LIFE CAN BE EASIER FOR SENIOR CITIZENS

Life can be easier for senior citizens. Below are just a few of the thoughts

come to mind when caring for oneself or an elderly senior citizen.

Wellness disabled handicap disability kitchen tools healthcare geriatric cooking

caregiver seniors elderly arthritis exercise medical supplies gifts fitness handicapped care

health senior bathing.

WHY SHOULD A SENIOR CITIZEN JOIN AARP?????

As soon as I became eligible I join AARP and been a member ever since.

It is one the best organization to be a member of:

The American Association of Retired Persons officially changes its name to AARP, in

recognition of the fact that many members continue to work full or part time.

What does AARP really do for you?

Is an AARP Membership Worth It? Explore Membership Benefits

An AARP membership gives you a wide variety of carefully chosen discounts, information

and services, as well as an advocate for important issues like Medicare and Social

Security.

What is the age limit for AARP?

AARP Membership Age: How Old to Join AARP?

18 or older

What is AARP’s Membership Age Requirement to Join? AARP membership is open to anyone

18 or older. While AARP’s mission is dedicated to the needs of the 50+ population,

anyone can become an AARP member. Once you’re a member, you’ll gain access to hundreds

of discounts, programs and resources

What does AARP do for older adults?

AARP Foundation SCSEP (Senior Community Service Employment Program) offers unemployed

adults 55 and older work-based training and skill-building opportunities within a

variety of community service organizations and agencies.

What is the difference between disabled and handicapped?

As traditionally used, impairment refers to a problem with a structure or organ of

the body; disability is a functional limitation with regard to a particular activity;

and handicap refers to a disadvantage in filling a role in life relative to a peer group.

WELLNESS

Wellness is the act of practicing healthy habits on a daily basis to attain better

physical and mental health outcomes, so that instead of just surviving, you’re

thriving. To understand the significance of wellness, it’s important to understand

how it’s linked to health.

CAREGIVER

I spent over 20 years with a senior person in the household that needed caring

for. First I would like to compliment anyone whom have done the same and caregiver

whom do this daily.

What are the 8 definitions of wellness?

8 Dimensions of Well-Being | Health Education & Prevention …

Wellness comprises of eight mutually co-dependence dimensions: emotional, physical,

occupational, social, spiritual, intellectual, environmental, and financial. If any

one of these dimensions is neglected over time, it will adversely affect one’s

health, well-being, and quality of life.

What does disabled person mean?

An individual with a disability is defined by the ADA as a person who has a physical

or mental impairment that substantially limits one or more major life activities, a

person who has a history or record of such an impairment, or a person who is perceived

by others as having such an impairment.

There are numerous items that can be purchase at low prices to assist in the care of

seniors, disable or even handicap individuals.WrightStuff.biz
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Does the VA pay for surviving spouse caregiver?

Whether you are a spouse, an adult child, a stepchild, a grandchild, or another relative

of a veteran, there are VA programs that can pay you as a caregiver. There are also

Medicaid programs that pay family caregivers. Check your eligibility for Medicaid or read

about Medicaid programs that pay family caregivers.

How do I apply for widow benefits?

You can apply for benefits by calling our national toll-free service at 1-800-772-1213

(TTY 1-800-325-0778) or visiting your local Social Security office. An appointment is

not required, but if you call ahead and schedule one, it may reduce the time you

spend waiting to apply.

A practical and revolutionary tableware solution for people with disabilities who have

difficulty eating due to the movement of the dinnerware.

The Freedom Dinnerware no slip Suction Pad is a patented vacuum system. When you place the Freedom Dinnerware non skid dishes with pad attached, on a flat surface and push down with slight pressure , it creates a suction system that holds the Freedom Dish in place and will not move if you bump it or hit it.

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When a veteran dies does the spouse receive benefits?

When a retired Veteran dies does the spouse receive benefits?

Military retired pay stops upon the death of the retiree. The Survivor Benefit

Plan allows a retiree to ensure, after death, a continuous lifetime annuity for their

dependents. The annuity, based on a percentage of retired pay, pays eligible

survivors an inflation-adjusted monthly income.

What benefits do 100 disabled veterans get as a spouse?

Spouses of disabled Veterans are eligible for health care benefits through the

Civilian Health and Medical Program (CHAMPVA). This program also allows for

reimbursement of certain costs, such as prescription medications, medical equipment,

nursing care, and more, as long as the Veteran and their spouse remain married.

How much is a VA widows pension?

The basic monthly rate of DIC is $1,340 for an eligible surviving spouse. The rate is

increased for each dependent child, and also if the surviving spouse is housebound or

in need of aid and attendance. VA also adds a transitional benefit of $332 to the

surviving spouse’s monthly DIC if there are children under age 18.

