE BUSINESS —- INTERNET BUSINESS

When you’ve finished snickering, you might want to chew over purchasing a venture that,

already in full operation. That can enable you to rearrange your priorities and your imagination,

in the fashion that you desire, and that won’t beg you for a dime before you know exactly what

you’re getting into.<a target=”_blank” href=”https://shareasale.com/r.cfm?b=213241&amp;u=1385128&amp;m=22286&amp;urllink=&amp;afftrack=”><img src=”https://static.shareasale.com/image/22286/hs_guitar_468X60.jpg” border=”0″ /></a>