How long does a widow receive VA benefits?

If VA rated the Veteran permanently and totally disabled with an effective date of

three years from discharge, or if the Servicemember died on active duty, a spouse

will be eligible for benefits for 20 years from the effective date of the rating or date of death.

A VA Survivors Pension offers monthly payments to qualified surviving spouses and

unmarried dependent children of wartime Veterans who meet certain income and net

worth limits set by Congress.

Can a widow receive Social Security and VA benefits?

SSDI and VA disability compensations are not affected by each other, so you may be

eligible to receive both. However, you must apply for them separately. It may be

possible to also qualify for SSI, depending on income and resources.

How much does a military widow get?

If you’re the surviving spouse of a Veteran, your monthly rate would start at $1,612.75.

Then for each additional benefit you qualify for, you would add the amounts from the Added amounts table.

How much does a military widow get?

If you’re the surviving spouse of a Veteran, your monthly rate would start at $1,612.75.

Then for each additional benefit you qualify for, you would add the amounts from the Added

amounts table.

Do veterans widows get money?

A VA Survivors Pension offers monthly payments to qualified surviving spouses and unmarried

dependent children of wartime Veterans who meet certain income and net worth limits set by Congress.

Does a widow get her husband’s VA disability?

Unfortunately, your spouse cannot receive your VA disability compensation after you die. However,

they may get a monthly allowance if they qualify for Dependency and Indemnity Compensation.

If you lived in government housing, VA might also allow them to stay in residence for

up to a year.

Can I add my wife to my VA health benefits?

You can quickly and efficiently add your spouse or child to your compensation award by

following an easy, step by step process on www.ebenefits.va.gov. Filing online using

eBenefits gives you a faster, and in some cases, a same day response. That means your

payments can begin more quickly.

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What is a very powerful quote?

β€œGod, grant me the serenity to accept the things I cannot change, the courage to change the things I can, and the wisdom to know the difference.” β€” Reinhold Niebuhr.

What is a good short positive message?

β€œSuccess is not final, failure is not fatal: it is the courage to continue that counts.”

β€œWhen you have a dream, you’ve got to grab it and never let go.” β€œLife is like riding a

bicycle. To keep your balance, you must keep moving.

Who is the No 1 motivational speaker?

Top 50 Most popular motivational speakers

#1 Bear Grylls #2 Tony Robbins #3 Mr. T

#4 Cesar Millan #5 Dave Ramsey #6 Nick Vujicic

#7 Eckhart Tolle #8 Deepak Chopra #9 Kevin O’Leary

#10 Malcolm Gladwell #11 Gary Vaynerchuk #12 Robert Kiyosaki

#13 Eric Thomas #14 Paula White #15 Barbara Corcoran

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STARTING A BUSINESS ON A SHOESTRING BUDGET —HOW TO RETIRE WEALTHY — TRAVEL – ENJOY –START A BUSINESS NOW AND HAVE ADDITIONAL INCOME IN RETIREMENT

How to retire with (WEALTH IS A BEAUTIFUL LIFESTYLE) Please order one of
these books regardless of your age. Building wealth now is fundamentally to
having wealth in retirement.
Cutting Spending, paying down debt, saving 20% or more of your income, investing
in bonds, stocks, real estate, earning additional income is the way to avoid
income inequality. Millions of individuals retire with less than $2000.00 per
month after a lifetime of work.

Anyone can achieve income and wealth wealth equality. Thousands of speeches, videos
on youtube, lots of books on Amazon and Ebay will tell you step by step how to.

HERE’S SOME GREAT INFORMATIONS TO ENJOY YOUR RETIREMENT A LOT MORE

I am reading, studying THE ROAD TO WEALTH. It is to anyone advantage
to study money management. I am totally surprise at how much income/wealth one
will need in retirement to maintain the same standard of living they had before
retirement.

I was blown away when I took a look at total income. Total bills and what will
happen if one of pass. Practically half of the household income would cease.
Job retirement and social security check.

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3 TIPS — STARTING A BUSINESS — FORGET LIVING PAYCHECK TO PAYCHECK

3 Things To Do Prior To Submitting Articles

With modern communication technology comes the popularity of information-based marketing, which is one of the oldest and most effective techniques in getting targeted prospects to sites and converting them into buyers. This is why article writing, submissions and publications are also getting popular.

internet business plan, small business advertising, business newsletter, business location, business competitors, business website, search engine optimization, pay-per-click marketing, business marketing tips

To all writers and non-writers out there, now is the time to start digging up those creative writing skills back.FINANCIAL FREEDOM

With modern communication technology comes the popularity of information-based marketing, which is one of the oldest and most effective techniques in getting targeted prospects to sites and converting them into buyers.

This is why article writing, submissions and publications are also getting popular.
There are already many tools that people can use to make the process of distributing their articles more easily. Continue reading “3 TIPS — STARTING A BUSINESS — FORGET LIVING PAYCHECK TO PAYCHECK”

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7 WAYS BUILDING WEALTH IS SO SIMPLE FOR ANYONE

SAVING IS EVERYTHING

Practical Ways to Save Money

RESIDUAL/PASSIVE INCOME PAY DOWN DEBT BUILD WEALTH RETIRE EARLY

Say goodbye to debt.

Cut down on your grocery budget.

Cancel automatic subscriptions and memberships you don’t use.

Buy generic.

Cut ties with cable.

Save money automatically.

Spend extra or unexpected income wisely.5 SIMPLE STEPS TO SMALL BUSINESS SUCCESS ON THE INTERNET–EARNING ADDITONAL INCOME β€” PAYING OFF STUDENT LOANS, CREDIT CARD DEBT, SAVING MORE, AND MOST OF ALL BECOMING AN INVESTOR

Adjust your tax withholdings.

Best Frugal Ways to Save Money

Buy produce on sale or in season.

Go meatless at least once a week.

Pack your lunches.YOU CAN MAKE MONEY WITH AN ONLINE BUSINESS OPPORTUNITY

Stretch your hand soap.

Watch detergent amounts and wash only full loads.

Hang out your laundry.

Save on Gas.

Skip the bought coffee and coffee drinks.

BUDGETING

A budget is a plan you write down to decide how you will spend your money each month.

A budget helps you make sure you will have enough money every month. Without a budget,

you might run out of money before your next paycheck. A budget shows you: how much

money you make.

What is the 50 30 20 budget rule?

The rule states that you should spend up to 50% of your after-tax income on needs and

obligations that you must-have or must-do. The remaining half should be split up between

20% savings and debt repayment and 30% to everything else that you might want.

What should I invest in as a beginner?

6 best investments for beginners

High-yield savings accounts.

Certificates of deposit (CDs)

401(k) or another workplace retirement plan.

Mutual funds.

ETFs.

Individual stocks.

How to invest $100 dollars to make $1,000?

How To Invest $100 To Make $1000 a Day in 20 Ways

Invest in real estate.

Gather your savings in a high-yield savings account.

Invest in the stock market.

Start a blog.

Use robo advisors.

Invest in cryptocurrency.

Start an e-commerce business.

Start a drop shipping business.

Minimalism

Is all about owning only what adds value and meaning to your life (as well as the

lives of the people you care about) and removing the rest. It’s about removing the

clutter and using your time and energy for the things that remain. We only have a

certain amount of energy, time, and space in our lives.

What is a minimalist lifestyle?

4 Ways to Adopt A Minimalist Lifestyle | Chase

A minimalist lifestyle is intentionally living with fewer possessions β€” focusing only on

the ones you need. Living with less may be the right choice if you’re feeling overwhelmed

with clutter, if you’re looking for fewer distractions, or if you’re looking to cut back

on spending.

What does it mean to be penny-pinching?

Penny-pinching is the practice of trying to spend as little money as possible. [disapproval]

Government penny-pinching is blamed for the decline in food standards. Synonyms: meanness,

selfishness, parsimony [formal], stinginess More Synonyms of penny-pinching.

What is another word for penny-pinching?

Synonyms of penny-pinching (adj. tight with money)

miserly.

parsimonious.

penurious.

stingy. tight.

Is Penny-pinching good?

Is Pinching Pennies The Ultimate Secret To Wealth

Sometimes, it makes sense to pinch pennies and save as much as you can. However, there

are times when saving the extra money costs you in a number of other ways. Carefully

consider all the costs involved before making your spending decisions. Sometimes, the

non-money costs outweigh your savings.

You can use the purist definition, whereby debt-free means you have no debt at allβ€”from

credit cards, loans or other creditors. As a result, you don’t rely on credit cards or

other forms of credit for everyday spending.

Is it good to be debt free at 40?

Being debt-free β€” including paying off your mortgage β€” by your mid-40s puts you on the

early path toward success, O’Leary argued. It helps you free yourself from financial

obligations at a time when your income is presumably stable and potentially even growing.

Is it better to be debt free or have savings?

Our recommendation is to prioritize paying down significant debt while making small

contributions to your savings. Once you’ve paid off your debt, you can then more

aggressively build your savings by contributing the full amount you were previously

paying each month toward debt.

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BUILDING YOUR WEALTH WITH US TREASURY T-BILLS

Create A Website for $1.99/Month

What is the 2 year Treasury rate today? 9/28/2023

5.12%

2 Year Treasury Rate is at 5.12%, compared to 5.08% the previous market

day and 3.96% last year.

How to buy 2 year Treasuries?7 STEPS TO AVOID POVERTY AND ACHIEVE PROSPERITY 2023

Using a brokerage or bank is the only way to trade a Treasury before its maturity date.

Treasurys must be traded outside of TreasuryDirect through a bank, brokerage or dealer

by selling to investors looking to buy.Is the 2 year treasury a bond?

Key Takeaways

T-bonds mature in 20 or 30 years and offer the highest interest payments bi-annually. T-notes

mature anywhere between two and 10 years, with bi-annual interest payments, but lower yields.

T-bills have the shortest maturity termsβ€”from four weeks to one year.

What is the 3 month Treasury rate?9/28/2023START YOUR JOURNEY TO FINANCIAL FREEDOM WITH PASSIVE INCOME

3 Month Treasury Bill Rate (I:3MTBRNK)

3 Month Treasury Bill Rate is at 5.34%, compared to 5.35% the previous market day and 3.30%

last year. This is higher than the long term average of 4.18%.

How often do 2 year Treasury bonds pay interest?

every six months

Bonds and Notes

Bonds are long-term securities that mature in 20 or 30 years. Notes are relatively short

or medium-term securities that mature in 2, 3, 5, 7, or 10 years. Both bonds and notes pay

interest every six months.

Are 2 year Treasuries tax free?STARTING A BUSINESS FOR THE PURPOSE OF PASSIVE/RESIDUAL INCOME

Interest income from Treasury securities is subject to federal income tax but exempt from

state and local taxes. Income from Treasury bills is paid at maturity and, thus,

tax-reportable in the year in which it is received.YOU CAN MAKE MONEY WITH AN ONLINE BUSINESS OPPORTUNITY

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HOW TO GENERATE WEALTH BY INVESTING IN TREASURY NOTES

5.52%
6 Month Treasury Rate is at 5.52%, compared to 5.52% the previous market day and

3.85% last year. This is higher than the long term average of 2.79%. The 6 Month

Treasury Bill Rate is the yield received for investing in a US government issued

treasury security that has a maturity of 6 months. 9/26/2023

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EVERYONE CAN BE FINANCIAL SUCCESSFUL IN AMERICA STARTING NOW

Create A Website for $1.99/Month
THE AMERICAN DREAM IS HOMW OWNERSHIP

SIX TIPS TO HELP ANYONE ACQUIRE THEIR DREAM HOME

https://www.alabamarealtors.com/posts/2023/08/28/6-ways-your-buyers-can-save-on-their-mortgage SHARE THIS LINKS/ARTICLE WITH FRIENDS, FAMILY AND YOUR SOCIAL
MEDIA FRIENDS. ACQUIRING WEALTH IS POSSIBLE.

Thank you for reading our blog and please donate $2, $5, $10. All donations

are extremely appreciated. PLEASE DONATE NOW OR MAIL A $2.00 DONATION TO

IMGENERATIONX, PO BOX 651, TI, AL 36083-0651

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5 STEPS TO BEAT INFLATION IN YEAR 2024 PROSPERING

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STEP 1 OF 5 STEPS TO BEAT INFLATION IN YEAR 2023 AND PROSPER EARN MORE!!!!!!!!!

How often does a variable interest rate change?

A variable interest rate can change on a monthly, quarterly or annual basis. Variable interest

rates may increase or decrease, depending on changes in prevailing interest rates. The loan

payments on a variable-rate loan are less predictable, because the loan payments will change

when the interest rate changes. Your variable rates on debt is key to beating inflation 2023.

Paying high interest rates will in 2023 is affect your savings in a negative way.

4.68% — The number one way to beat inflation in year 2023 is to earn more on your saving/

to pay less interest on debt. Secured credit card versus high interest rates cards.

6 Month Treasury Bill Rate is at 4.68%, compared to 4.64% the previous market day and 0.23% last

year. This is higher than the long term average of 4.48%.WHEN DEBT VS CUTTING SPENDING–CREATING WEALTH YEAR 2023

STEP 2: What does pinching my pennies mean?

to spend as little money as possible: When we were first married we had to pinch pennies just to

get by. SMART

Is penny pinching positive or negative?

Penny pincher is synonymous with the word miser, but whereas miser is always used negatively

(to refer to Ebenezer Scrooge types), penny pincher can be used either in a negative way or in

a more neutral way to refer to someone who’s just trying to save money because they’re on a tight

budget.

How do you save penny pinching money?

9 Ways to Pinch Pennies Around the House. I’m certainly not an extreme frugalist. …

Eliminate Food Waste. …

Turn the Thermostat Up or Down. …

Don’t Buy Expensive Cleaning Products. …

Hang Clothes to Dry. …

Drink Tap Water. …

Reduce Home Entertainment Costs. …

Clean Out Your Closet and Junk Drawer.

Will minimalism automatically make me content?

Although it is a great start, it isn’t an instant cure. It is a pathway, not the end goal.

Becoming a minimalist will give you more time and will free up more of your money than ever

before. But we must focus on gratitude every single day in order to see the results.

It’s that journey of intentional self-improvement, and appreciating what we already have,

that will bring us contentment.

STEP 3: What are the 3 biggest strategies for paying down debt?

Image result for pay down debt

In general, there are three debt repayment strategies that can help people pay down or pay

off debt more efficiently. Pay the smallest debt as fast as possible. Pay minimums on all

other debt. Then pay that extra toward the next largest debt.

STEP 4: What Is a Variable Interest Rate? A variable interest rate is one that can fluctuate over

time, causing your loan payments to change. Variable rates are common on credit cards and home equity

lines of credit (HELOCs). 1 You may also find variable-rate private student loans. How much interest

will you pay in 2023??? Will you pay $1000.00, $2000.00 or even more??? Remember variable rates

can change at anytime.

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5 STEPS OF HOW SUCCESSFUL PEOPLE RECEIVE BREAKTHROUGHS 2023


STEP 1

What words mean successful?

Synonyms of ‘successful’ in American English

thriving.

booming.

flourishing.

fortunate.

fruitful.

lucky.

profitable.

prosperous.

STEP 2

What leads to success?

To achieve success you must strive very hard to meet your goals, and that requires big ideas

and an indeterminate will to execute them. If you were to ask any successful person or

motivational coach about how to achieve success, then their first piece of advice would most

probably be to β€œthink positively.”

How do I make my life successful?

8 Simple Ways to Be Successfulβ€”from 8 Inspiring Leaders.

Be Passionate. And do what you for love.

Work Hard. Don’t ever fool yourselfβ€”success comes from really hard work.

Be Good. And by that, I mean damn good.

Focus.

Push the Limits.

Serve.

Create Ideas.

Be Persistent.FREE WAY PELL GRANT 2023 PAY SOME COLLEGE EXPENSE–

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STEP 4:

Prepare for the UNFORESEEN

Focus on your Goals.

Foster Good Habits.

Learn from your Mistakes.

Try another Approach.

Take Smart Risks.

Learn from Professionals.

STEP 5:

What is the biggest key to success?

With these simple and some of the most important essentials, I believe everyone can achieve

their goals and be successful.

1.Goals Clarity.

2.Self Belief.

3.Passion.

4.Knowing your Skill Set.

5.Values and Principles.

6.Persistency.

7.Positive Attitude.

8.Commitment and Hard Work.

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EARN $150,000 PER YEAR AND UP AS A SOFTWARE DEVELOPER

Software developers create the computer applications that allow users to do

specific tasks and the underlying systems that run the devices or control

networks. Software quality assurance analysts and testers design and execute

software tests to identify problems and learn how the software works.Feb 6, 2023

Software Developers, Quality Assurance Analysts, and Testers

Bureau of Labor Statistics (.gov)

Developer Salary

How do I become a coder with no experience?

Here are 10 steps that can help you get a job in programming without experience:

Improve your coding skills.

Create a portfolio.

Build your online presence.

Network with other programmers.

Earn certifications.

Take part in coding challenges or competitions.

Write a strong resume.

Build projects.

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MILLINEALS GENERATION — 7 HABITS OF OUTRAGEOUSLY SUCCESSFUL WORK AT HOME B USINESS — STOP LIVING PAYCHECK TO PAYCHECK — BUILD WEALTH TO RETIRE EARLY WHILE LIVING DEBT FREE

7 Habits of Outrageously Successful Work At Home Businesses

Do you ever wonder why some homebased businesses are outrageously successful while others barely get off the ground?

It’s no secret that some work at home maverics have cracked the code. Discover 7 Habits ro creating your own work at home empire.YES YOU CAN BUILD WEALTH TO RETIRE RICH

Work from home, work at home, home based income businesses, home based career

You’ve read the ads or seen the infomercials. β€œBuild a six or seven figure income while lounging in your pajamas in your work at home business.”

For many people who hear this, their scam detector goes up and they become defensive. Why? Because they have heard countless horror stories of people who have lost their shirt trying to create a business from home.

However, the truth is there are thousands of home based entrepreneurs around the country who have cracked the code, created their place in the world and taking it to the bank.

So how did they do it? Why do some people struggle and never ever break even while others create outrageously successful homebased careers?MONETIZING YOUR HOBBY OR STARTING A BUSINESS IN YOUR FREE TIME

There are certain habits which I believe are consistent with all of these enterprises. Here are seven habits or traits when implemented work to insure an outrageously profitable venture.

1. Find a hungry target market and look for a product or service to meet their needs. I am surprised how many frustrated entrepreneurs miss this.

What often happens is someone gets excited, hit by an entrepreneurial seizure and tries to start a business with a product or service and feels it will sell simply because of their emotional attachment. Keep your mind open when looking at home based business income opportunities.

However, make sure someone wants to buy whatever you have to sell before you jump in.

Don’t get me wrong you want to have a passion for what you do. However, if you love 8 track tapes it might be a problem. And depending on your age you might be thinking, β€œWhat’s an 8 track tape?” Get my point?GENERATIONX STARTING A BUSINESS WANT TO BE WEALTHY?

However, if you find a group of people who are hungry for what you have is like shooting fish in a bucket. When you find a group that has a problem they want solved they will pay you to do it.

2. Understand nothing happens until a sale is made. I am amazed at how many budding entrepreneurs say they hate sales.

This is unfortunate because everything else in a business is an expense. If you don’t have sales coming in the door eventually the doors will close.

Sales and marketing if done correctly is the engine to a company’s success. The key is to add value to the customer at every opportunity. One of the vital things to remember is the first time you obtain a client is the most expensive.

But the real wealth is built when you have the opportunity to sell to a customer over and over again. Some companies even take a loss to get the customer in the pipeline because they realize the real money is on the back end and the true profit is in the lifetime value of the customer.

3. Develop a strong team. One of the traits that will accelerate the success of any business is the leverage generated by the help of others.YOU CAN MAKE MONEY WITH AN ONLINE BUSINESS OPPORTUNITY

Robert Kiyosaki Author of Rich Dad Poor Dad says, β€œBusiness and investing are team sports.” The average investor or small-business person loses financially because they do not have a team. Instead of a team they act as individuals who are trampled by very smart teams.”

While you are building a home based business you don’t want to do it alone. There are only 24 hours a day and you can’t do everything.

You want to look for opportunities to outsource all non revenue generating activities. Successful proprietors don’t waste a lot of time on filing and organizing.

4. Focus on the business not just working in the business. What separates you from being able to create a company that provides you with great income and lifestyle versus one that you are chained to the doors is a matter of focus.EARN ADDITIONAL INCOME TO PAYOF CREDIT CARDS

Successful entrepreneurs focus on the big picture.

I’m saddened when people say, β€œNo one can do what I do.” This might be true however it presents a great challenge. You are now a slave to your business.

The business no longer serves you. The goal must be to take β€œyou” out of as much of your business as possible.

Look for ways to remove you, automate and systemize the process. One of the ways to do this is to use the leverage of technology. You might want to use a website that allows people to order your product or service 24/7.

Or you might write a book which can be sold while you are sleep. Get the picture.

5. A highly successful home based business has a central theme or mission. Many home based businesses never reach success because they are trying to do too many things at the same time.

You might be saying, β€œBut I want to create multiple streams of income.”

The problem with multiple streams of income can be a nightmare if approached incorrectly. New entrepreneurs often make the mistake of trying to create several profit centers from non aligned businesses.

For example, you will find people who try to start real estate, network marketing and internet marketing all at the same time.YOU CAN MAKE MONEY WITH AN ONLINE BUSINESS OPPORTUNITY

The reason you will almost never have success with this strategy is you can not build momentum. Each business has a totally different business model and you can’t leverage the energy of one to another.

However, the successful home based entrepreneur understands the law of momentum. For example, if you were an author one of your products would be the book.

What does home based mean in business?
By Entrepreneur Staff. Home Based Business Definition:Β A business whose primary office is in the owner’s home. The business can be any size or any type as long as the office itself is located in a home.

However, you could spin that product into an empire by leveraging it into an e-book, tape set, work-book, seminar, boot camp and coaching program.

Do you see the power of having one central product or theme and how you can leap frog to success? You want to be focused and committed to a central theme. Once you have success you can add another stream of income. This trait is one of hidden keys to success.

6. Resilient and quick to adapt to change. This is one of the distinct advantage solo-entrepreneurs have over large companies.

Often time’s large corporations invest thousands of dollars in a project and even when they know it’s not working they are slow to change. In Corporate America this may not kill a business because one mistake is just a cog in the wheel.

However, in small business your ability to change on a dime allows you test things and when things work you do it with massive all out action. And when something is not what working you simply let it go, test something else and move forward.

7. Commit to continual education. Now, I am not talking about another degree or certificate. There are plenty of people with plaques on their walls that aren’t able to create the income and lifestyle they want.

However, I love the quote by one of the leading experts in self-development. Jim Rohn says, β€œFormal education will make you a living; self education will make you a fortune.”

Personal development and specialized knowledge often is the difference between a fledgling operation and one that has an outrageously bottom line.

Why? Because successful people know that the best investment they can make is in self.

Make sure that you are always staying ahead of the curve and immerse yourself in your area of expertise. You can do this by attending seminars, tele-classes, boot camps or participating in coaching programs.

Do you want to build wealth from home? Cut your learning curve by modeling one or all of these traits from successful home based businesses.

You will find when you model those who have had success you will too if you embody the same traits. Start today and you will be on your way to outrageous success.
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7 STEPS TO AVOID POVERTY AND ACHIEVE PROSPERITY 2023

What are Treasury bill rates today?

Basic Info

3 Month Treasury Bill Rate is at 5.30%, compared to 5.30% the previous market

day and 2.74% last year.

Where to buy 6 month Treasury bill rate?

TreasuryDirect allows investors to buy Treasury bonds and bills directly from

the U.S. government.

How safe are 6 month Treasury bills?

T-Bills Are a Safe Investment

The federal government has never defaulted on an obligation, and it’s universally

believed it never will. Investors who hold T-bills can rest assured that they

will not lose their investment. T-Bills are considered a zero-risk investment

thanks also to Treasury market liquidity.

How To Invest In Treasury Bills

THE UNITED STATES IS ONE OF THE MOST PROPEROUS COUNTRY ON THIS PLANET

What does it mean to live a life of prosperity?

making the world a better place and helping others prosper as well

What is the real meaning of poverty?

Poverty is about not having enough money to meet basic needs including food, clothing and

shelter. However, poverty is more, much more than just not having enough money. The World

Bank Organization describes poverty in this way: β€œPoverty is hunger.

STEP 1: SELF DISCIPLINE

What is the true meaning of self-discipline?

Self-discipline is the ability to control yourself and to make yourself work hard or

behave in a particular way without needing anyone else to tell you what to do. Exercising

at home alone requires a tremendous amount of self-discipline.

STEP 2: DREAMING BIG

Dreaming Big Requires Overcoming Fear of Success

It might mean feeling like the odd one out in your family or friend group. It might mean

having more responsibility than we really want. Or, it could lead to resentment from

others or even confusion about our own self-concept.

What are the six steps to self-discipline?

Here are six exercises that will increase your self-discipline:

Acknowledge your weaknesses.

Create a clear plan.

Remove temptations.

Practice tolerating discomfort.

Visualize the rewards.

Recover from mistakes.

Keep Trying and Reap the Rewards.

Is dreaming big a good thing?

Dreaming big will give you a sense of accomplishment, even if your dream doesn’t come true.

his is because when people dream they set their sights on something bigger than themselves,

even when it seems impossible. This gives them the motivation to make changes and take

action towards that dream in their lives.

STEP 3: SETTING GOALS

What are the 5 steps in goal-setting?

The methods for effective goal-setting will vary from person to person or team to team,

but here are some steps to get you started:

Brainstorm actionable objectives.

Identify realistic and specific goals.

Break down goals into smaller steps.

Identify possible obstacles.

STEP 4: TIME MANAGEMENT — TIME BLOCKING

Time management is the process of organizing and planning how to divide your time between

different activities. Get it right, and you’ll end up working smarter, not harder, to get

more done in less time – even when time is tight and pressures are high. The highest

achievers manage their time exceptionally well.

STEP 5: POSITIVE THINKING

What is positive thinking?

Positive thinking, or an optimistic attitude, is the practice of focusing on the good in

any given situation. It can have a big impact on your physical and mental health. That

doesn’t mean you ignore reality or make light of problems.

How can I practice positive thinking?

The Power of Positive Thinking: 5 Ways You Can Practice…

Use affirmations.

Remind yourself to focus on the good things, no matter how small they are.

Do something nice for someone.

Focus on the present moment.

Surround yourself with positive people.

STEP 6: ORGANIZE PLANNING

How do you organize your planning?

Five tips for organizing your planner

Set task priorities. Every day, take a few minutes to think about

what’s most important.

Use Timeboxing. Timeboxing is a technique that can help you make the

most of your time.

Make it a habit.

Schedule in buffer time.

Be flexible

STEP 7: FOCUSING ON YOURSELF/YOUR MENTAL ABILITY

What are the 4 ways of being spiritual?

Here are five tips on how to be more spiritually aware.

Start a Daily Meditation Practice. One of the most effective ways of becoming more

spiritually aware is to have a daily meditation practice.

Cultivate Emotional Intelligence.

Practice Self-Love.

Connect More Deeply with Others.

Cultivate Gratitude.

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MOMS — START A BUSINESS FROM HOME

BUILD RESIDUAL AND PASSIVE INCOME TO RETIRE EARLY, TRAVEL AND PURCHASE A

NEW LUXURY CAR, NEW SUV, OR A NEW MINI VAN TO TRAVEL IN

Start A Business From Home

Create A Website for $1.99/Month

This article provides some free tips to help start your business at home.

Inside corporates there are many high paying jobs. Access to qualifications, lack

of time flexibility and time away from the family prevent many financial freedom

in this environment. When you work for someone else you always have to put the

needs of your company and your boss ahead of your own.

The question is how about those busy mothers, stay at home dads and those who

do not have the time.

This article provides some free tips to help start your business at home.

Inside corporates there are many high paying jobs. Access to qualifications, lack

of time flexibility and time away from the family prevent many  financial

freedom in this environment. When you work for someone else you always

have to put the needs of your company and your boss ahead of your own.

The question is how about those busy mothers, stay at home dads and those

who do not have the capability or the desire to work outside their home.

Are they be able to work and earn some extra money?

The answer is yes, but you need to consider what kind of home business you

want, how to get started, and what your target market is.

There are some basic issues that everyone encounters when starting a new

home business. Like deciding on what kind of business you can start up. For

instance you can decide to be the best writer, tax accountant, or web designer

in the market.

An other issue is how to get connected to the world market or even your local

markets, how could you market your product or service?

You should think these through to help avoid the barriers that may occur while

you are creating your home business. Here is a five point plan to get started

with internet marketing and to help you to market your products or services f

rom your own home.

1. Decide who your main customers are. As a group, how old are they? Where

do they live? How much money do they make? What kinds of jobs do they have

and what are their interests? The better you can understand customers, the better

you’ll fare in the next four steps.

2. What kinds of media do your main customers use?

Each type of media has its own target audience. Each radio station, newspaper,

magazine, or TV program tries to interest a specific segment of the population. The

trick is to match your main customers with the kinds of media they use. Remember

that media is not just TV and newspapers.

Effective media can be anything that conveys your message. Media choices range from

million dollar commercials, to a few free pens with your name on them. With this in

mind, the internet is one of the most powerful media you can use. The internet is also

a relatively low cost entry for your home business.

3. Focus on media you can afford to use consistently to promote your home business.

One of the keys to effective marketing is consistency. You have to hit the audience

with your message again, and again.

Many marketers use the Rule of Seven. Prospective customers must see or hear your

message seven times before they consider buying. Don’t spend your entire

marketing budget on a one-shot media blitz. Choose a less expensive type of media

that you can afford to use week after week.

Google Adwords may be a good place to start your home business advertising. Just

be sure to get a free eCourse to educate yourself on how to effectively use this type

of advertising before you invest your advertising dollars.STOP LIVING PAYCHECH TO PAYCHECK

4. Sell the main benefit of your product or service.Create A Website for $1.99/Month

Focus on what is unique about your home business products or services. How does

your product or service improve your customer’s life? Talk to your customers from

their own perspective. Does your product or service save them time? Make them

richer? Make them more attractive?

Your marketing should drive home this most important benefit as clearly and directly

as possible. Customers want to know what’s in it for them. When you advertise the

features of your product or service, connect those features to the benefits.

5. Finally, remember to promote your business with the latest on-line marketing

tactics. Articles are very effective method to get the word out.

The Internet is available to everyone. It’s the only “big” media that allows the small

home business person to get their message out at very low cost. Bulletin boards

and newsgroups may appreciate helpful information that you provide. Most won’t

mind if you sign your name along with four to six lines about your business in

your bio line.

There you have it. We have covered a few steps to help ensure you get your home

business off to a great start. Keep them top of mind as you plan your home business.

These points are some of the keys to determine if your business will be a success

or failure.

One last small suggestion. Never stop looking for new ideas, a better delivery method

or a new angle on an old concept. Starting a business is one thing, keeping it going

requires and enquiring mind and the flexibility to keep up with an ever changing

marketplace.

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FLIPPING HOUSES– WEALTH IS UNLIMITED WHEN IT COME TO REAL ESTATE.

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